...security of Bear Stearns in March 2008 and the conquest of advance giants Fannie Mae and Freddie Mac by the U.S. Treasury in advance in September of 2007. Worth as much as $45 billion in early 2007, Lehman incurred almost $4 billion in losses in the third quarter has seen its stock worth fall down and was faced with disciplinary downgrades in its credit rating, which would have made it tremendously hard to raise much-needed capital. (Clark, 2008) Fuld who was the Head of Lehman sought Chapter 11 bankruptcy defense for Lehman on Sept. 15 2007 after U.S. Treasury Secretary Henry Paulson made it obvious that the administration would not spend any of taxpayers money to fund any of Lehman’s faulty asset. Under Chapter 11, which shields a corporation from creditors' lawsuits while it reorders its finances, Lehman became more attractive to Barclays; the British bank then bought Lehman's choicest bits devoid of assuming its more than US$600 billion in liabilities. Under the terms of the contract, which got approval from the insolvency court, Barclays got Lehman's North American fixed-income and equities sales commerce, as well as its trading, investigation and investment-banking operations. These Lehman units utilize about 10,000 people. Barclays bought Lehman's New York head office and two data centers in New Jersey. As the Wall Street Journal put it, Barclays's acquire includes most of Lehman's "people, permission,...
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...1. Contact With the Broker From internet research, I got some brokers’ phone number. However, no one would want to help me in the beginning. After talking with professor, I changed my method by going to the agents. Citi Habitats is one of the largest real estate broker agents in New York City. I have learned this agent from the internet research I did during making the phone calls, so I decided to visit this agent first. I checked all the locations of this agent and listed them down. To choose the agent go visit is another tricky part, because people normally do not want to do extra works in a very busy environment. I chose a Citi Habitats on the upper west of Manhattan. This place is not very crowded and people there would be relatively easier to talk with. I went into the agent and stated my reason that I need to complete a project given by my professor. Fortunately, the lady in the front desk would like to help me to find a broker in the firm. She introduced me to broker Jason Kim Woodman, who is a senior associate at Citi Habitats. I used my English name Amy. Mr. Woodman is a very kind person and helped me to answer the questions in the project. 2. Basic Information for rough choosing For a real estate purchaser, people need to consider many facts before they buy a real estate. First is always the personal ability. Normally people rely on loans to buy a house or an apartment, so the monthly income is very critical for choosing a real estate. From the talk to the...
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...are 5 boroughs in New York - Manhaptan , Brooklyn , Queens , the bronx , and Staten Island. Brooklyn alone has so many people that if it were a separate city , it would be the fourth largest in the United States. Manhattan Geography. Manhattan is an island just 13 miles long and 2 miles wide . It is the centre of American finance, advertising , art theatre, publishing , fashion - and much more. The borough of Manhatten is what most people think of New York, one of the most exciting cities in the world. Manhattan is divided into the East Side and the West Side. The dividing line is Fifth Avenue. So, for example , East 47th Street begins at Fifth Avenue, as does West 47th Street. Manhattan is also divided , wuth less exactnes, into Lower (Downtown), Midtown and Upper (Up-town) Manhattan. As you go North, or uptown, the street numbers get higher. Lower Manhatta refers to street numbers below 14th Street and Central Park, and Upper Manhattan to the renaming, northern, part of the island. The Financial District . The Dutch were the first Europeans to settle Manhattan. To protect themselves from attacs, they built a sturdy wooden wall. Although it`s now long gone, this wall gave it`s name to a street in Lower Manhattan and the street, in turn, became synonymous with American capitalism. The street, of course, is Wall Street. The New York Stock Exchange and the American Stokc Exchange are both in the Wall Street area. So are many stokc brokers...
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...In the year 10,000 BCE two Native American tribes settled in what is now called Manhattan. Following that, in 1524, French explorers discovered New York State and allowed the Dutch colonies to retrieve the area in 1609. In 1664 England purchased the island of Manhattan and transformed it into a major trading port for the 13 original colonies. New York City then became an area of great population and diversity. In the early 18th century, New York City was still owned by the British, but immigrants from the Netherlands, England, France, and Germany all took residence there as well as African slaves who were typically all indentured servants at the time. By 1740 approximately 500 out of 2,500 residents of New York were slaves. The people whom were not slaves feared that African Americans were plotting to burn down the city. Subsequently, in 1765 Parliament passed the Stamp Act, which was considered to be the first organized act of resistant towards British authority. Although George Washington’s Continental Army was based in Brooklyn and Harlem Heights, New York City, Manhattan was given to the British and used as a British military base until 1783 (“New York City”). During the time that the British controlled New York City, the area was greatly damaged twice by fires. These fires were believed to have started by the British military role and the British began to keep American prisoners of war in prisons across from the East River in Brooklyn. In these prisons, more Americans lost...
