...The Inside Key Of Identity theft And What You Must Do To Secure Yourself Identity theft is the use of other's details or identity without authorization. Under the Fair Credit Confirming Act, identity theft is determined as "the use or tried use of an account or determining details without the owner's authorization." The 1998 identity theft and Supposition Prohibition Act also explains "identity theft" as "knowingly exchanges or uses, without legal power, a indicates of identity of another person with the purpose to commit, or to aid or abet, any illegal activity that is really a breach of Federal law, or that is really a criminal activity under any proper Condition or local law. Information Convenience & Protection Actual physical identity...
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...Identity Theft Abstract This research paper will examine what is known about identity theft. The paper begins with defining the crime and its background, followed by a review of the patterns and incidences of identity theft. This review will include data on the extent and costs of this crime. Discussion will then focus on victims and perpetrators of identity theft. Common techniques used by identity thieves will be explored along with tips to protect consumers and businesses from having their identities stolen or data breached. Legislation in place to prevent and prosecute identity theft will be discussed. How to report identity theft is also explained. Defining Identity Theft The U.S. Department of Justice defines identity theft, also called identity fraud, as “all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain” (U.S. Department of Justice, 2015). Identity thieves use personal data such as Social Security numbers, bank account or credit card numbers to personally profit at the victim’s expense. These breaches allow thieves to take funds out of bank accounts or in the worst cases, take over a victim’s identity completely, running up huge debts and committing crimes using the victim’s name. Victims not only suffer the out-of-pocket financial losses, but they may have to rebuild their reputation in the community due...
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...PREVENTING IDENTITY THEFT Matthew Cao Edina High School Abstract Identity theft is a frequent occurrence in today’s age of technology. Identity theft is when someone impersonates another person without their permission and could be for any reason. It can happen through database breaches or simply losing important personal information, and can happen to anyone. However, there are preemptive measures and steps if identity is stolen. There is also legislation to minimize the risk and cost of identity theft. What is identity theft? In 2017, over 15 billion dollars were stolen from 13 million victims of identity theft. Identity theft is any case where someone pretends to be someone else for any reason, and can happen to anyone. The most common reason for someone to steal someone else’s identity...
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...Online Sites For an identity theft, it is easy to find information online. You can find a Social Security number online for any living person for $49 at DocuSearch.com. Other Internet sites have more information about you. For $150 NetDetective 2000 will provide all the info you ever want to know, including date of birth, salary, social security number, everyone you’ve ever married, police records, elementary school, high school and college. Thieves also like to steal the identity of a person recently deceased. The Mormon geneology site, familysearch.org, is the third largest database in the world. The site will give you date of birth, date of death and social Security number, along with the last five cities the person lived in prior to his...
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...internet became universal, identity theft became a huge problem as more and more information, private or public, are becoming available online. People gain access to other people’s information more easily and therefore the information can be used in personally and industrially by third parties without the owner's’ actual consent or knowledge. This is identity theft. These information may include the owner’s name, age, sex, appearance, phone number, email address, home address, username and password for accounts, the school they attended, hobbies and other activities they involved in. These information, if shared, may result in the host getting spammed, scammed and other risks that may harm them physically or mentally. Signs that...
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...You’d think that thieves would only steal things like candy, a shirt, a purse or something bigger like a diamond or a money, but thieves also take things like your identity. Keeping yourself from getting attached is just knowing what you are dealing with, know how to protect yourself and if it does happen how to recovery. Most thieves target those who are easy to take from, Identity thieves do the same thing, they pray on those who do not protect themselves, though you can protect yourself from most. Identity thefts are known as a thief who steals your personal information to commit fraud. Identity thieves can use your information, like your social security number (SSN) or your full name and birthday to open accounts on social media and...
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...Identity Theft, n.d.), these were the times without any Facebook, twitter or instagram, impersonating someone was actually challenging, the criminal had to have a lot of patience, time and energy to go through obtaining the data, that is just one phase and there was no authenticity for it. But then again the people at that time had limited information which made it much easier to pull it...
