...after industrial development, economic development, entrepreneur promotion and many other things. But only very few have realized the importance of education. Often people in various shows, conferences are seen commenting on the slow rate of development, growth in rural areas compared to urban. But has anyone ever tried to find out answer to this question? According to me the answer is ‘Lack of proper education’. Not every child thinks of school as a fun place. However, all that homework does pay off. You wouldn’t be reading this now unless someone taught you how to read; the chances are good that you learned how to read in a school. Education means more than just learning one’s ABCs. It is necessary for social and economic development. Rural areas throughout the world have fewer schools. This means that it is harder to find an available school that has proper learning resources. Currently rural areas are generally not as educated as urban areas, which creates an educational divide between rural and urban areas. This divide furthers the gap between urban and rural wealth. And this is where I find my role as an educated individual comes in. Working on the lines of UNNATI, TEACH FOR INDIA, I wish to cater the needs of the underprivileged. Education is a multi-edged sword, but with all edges leading to positives. Without it, children and families will have trouble getting out of this circle of poverty. Education serves a key to unlock job opportunities...
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...of Arts & Commerce Vitthalwadi-East Email-Id :- kadam.a333@gmail.com Contact No:- 9029787363 ICT AND ITS IMPACT ON ECONOMIC GROWTH Exploring the growth potential of ICT ------------------------------------------------- Abstract: ------------------------------------------------- Past decade saw the growth of service sector and marveled on the growing potential of the IT industry. This became more relevant if we see the exponential growth of Internet along with T.V and Radio. So Information Technology (IT) along with Communication Technology (C.T) converges to give us a unique combination of ICT-Information and Communication Technology. This paper attempts to understand the contribution of ICT in the growth story of India. It analyzes the contribution towards growth with the help of four major components of ICT: Internet, Telecom, IT sector, T.V and Radio. The paper presents data and statistics providing sample evidence of the ever growing contributions of ICT towards income generation and employment for the country and thus having a major economical impact. Finally the paper concludes with the fact that it is high time to acknowledge the relevance of ICT within the service sector and growth cannot be looked exclusive of it. Information and Communication Technology:- Number of different studies find that there is a positive impact of the spread of ICT on national output (Röller and Waverman 2001, Sridhar and Sridhar 2004).According to a recent World...
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...conducts its India operations through a subsidiary called Cottle India. The India operations are focused on oral care, which includes toothpaste, tooth powder and dental floss. Focus area for this case is the toothbrush market. Cottle is the market leader (46% market share) in toothbrush market in India. It is perceived as a trusted & quality brand because of its association with IDA (Indian Dental Association). Cottle India is adequately supported by the parent company and follows a decentralized approach for India market strategy. For new markets Cottle’s general approach is to enter market with basic models and competitive prices, and gradually shift the focus to high-margin products. In India Cottle’s most successful toothbrush brand is Complete (accounted for 67% of Cottle’s total unit sales in 2009), which is also the lowest-priced toothbrush for adults. Competitor: Hinda-Daltan & SarIndia are two distant competitors with 21% and 11% market share respectively. The remaining share of toothbrush market is composed of low-quality, low-priced products imported from China and Vietnam. Cottle has a competitive advantage in toothbrush industry due to its manufacturing excellence and flexibility to adjust product-mix to meet demand. Customer: Majority (80%) of the Indian households live on less than $2/day and hence customers are likely to be price sensitive. Indian population can largely be segregated into rural and urban customers. More than 50% of rural population,...
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...goods, services, capital, finance and people. Cross border integration can have several dimensions – cultural, social, political and economic. In fact, cultural and social integration even more than economic integration. The focus of this paper is to study the impact of globalization on economic, social and cultural fabric of India. Globalization has made countries to realize that nations can no longer be cocooned in their own cultural or economic nests but invariably be part of the larger picture which takes into account the competencies, interests and the dependencies of economies world -wide. The zeal of globalization has even forced Governments to be tuned to the merits of a Global economy. In Economics we have views on pro-globalization by Jagdish Bhagwati etc. who build on the economic notion that free trade helps everybody and lift the poor out of poverty, while we have the anti-globalization views by the likes of Vandana Shiva, Arundhati Roy, etc.,who see globalization as a way for multinational corporationss and multilateral institutions (World Bank, IMF) to change the rules all over the world to ensure better markets for the rich countries. India opened up its economy in the early nineties following a major crisis of foreign exchange crunch that dragged the economy close to defaulting on loans. The response was a slew of domestic and external sector policy measures partly prompted by the immediate needs and partly by the demand of the multilateral organizations. The new...
