...Heart Hospital Hazard Mitigation Plan Hazard Vulnerability Mitigation Strategy Plan Version 1 – February 1, 2010 Heart Hospital Hazard Mitigation Plan Table of Contents I. Introduction……………………………………………… 3 A. Purpose of the Plan B. Methodology C. AZHH Background II. Risk Assessment Findings A. Hazard Identification B. Profile of Hazard Events C. Vulnerability of Assessments III. Mitigation Goals, Objectives, and Strategies IV. Implementation and Maintenance Procedures A. Implementation B. Maintenance Appendices A. Glossary of Terms B. Acronyms Version 1 – February 1, 2010 Arizona Heart Hospital Hazard Mitigation Plan Chapter 1 – Introduction A. Purpose of the Plan: This Hazard Mitigation Plan (HMP) establishes the process for implementing proactive risk management as part of the overall Emergency Management Plan. The purpose of a Hazard Mitigation Plan is to identify potential hazards, risks and vulnerabilities as identified by the Hazard Vulnerability Assessment (HVA) before they occur by prioritizing mitigation actions and providing technical support for those efforts. The purpose of this plan is to produce a program of activities through actions that will best deal with the Heart Hospital’s (HH) hazard problems, while meeting the health care needs of the community. This plan will accomplish the following objectives...
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...Income Tax Losses Toolkit 2012-13 Self Assessment Tax Returns Published May 2013 Index Introduction .................................................................................................................................. 3 Areas of risk within Income Tax losses ........................................................................................ 3 Using links within this document .................................................................................................. 6 Checklist Income Tax losses........................................................................................................ 7 Explanation and mitigation of risks............................................................................................... 8 2012 -13 2 Introduction Tax agents and advisers play an important role in helping their clients to get their tax returns correct. This toolkit is aimed at helping and supporting tax agents and advisers by providing guidance on the errors we find commonly occur in relation to Income Tax Losses. It may also be helpful to anyone who is completing an Income Tax Self Assessment tax return. This version of the Toolkit was published in May 2013. The risks in this toolkit have been reviewed and updated where necessary for 2012-13.This toolkit is applicable for financial years commencing 6 April 2012 for Income Tax Self Assessment tax returns. Its use is entirely voluntary. The content of this toolkit is based on our view of how tax...
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...The Equity-Efficiency Trade-Off This article written by Pierre Picard investigates the role of private insurance in the prevention and mitigation of natural disasters. it characterizes the equity-efficiency trade-off between policy makers under imperfect information about individual prevention costs Pierre Picard , with one simple model, illustrates how tax cuts on insurance contracts can improve incentives to prevention of natural disasters. ------------------------------------------------- and highlights complementarity between individual incentives through tax cuts and collective incentives through grants to the local jurisdiction. ------------------------------------------------- INTRODUCTION As we know and have heard several times today, the last decades have witnessed the worldwide increasing frequency and intensity of weather-related catastrophes. Windstorms, typhoons, floods, landslides, and heathwaves were more and more frequent and we have experienced an increasing trend in economic losses due to weather disasters, and an even stronger increase in insured losses. According to preliminary estimates from Swiss Re’s sigma team, 2011 was a Year of highest ever economic losses ! In 2011, total economic losses to society (both insured and uninsured) due to disasters reached an estimated USD 350 billion. And insured losses for the global insurance industry reached USD 108 billion in 2011.which is more than double than in 2010. Claims from natural catastrophes...
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...The Galveston Hurricane of 1900 Case Studies John Williams Columbia Southern University May 18, 2013 The Galveston Hurricane of 1900 Case Studies This case study converses about one of the most historically known natural disasters that has ever occurred within the 50 United States in the 1900. The hurricane that started out as a tropical storm was one of the most deadly events that have ever taken place during that time. As everyone prepared for the common tropical storm they did not realize it was becoming stronger and stronger during September 3rd and 4th. The hurricane increased and made its way through different parts of Florida, and landed on the coast of Texas. It was predicted by a local weatherman that the island of Galveston would suffer a great loss to the large city. This prediction was on the way he observed the rough seas and high waves that became more active by the hour. This weatherman who was known as Dr. Isaac M. Cline took it upon himself, rode out in the danger of the weather to worn people to seek high ground. When the hurricane touched down on the island of Galveston the wind matured to 120 miles per hour, and the sea rose more than 15 feet. The Category 4 hurricane of the Saffir-Simpson scale took many lives by drowning. It was estimated that more than 9,000 residents lost their lives. After leaving the island the hurricane maintained a strong tropical storm passing through many of the central states and weakened once it made it through the Great...
