...LAWSONS James Sutherland January 29, 2014 J. Austin Davey COMM 1007-01 Table of Contents Executive Summary……………………………………………………………3 Problem Statement…………………………………………………………….4 Problems Main/Sub-Issues…………………………………………………….4 Analysis …………………………………………………………………………..4-6 Statement of Changes (Description)………………………………………….6 4 C’s of Credit……………………………………………………………………..6-7 Alternative Analysis………………………………………………………………6-8 Recommendation…………………………………………………………………..8 Exhibit 1…………………………………………………………………………….8-10 Exhibit 2………………………………………………………………………………10 Exhibit 3………………………………………………………………………………..10-11 Executive Summary Paul Mackay is the owner of Lawson’s and is a financial bind. He requests Jackie Patrick to lend him a $194,000 long term bank loan and $26,000 line of credit. Going through the financial statements and ratio’s some interesting things pop up. Net sales have increased as well as net earnings, which is a positive for the company. They run into problems when their inventory builds up exponentially post expansion and their trade debt grows due to high interest rates they are owing FWL. They have an incredibly weak ability to pay their current liabilities based on their acid test ratio. Their inventory is staying on their shelves way too long, and in a retail industry those items could lose value. They have a lot of liabilities owing based on their net worth to total assets ratio, and their interest coverage indicates their assets are not liquid whatsoever. Lawson...
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...essay, the authors make their findings based on scientific analysis and much historical research. Paul Boyer and Stephen argued that the Salem Witchcraft Trials took place because of the separation of the east and west, the choosing of the ministers of the church, and the agricultural and merchant interests. After much research, “took their list of accusers and accused the...
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...James Joseph Brown[1] (May 3, 1933 – December 25, 2006) was an American singer and dancer. The founding father of funk music and a major figure of 20th-century popular music and dance, he is often referred to as "The Godfather of Soul". In a career that spanned six decades, Brown influenced the development of several music genres.[2] Brown began his career as a gospel singer in Toccoa, Georgia. Joining an R&B vocal group called the Avons that later evolved to become The Famous Flames, Brown served as the group's lead singer.[3][4] First coming to national public attention in the late 1950s as a member of The Flames with the hit ballads "Please, Please, Please" and "Try Me", Brown built a reputation as a tireless live performer with the Famous Flames and his backing band, sometimes known as the James Brown Band or the James Brown Orchestra. Brown's success peaked in the 1960s with the live album Live at the Apollo and hit singles such as "Papa's Got a Brand New Bag", "I Got You (I Feel Good)" and "It's a Man's Man's Man's World". During the late 1960s, Brown moved from a continuum of blues and gospel-based forms and styles to a profoundly "Africanized" approach to music-making that influenced the development of funk music.[5] By the early 1970s, Brown had fully established the funk sound after the formation of The J.B.'s with records such as "Get Up (I Feel Like Being a) Sex Machine" and "The Payback". Brown also became notable for songs of social commentary, including the...
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...James Joseph Brown[1] (May 3, 1933 – December 25, 2006) was an American singer and dancer. The founding father of funk music and a major figure of 20th-century popular music and dance, he is often referred to as "The Godfather of Soul". In a career that spanned six decades, Brown influenced the development of several music genres.[2] Brown began his career as a gospel singer in Toccoa, Georgia. Joining an R&B vocal group called the Avons that later evolved to become The Famous Flames, Brown served as the group's lead singer.[3][4] First coming to national public attention in the late 1950s as a member of The Flames with the hit ballads "Please, Please, Please" and "Try Me", Brown built a reputation as a tireless live performer with the Famous Flames and his backing band, sometimes known as the James Brown Band or the James Brown Orchestra. Brown's success peaked in the 1960s with the live album Live at the Apollo and hit singles such as "Papa's Got a Brand New Bag", "I Got You (I Feel Good)" and "It's a Man's Man's Man's World". During the late 1960s, Brown moved from a continuum of blues and gospel-based forms and styles to a profoundly "Africanized" approach to music-making that influenced the development of funk music.[5] By the early 1970s, Brown had fully established the funk sound after the formation of The J.B.'s with records such as "Get Up (I Feel Like Being a) Sex Machine" and "The Payback". Brown also became notable for songs of social commentary, including the...
