...Jonesville Candy Company 123 Candycane Lane, Ozark, Aekansas 20034; Charity Bank Attention: Lola Banks 435 Hopeful Lane Ozark, Arkansas 20034 Dear Mrs. Banks: I am writing to request a Line of Credit for Jonesville Candy Company. We need the loan to help with the current and future growth of the company. Jonesville Candy Company has been in business for three generations selling a variety of candy products. We have recently been successful growing our private label products. This particular product allows large customers to choose a product and have it packaged in specified packaging and shipped as directed to their customers or to customer for their sale. We would like to expand this opportunity for the company. I have evaluated our financial statements and prepared forecasts for the next five years which you will find enclosed. There are a few areas I would like to point out while you are reviewing the financial statements and forecasts. First, you will notice that we have significant assets with minimal liabilities. I have estimated an increase in sales of approximately three percent and an increase in operating expenses of approximately twenty-five percent while maintaining a cash balance of $112,500 per year. We also plan to start paying a dividend, which has never been done before. The dividends are estimated in the forecasts as $75,000 in the 2005 and $25,000 in the following four years. You will notice that our assets are significantly larger...
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...* Skip to Navigation * Skip to Content TermPaperWarehouse.com - Free Term Papers, Essays and Research Documents The Research Paper Factory * Join * Search * Browse * Saved Papers ------------------------------------------------- Top of Form Search Bottom of Form * Home Page » * Business and Management Jonesville Candy Company In: Business and Management Jonesville Candy Company Jonesville Candy Company 123 Candycane Lane, Ozark, Aekansas 20034; Charity Bank Attention: Lola Banks 435 Hopeful Lane Ozark, Arkansas 20034 Dear Mrs. Banks: I am writing to request a Line of Credit for Jonesville Candy Company. We need the loan to help with the current and future growth of the company. Jonesville Candy Company has been in business for three generations selling a variety of candy products. We have recently been successful growing our private label products. This particular product allows large customers to choose a product and have it packaged in specified packaging and shipped as directed to their customers or to customer for their sale. We would like to expand this opportunity for the company. I have evaluated our financial statements and prepared forecasts for the next five years which you will find enclosed. There are a few areas I would like to point out while you are reviewing the financial statements and forecasts. First, you will notice that we have significant assets with minimal liabilities. I have estimated...
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...thing with their families. It can also be seen in everyday behaviors, like younger siblings imitating the clothing style of their older siblings. Therefore, it is imperative at this stage in a person’s life to have a positive role model or influence. In George Washington Gomez, Feliciano serves as an excellent role model for Gualinto through his subtle modesty, unrelenting perseverance, and hardworking nature. In the first part of the novel, Feliciano behaves in an erratic manner, leaving to join the Revolution, not caring about what consequences his outlawed actions could bring to him. However, that all changes after Gumersindo is killed and his infant son is left fatherless. Feliciano takes charge to care for his family and moves to Jonesville, and is given incredible opportunities to live a better life by Judge Norris. Through these opportunities, he is given a relatively high status in politics, compared to other Mexicans in the town, and is sent all around town to buy votes from citizens. However, even though he is given all this power and fairly decent wealth, he does not flaunt his position like some other people in his position might. He is modest about his profession and tries to help out his fellow Mexicans, such as when he “took it upon himself to make the same gifts, [food], to needy people in his precinct” (47). Through this, Feliciano shows Gualinto that he should always care for his people, even if he might be more educated than them or have more money or power...
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...I grew up in a small rural town in southern Michigan that was predominantly white and conservative. Attending a small liberal arts school led me to graduate with 19 students and gave me a very small glimpse of the real world. I wanted to broaden myself, and looked to the University of Michigan to do so. There I made friends from all over the country, met people from all over the world, and in doing so grew socially and intellectually. I continued my passion for French language, and in hopes of truly experiencing the culture, I secured a job as a camp counselor in southern France for 3 months. For the majority of my life, I had interacted with the same people, and I now found myself a complete stranger in a new place. The uncertainty I felt...
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...95 Jonesville Crescent, North York Ontario, Canada M4A 1H2 416-750-7515 F: 416-750-7720 info@signetschool.ca www.signetschool.ca Principal—Martin Sandford Volume V, Issue 11 July 2011 SCS is committed to educating students from a Biblical perspective with excellence in academics fâÅÅxÜ exyÄxvà|ÉÇá‹AAA Volume V, Issue 11, July 2011 Page 2 PRINCIPAL’S MESSAGE The title ‘Summer Reflections’ that I am using for this newsletter is purposefully ambiguous as I wanted to mention another type reflection. Many years ago my wife built a small pond in our garden and each year it is populated with goldfish, although this year we have only two. This year is the first year that we have had frog spawn, which have now turned into tadpoles. I thought I would try to take a photograph of one of them. I could see it clearly under the water, but when I pointed the camera at it, the camera only saw the back of our house reflected in the surface of the water. The photographers will tell me to use a filter; it is well known that photography through water is difficult! I was intrigued with the reflection and how bright and persistent it was. I was reminded that when people look at us they will sometimes see what we are like, and they will sometimes see a reflection of Jesus in us, and often a mixture of both. In 2Cor 3:18 Paul indicates that the Holy Spirit will be transforming us into the likeness of Jesus in an ever greater degree of glory. I suggest that people will see the reflection...