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...Fresh Direct: A Rotten Deal By Tom Angotti Fresh Direct delivers food to households all over the city. But New York City’s deal to give the company land in the South Bronx and nearly $130 million in subsidies is rotten. The city’s Economic Development Corporation has brokered a deal with Fresh Direct, a company that delivers prepared food to households all over the city. The deal would allow them to move from Long Island City in Queens, where developers are anxious to get their hands on industrial land, to the Harlem River Railyards in the South Bronx, where city and state agencies are used to unloading heavy polluters. Fresh Direct would be rewarded with nearly $130 million in city and state subsidies. The city promotes the deal as a “win-win” for New York City. It is supposed to be a job generator, producing as many as 300 new jobs, possibly 1,000 by 2020. It is supposed to ease congestion and improve the environment. Fresh Direct has promised 10 electric trucks that would eliminate diesel emissions. And more busy people will have access to healthy food. On closer inspection, however, it’s a bad deal for taxpayers, South Bronx residents, food industry workers, the environment, and consumers. At a time when more people are clamoring for a healthier and more sustainable food system, Fresh Direct would deliver a barrel of bad apples. Residents in some of the city’s most fashionable neighborhoods are already complaining about Fresh Direct’s delivery trucks. They run on diesel fuel...
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...radiation lab at the University of California. He had many jobs that would help people like creating safety equipment to help rescue people. He also worked at the US Naval Air missile test center as a Electronic Scientist. While working for the navy, he developed a timing system for controlling and taking picture of missiles in flight. Robert never had a wife or kids but he created a lot of great things for deaf people and ordinary people. He helped create the first worldwide radio communication device. He created a camera that would auto focus on the stars. He went into business with two other deaf people and their business was called Applied Communication Corporation. Which they worked to create a phone type called Acoustic Coupler, which is a phone for the deaf which is now called a TTY. During WWII Robert was placed on the Manhattan Project, which was responsible for for creating the world's first atomic bomb. He also developed the Geiger Counter which measures the levels of radioactivity. ...
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...and did a little background check on them. The elected position that I was most interested in was the cities comptroller. The Comptroller’s Labor Law 220 schedules is responsible for prevailing wage rates for construction, replacement, maintenance or repair work on New York City public works projects are contained in. The race for NYC Comptroller was between Elliot Spitzer and Scott Stringer. At first glance I was in favor of Mr. Spitzer, because I knew a little bit of his past, but after some research I choose Mr. Stringer. Mr. Stringer was and still supported by the unions throughout his campaign. He was also the Borough president of Manhattan. Choosing him was very easy because his prior job duties were to be an advocate of his borough at the mayoral agencies, the city council, the New York State government, public corporations and private businesses. This is the type of candidate we would need for the city Comptroller’s office. I walked to the Polling location one block away from my house, and I also took my eleven year old daughter with me, so she could experience the...
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...| GRAND CENTAL OFFICE MARKET | | | Lisa Downing | 5/5/2009 | | Table of Contents Subject Headings Page Nos. Grand Central Office Market 1 Grand Central Scene 1 Who/What Dominates the District 2 Grand Central Office Climate 4 District Vis a Vis Office Setting 4 Historical Analysis of Market Statistics 6 Comparative Analysis: Grand Central, Midtown & Manhattan 7 History of Land Use and Development Trends 8 Grand Central Terminal Today 11 External Market Forces 12 Government Intervention 14 Employment 15 Subject Properties 18 Lincoln Building 18 JP Morgan Chase 20 Competitive Position 21 Summary & Trends 25 Projections 26 I. Grand Central Office Market Analysis The New York City Office Market is comprised of three submarkets, Downtown, Midtown and Midtown South. The Midtown submarket in the largest Central Business District in the United States; it is the submarket that the Grand Central office market is located and upon which this analysis is based. Other neighborhoods within the Midtown submarket include: Columbus Circle, Penn Plaza/Garment District, Plaza District and Times Square (Kindly refer to Appendix Nos.1 & 2). The Grand Central office market straddles in both Community Board #5...