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...Northwestern University – School of Law Public law & Legal Theory Research Paper Series Paper No. 09-12 ~and~ University of San Diego – School of Law Legal Studies Research Paper Series Paper No. 09-008 Reconciling Originalism and Precedent John O. McGinnis Northwestern University – School of Law Michael B. Rappaport University of San Diego – School of Law Northwestern University Law Review, Vol. 103, No. 2, 2009 Copyright 2009 by Northwestern University School of Law Northwestern University Law Review Printed in U.S.A. Vol. 103, No. 2 RECONCILING ORIGINALISM AND PRECEDENT John O. McGinnis∗ & Michael B. Rappaport** INTRODUCTION ....................................................................................................................... 1 I. PRECEDENT, ORIGINALISM, AND THE CONSTITUTION ................................................... 4 A. B. C. II. A. B. C. D. E. F. The Supposed Conflict Between Originalism and Precedent ............................ 5 A Short History of Precedent ............................................................................... 7 The Consistency of Originalism and Precedent ............................................... 21 The Supermajoritarian Theory of Constitutional Originalism........................ 28 The Relative Benefits of Original Meaning and Precedent ............................. 29 Precedent Rules .................................................................................................. 34 Factors...
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...Target India’s in India Fontaenia Finney Devry University International Business Professor James Hess October 11, 2015 Table of Contents * Intro – Page 3 * History- Page 4 * Countries – Page 5 * Stock Exchange and Identifier Listing – Page 5 * Products and Services – Page 5 * SWOT Analysis – Page 6 * Competitors- Page 6-7 * Consumer Demographics- Page 7 * Organization Structure- Page 7 * Strategies- Page 7 * Government Role- Page 8 * Marketing Strategies- Page 8 * Pricing Strategies- Page 8 * Supply Chain- Page 9 * Wages- Page 9 * Business Culture- Page 9-10 * Exchange Rates- Page 10 * Secure Financing- Page 10 * Stock Performance- Page 10-11 * Accounting Practices- Page 11 * Financial Performance- Page 11 INTRO Do you like to go shopping? Have you ever wondered what happened behind closed doors of your favorite shopping place operating an international business? One of my favorite stores is Target India’s. I love Target India’s mainly because of its Hello Kitty products. Now it is time to get to the bottom of it with what is going on inside the international side of Target India’s in India. In the remainder of the reading, you will find the business profile of Target India’s, as well as Target India’s competition, social, and economic factors. You will also gain knowledge of Target India’s marketing, operations, and human resources, as well...
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...THE CASE FOR A MODEL OF CARE Contemporary health care systems are constantly challenged to revise traditional methods of health care delivery. These challenges are multifaceted and stem from: 1. novel pharmacological and non-pharmacological treatments; 2. changes in consumer demands and expectations; 3. fiscal and resource constraints; 4. changes in societal demographics in particular the ageing of society; 5. an increasing burden of chronic disease; 6. documentation of limitations in traditional health care delivery; 7. an increasing emphasis on transparency and accountability, 8. evidence based practice (EBP) and clinical governance structures; and 9. the increasing cultural diversity of the community. These challenges provoke discussion of the necessity of developing services around a model of care. What do we mean by a model of care? Ambiguity exists in the literature, with the terms, model of care, nursing model, philosophy, paradigm, framework and theory often used interchangeably, despite referring to diverse, yet parallel concepts (Tierney 1998). In their recent review of the literature, the Queensland Government (Australia) reported that they found no consistent definition of ‘model of care’ (Queensland Health 2000). They concluded that a model of care is a multidimensional concept that defines the way in which health care services are delivered (Queensland Health 2000). More specifically, Davidson and Elliott...
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...The Financial Analyst, Treasury Finance - Risk Management and Reporting, supports Manulife's Treasury Finance Risk Management and Reporting function and will contribute in the preparation of financial and management accounting reports, risk policies compliance, trading and hedging monitoring/reporting. The incumbent will support the review and analysis of Treasury Finance initiatives relating to FX hedging activities, assist in liquidity risk management analytics and actively participate in Treasury projects. The incumbent will be liaising with Treasury Capital Project Management, Corporate Actuarial, Corporate and Investment Controllers, Derivatives Middle Office, Asset Liability Management, Variable Annuity Hedging, Treasury Operations, Corporate Tax, Corporate Law, Investments and Audit. Responsibilities: • Responsible for data gathering, data mining to support liquidity risk management analytics, including liquidity sensitivity analysis, assessment of stress testing scenarios, impact of different asset mix on liquidity, evaluation of collateral funding alternatives • Determine the impact of regulatory reforms on the company's collateral obligations and liquidity (Dodd Frank Act) • Support monthly and quarterly reporting associated with the Liquidity Risk Management Policy and FX Risk Policy • Contribute in the preparation of cash flow forecasts and FX exposure forecasts • Support the maintenance of the FX VaR model and FX model back-testing ...