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...Case 1 TEACHING NOTE KHF CORPORATION INTRODUCTION This case involves the evaluation of Kitty (Hawk Food), Inc., a restaurant food wholesaler in eastern North Carolina. The firm is experiencing difficulty paying trade debt and collecting trade receivables on time, which is causing cashflow difficulties and threatening the creditworthiness of the firm. The case should require 1 to 1 1/2 hours of outside preparation by students, and can be effectively discussed in a one-hour class. It is appropriate for managerial finance courses at the undergraduate level, and perhaps at the lower MBA level as a minor exercise. KHF Corporation is experiencing a threat to its creditworthiness due to difficulties in paying trade payables. Its colorful CEO, responsible for collections of receivables, is not providing for collections very well. He is much more of a good ole' boy marketing type. The firm is not performing very well, and faces large seasonal swings in business. The student is tasked with solving the dilemmas posed by the case. SUGGESTED TEACHING APPROACH We suggest assigning this case after coverage of a) financial statement analysis and b) opportunity cost of failing to take a cash discount. While collections of receivables and improving payments are implied as a solution to this situation, the real issue is the opportunity cost of failing to take a cash discount. 100% of the business of KHF involves credit purchases of inventory. KHF is not taking advantage...
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...Beliefs in society: • Different theories of ideology, science and religion, including both Christian and non-Christian religious traditions. • The relationship between religious beliefs and social change and stability. • Religious organisations, including cults, sects, denominations, churches and New Age movements, and their relationship to religious and spiritual belief and practice. • The relationship between different social groups and religious/spiritual organisations and movements, beliefs and practices. • The significance of religion and religiosity in the contemporary world, including the nature and extent of secularisation in a global context. 1. Religion serves to restore faith and the set basic guidelines for living that people should adhere to; an example of this is the Ten Commandments. 2. It can help to restore faith and a sense of individuality. 3. Maintains a sense of unity and creates hope with the promise of heaven. Explaining belief systems: Belief systems: are broadly defined as the framework of ideas through which an individual makes sense of the world. Ideology: originally a Marxist idea meaning a set of beliefs that serve the interests of a dominant group by justifying their privileged positions. The term usually implies that the beliefs are false or only partially true. Theories of ideology Ideology can be defined in a variety of ways - As a set of political beliefs - As the ideas and beliefs of a particular...
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...The DO s Dr. Andrew Taylor Still, 1828 –1917 THE DOS OSTEOPATHIC MEDICINE IN AMERICA Second Edition NORMAN GEVITZ The Johns Hopkins University Press Baltimore & London © 1982, 2004 The Johns Hopkins University Press All rights reserved. Published 2004 Printed in the United States of America on acid-free paper 246897531 The Johns Hopkins University Press 2715 North Charles Street Baltimore, Maryland 21218-4363 www.press.jhu.edu Library of Congress Cataloging-in-Publication Data Gevitz, Norman. The DOs : osteopathic medicine in America / Norman Gevitz.–2nd ed. p. ; cm. Rev ed. of: The D.O.’s. c1982 Includes bibliographical references and index. ISBN 0-8018-7833-0 (alk. paper) — ISBN 0-8018-7834-9 (pbk. : alk. paper) 1. Osteopathic medicine—United States—History. [DNLM: 1. Osteopathic Medicine—history—United States. WB 940 G396d 2004] I. Gevitz, Norman. D.O.’s. II. Title. RZ325.U6G48 2004 615.5′33′0973—dc21 2003012874 A catalog record for this book is available from the British Library. Frontispiece courtesy of the Still National Osteopathic Museum, Kirksville, Missouri. For Kathryn Gevitz This page intentionally left blank CONTENTS Preface & Acknowledgments ix Chapter 1 Andrew Taylor Still THE MISSOURI MECCA IN THE FIELD 39 1 22 Chapter 2 Chapter 3 Chapter 4 STRUCTURE & FUNCTION EXPANDING THE SCOPE 54 69 85 Chapter 5 Chapter 6 THE PUSH FOR HIGHER STANDARDS A QUESTION OF IDENTITY The California Merger 101 115...
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