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...RISK ASSESSMENT ANDMITIGATION FOR THE INDIAN OCEAN KNOWING YOUR TSUNAMI RISK – AND WHAT TO DO ABOUT IT June 2009 UNESCO 1 Intergovernmental Oceanographic Commission Manuals and Guides 52 knowing your tsunami risk – and what to do about it Tsunami risk assessment and mitigation for the Indian Ocean; The designation employed and the presentation of material throughout the publication do not imply the expression of any opinion whatsoever on the part of UNESCO in particular concerning the legal status of any country, territory, city or area or of its authorities, or the delineation of its frontiers or boundaries. The authors are responsible for the choice and the presentation of the facts contained in this manual and for the opinions expressed therein, which are not necessarily those of UNESCO and do not commit the Organization. Designer: Eric Loddé For bibliographic purposes, this document should be cited as follows: Tsunami risk assessment and mitigation for the Indian Ocean; knowing your tsunami risk – and what to do about it IOC Manual and Guides No. 52, Paris: UNESCO, 2007 (English). Printed by UNESCO (IOC/2009/MG/52) © UNESCO IOC 2009 Tsunami risk assessment and mitigation for the Indian Ocean; knowing your tsunami risk – and what to do about it 3 Table of contents Acknowledgement .................................................................................................................. 6 Foreword .......................................
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...industries, if the decisions taken after the occurrence of the disasters were not based on appropriate study for the results that may occur, this may lead to huge losses for the industry and for the whole country. 1-Lake of planning Lake of knowledge and how to predict the occurrence of natural disasters is a main reason of the problem. 2-Insurance companies making as much insurance policies as they can although they don’t know if they can satisfy the customer needs or not. 3-Decision makers don’t have the good argument to convince customers or community by their decisions C-List of alternatives 1. Awareness 2. Planning and prevention Measures to eliminate or reduce the incidence or severity of emergencies. Actions taken in anticipation of, during, and immediately after an emergency to ensure that its effects are minimized, and that people affected are given immediate relief and support. 3. Response Process of supporting emergency-affected communities in reconstruction of the physical infrastructure and restoration of emotional, social, economic and physical wellbeing. D-Evaluation of alternatives 1. Awareness With good data, the public understands the need for preparation and risk reducing measures. Governments, the private sector and the media build awareness of risks and risk-mitigation principles at national, regional, and community levels....
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...firms such as suppliers, customers and banks. RISK MANAGEMENT: 1. Risk Management is a planned method of dealing with the potential loss or damage. It is an ongoing process of risk appraisal through various methods and tools. 2. Risk Management involves not only to protect oneself against some risks but also to decide which risks are to be exploited and how to exploit them. 3. Risk Management covers credit decision making, performance assessment, pricing, capital computation, provisioning etc. 4. Risk Management covers the following: a. It assesses what could go wrong b. It determines which risks are important to be dealt with c. It implements strategies to deal with those risks. 5. Risk Management is not – d. A guarantee to avoid all future losses e. Limited to compliance and disclosure requirements f. A method to eliminate all risks g. A substitute for internal controls to detect fraud etc. BASEL ACCORD: 1. In 1988, Basel I accord was introduced with the central focus on credit risk. 2. In 1996, Basel I was modified to include Market Risks. 3. In 2004,...
