...My Maid Invests in the Stock Market… My Maid Invests in the Stock Market Including: 4 Rules of Making Millions in the Stock Market And Why You Should, Too! Because Everyone Ought to Be Rich Bo sanchez 1 2 My Maid Invests in the Stock Market My Maid Invests in the Stock Market… And Why You Should Too! Because Everyone Ought to Be Rich Bo Sanchez 3 My Maid Invests in the Stock Market And Why You Should, Too! ISBN- 978-971-007-020-6 Copyright © 2010 by Eugenio R. Sanchez, Jr. Requests for information should be addressed to: Shepherd’s Voice Publications, Inc. #60 Chicago St., Cubao, Quezon City, Philippines 1109 P.O. Box 1331, Quezon City Central Post Office 1153 Quezon City Tel. No. (+632) 725-9999; Fax. No. (632) 727-5615 e-mail: sales@shepherdsvoice.com.ph All rights reserved. No part of this publication may be reproduced, except for brief quotations, without the prior permission of the publisher. Cover Design and Layout by Rey de Guzman 4 My Maid Invests in the Stock Market Disclaimer: Investing involves substantial risk. Neither the author, the publisher nor any of their respective affiliates make any guarantee or other promise as to any results that may be obtained from using this book. No reader should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence, including carefully reviewing the prospectus and other public filings of the issuer. To the maximum extent...
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...------------------------------------------------- What are stocks? Stocks are shares of ownership in a corporation. The stock market is a place where stocks are bought and sold. The Philippine Stock Exchange (PSE) is the corporation that governs our local stock market. People buy or invest in stocks to benefit from a company's tremendous value potential over time. Once you buy or invest into a stock you now become part owner or a shareholder of that particular corporation. Download the latest PSE Information Primer ›› ------------------------------------------------- How to make money in stocks? As a Shareholder, you can now participate in the company's growth and success through stock Price Appreciation and by earnings Dividends. Capital or price appreciation is an increase in the market price of your stock over time brought about by an increase in its potential value and the demand to buy its shares. The faster a company can grow, the faster its price can appreciate. Profitable corporations can also issue dividends, whether in cash or in additional shares of stock as a means for shareholders to share in their distributed profits. Top ›› ------------------------------------------------- Why Invest in the Stock Market? History has proven that investing in quality stocks can provide greater returns than most investment instruments. This offers you the best chance in achieving your financial goals and gives you the ability to later enjoy the benefits of your...
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...Security” said that reaching financial security is like building a house. You start with a foundation, you add the floors as you go on, you put on a roof, you finish the inside and then you move in. For most people, the only way to attain financial security is to save and invest over a long period of time. You just need to have your money work for you and that’s what you call investing. You become an investor when you put your money into things that can grow in value. You can invest your money in term deposit, the safest kind of investment that most people are more likely to be engage with. This kind of investment are very appealing to conservative, low risk investors because of the fact that there is no risk of losing your money. But wait, do term deposits give you a big return from the money you invested after waiting a long period of time? If you are a type of person that can accept a higher risk, you can invest your money in a stock market. In the financial market, stock refers to a supply of money that a company has raised. It comes from people who have given the company money in the hope that the company will make their money grow. The shares of stock are bought and sold in the stock market. The goal is to buy the stock at a low...
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...How to Find the Best Stocks Introduction Investing in the stock market can be a risky, but many times rewarding business. In order to ensure that you turn a profit, you need to invest in the right stocks. Finding the right stocks can be a challenge for those that are new to investing, but with some tips and advice, and a little knowledge, finding those lucrative stocks is made a whole lot easier. Before starting off, you need to understand your goals and how you are going to achieve them. In addition to formulating goals, you need to do some basic market research. Ask yourself questions like “What market am I going to invest in?” and “How much am I willing to risk?” Now that you have your basic goals and research completed, you need to get down to actual investing. Before you do this, you need to know which stocks you are going to be investing in. There are many tools online that can help you, such as Google Stocks, which helps you keep track of certain stocks to see which direction they are trending in. As general advice, the best stocks to invest in are those that have recently hit rock bottom, and are on their way back up. Investment Risk Profile Simply put, your investment risk profile is how “risky” you are as an investor. Most people think that the stock market is 100% safe and risk-free to invest in, but in reality people do lose money in the stock market, just look at how many lost money in the Great Depression. Determining your investment risk profile...
