How would you describe the investment climate at this point in time?
The investment climate at this point in time, for a lack or a better word, is still unstable. I would suggest that you have to evaluate two different cycles in order to evaluate the current investment state. The business cycle, in which stocks, commodities or any securities react to current world issues we face and political unrest across the world tend to react in a quicker fashion than that of the real estate cycle. The real estate cycle has a lag time built into it because the market cannot adjust for violent up swings and down swings like the stock markets can. Currently I would say that the financial markets are heading in the right direction behind a driving force from the injection of liquidity from the Fed through the use of multiple rounds of quantitative easing and additional regulations that are being attempted by the government. The time to invest is certainly now because stocks, for the most part are still cheap, but the real time to get back into the investment markets was if you had the nerve on the multiple downswings we've experienced since the markets melted down in 2008.

If you had the power to change the markets what would you suggest should be done?
I have always been a big fan of Milton Friedman and his promotion of free markets over government intervention. In my opinion government, especially large central governments convolute and confuse the natural process that a free market system should have to navigate through. With that being said, I do believe that I would be in the small percentage of people that would support Mr. Friedman's contrarian point of view, especially these days. I believe the government should have allowed big companies and industries to fail instead of bailing them out. This would have forced them to financially restructure through bankruptcy or