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...Lenora-Maria Casso ENG 101 Research Paper Romare Bearden African American Arties This artist has brilliant works of art that uses many types of mediums and showing figures of African Americans and others by combining different kinds of images, using oil paints, and also water colors he did when he lived on Island of St. Martin, he use’s collage materials to show us the world thought his eyes,” Bearden is one of Americas greatest Artists” (Romare Bearden His Life and Art) cover page. “He was born on September 2, 1911 the only child of Bessye and Howard Bearden in his grandmother home at 401 South Graham Street, Charlotte, North Carolina”. Due to the prejudice of the South and Jim Crow laws plus the lack of professional opportunities, for young blacks his father moved the family to New York City when he was three years old. Romare family had it very tuff times moving back and front out of New York, but they ended up in a stable apartment in Harlem in 1920. It was hard times for black people then and finding work was very difficult for his parents (Romare Bearden His Life and Art) page 15, 17, 20. Bessye his mother who had a college education got a job working for New York City school board and was the first black women to have that position. And she also was a correspondent at the Chicago Defender, a social club of the community. So she expected her son to do very well in school. But Harlem school were changing everyday with more black moving up from...
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...The Wonders of MANHATTAN By Luke Lindgren Manhattan is one of the five boroughs of New York City, which are Manhattan, Queens, Brooklyn, Staton Island, and the Bronx. Manhattan is the largest and most-visited borough, largely because it has very famous attractions like Times Square, Broadway, The Empire State Building, and Central Park, just to name a few. The Population of Manhattan, based off the 2012 Census, is 1,619,090. I am now going to tell you about a few things you can do at some of the attractions. Go to Times Square! Times Square is one of the largest attractions of the world, has some of the tallest buildings in America, and many amazing celebrations and stores. Firstly, it has the Mega Toys R Us store with an indoor ferris wheel, 4 floors of endless fun, and huge lego statues like a 7-foot tall Empire State Building and a 6-foot tall Lego model of Lady Liberty. Times Sqaure also has the M&M’s store, with over a hundred different colors and flavors for you to mix, and a ton more. It has Godiva, Hershey’s, and a Disney store too! Times Square has the biggest New Year’s Eve ball drops in the country with famous performers and thousands of people in the crowd. It also holds the Macy’s Thanksgiving Day parade, and has an awesome 4th of July with the Statue of Liberty. Another Amazing place you should visit in Manhattan is Wall Street. It is a historic, large street with many amazing things you can do and places you can see. Wall Street is the “financial district”...
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...Heated debate The costs of climate change can be mitigated if economic activity moves in response Dec 8th 2012 | from the print edition • • Tweet [pic] WHEN Superstorm Sandy roared ashore in late October and the lights of lower Manhattan went out, New Yorkers were given a stark vision of a possible future. Climate-change science is still a realm of great uncertainty but there is consensus that the planet is warming dangerously and that people are to blame. A recent report commissioned by the World Bank warned that the world is on track to have a global mean temperature that is 4°C above pre-industrial levels by 2100. If so, sea levels could rise by between half a metre and a metre by the end of the century, threatening hundreds of millions of people in coastal cities. Other regions would face the threats of droughts, bigger storms and changing rainfall patterns. That entails not just human costs but economic ones, too. The question that preoccupies Klaus Desmet of the Universidad Carlos III in Madrid and Esteban Rossi-Hansberg of Princeton University in a new NBER working paper* is whether there are ways to manage the impact of changing weather patterns by moving the location of economic activity. They note that roughly 90% of global production uses just 10% of available land. If that 10% is threatened, activity may at least theoretically shift to bits of the 90% made more hospitable by climate change. In this section • Monti’s medicine • Just a...
