...Date Bank’s Name Bank’s Code District of Bank Branch Name of Candidate 5 CNIC No. Secretary, Federal Public Service Commission, Islamabad Case No. F.4Examination Fee for the post of //20 -R Name (or designation) & address of the person on whose behalf money is paid Full particulars of the remittance and of authority (if any) Rs. only) (Rupees only) Amount Head of Account By whom tendered Important Bank details must be filled by the candidate Signature Treasury Officer/ Bank Officer With Stamp C 02101 – Organs of State – Exam Fee Realized by FPSC Date Bank’s Name Bank’s Code District of Bank Branch Name of Candidate 5 CNIC No. By whom tendered Secretary, Federal Public Service Commission, Islamabad Case No. F.4Examination Fee for the post of //20 -R Name (or designation) & address of the person on whose behalf money is paid Full particulars of the remittance and of authority (if any) Signature Treasury Officer/ Bank Officer With Stamp only) Date Signature Treasury Officer/ Bank Officer With Stamp Date Signature Treasury Officer/ Bank Officer With Stamp (in words) Rupees only) (in words) Rupees only) For Bank use only Received payment Rs. /Rs. For Bank use only Received payment Rs. /Rs. (Rupees Bank’s Name Bank’s Code District of Bank Branch Name of Candidate By whom tendered CNIC No. Secretary, Federal Public Service Commission, Islamabad Case No. F.4Examination Fee for the post of /20 -R Name (or designation) & address of the person on whose behalf money is paid Full particulars...
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... Establishing New Banks, Branches, ATMs, Telephone Services, and Web Sites Goal of This Chapter: The purpose of this chapter is to learn how new banks are chartered by state and federal authorities in the United States, to determine what makes a good site for a new branch office, to recognize how the role of branch offices is changing, and to explore the advantages and disadvantages of automated banking facilities. Key Topics in This Chapter • Chartering New Financial-Service Institutions • The Performance of New Banks • Establishing Full-Service Branches and In-Store Branching • Establishing Limited-Service Facilities • ATMs and Telephone Centers • The Internet and Online Banking Chapter Outline I. Introduction A. The Importance of Convenience and Timely Access to Customers B. Service Options Available Today 1. Chartering New (De Novo) Financial Institutions 2. Establishing New Full-Service Branch Offices 3. Setting Up Limited-Service Facilities II. Chartering a New ( De Novo ) Financial-Service Institution III. The Bank Chartering Process in the United States A. The Chartering Authorities in the U.S. B. Benefits of Applying for a Federal (National) Charter C. Benefits of Applying for a State Charter IV. Questions Regulators Usually Ask the Organizers of a New (De Novo) Bank V. Factors Weighing...
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...Employee Welfare Schemes of Private and Nationalized Bank” Submitted for the Partial fulfillment of the requirement for the Degree of Post Graduation Diploma in Management in Human Resource Department Submitted By: Ria Shah INDEX Sr. No. | Particulars | Page No. | Chapter 1: Introduction | | 1 | Employee Welfare | 6 | 2 | Oblectives Of Employee Welfare | 6 | 3 | Principles Of Employee Welfare Services | 7 | 4 | Agencies For Labour Welfare Work In India | 7 | Chapter 2: Research Methodology | | 1 | Introduction: | 12 | 2 | Research Definition | 12 | 3 | Benefits Of Research Methodology | 12 | 4 | Research Process | 13 | 5 | Research Design | 14-16 | 6 | Data Collection Method | 16-18 | Chapter 3: Literature Review | | 1 | Welfare | 20 | 2 | Types Of Employee Welfare Schemes | 21 | 3 | Employee Benefits | 22 | 4 | 2012 Employee Benefits: A Research Report By SHRM | 24-26 | 5 | Laws Related To Employee Welfare (Factory Act) | 27 | 6 | Employee Satisfaction | 28 | Chapter- 4: About The Company | | 1 | ICICI Bank | 31-44 | 2 | The State Bank Of India | 45-47 | Chapter 5: Data Analysis And Interpretation | | 1 | Data Analysis | 49 | 2 | Analysis Of The Data Collected From ICIC Bank | 50-65 | 3 | Findings | 66 | Chapter 6: Comparison | | 1 | Employee Benefits By ICICI Bank | 67-69 | 2 | Employee Benefits Provided By SBI Bank | 70-74 | 3 | Comparison between ICICI Bank And SBI Bank | 75 | Conclusion | 76 | Bibliography | 77-78...
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...Transformation is not instantaneous. It takes decades, in some cases. That is why we need to start the process today. We are already 20 years too late. * O.P. Bhatt, chairman, SBI, Steptember 2006 Effective leaders help others to understand the necessity of change and to accept a common vision of the desired outcome. * John P Kotter, Author – Leading Change, Harward Business School Press, 1996 Abstract: The first half of the 2000-2010 decade was dominated by the growth of private banks in India who facilitated the changing profile of the demanding Indian consumer who was emerging out of the socialist mindset. ICICI lead the pack, in the year 2007 the figures stood at – ICICI bank’s deposits - Rs 1.65 lakh crore after just 12 years into business and the country’s 201 year old largest bank SBI stood at Rs 3.8lakh crore. The business generated per employee for ICICI bank was Rs 9 crore, whereas for SBI it was Rs 3 crore. And with deposit growth rates 40% and 200% for SBI and ICICI respectively ICICI bank would’ve overtaken SBI in just four years in terms of deposits. This was not to be, year 2009, in the midst of a severe financial crisis, SBI was the largest retail lender, largest base of debit...