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...Risk mitigation techniques Risk management involves the process of continuous identification of the risk factors and devising way and methods of dealing with them. The identification process can be done using different types of models depending on the type of organization being analyzed (Chapman, 1996). Dr. Kallman a professor of risk management, has several techniques which he has discussed regarding the risk management which will be compared with other techniques recommended by other authors like Victoria Duff. Understand the risk According to Dr. Kallman on risk management, he has given the following techniques to be used. Dr. Kallman says that before giving the mitigation techniques to the risk, there must be identification of the risks. A risk manager should understand the type of risks which are likely to face a firm and list them down. This is what we call risk identification. For one to know this, there must be clear understanding of the companies’ goals, mission and objective. From these factors, the risk that is likely to face an organization can be identified easily. When the risks have been identified, they can be categorized to three distinct groups such as, operational, strategic and economic. Strategic risks include those risks with long term varied effects on the firm and they are composed of factors like, the reputational risk, quality risk and brand risk. The next set of risk is operational risks which include things like the hazards which expose the business...
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...2nd Edition Disasters and Development Disaster Management Training Programme GE.94-02894 Disasters and Development 2nd Edition Module prepared by: R.S.Stephenson, Ph.D. DHA Disaster Management Training Programme 1994 Disaster and Development This training module has been funded by the United Nations Development Programme in collaboration with the Office of the United Nations Disaster Relief Coordinator for the Disaster Management Training Programme (DMTP) in association with the University of Wisconsin Disaster Management Center. This material draws substantially on the work of Mary Anderson and Fred Cuny, and on United Nations Development Programme and World Bank Guidelines. The draft for this text was reviewed by Yasemin Aysan and Ian Davis, Oxford Polytechnic Disaster Management Centre and Gustavo Wilches-Chaux. Editorial services, including design, educational components and formatting, have been provided by InterWorks. Design consultation and desktop publishing have been provided by Artifax. Cover Photo: Destruction of a bridge by flood waters. VIZDOK photo The first edition of this module was printed in 1991. Utilization and duplication of the material in this module is permissible, however, source attribution to the Disaster Management Training Programme (DMTP) is required. 4 CONTENTS Introduction .................................................................................................... 7 The relationship between disasters...
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...Task 1(C) Implementation Plan • Formally assign ownership of field level IT Business Continuity initiatives to IT division CIO’s with an indirect ownership to IT Business Continuity to assure comprehensiveness of division level Business Continuity program requirements. • Provide the necessary resources and subject matter experts in the field of business continuity for each of the organization’s operational groups. • Mandate, define, develop, and implement the processes necessary to conduct a comprehensive risk assessment necessary to identify and define the potential risks and vulnerabilities to the decentralized information system infrastructure components, as similarly conducted for the Regional Data Centers, with the further requirements as mandated by HIPAA. • Perform risk management processes for the field level entities and their information system infrastructure, in order to prioritize and rank risks for mitigation purposes. • Conduct Application Impact Assessment (AIA) at field level facilities to identify and measure the effect of information system infrastructure resource loss and escalating losses over time in order to provide the business with reliable data upon which to base decisions concerning risk, hazard and vulnerability mitigation, recovery strategies, and continuity planning, as well as to provide application and data criticality analysis as addressed by the HIPAA Security Rule. • Implement mitigation...
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...their fund based activities. With increased exposure in infrastructure, banks need to be cautious about the credit risks inherent in the projects with long gestation periods. It was found that infrastructure development has a high correlation with the macroeconomic factors like GDP growth rate of the country. Such macroeconomic trends actually influence income generation and timely recovery of the credit extended. So for greater risk sensitivity a model pricing mechanism has been developed to address the macroeconomic changes in the economy for better risk management. It is an obvious fact that risk is inherent in every action. In extending credit to other parties one of the main risks of the Bank is Credit Risk. The possibility of losses associated with diminution in the credit quality of borrowers/counter parties is called credit risk. In a simpler way, credit risk may be defined as the potential threat that a borrower will fail to meet its obligations in accordance with the agreed terms. But for that reason banks cannot stop extending loans to borrowers. For business growth banks are required to find out new avenues to deploy their funds and generate income. Infrastructure sector is one where funding was done previously by government funds and with the assistance...
