...Instructor: Justin Thomas Senter Date: 03/12/2015 Citizens should pay more social security fees than before Name: Yihua Wang Course: ENG3006 Instructor: Justin Thomas Senter Date: 03/12/2015 Citizens should pay more social security fees than before Today, social security has been one of the most important parts in countries’ political system. It services for citizens and is always focused by them. Some free countries, like America, political parties often try to improve social security system to get citizens’ support. In president Obama’s election speech, the largest concern is that he wants to make a healthcare reform to improve people’s lives. Healthcare is a part of social security, it shows that social security is really cared about everyone in America, and it may have some serious problem now. According to ‘THE 2014 U.S. AND WORLD POPULATIONS’ written by Robert Schlesinger in U.S. News (http://www.usnews.com/opinion/blogs/robert-schlesinger/2013/12/31/us-population-2014-317-million-and-71-billion-in-the-world) America now has more than 317 million people with 5793 hospitals. It may sounds a lot, but if shared out equally, a hospital might service for almost 55000 people. Especially 5008 hospitals are community hospitals that don’t have enough resource and enough area. It’s not great any more. Besides, the truth is, because of different developmental level of different cities, hospitals don’t share out equally. Then, it sounds badly. Even in the United States...
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...Social Security and Medicare History Present Configuration Future Projection GERO100 March 31, 2012 Hopefully we will all be physically able to work until the age of 65, collect retirement and Social Security and live an enriching life until we leave this world. Not all companies financially support their employees with fully funded retirement plans so it is left up to the individual to actively participate in saving for their future. When someone reaches retirement age, if the finances are there, they are usually only a fraction of what they were making as a full-time employee. This is when one hopes of having Social Security and Medicare benefits to supplement our retirement income for a more stable financial future. There are several reasons the Social Security Act was passed in August 1935. The elderly were living longer due to the availability of better health care, autonomy in workplaces to make jobs easier on individuals, and the modernization of our country’s water systems. Due to this increased longevity in the lives of the elderly, they were also more poverty stricken. An intention of the passage of the Social Security Act was to reduce the burden of loss of income to retired workers aged 65 or older. (Quadagno, 2008) It also included provisions for unemployment insurance, old age assistance and aid to dependent children. Benefits were to be paid based on the primary worker and was to be funded through payroll taxes deducted from the worker’s...
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...Social Security History, Current Structure and Calculation of Benefits The Social Security Act was implemented in 1935, after the stock market crash had wiped out the savings of millions of Americans, the nation reached out to their president to guarantee the elderly a decent income. The original Act provides retirement benefits payable to a person 65 years and older who were no longer working. There were very few people that had access to pension from their employers and through government pension programs. Most of the elderly lacked enough income to be living on their own without working. The Social Security Act was enacted at the urging or President Franklin D. Roosevelt to create a social insurance program that ensures workers would have a source of income after they retired (2010). In the years that have followed, Social Security has become one of the Federal Government’s most popular and essential programs. Despite all efforts to encourage savings and investment, the retirement picture has not changed much in recent years. Today even barely half of the workers have access to retirement plans at work and millions reach retirement age without enough savings to provide sufficient living. The Act also provided funds to assist children, disabled like the blind, the unemployed and provide family health programs. The placement of Social Security brought complex challenges to the administration. The administration had to register citizens for benefits, contributions...
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...expenses that he or she cannot afford to pay for because of their income. When the elderly get sick and medical care is needed, they depend on Medicare for assistance with their medical bills because they do not have any other way to pay for their medical bills or go see a doctor. “Medicare is for people 65 or older, those who are under age 65 with certain disabilities and people of all ages with End-Stage Renal Disease” (Medicare, para.). “Medicare is a federally funded system of health and hospital insurance for persons aged 65 and older and for disable persons. The Medicare program provides basic health care benefits to recipients of Social Security and is funded through the Social Security trust fund. President Harry S. Truman first proposed a medical care program for the aged during the late 1940s, but Medicare was not enacted until 1965, as one of President Lyndon B. Johnson’s Great Society programs. Medicare went into effect in 1966 and was first administered by the Social Security Administration. In 1977, the Medicare program was transferred to the newly...