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...LIBERTY UNIVERSITY JUSTIFICATION BY FAITH RESEARCH PAPER SUBMITTED TO PROFESSOR BRADLEY MCDANIEL 201540 FALL 2015 BIBL 161-B01 LUO BY DEIRDRE JONES-SHOOK LYNCHBURG, VIRGINIA OCTOBER 2015 Table of Contents Definition 3-5 How is the term justification defined by scholars? What is your own definition based on your research? Basis 5-6 What is the act of being justified based or grounded on, that is, what is necessary to have happened or to be true in order for justification to be possible? Means 6-7 How does one obtain justification? What is the means by which one is justified? Time Factors 7-8 Is justification an act or a process? Is it instantaneous or gradual? Results/Fruits 8-10 Once one has been justified, what benefits or results follow? Assurance 10-12 How can one be assured of justification? Conclusion 12 Bibliography 13 JUSTIFICATION BY FAITH “Justification by faith alone” (justificatio sola fide) summarizes the doctrine of justification that has come to us as the great legacy of the Protestant Reformation. We frequently hear this formula used in preaching and teaching. The doctrine of justification by faith is a biblical doctrine. The Apostle Paul gives a full exposition of this doctrine. The letters he wrote to the Galatians and the Romans are especially important in this connection. However, the core message of justification by faith is found in the Old Testament. Paul himself argues from the...
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... CISR WP No. 338 and MIT Sloan WP No. 4485-04 2004 Massachusetts Institute of Technology. All rights reserved. Research Article: a completed research article drawing on one or more CISR research projects that presents management frameworks, findings and recommendations. Research Summary: a summary of a research project with preliminary findings. Research Briefings: a collection of short executive summaries of key findings from research projects. Case Study: an in-depth description of a firm’s approach to an IT management issue (intended for MBA and executive education). Technical Research Report: a traditional academically rigorous research paper with detailed methodology, analysis, findings and references. About the Center for Information Systems Research CISRMISSION CISR was founded in 1974 and has a strong track record of practice based research on the management of information technology. As we enter the twenty-first century, CISR’s mission is to perform practical empirical research on how firms generate business value from IT. CISR disseminates this research via electronic research briefings, working papers, research workshops and executive education. Recent and current research topics include: 2003 Projects ƒ Business Models and IT Investments ƒ Governing IT for Different Performance Goals ƒ Assessing Architecture ƒ Infrastructure as Variable Cost ƒ Managing IT Related Risks 2004...
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...SCHOOL OF INFORMATION TECHNOLOGY MASTER OF INFORMATION TECHNOLOGY [pic] INDIVIDUAL ASSIGNMENT COVER PAGE |Name of Student |PETER J. MAKIWA | |Student Number |14299896 | |Name of Module |CORPORATE I.T SYSTEMS | |Module Code |MIT853 | |Name of Lecturer |DR. PATRICIA E.N. LUTU | |Date of Submission |24 AUGUST 2014 | |Contact telephone number |+263712501179 | |E-mail address |pmakiwa@gmail.com | |Declaration: |I declare that this assignment, submitted by me, is my own work and that I have | | |referenced all the sources that I have used. | |Signature...