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...Mobile Value Added Services (MVAS) A vehicle to usher in inclusive growth and bridge the digital divide January 2011 www.deloitte.com/in 2 Contents Message from Chairman, TRAI Message from President, ASSOCHAM Message from Secretary General, ASSOCHAM Message from Deloitte Objective & Methodology Executive Summary Introduction What is MVAS? What is Utility MVAS? Key categories in Utility MVAS A Framework for Utility MVAS Drivers for Utility MVAS Categories in focus Category 1 : M-Commerce Category 2 : M-Education Category 3 : M-Health Category 4 : M-Governance Current state of Utility MVAS in India Utility MVAS: Challenges Utility MVAS: Potential solutions Utility MVAS: Suggested implementation approach Acknowledgements Notes Authors 4 5 6 7 8 9 12 15 18 18 20 21 26 27 33 40 46 51 54 56 62 64 65 68 Mobile Value Added Services (MVAS) - A vehicle to usher in inclusive growth and bridge the digital divide 3 Message from Chairman, TRAI I would like to compliment the ASSOCHAM for bringing out a Study Report on Mobile Value Added Services – A Vehicle to Usher in Inclusive Growth and Bridge the Digital Divide in India. Mobile Value Added Services (MVAS) have assumed significant importance in recent times due to the rapid growth in wireless subscriber base. They have enhanced the utility of mobile phone as a powerful medium to deliver information viz., News, Entertainment, Advertisement, Music, Games, Commerce, Education and Health. Simultaneously, they help...
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...E-GOVERNANCE INITIATIVES TO BRIDGE DIGITAL DIVIDE IN MAHARASHTRA By, Jessica Yvonne Varma (1321250) Bithika Karmakar (1321246) India is a diverse Country with different cultures, languages and religions. Some of the main challenges faced by India are its humongous growth in population, insufficient funds to meet the needs, delays in implementation of government policies etc. These are all some of the main factors which cause unequal development of society. While some people enjoy the luxury of resources, some remain left out. When we look back to the past evolution of technology in India, along with the growth and better opportunities it created, it tended to also heighten social inequalities and unrest. While internet in India has reached a peak of 100 million users (according to IAMAI report of 2012), only 20percent of urban Indians are connected and only 3 percent of rural Indians are connected. While the upper and the middle classes are enjoying the prosperity and happiness of India’s fast growing economy, the majority of our nation is left in darkness. They are ignorant to all the development. This is the digital divide that is splitting our nation apart. Bill Clinton had mentioned that “It is dangerously destabilizing to have half the world on the cutting edge of technology while the other half struggles on the bare edge of survival.” The basic requirement for reducing digital divide is to provide affordable IT infrastructure in all geographical...
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...Enhancing Quality and Equality of Education “Literacy is the road to human progress and the means through which every man; woman and child can realize his or her full potential.”……………Kofi Annan. Access to education and learning is crucial for development but ‘equitable’ access and learning is vital for sustainable development. The various dimensions of inequality (gender, socio economic, rural – urban), if not taken into account can result in skewed and lopsided growth that has the potential to do more harm than good to the larger fabric of society. Such development stands the risk of strengthening the current power structures and relegating the already marginalized, further down the abyss. These inequalities do not exist in isolation- one form reinforces the other. This means that there are common causes, functioning through multiple mechanisms, inflating the gross inequalities in the education sector. The major challenge before the Indian education system is to enhance the quality and bring equality in education system. Quality education which is essential to learning and human development is influenced by factors both inside and outside the classroom. In addition to enabling the transfer of knowledge and skills necessary to succeed in a profession and break the cycle of poverty, quality plays a crucial role in closing the gender gap in basic education. Quality Education includes:- * Learners who are healthy, well nourished and ready to participate and learn and supported...