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...2/2/13 How To Invest In Share Market ? Awards & Gifts +2183 Recommend this on Google New Member FAQ | Resources Help Topics Practice Tests | | Forums | Login Register Search Earn Revenue | Posting Guidelines Admissions Ask Experts Question Papers Jobs Universities Colleges Courses Schools Training Gift Shop | Bookmarks | Reviews | Learn English | Social Hub | Links | New Posts | My India | Members | Polls | Join our online Google+ community for Bloggers, Content Writers and Webmasters Active Members Today Bishes Dudani (21) Kamal Kishore (21) Jebaprincy (16) Last 7 Days R Pramod (1442) YASIF K A (594) Bishes Dudani (544) R s u c s» F n n e I v s m n s» S a e M r e eore iac/netet hr akt How To Invest In Share Market ? Posted Date: 22-Jan-2009 Category: Share Market Author: Lenin Member Level: Diamond Points: 25 (Rs 25) m ore ... This article gives an introduction to investment options and provide lot of tips on investing in share market. How To Invest In Share Market ? Share Market Share Market is a place where everyone take bath in order to taste the money. But it purely depends on the fundamentals, luck, global cues, behavior of other country markets, currency rate, Forex rates, currency trading etc. Trading is done in terms of the shares. These shares are the name of the companies which gets listed, generally. Also the share price varies...
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...technology comes but market always corrects any irrationality itself. Malkiel suggest that investor should invest in such companies that have ability to make and sustain profit. The most interesting fact for me was how only changing the name of the company to dot-com or dot-net affected the price of stocks in the market. Companies that changed their names to include some Web orientation enjoyed a 125% greater increase in price during 10 day period than others. This shows us how reckless and irrational investors were at the time and how blindly they follow the flow to get rich faster. Given that, chapter 14- A Life-Cycle guide to Investing is basically a detailed guide on how to invest for yourself. As it suggest risk and return are related, it depends on the time how long you invest in stock and bonds. Stocks and bonds become less risky if investors hold it down for longer period. Thus, age becomes very critical element in determining the allocation of your assets. Malkiel advise that young people should invest in stocks and should have aggressive portfolio. On the other hand older people who are hoping to replace their income to portfolio return should invest in bonds and stay away from risky investment. Malkiel believes that it is a good idea for older people to invest in retirement funds. Malkiel suggest that dollar cost averaging can be useful. If you invest fixed amount of stock and bonds for long period regularly then investors will be better off because investor will buy more...
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...Financial Market and Institution Survey on Investor’s behavior |Name |ID | |MD. ABDULLAH-AL-BAKI |BBA- 029090249 | |MD. ZUBAIR ISLAM |BBA- 03211209 | | | | Section : BBA 41 (D) Date : 03.04.2012 FINANCIAL MARKET AND INSTITUTION Survey questionnaire: 1. Name of respondent : 2. Invest range : |Tk. 5 lakh < |Tk. 5-10 lakh |Tk. 11-15 lakh |Tk. 15-20 lakh |Tk. 20 lakh | | | | | | | 3. Age range: |25y-30y |31 y – 35 y |36y – 40 y |41y – 45y |46 and above | | | | | | | 4. Education level: |School |College |Graduation |Post Graduation |Above Post. Grad | | | ...