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...Number 115– October 2010 Globalization, Economic Freedom and Human Rights Axel Dreher Martin Gassebner Lars-H. R. Siemers ISSN: 1439-2305 Globalization, Economic Freedom and Human Rights Axel Dreher a Martin Gassebner b Lars-H. R. Siemers c October 2010 Abstract Using the KOF Index of Globalization and two indices of economic freedom, we empirically analyze whether globalization and economic liberalization affect governments’ respect for human rights using a panel of 106 countries over the 1981-2004 period. According to our results, physical integrity rights significantly and robustly increase with globalization and economic freedom, while empowerment rights are not robustly affected. Due to the lack of consensus about the appropriate level of empowerment rights as compared to the outright rejection of any violation of physical integrity rights, the global community is presumably less effective in promoting empowerment rights. Keywords: Human Rights, Globalization, Economic Freedom, Liberalization JEL-Codes: D78, F55, K10, P48 a Georg-August University Goettingen, Platz der Goettinger Sieben 3, 37073 Goettingen, Germany, KOF Swiss Economic Institute, Switzerland, CESifo, and IZA, Germany. Email: mail@axel-dreher.de ETH Zurich, KOF Swiss Economic Institute, Weinbergstrasse 35, CH-8092 Zürich, Switzerland, CESifo, Germany. E-mail: gassebner@kof.ethz.ch c b RWI Essen – Institute for Economic Research, Hohenzollernstraße 1-3, 45128 Essen, Germany...
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...applicability of the strategic management discipline to a variety of sizes and types of organizations. Prerequisites Students are required to complete all 5000-series Required Foundations of Management Core Courses before enrolling in this course. Extended Description and Objectives One of the classic definitions of strategy is as follows: “A strategy is the pattern or plan that integrates an organization’s major goals, policies and action sequences into a cohesive whole. Well-formulated strategies help marshal and allocate an organization’s resources into a unique and viable posture based upon its relative internal competencies and shortcomings, anticipated changes in the environment, and contingent moves by intelligent opponents”. (James Brian Quinn, “Strategies for Change”, Homewood, IL: Irwin, 1980). The field of strategy is concerned with understanding the sources of firms’ success and failure as a prerequisite for improving their performance. Strategy is thus viewed as an important determinant of success. The field draws from a...
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...Scope of the Project. 5 3.1 In and out Scope 8 3.2 List of Project Deliverables 8 III. Project Description 6 4.3 Project Organization Chart. 7 4.4 Goals/Objectives (using SMART criteria) 8 4.5 List Assumptions 9 4.6 List Constraints 9 IV. Time Management. 10 5.7 Schedule 10 5.8 List of Milestones 11 V. Communication plan 11 5.1 Stakeholder Communications 11 5.2 Document and Meeting Descriptions 12 VI. Risk Management plan 12 7.9 Risk Identification 12 7.10 Risk Analysis 13 7.11 Risk Response 13 Vll Project Budget and Financial Analysis 15 7.1 Budget 16 7.2 Financial Analysis 16 VIII Quality Management 18 8.1 Quality Assurance 18 8.2 Quality Control 18 IX Change Control 19 9.1 Describe Change Control Process in Your Project 19 9.2 Change Control Diagram 20 9.3 Identify Any Change Control Documents 21 X Supporting Documents 23 10.1 Status Report 24 10.2 Progress Report Template 25 10.3 Change Management Template 26 10.5 Project Charter 26 XI Other Documents 27 11.1 Project Plan 27 11.2 Project Definition Form 28 11.3 Sign off Form 29 XII References 30 I. Executive...
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...The Stonehenge is located in the county Wilshire, which is about an hour and forty minutes drive, east of London. Long before the first construction of the monument was built, the Stonehenge landscape already used to contain long barrows, communal burial mounds of people from the Early Neolithic Period, around 4000 BC. The Stonehenge cursus, a 3 kilometer long and 100 meters wide strip of land outlined by two earthern banks found near Stonehenge also comes from about the same time (Ruggles et al). It is important to note that the Stonehenge is built in stages. The circular earthen ditch and bank is the earliest known development in Stonehenge, probably built using the antler of a red deer. It was developed during the Middle Neolithic period, around 2950 BC (Ruggles et al). The monument originally comprised of a ring made of 56 pits, known as the Aubrey holes, named after the antiquarian and scholar, John Aubrey who first discovered and recorded the holes in 1666 (Jack). These holes erected Bluestones that came from the Preseli Mountain in South wales, about 250 kilometers away (Pearson). These Bluestones were around 2 meters long and weigh several tons each (Ruggles et al). It took a lot of effort for prehistoric people to transport the heavy Bluestones from Whales to England; this suggests that the people who first created the monument placed significant importance on the Bluestones. The Station Stones and Heelstone (with a missing companion) were also put at about the same time...
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