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...Regulation-Medicare and Medicaid Medicare and Medicaid, created by the Social Security Amendment Act 1965, added Title XVIII and XIX to the Social Security Act. President Lyndon B Johnson was responsible for bringing about this change. Social Security Program started during the Great Depression of 1930s because of the stock market crash and bank failure, which wiped away the retirement savings of the Americans. Poverty rate among senior citizen exceeded 50% during this time. Social Security Act was created in an attempt to limit the five dangers of modern American Society. The Social Security Act was signed by President Franklin D Roosevelt on August 14, 1935, thus becoming the first president to advocate federal assistance to the elderly. Edwin Witt, the executive director of the president committee on economic security is the father of Social Security. If the total benefit paid by social security in 1940 was $35 million, it was $247.8 billion in 1990, after 50 years. In 2009, about 51 million Americans received $650 billion benefits, under different social security programs like social security disability insurance (SSDI), supplemental security income (SSI), retirement insurance benefits (RIB), temporary assistance for the needy families, ticket to work and self-sufficiency program, unemployment benefit, State children’s health insurance program, and Medicare and Medicaid. Medicare Title XVIII of the Social Security Act deals with Medicare. It is the country’s health insurance...
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...ADMINISTRATIVE SCIENCE AND POLICY STUDIES AM228: BACHELOR OF ADMINISTRATIVE SCIENCE (HONS.) ADM653: SOCIAL SECURITY AND EMPLOYEE BENEFITS ADMINISTRATION TOPIC: DEVELOPMENT OF SOCIAL SECURITY IN UNITED STATES PREPARED BY: AFIQAH BINTI MAD KASSIM 2013455736 ALIA ATIQQAH BINTI ADENAN 2013 FIQRIN HANIS BINTI ROSLI 2013488894 INTAN SURAIYAH BINTI RAMAT 2013460818 NUR AMILY BINTI ZAINUDDIN 2013439594 GROUP: S3BA5G (SEPT 2015) PREPARED FOR: SIR SUHAIMI BIN ABD SAMAD SUBMISSION DATE: 13 OCTOBER 2015 1.0 Introduction United States Social Security Administration focused on social insurance. The concept of social insurance in United States is from the individuals’ contribution to the government revenues managed by the governments and this fund will used to provide income to them when they become disable to support themselves through their own labours. For example, benefits in United States system are measured such a low income person get the higher benefit than those persons with higher earnings as the high income person get the lower benefits. 2.0 Types of Social Security Benefits in United States. 2.1 Disabilities Benefits Social Security disability benefits is for people whose age 18 or older, unable to work due to the medical condition that’s expected to last at least one year or may result to death and not receiving any benefits on their own Social Security record. Not limited to that particular of disability person, but the family members like spouse...
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...Parting at the Crossroads: The Development of Health Insurance in Canada and the United States, 1940-1965 Author(s): Antonia Maioni Source: Comparative Politics, Vol. 29, No. 4 (Jul., 1997), pp. 411-431 Published by: Ph.D. Program in Political Science of the City University of New York Stable URL: http://www.jstor.org/stable/422012 . Accessed: 12/10/2013 14:05 Your use of the JSTOR archive indicates your acceptance of the Terms & Conditions of Use, available at . http://www.jstor.org/page/info/about/policies/terms.jsp . JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range of content in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new forms of scholarship. For more information about JSTOR, please contact support@jstor.org. . Ph.D. Program in Political Science of the City University of New York is collaborating with JSTOR to digitize, preserve and extend access to Comparative Politics. http://www.jstor.org This content downloaded from 130.63.180.147 on Sat, 12 Oct 2013 14:05:01 PM All use subject to JSTOR Terms and Conditions Parting at the Crossroads The Development of Health Insurance in Canada and the United States, 1940-1965 AntoniaMaioni Frequentlyraised in recent discussions abouthealth care reformin the United States has been the model of the Canadianhealth insurancesystem.' While debates about health insurance often...