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...have been working on our own personal portfolios via an online investment strategy game called StockTrak. This investment simulation gives an enjoyable way for students to learn how to effectively invest capital into financial assets. Each student was granted one million dollars at the beginning of the investment period in which they can devote towards assets such as stocks, bonds, mutual funds, options, and many other resources in order to maximize their return. Going into this project, I tried to come up with a plan on what my overall goal would be. I decided that I planned on investing in stocks that would offer a greater return in the long run. Letting my stocks continuously grow over many years could have potentially yielded a sufficient return in the long-run. This kind of investing would work well for a retirement fund, which is what I decided my ultimate goal would be. I would plan on using my investment income to support my retired life, or if I was lucky enough, to use to fund my children’s education or any other large future expenditure. Personally I am very risk averse and don’t do well with the thought of losing money, so I originally started off by making small investments. However, I realized that if I wanted to start making larger returns I should make larger more risky stock purchases. Considering I had a rather mild risk tolerance and didn’t have a very long time to watch my assets grow, I expected to have annual returns of around 7%. Investing in...
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...Project Number: DZT0517 Stock Market Trading An Interactive Qualifying Project Report Submitted to the faculty of the Worcester Polytechnic Institute in partial fulfillment of the requirements for the Degree of Bachelor of Science by ___________________________________________ Meng-Yu Ni Date: August 2006 Approved by: __________________________ Professor Dalin Tang Project Advisor 1 Abstract Using the information from the internet and published books, a general understanding about stock market and trading strategies was obtained. The knowledge and trading strategies were applied in the market in a stock market simulation to get real-time trading experience. Experiences learned from using trading methods in this simulation will help me to become a better investor in the future. 2 Acknowledgement First, I want to thank my parents who gave me the opportunity to study at Worcester Polytechnic Institute in USA. Second, I would like to thank my advisor, Dalin Tang, who gave me advices, and help me during this whole project time. Thirdly, I want to thank Worcester Polytechnic Institute for giving me opportunity to do this project, which made me to learn more things from outside of classes by myself. Finally, I would like to thank all the people who gave me some help when I needed it. 3 Table of contents Abstract ........................................................................................................................... 2 Acknowledgement...
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...Classifications, Risks, Expenses and Performance in Egypt Supervised By Dr. Ahmed Bahaa Presented by: Yasser Hassan El Sayed Oct 19, 2014 DrAhmedBahaa-ESLSCA-FM-45A-Yasser Hassan El Sayed - Mutual Funds Assignment Page |1 Table of Contents TABLE OF CONTENTS ............................................................................................................................................1 1) WHAT IS A MUTUAL FUND? ................................................................................................................................2 1.1. 1.2. 1.3. 2) WHAT IT IS? ...................................................................................................................................................2 WHY WE INVEST IN MUTUAL FUNDS?...................................................................................................................2 OBJECTIVES OF MUTUAL FUNDS? ........................................................................................................................3 MUTUAL FUNDS TYPES........................................................................................................................................3 2.1. 2.2. OPEN-END FUNDS............................................................................................................................................3 CLOSED-END FUNDS ............................................................................................................................
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...TITLE Analysis of how Mutual Funds can be used as a dynamic tool for diversification.. INTRODUCTION There are a lot of investment avenues available today in the financial market for an investor with an invest-able surplus. He can invest in Bank Deposits, Corporate Debentures, and Bonds where there is low risk but low return. He may invest in Stock of companies where the risk is high and the returns are also proportionately high. The recent trends in the Stock Market have shown that an average retail investor always lost with periodic bearish tends. People began opting for portfolio managers with expertise in stock markets who would invest on their behalf. Thus we had wealth management services provided by many institutions. However they proved too costly for a small investor. These investors have found a good shelter with the mutual funds A mutual fund is an investment vehicle that comprises a pool of funds collected from a large number of investors who invest in securities such as stocks, bonds, and short term money market instruments. The portfolio of a mutual fund is structured and maintained by fund managers. Diversification means spreading out money across many different types of investments. When one investment is down another might be up. Diversification of investment holdings reduces the risk tremendously A mutual fund is a group of investors operating through a fund manager to purchase a diverse portfolio of stocks or bonds. Mutual funds are...