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...The fraudulent acquisition and use of a person’s private identity could ruin a person’s life. Identity theft happens every day and could happen to anyone. There are many different types of identity thefts. For example, social security theft, financial theft, and tax identity theft are very common. As common as these different types of situations are there are many precautions we can take to prevent this from happening to individuals, businesses, and or government agencies. By storing personal information in a safe place at home and at work, installing firewalls and virus detection on your computers, and creating complex passwords for user accounts. It is critical for all businesses and an induvial to store and protect their personal information with great precaution against identity theft. A Firewall can control the entry of a hacker trying to intrude or steal information through your internet connection. Essentially this program monitors and allows you to decide what information is being sent and received. According to the Geek Squad “Hardware-based firewalls built into network routers, provide a better level of security.” The higher level of security you have for your...
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...Identity theft is the crime of using someone else's personal information for self-gain. According to an article in USA Today, identity theft is surpassing traditional theft and is becoming the leading form of property crime (Anderson). The Federal Trade Commission estimates that more than 9 million individuals are victims of identity theft each year. The Justice Department puts the figure at more than 3.5 million households (Anderson). Anyone can become a victim of identity theft and it is not limited to the financial activities of one’s life. People’s identity is also stolen in order to commit criminal activities. Both activities are defined as fraud and are punishable by law if caught. Financial identity theft or fraud includes bank fraud, credit card fraud, computer and telecommunications fraud, social program fraud, tax refund fraud, and mail fraud. In fact, a total of 25 types of financial identity fraud are listed and investigated by the United States Secret Service (Obringer). In 1997, Secret Service agents made approximately 10,000 financial crime arrests which 94 percent involved identity theft (Obringer). Fifteen years later, Javelin Strategy & Research reports that over 12 million financial identity theft cases were reported (Javelin Strategy & Research). Other types of identity theft usually involve financial elements as well but are typically committed to fund some sort of criminal enterprise. Criminal activities include gaining...
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... Always monitor the bank statement and etc. Checking the mail for missing account statements is another way to protect from identity theft and fraud. If someone going on vacation that person should ask the post office to hold all their mail until that person came back, to prevent identity theft and frauds. People should invest in a shredder to shred unwanted information. Use a secure website to access information, never enclose personal information by the phone. Check bank statement and credit card statement very careful each month to see any unwanted purchase. If that person sees any unwanted purchase notices their credit card immediately. Thesis: One day you receive a call from your bank, stating you had just made a purchase for a random estimate of 5,000 dollars. But you did not go on a shopping spree. Your identity just has stolen. How secure is your identity? Do you ever wonder about your identity? Ways to prevent/protect yourself from identity theft and frauds. I. One thing you should be aware about is your bank account. A. Once your ATM has been compromises change your pin right away. B. Get new ATM cards if it has been compromised. C. Contact the bank if you see any suspense in your bank account. I. Another way is keeping your social security secure in a safe. A. Do not write your Social Security card piece of paper. B. Do not give out your personal information to strangers. II. Monitoring your Credit Card Statements A. Check...
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...observed that there has been a tremendous rise in the threats of malicious attacks globally—a appreciable increase of 71% between 2008 and 2009 was noted. A specie and very popular scam is Phishing and Identity Theft (IDT). This type of online crime is a fraudulent scheme whereby attackers invade the victims’ privacy and obtain their personally identifying information (PII) such as credit card numbers, CVV numbers, credit card reports, social security numbers, drivers license numbers (usually used in gaining short-term driving jobs), telephone calling cards, ATM card details, Mortgage details, date of birth details, passwords, PIN numbers, etc. (Hedayati, 2012). These details are used by online criminals to perpetrate larceny against their victims who may have compromised their PIIs through social engineering—a preliminary attack technique used by the attackers to trick victims into compromising such details to the criminals (Hedayati, 2012). Over the past decade, a well over 500 million of PIIs belonging to the United States residents kept and stored in various corporate or government and other institutional databases have been found to be stolen or lost to these criminals through privacy breaches (Douglas, 2013). According to Gartner Group, losses associated with phishing and ID theft suffered by US banks...