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...other countries, the United States has had a slow start to the development of health insurance. From the late 1800’s, the United States attempted to develop a universal government-funded insurance for nearly a century. During this time, other developed countries had developed some form of a social insurance, that later developed into national insurance. In the United States, however, the government was not taking any action regarding provisions with health insurance; instead, the government was leaving laws regarding health insurance up to the individual states. During this time, there were o legislative or public programs to provide funding for healthcare. The first group to really push for health insurance was the American Association of Labor Legislation (AALL). The AALL formed a committee in 1912 based on social welfare, and held their first national conference in 1913. Their first drafted bill was completed in 1915, and it proposed limiting coverage to the working class and those earning less than $1200 a year, including dependents. (http://www.pnhp.org/facts/a-brief-history-universal-health-care-efforts-in-the-us). The bill included the services of physicians, nurses, and hospitals as well as sick pay, maternity benefits, and a death benefit. This initial bill of the AALL captured the intrigue of the American Medical Association, who then assigned physicians in support of the bill to help secure legislation. By 1916, the AALL and AMA were working together on this bill...
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...Part 1: Health Care Hall of Fame Museum Proposal |Description |Analysis (How does the development affect the current U.S. health care system?) | |1. 1900s, Surgery is now common |In the 1900s, surgery became more common. The most common surgeries |To prevent more mistakes being make during surgery, medical teams works together | | |performed were removing tumors, infected tonsils, appendectomies, and |to strategize ways to ensure safety during and after surgeries. With years of | | |gynecological operations. There was still the concern from the patients |strategizing, and thinking of different methods to ensure the safety of the | | |receiving surgery, due to the fact that this was still a newer service |patients before and after surgeries, the health care team have come up with | | |available for people who need the procedure. There was the fear of |different methods and techniques they use to make sure all equipment is accounted | | |equipment being left inside the patient, and even death. There was once |for. To make patients feel more comfortable, more medical employees became | | |goal for the doctors and surgeons, to have a three way relationship with |involved...
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...What your thoughts are on the sequestration cuts? What will the impact be to hospitals and the local economy? and, How would you mitigate these losses if you ran a hospital? Due to the United States’ skyrocketing national debt and the lack of an ability for President Obama and lawmakers to come to an agreement on federal spending, sequestration cuts are set to take effect cutting $1.2 trillion over the next 10 years. Personally, I feel this all could have been avoided if democrats and republicans could come to some sort of an agreement on a federal spending plan. However, without an agreement in place, I feel that it is necessary to force sequester cuts before it is too late and the already high national debt spirals out of control. The impact of these cuts on hospitals and the local economy is dependent on which government programs are exempt from these sequestration cuts. Among the items exempt from the sequester cuts are social security, food stamps, and Medicaid programs. Medicare and Research grants provided by the government, on the other hand, will be among the items not exempt from the sequestration cuts. As my background is in health care finance, I know that there is a large presence of Medicare and federally funded grants that NS-LIJ takes advantage of and employs many people based on the grant funding acquired. As these cuts take effect Medicare reimbursement rates are likely to drop and grant funding will be lost and in the process many jobs will be lost as well...
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...Collection Action and Social Security Collecting bargaining is a process of negotiations between employers and a group of employees aimed at reaching agreements to regulate working conditions. The interests of the employees are presented by a representative of a union to which the employee belong. The United States implemented the National Labor Relations Act of 1935. I learned that collective bargaining benefits employees in the following ways, provides opportunities for workers to voice their problems or issues related to employment and the capacity to arrive at an arrangement on wages and other conditions of employment. Social Security is the foundation for a comfortable retirement. The Social Security Act was finalized in 1935. Social...
