...Students Need Financial Literacy Our economy is a system that produces and consumes goods or services and we, as a society, should carefully manage those resources to the best of our ability. This is where being financially literate becomes valuable because it guides the planning, budgeting, and accounting of all resources. It also provides stability with saving, spending, and debt management. Financial lessons can be useful in other aspects of life, such as, knowing how to prioritize deadlines and making sure to utilize time effectively. These lessons could also assist in saving a relationship or help differentiate between right and wrong, and that is why students need financial literacy. Each state throughout the country has their own policies for integrating financial literacy into their curriculum. However, some states are more superior to others with regards to teaching this topic. Jump$tart Coalition, a non-profit organization interested in advancing financial literacy among students, shows a map of only five states that “Requires at least a one-semester course devoted to personal finance” (Jump$tart). Most schools offer economics, advanced math, accounting, or current events as electives. Yet, many schools disregard financial literacy and it should be considered a requirement because students need to understand the basics of money. They need to understand how it works, the consequences of misuse, and the accomplishment of succeeding. A lot of students have...
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...“The Unjustified Operation Sting’s Excesses, Its effects, consequences, possible aftereffects and Suggestions to cub future occurrences. – A case study of Army veteran Edwin Gennette in the Operation Blue Shepherd” Olusegun M. Salako ITT Technical Institute, Hanover Abstract With reference to an online publication on the story of a certain Army veteran and a series of other sources of materials (online, in prints and also by employing empirical interviews and findings), that describe the minds of criminals and the procedures of the police sting operations, especially in the Pensacola area of Escambia County in Florida, USA — dubbed Operation Blue Shepherd, this research work expatiates the effects, consequences and possible aftereffects of this operations when these operations’ tactics cross the line to publicly and unjustly tag unintended victims of their online traps, sex offenders. This paper is also aimed at highlighting the different effects of verdicts of punishment on a culprit and on an innocent victim of poor investigations. This work proffers a solution in the form of suggestions to the cases of genuinely debatable arrests of entrapped individuals with obviously legal intentions as in the case of Army veteran Edwin Gennette. Operation Sting should not pressure their temptation tactics on unintended innocent victims, with the use of legal baits, in order to get them to err. Keywords: pressured temptation tactics, minds of criminals Intercepting, apprehending...
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...Abstract Financial planning and budgeting has become a powerful tool of any company’s financial management. Planning and budgeting is an issue that should be solved in a complex. Therefore, this final English research paper highlights three main approaches absorbed: theoretical, practical, and analytical. Theoretical knowledge cannot be applied to practice without clear understanding of business, a feeling about the actual circumstances. Practical knowledge cannot be applied to professional tasks without analytical approach. This skills and approaches are presented and proven in this research. Having faced planning and budgeting process of middle-sized company, it has been noted that some issues of this important activity absence clarity, confidence, and flexibility. In order to optimize planning and budgeting process a thorough examination has been prepared in this research paper. The Company where experience has taken place is Levi’s XX that stands for Levi’s Vintage Clothing. Therefore, the industry examined is apparel, and as a market is taken the whole Globe. Table of Contents Abstract 2 Introduction 4 • The purpose of the study 4 • The main conceptual problem 5 Methodology 6 1. Essence and role of financial planning and budgeting 7 1.1 Planning and budgeting role in company’s structure 7 1.2 Purpose of budgeting 7 2. Company profile, industry and market description 10 2.1 Levi’s XX story 10 2.2 Company’s structure 10 3. Principles and objectives...
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...1. ZÁKLADNÍ POJMY Z PSYCHOLOGIE Psychika - psychické procesy, stavy a vlastnosti vytvářející duševní život jednotlivce. Chování a jednání člověka regulované podle jeho vztahu k okolnímu světu. Psychologie - zabývá se duševním životem (psychikou) člověka. Jako věda vznikla z filozofie v 70. letech 19. st. Duševní život = vědomí, podvědomí, nevědomí, prožívání a chování Chování je to, co můžeme pozorovat na druhém člověku - fyzická a psychická činnost člověka. Hlavní druhy chování: jednání (činnost, kterou člověk vykonává uvědoměle) řeč (verbální chování, všímáme si obsahové i formální stránky) výraz (změny tváře, dechu, tepu pocení, pantomimika, gestikulace) reakce (nepodmíněné reflexy a instinkty) odpovědi (návyky - chování založené na zkušenostech) činnosti (vědomé, často i plánované) Prožívání (procesy, emoce a charakter člověka) - vnitřní zážitky, které si člověk sám ze svého duševního života uvědomuje - to co se děje uvnitř. Vznikají při psychické činnosti a odráží v něm vnější svět. Vědomí (myšlenky) je to, co člověk prožívá a uvědomuje si. Je to projev stupně duševního vývoje a duševního zdraví člověka. Podvědomí (zkušenosti) jsou momentálně neuvědomované, ale předtím vědomě prožité zážitky. Nevědomí (instinkty) probíhající v lidské psychice mimo vědomou kontrolu a zkušenosti. Nemyslíme na ně, ale můžeme si je vybavit. Vychází z genů a vlivu prostředí. ...
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...Abstract Sales promotion has been in constantly growth since the 1960’s and have today become one of the key factors in the promotional mix. The methods used have become more sophisticated and an increasing number of companies are realizing the importance of a well structured promotion strategy. The purpose of this thesis is to provide a better understanding on how sales promotion is used in B2B setting. In order to reach this purpose, research questions focusing on the objectives of sales promotion, as well as which sales promotion tools that were used were stated. Based on these research questions, a review of the relevant literature was conducted, resulting in a conceptual framework, which was used to guide this study's data collection. A qualitative, case study approach was used, using interviewing at an industrial company in Sweden as the primary data collection tool. The findings indicate that, although the individual objectives of the tools can be different they can still be used overall to lead to the same overall goal. It was also found that the focus is not always on using sales promotion tools to generate sales, but to improve relationships. As for the tools used, it was found that there are commonly used sales promotional tools in B2B settings. More specifically, gift giving can be deemed inappropriate in certain contexts and should be used carefully. Table of Contents TABLE OF CONTENTS 1. INTRODUCTION .........................................................
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