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...11th President of India. Kalam was born and raised in Rameswaram, Tamil Nadu, and completed his aerospace engineering at the Madras Institute of Technology (MIT), Chennai. Before his term as President, he worked as an aerospace engineer with Defence Research and Development Organisation (DRDO) and Indian Space Research Organisation (ISRO).[1] Kalam is popularly known as the Missile Man of India. Dr APJ Abdul Kalam is the man whose efforts are largely responsible for shaping the defence programme of India. He helped in making India self-sufficient in satellite and space technology. In 2002, he was elected as the President of the country and graced the post until 2007. Kalam's leadership style and vision are not just valued in India but the man commands respect everywhere he goes. Leadership qualities On Creativity Dr Kalam has always emphasized on the importance of creativity and innovation in anything we do. He says that India needs creative leaders rather than managers or commanders. On Vision According to Dr Kalam, the most important quality a leader must possess is to have a vision. A person lacking a vision cannot be leader. With His vision he developed The concept of PURA -- which stands for "Providing Urban amenities in Rural Areas".it is about giving a cluster of villages physical, electronic and knowledge connectivity. he believed that connectivity is the key to bridging the rural-urban divide. This will lead to development of villages of india. On Integrity...
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...E-Governance for Rural Development Swati Bhatt Sr. Lecturer (Marketing Area), Dept of Management Studies India is a land of diversity. This diversity spans across culture, tradition, language, geography and the economic condition of the people. It is a nation that has a significant number of people who are below the minimal socio-economic benchmarks. This includes rural and urban poor, women in rural areas, street children, people belonging to historically disadvantaged castes and people living in less developed areas. The vulnerability of these sections of society has increased with globalization and this section is prone to become even more marginalized - economically and socially. Successive governments have committed themselves to addressing these divides, but effective implementation of various economic development programmes aimed at individuals belonging to these sections of society has proved an elusive goal. During the 1980s and early 1990s, initial attempts towards e-Governance were made with a focus on networking government departments and developing in-house government applications in the areas of defence, economic monitoring, planning and the deployment of IT to manage data-intensive functions related to elections, census, tax administration etc.80 These applications focused on automation of internal government functions rather than on improving service delivery to citizens. Over the past decade or so, there have been islands of e-Governance initiatives...
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...while revenues from telecom equipment segment stood at 117,039 crore (US$21.18 billion).The telecommunication sector continued to register significant success during the year and has emerged as one of the key sectors responsible for India’s resurgent India’s economic growth. Major sectors of telecommunication industry in India are telephony, internet and broadcasting. The primary regulator of telecommunications in India is the Telecom Regulatory Authority of India (TRAI). The mission of TRAI is to create and nurture an environment which will enable the quick growth of the telecommunication sector in the country. One of the major objective of TRAI is to provide a transparent policy environment. TRAI has regularly issued orders and directions on various subjects like tariff, interconnections, Direct To Home (DTH) services and mobile number portability. There is 100% FDI permitted in telecom equipment manufacturing. India has a telecom policy aims to encourage private and foreign investment. There is a Revenue-share model for license issued by the Government for telecom services. Unified access licenses are available for providing telecom services on a pan-India basis....
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...popular formats hypermarkets and supermarkets are growing at a rapid pace. Apart from the brick –mortar formats, brick -click and click-click formats are also increasingly functional on the Indian retail landscape. Consumer dynamics in India is also changing and the retailers need to take note of this and formulate their strategies and tactics to deliver the exact expected value to the customer. In the backdrop of all these developments the present paper makes an attempt to: Explain the emerging trends in the development of Modern Retail formats in Indian Context and Highlights the emerging Rural Retail Landscape and also, Reveals the Consumer Shopping Behavior (Across the Country) among the Modern Retail Formats with special reference to Delhi & NCR. The empirical data has been collected with the help of Primary as well as secondary resources. Key Words: Hypermarket, Convenience Store, Retailing, Malls, Shoppers Introduction India has witnessed a frenetic pace of retail development over the past five years. Goldman Sachs has estimated that the Indian Economic growth could actually exceed that of China by 2015. It is believed that the Country has potential to deliver the faster growth over the next 50 years. (1) As we all know that India has been a nation of Dukandars, having – approximately 12 million retailers. Obviously retailing is in our blood – either as a shopkeeper or as a...
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...is still trying to improve unfavorable factors like widespread poverty, inadequate physical and social infrastructure, bureaucracy, limited non-agricultural employment opportunities, regulatory and foreign direct investment controls, insufficient access to quality basic and higher education, and the imbalance of rural-to-urban migration.. Socio-Cultural factors The culture of India poses a great challenge. The mix of traditional tea-drinking population together with the various differences between Muslim and Hindu and the difference between various regions of the country, makes it hard to divide and place is concrete consumer groups. There’s obvious separation in coffee consumption between rural and urban areas having distinctly higher preferences for coffee. “Still the numbers of coffee consumers remain low with slow negative growth figure between 2000 and 2005 - 6.7% and 2.0% respectively.” Legal factors The legal environment in India is very different compared to USA or Europe in the eyes of global business. Corruption in the country is very high and it raises a lot of concerns. The company has already experienced some setbacks from the legal environment in India. The case of Starstruck...