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...BUSN 258 Week 3 Case Study Consolidated Edison company of New York or Con Ed is a utility company that services the five boroughs of New York City and parts of Westchester County. Con Ed supplies electric, gas and steam to over three million customers and prides itself on its reliability. While Con Ed does hold a positive image in their customers’ eyes some incidents recently have left a negative image in many customers’ eyes. Con Ed has been in the news due to two gas explosions in New York City where there have been fatalities as well. These come at a time when Con Ed is trying to persuade customers to covert from oil to gas through incentives. Customers feel oil is safer due to recent events they see on the news. I interviewed Mr. Stampfel a Specialist from the call center to ask him some question s on the importance of customer service and relations. Michael has 9 Customer Service Representatives reporting directly to him, and has been a Customer Service Representative himself before being promoted into management. When Mr. Stampfel was asked about the role and importance of Customer Service to the organization he replied, “ Look around, this whole floor is dedicated to customer service, without customers there would be no Con Edison. We take customer service and satisfaction very seriously. Our CEO even added enhancing the customer experience into our principles.” (Stampfel, personal interview 2015). When asked the three most common issues faced by the organization...
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...------------------------------------------------- 9/11 Memorial & Museum gift shop controversy ------------------------------------------------- 9/11 Memorial & Museum gift shop controversy David C. Bolden David C. Bolden September 11 Memorial & Museum commemorating the terrorist attacks on September 11, 2001 where around as well as the bombings back in 1993. September 11 Memorial & Museum located in the center of where the Twin Towers once stood. Michael Arad was the architect that designed the building. The Memorial has two square twin reflecting pools that are the largest man-made waterfalls in the United States. There are also names of the victims who lost their lives from both 2001 and 1993 attacks, where their names inscribed in bronze. "This museum gift shop is a tribute to American marketing ingenuity; the same way a record company would promote "boy band.""(The Wall Street Journal 2014). Museum's gift shop offers memorabilia for all interest. Not only do they offer the standard memorial rubber bracelets, Tower of Light coffee mugs, and NYPD T-shirt but the museum has created unique gift collections each pondering different 9/11 references. For dog lovers there are World Trade Center neckwear line, a Darkness collection of Gothic individuals, Patriots have the traditional, American Flags. Museum's gift shops can create a tremendous source of revenue. Metropolitan Museum of Art's gift store brought in about $70 million...
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...Huston-Tillotson University Monitor Message Posting Form There are three types of monitors on campus: MTVu in the cafeteria, general pictorial outside of the cafeteria, and cable located in buildings around campus. To post on MTVu or the general pictorial monitors, contact the Office of Public Relations and Marketing. Follow the instructions below to post on the cable monitors. Cable access through television monitors is located in all buildings on the Huston-Tillotson University campus. In addition, the two residence halls are cable ready for an audience of nearly 400 students. The campus population includes nearly 1,000 students and 150 faculty and staff. The University has rights and signal connectivity within the parameter of the campus to Time Warner Cable channels 10, 11, and 17 with designations as follows: Channel 10-announcements; Channel 11-educational programming; and Channel 17-live and recorded broadcasts. Public monitors are tuned to Channel 10 daily. Content may be posted on Channel 10 at a rate of $50 a month. Faculty, staff, and students may post HT business content only at no charge. For programs on Channels 11 and 17, contact the Office of Public Relations and Marketing for rates. Files must be created utilizing a PowerPoint format. The following rules apply when creating files for posting. • Select a readable font for text and body type. • Keep sentences short. Use bullet points. • Avoid excessive capitalization and text in ALL...
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...Saybria Nicholson 4 Dunbar Street Amityville, NY 11701 6317892475 snicholson@sljhs.org Objective / Summary To obtain a position as a Medical Assistant where I can apply my education, skills and compassion to contribute to the success of a progressive practice and the patients served. Education Branford Hall Career Institute Amityville, NY March. 2016 Medical Assistant Program -GPA (if 3.5 or better)- - - - Borough of Manhattan Community College New York, NY August. 2011 - May. 2013 -Liberal Arts (50) Key Strengths • --Monitoring and Coordination |• -Critical Thinking |• -Service Orientation | • --Effective Written and Oral Communication |• -Active Learning |• -Instructing | • --Social Perceptiveness |• -Active Listening |• -Time Management | - Employment History Pizza Studio Farmingdale, NY December. 2015 - Present Front of House Staff • -Conducted preliminary food preparation. • Prepared and cooked menu items. • Responsible for setting up serving lines, garnishing food items, and applying food protection and sanitation measures. • Responsible for receiving and properly storing supply shipments. - Old Navy Bay Shore, NY October. 2015 - December. 2015 Seasonal Sales Associate • -Responsible for customer service. • Ordered merchandise and kept track of inventory. • Created displays. • Helped on the front line (Cashier) • Unloaded merchandise off truck • Assembly line - Wal-Mart East Meadow, NY...
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