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...corporation is divided into shares is called Stock. The person who owns a stock is a shareholder. The major shareholders of the corporation elect board of directors. The shareholders would not have direct control because, in a corporation, direct control and ownership are often separate. Board of directors makes rules on how the corporation should run and delegates the decision making to corporate management team. The Corporate management team will consists of Chief executive officer (CEO) and Chief financial officer (CFO). The main important job of a financial managers is to make best decision to increase the value of the company which would increase the value of stock invested by the investors. Corporation would also make invest on other big corporations to increase their value. The chief financial officer takes responsibility for making those financial investment decisions on other companies by purchasing those company’s stocks. There are two options of stock available in the stock market which is Value and Growth stock. Value stocks are usually low price to earnings ratio and low price to book ratio. Sometimes a company may have weak temporary earnings and had fallen on bad times. Sometimes poor quarterly earnings depress the company’s stock price temporarily and create a long-term stock buying option. Many investors look for these corporations called as Margin as Safety which means the market has discounted the price of the stock more than its intrinsic value, the present...
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...ABC’s Stock Trading Seminar Guest Speaker: Antonio Paolo Jimenez Why People Invest In Stocks? Why people invest in stocks? A very good question from the people who don’t know what matter it is? Stocks can appreciate in price, creating capital gains, or an increase in the value of your asset, which grow your wealth. Stocks have offered the most potential for growth, you can ride out the ups and downs of stocks and you don’t need to invest all your money in stocks. People invest in stocks for a variety of reasons, investing in stock market would be a good decision for people who want to gain money, people could earn money in easier way trough investment of stocks. Most of us burn the midnight oil or simply says we overworked. To live is to work and also to earn. In the very first place, young employed, business men or entrepreneurs, ordinary people save for retirement when get old, something that’s years away but probably it must not be the first priority. But it does not mean it is alright to wait for the right time to save money. In real situation, the best way to grow money over a long period of time is by investing in stocks and stock mutual funds. Investing money is a decision that made you confuse before you decide to invest. When it talks ...
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...lower. Different levels of risk apply to common and preferred stock, as well as to corporate bonds. Corporate bonds generally have the lowest level of risk of the three investment types, but also offer lower returns, in spite of regular dividend payments. Common stocks have the highest risk of the investments and the highest potential returns. Common Stocks When you purchase stock in a company during a public offering, you become a shareholder in the company. Some companies pay dividends to shareholders based on the number of shares held, and this is one form of return on investment. Another is the profit realized by trading on the stock exchange, provided you sell the shares at a higher price than you paid for them. The risks of owning common stock include the possible loss of any projected profit, as well as the money paid for the shares, if the share price drops below the original price. Preferred Stocks This type of stock is rated by the agencies in the same way as corporate bonds are, which is based on the company’s performance, and gives buyers a degree of reassurance. The stock is purchased either online or through a broker, and offers a variety of different share options compared with common stocks, which are relatively straightforward. Most preferred stocks pay shareholders a fixed dividend based on profits over a specific period. A disadvantage of preferred stocks is the lower yield compared with common stocks. This is due to the reduced risk of the investment, which is...
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... 1. If you invest 25%of your money in the stock of Citi bank (C) with an expected rate of return of -32% and 75% of your money in the stock of Apple (AAPL) with an expected rate of return of 120%, what will be the expected rate of return on this portfolio? 2. Penny Simpson has her first full-time job and is considering how to invest her savings. Her dad suggested she invest no more than 25% of her savings in the stock of her employer, Emerson Electric (EMR), so she is considering investing the remaining 75% in a combination of a risk-free investment in U.S. Treasury bills, currently paying 4%, and Starbucks (SBUX) common stock. Penny’s father has invested in the stock market for many years and suggested that Penny might expect to earn 9% on the Emerson shares and 12% from the Starbucks shares. Penny decides to put 25% in Emerson, 25% in Starbucks, and the remaining 50% in Treasury bills. Given Penny’s portfolio allocation, what rate of return should she expect to receive on her investment? 3. Evaluate the expected return for Penny’s portfolio where she places 1/4th of her money in Treasury bills, half in Starbucks stock, and the remainder in Emerson Electric stock. 4. Determine the expected return and standard deviation of the following portfolio consisting of two stocks that have a correlation coefficient of .75. Portfolio Weight Expected Return Standard Deviation Apple 0.50 0.14 0.20 Coca Cola 0.50 0.14 0.20 5. Sarah plans to invest half of her...
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