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...However the New Deal failed on being equal with everyone at first. The New Deal did not give women priority for jobs in the WPA and CCC and women didn’t get Social Security at first. Also it wasn't fair for African American, The National Recovery Administration only offered white men the first jobs. And the Federal Housing Authority refused to guarantee mortgage for African American who tried to buy in white neighborhoods. FDR did want to help the African American but did not want to lose his votes in the south. He did want to put a anti-lynching bill but he did not want to risk it. In Doc B, It states “Roosevelt feared that the conservative southern Democrats, who had seniority in congress and controlled many committee chairmanships, would block his bill if he tried to fight them on the race question.” New Deal programs were unfair to different races at first, but FDR got advised from the black cabinet and started to change things for the African American and Native American. John Collier, a leading social reformer convinced congress to pass the Indian Reorganization Act, which provided money for tribes to to purchase new land. Also the government provided federal grants to local school districts, hospitals and social welfare agencies to assist Native american. After this the WPA hired all people from all groups and social security was given to everybody. In conclusion, the New Deal...
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...History of Health Care Reform Transcribed from a talk given by Karen S. Palmer MPH, MS in San Francisco at the spring, 1999 PNHP meeting) Late 1800’s to Medicare The campaign for some form of universal government-funded health care has stretched for nearly a century in the US On several occasions, advocates believed they were on the verge of success; yet each time they faced defeat. The evolution of these efforts and the reasons for their failure make for an intriguing lesson in American history, ideology, and character. Other developed countries have had some form of social insurance (that later evolved into national insurance) for nearly as long as the US has been trying to get it. Some European countries started with compulsory sickness insurance, one of the first systems, for workers beginning in Germany in 1883; other countries including Austria, Hungary, Norway, Britain, Russia, and the Netherlands followed all the way through 1912. Other European countries, including Sweden in 1891, Denmark in 1892, France in 1910, and Switzerland in 1912, subsidized the mutual benefit societies that workers formed among themselves. So for a very long time, other countries have had some form of universal health care or at least the beginnings of it. The primary reason for the emergence of these programs in Europe was income stabilization and protection against the wage loss of sickness rather than payment for medical expenses, which came later. Programs were not universal to start...
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...Social Security at 80: Time to Retire? or Revise In 2015, America’s Social Security System turns 80 years old. The original act was a landmark bill, as it was the establishment of America’s safety net. The promise of the act was to ensure that America’s retirees would have some protection from poverty. Since the Social Security Act of 1935 was passed, the social safety net has been expanded to cover additional groups and classes of people. The most important additional programs established being MediCare and MedicAid. After years of running a surplus, Social Security has reached an inflection point. At the current rate of drawdown, the trust fund will run dry, and Social Security will begin to operate as a pay-as-you-go program, potentially only paying 75% of promised benefit levels. This paper will discuss the history of Social Security, demographic and technological trends that affect Social Security, the future implications of these trends for Social Security, and possible solutions. A Brief History of Social Security Social Security as we know it today evolved from the Social Security Act of 1935. Under the terms of the original law, Social Security benefits only applied to the employee. Today, Social Security pays benefits to the employee, the spouse, and the disabled and contains the provision for what is known as Medicaid and Medicare. When compared to today’s law, the scope of the original version of the Social Security Act was much narrower. For example...
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...A Report on American Economics in English Includes Social Security. 006 American Government-Economics Most of the problems of the United states are related to the economy. One of the major issues facing the country today is social security. The United States was one of the last major industrialized nations to establish a social security system. In 1911, Wisconsin passed the first state workers compensation law to be held constitutional. At that time, most Americans believed the government should not have to care for the aged, disabled or needy. But such attitudes changed during the Great Depression in the 1930's. In 1935, Congress passed the Social Security Act. This law became the basis of the U.S. social insurance system. It provided cash benefits to only retired workers in commerce or industry. In 1939, Congress amended the act to benefit and dependent children of retired workers and widows and children of deceased workers . In 1950, the act began to cover many farm and domestic workers, non professional self employed workers, and many state and municipal employees. Coverage became nearly universal in 1956, when lawyers and other professional workers came under the system. Social security is a government program that helps workers and retired workers and their families achieve a degree of economic security. Social security also called social insurance (Robertson p. 33), provides cash payments to help replace income lost as a result of retirement...
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