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...Food Sales In India Packaged Food In India EXECUTIVE SUMMARY With a vast population base, growing middle class and strong macroeconomic growth, India has become one of the fastest-growing markets for packaged food in the world. India’s packaged food retail sales grew an average of 11.5% annually during the past five years, with a compound annual growth rate (CAGR) of 12.93% between 2004 and 2009. While only 30% of the population resides in urban areas, urbanization has become a trend in recent years and has changed how and when consumers eat their meals. This migration of consumers has resulted in new products boasting ethnic and or region-specific flavours, appearing on store shelves. The search for functional food items paired with the desire for instant gratification has caused solid growth in ready-meals, noodles and soup sales. With the growth of modern retailing and the shopping revolution in India, there has been a radical shift in the Indian food industry. In addition, with the arrival of international fast food outlets in India, the food industry has experienced steady growth. It is difficult for most regional packaged food companies in India to expand nationally, due to the country’s underdeveloped infrastructure. Gujarat Cooperative Milk Marketing Federation Ltd (GCMMF) was the leader in the packaged food market, with an 8% share in 2009. INSIDE THIS ISSUE Executive Summary Consumer Trends Economic Trends Regional Trends Urban and Rural Trends Packaged...
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...IRJC International Journal of Social Science & Interdisciplinary Research Vol.1 Issue 8, August 2012, ISSN 2277 3630 SCENARIO OF PRESENT EDUCATION SYSTEM: A COMPARATIVE STUDY OF HARYANA AND ITS NEIGHBOURING STATES KAMLESH GAKHAR*; HARJEET KOUR** *Associate Professor, Institute of Management Studies and Research, Maharshi Dayanand University, Rohtak, Haryana, India. **Junior Research Fellow, Institute of Management Studies and Research, Maharshi Dayanand University, Rohtak, Haryana, India. ABSTRACT Education has been made too easy for the students so that more and more students can enter into the scope of education system of the country. The announcements like abolishing compulsory CBSE board exams for class 10th from the session 2010-11, introduction of grading system, the passage of Right of Children to free and Compulsory Education Bill, reservation policies etc. are a few among them. Now the question arises as to what extent such efforts in the field of education have succeeded in different states of the country. Haryana is the state with a contribution of 3.7% in the total GDP of India. This present study will throw light on the education system of Haryana, with a comparative eye on its neighbouring states. An analysis of the educational achievements of these states from different angles will help the experts and the researchers to know how far we have gone in achieving our targets and what needs to be done. Along with this, a comparison of the literacy rates and...
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...PROJECT REPORT ON "RURAL MARKETING" BY AARON FERNANDES T.Y. B.M.S. SEMESTER V SHRI CHINAI COLLEGE OF COMMERCE & ECONOMICS MUMBAI PROJECT GUIDE PROF. VAISHALI CHAUDHARY UNIVERSITY OF MUMBAI 2003-2004 1 ACKNOWLEDGEMENTS Many hands have toiled to ensure that this project finally sees the light of the day. It required continuous guidance, inspiration and support from many people and without their cooperation; this project would not have been complete. I take this opportunity to express my sincerest gratitude to my Project Guide, Ms. Vaishali Chaudhary, who lived up to her Designation and was a constant source of guiding light for me at each and every stage of the execution of this project. I would also like to thank the following people who through their experience have enlightened me on the practical aspects of this subject without whom the study would not have been carried out successfully. i. Prof. (Ms) Dr. Malini Johari – Principal, Shri Chinai College, Andheri ii. Prof. (Ms) S.G. Kelkar – BMS Co-ordinator, Shri Chinai College, Andheri iii. Professors at Shri Chinai College: Prof. Sunil Fussey Prof. Vaishali Chaudhary Prof. Padma Iyer Prof. Gitanjali Thorvat Lastly I would like to thank my well-wishers and my colleagues who were a constant source of inspiration and in some cases also motivation as it ultimately has led to the completion of this project. Finally I...
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