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...Wasior, West Papua in October 4, 2010, earthquake and tsunami in the Mentawai Islands of West Sumatra province on October 25, 2010, when the rehabilitation and reconstruction after earthquake in West Sumatra-30 September 2009 still underway, and the on-going eruption of Mount Merapi in Central Java and Yogyakarta until now. 2. These caused a large numbers of deaths, injured, missing and displaced persons; damages on public infrastructures, impediment on basic services and losses on livelihoods in the disaster affected areas NO 1 LOCATION Flash flood in Wasior, West Papua Province STATUS • Emergency response expired at 15 November 2010. • Assessment of damage and losses have been conducted, with the total damage and losses of Rp 280,58 billion. • Action Plan for the Rehabilitation and Reconstruction is under completion by Bappenas and BNPB. • The emergency response will be expired on the 3rd week of November 2010. • BNPB, Bappenas and local government collaborate to collect and verify data for damages and losses assessment, and soon will prepare the Action Plan for Rehabilitation and Reconstruction. • The priority at present is to provide shelter and promptly distribute humanitarian logistics for the displaced persons • Eruption continues, emergency response...
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...College, New Rochelle, NY 10801 Ronald R. Yager Iona College, New Rochelle, NY 10801 ABSTRACT Recent events such as hurricanes, tsunamis, earthquakes, power outages, and the threat of pandemics have highlighted our vulnerability to natural disasters. This vulnerability is exacerbated by many organizations’ increasing dependence on computer, telecommunications, and other technologies, and trends toward integrating suppliers and business partners into everyday business operations. In response many organizations are implementing disaster recovery planning processes. In this paper we discuss how to identify threats and scenarios; how to articulate the disaster recovery strategies; and four elements of the generic disaster recovery plan: Mitigation, preparedness, response, and recovery. We then provide examples of software that can help disaster recovery professionals in the planning and implementation process. Finally we present some trends that will reinforce the criticality of the issue. Keywords: Disaster Recovery Planning; Business Continuity Planning; Risk Assessment INTRODUCTION Several major natural disasters that have occurred in the past few years have placed disaster management on the front pages: The Tsunami of late 2004, Hurricanes Katrina and Rita, and the earthquake in Pakistan in 2005 affected both life and property and emphasized our vulnerability to natural threats. EM-DAT (2006) figures complied by the Belgian Université Catholique de Louvain’s Center for Research...
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...of most com anies. If you don’t properly manage IT risks, they can also p contribute to your company’s failure. Effective risk management starts by understanding threats and vulnerabilities. You build on this knowledge by identifying ways to mitigate the risks. Risks can be mitigated by reducing vulnerabilities or reducing the impact of the risk. You can then create different plans to mitigate risks in different areas of the company. A company typically has several risk mitigation plans in place. Risk management is presented in three parts in this textbook. Part 1 is titled “Risk Management Business Challenges.” It lays a foundation for the book, with definitions of many of the terms and techniques of risk management. It finishes with details on how to develop a risk management plan. Part 2 is titled “Mitigating Risk.” This section covers risk assessments. Once you identify risks, you can take steps to reduce them. It ends with methods for turning a risk assessment into a risk mitigation plan. Part 3 is titled “Risk Management Plans.” Here you learn how to create and implement several different plans, such as the business continuity plan and the disaster recovery plan. This book can help you build a solid foundation in risk management as it relates to information system security. It won’t...
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...of expiration of time and the loss of the right to sue. On successful completion of this lecture, you should (within the scope of the course) be able to: identify the ways in which a contract may be discharged describe discharge of a contract by performance describe discharge of a contract by agreement describe discharge of a contract by operation of law describe discharge of a contract by breach describe the remedy set respectively available for breach of condition and warranty describe and understand the remedy of damages and how the quantum of damages is assessed by the Courts describe the principle of causation describe the principle of remoteness describe the types of losses recoverable, and distinguish between pecuniary and non-pecuniary loss describe the duty of mitigation of loss describe the equitable remedies for breach and understand when they apply describe the issue of limitation of contractual actions through expiration of time DISCHARGE OF CONTRACT Ultimately, all valid...
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