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...Ayoub Elmahi NT1110 Research Paper IDentity Theft Ms. Janine Aleong Thursdays 9AM Research Project: IDentity Theft History Much before the internet technology had gained popularity, identity theft was common in form of dumpster diving and going through your trash in case you have thrown away any personal identifying information such as bills or documents. But before that, identity theft was known as a white collar crime and it was pretty dangerous. This means that if the id thieves wanted to steal your identity they would just kill you for it and just assume you identity and walk away. Back in those days the thieves also used phone scams to gather information about you. For example, the identity thief would just call someone and say they had won a huge prize and that they needed their personal information such as social security number and date of birth to verify their identity. This information was quite sufficient for them to commit crimes and leave you under debts. However with the rise of the internet technology, identity theft has become a more common crime and even easier and safe to perform without being caught. The quick growth of id theft History of identity theft had suddenly taken a sharp turn at about the time free exchange of personal and financial information become common by the use of computer and electronic devices. Identity theft is today considered to be one of the fastest growing crimes throughout the world. This rapid growth is mainly because of...
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...Human Resource Management Human Resource Management Human Resource Management (HRM) is defined as “the function within an organization that focuses Federal Trade Commission The Federal Trade Commission was chosen as a source because it is a federal entity that was established in 1914 to protect America’s consumers and has been serving the public for nearly 100 years (Federal Trade Commission). The Federal Trade Commission website was examined using the CARS (Credibility, Accuracy, Reasonableness, Support) test. The credibility of this site is shown by the reliable contact information such as the list of offices/bureaus, address, and phone numbers. The Federal Trade Commission’s reputation is proven reputable by nearly 100 years in service. The quality control of the site is shown through the Data Quality Act which provides the “Guidelines for ensuring and maximizing the Quality Objectivity, Utility, and Integrity of information disseminated by the Federal Trade Commission” (Federal Trade Commission), the publication of its federal rule making authority in Title 16 of the Code of Federal Regulations, and the Commission’s semiannual Regulatory Agenda and annual Regulatory Plan. This site is held accountable for its information through the publication of reports such as the Performance and Accountability Report and the Performance and Accountability Summary which is a Citizen’s Report. The accuracy of this site is shown by the up-to-date, comprehensive information...
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...Identity Theft and Technology http://idpromed.com/identity-theft/ http://idpromed.com/identity-theft/ Research Paper Computer Structure and Logic NT1110 Tenisha Copeland May 20, 2014 What is Identity Theft? Identity theft is when someone takes someone’s personal information such as their name, birthdate social security number, banking information, driver’s license number and other information to commit fraud or other crimes. In earlier times people had to go in your wallet write down your information, which may have taken more time and effort. These days I would like to say that 85% of identity theft happens with computers. Computers are fast making it easier to trick people into getting their information with techniques such as phishing, hacking, shoulder surfing, spam and dumpster driving. Many people today probably will say with all the new technology rapidly progressing, it makes it easier for people to steal their information. Although this may be true there are three ways to protect you and your information. Two-Step Verification Today many internet users think that having just that one password for all their online accounts is idea to remember or have quick access. Although this may be a good technique it is also dangerous and easier for a hacker to get your information. Two-step verification is just an extra step to protect you when logging in by requiring you to enter your password and then an additional password. Some websites will ask you to enter...
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...Identity Thief an Old Problem in a Modern Era Your name KNOCK, KNOCK!!! …Who there? It Is I...I who? This is the question everyone must pose nowadays, for we don’t know who actual is behind that door. It could be your friend, family member or you banker but worst yet it can some devious individual posing to be someone you know or impersonating someone else to gain your trust in order to steal from you by stealing your identity. Identity thief has become a common practice in this Age of High Tech. One such area is the internet which has made transmission of our personally identifying information quick and easy, and sometimes less secure. Therefore just about anyone and everyone is susceptible to getting their identity stolen or compromised. So how did we get here you may ask? Well, that a good question. Brief History Identity thief is not something new despite the belief that it began with the internet. It has been around for thousand years or more. One of first recorded Identity thief in history and perhaps one of the greatest to occur happen in the Bible. It is The Blessing of Jacob by Deception (Genesis 27:1-46, King James Version). Jacob the youngest son of Isaac deceives his father by claiming to be his oldest brother, Esau (eldest son of Isaac) in order to receive the blessing that was reserved for the firstborn son. And Jacob said unto his father, I am Esau thy firstborn; I have done according as thou badest me: arise, I pay thee, sit and eat of my venison,...
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