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...was the defender of the Union, the conqueror of nullification, the hero of democracy. Andrew Jackson was President of the United States during a crucial period of decision making that not only affected Americans, but particularly the economy involving the Second Bank of the United States. Jackson opposed all banks, believing that they only made the rich more wealthy and corrupted government. Although Jackson’s main concern was to give lower social classes the same opportunities that the wealthy Bank owners denied, as time went on, he clearly made the Bank issue personal resulting in temporary abolishment of the Second Bank of the United States. Along with the bank itself, Jackson more specifically despised the paper currency distribution because it caused Americans to desire wealth without labor and increased the temptation to obtain money at any sacrifice. Jackson’s thorough hatred for paper currency and the monetary system of the United States during the time of his Presidency raises the question as to why he is on the most widely used denomination of paper money in America to this day, the twenty dollar bill. The Treasury and Federal Reserve ironically chose Andrew Jackson’s portrait to appear on the twenty-dollar bill to get revenge long after his death, but also to constantly remind Americans of the great effort Jackson put into destroying the Bank. The Declaration of Independence on July 4, 1776 was a bold step for the struggling colonies of North America. Not only did it...
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...to conduct business with large bills. In a final attempt to end the Bank, Jackson ordered it to cease issuing pensions to Revolutionary War veterans and to relinquish those funds. Biddle refused, and the bank battle quickly deteriorated. Jackson's own Attorney General questioned the moves, and Jackson faced barrages from business leaders up and down the East Coast who thought he must mean to ruin the country. Some Democrats began to leave the party. Joining with National Republican, states righters, nullifiers, and other Jackson enemies, they formed the Whig party–headed by none other than Clay. The views of those involved were so disparate that they could only unify under the banner of opposing Jackson's bold new uses of Presidential authority. Indeed, the Whig newspapers soon mockingly anointed Jackson "King Andrew I." The new party, coupled with a rumor that a new bank might launch in New York to counter the national bank, brought the nation new fear of financial disaster. Although Van Buren eventually quieted the new bank rumors, the country still hung in the balance when the Senate voted to officially censure Jackson for his actions in February 1834. Adding insult to injury, the Senate also refused to confirm Jackson's new Treasury Secretary. Jackson filed a protest with the Senate, saying the Bank's abuses of power made it an "imperative duty" for him as chief executive to rid the country of the Bank. He...
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...relocation was meant to be voluntary, but it was not. In 1832, the Supreme Court mandated that the Cherokee had rights on their own land and did not need to abide by Georgia’s claims for their land. Jackson ignored the ruling and forced the Cherokee along with many other tribes to go relocate west of the Mississippi. Jackson’s decision to do this was considered extremely unconstitutional by many people outside of the Democratic- Republicans. President Jackson was heavily against the Bank of the United States. It had the most power out of any bank in America and Jackson did not agree with this monopolistic kind of banking. The National Bank controlled most of the country’s gold and silver. Jackson had a fierce rivalry with the president of the bank, Nicholas Biddle. The fighting between Jackson and Biddle began in 1832, when Henry Clay and Daniel Webster presented a bill requesting a re- charter of the National Bank to...
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...Europeans in the eighteenth century, the paint was gone. Therefore, people associate the Greek Revival with white. William Strickland (1788-1854) was instrumental in the growth of the Greek Revival style in America. He was the son of a carpenter who worked constructing the Bank of Pennsylvania in Philadelphia. Benjamin Latrobe, the designer of the bank, took Strickland on as an assistant for three years. In 1818, William Strickland submitted a design for the Second Bank of the United States, in Philadelphia. Nicholas Biddle, the president of the bank, more than likely chose Strickland’s design because it was based on a Greek temple. William Strickland relied heavily on the information in Stuart and Revett’s Antiquities of Athens, for inspiration for his designs. After the success of the Second Bank, Strickland received a series of commissions in the 1820s and 1830s for public buildings in Philadelphia one of which was the Merchants’ Exchange. Ammi Burnham Young (1798-1874) was one of the first American-born professional architects to work in the Greek Revival style. He was the son of a New England carpenter and opened his office as an architect in Burlington, Vermont in 1830. He designed the Vermont State House and several buildings on the Dartmouth College campus. He also designed the Customs House in Boston. Ithiel Town (1784-1844) was one of the most gifted architects of the Greek Revival. He opened his office in Haven,...
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...Vicki M. Lambert, LLC Introduction Direct deposit is an application of the system known as Electronic Funds Transfer (EFT). This is a system by which commercial payments are made electronically instead of using paper instruments such as checks or drafts. Direct deposit of an employee's wages is extremely popular among employers and employees alike. Employer save money by eliminating the cost of printing checks and replacing lost checks, and the employee also saves time and money by not having to stand in line to make a bank deposit. In addition, many banks give free checking if the paycheck is direct deposited. More and more employers are establishing direct deposit programs under which the net check is deposited directly into an employee's personal checking or savings ac- count. Some employer programs involve direct deposit only to employee accounts at the financial institution where the employer maintains its payroll account. This is known as an "Intra Bank" option. However, an increasing number of direct deposit programs make use of a nationwide network of automated clearing houses (ACHs) that enables the employer to make payroll deposits into accounts maintained by employees at almost any financial institution in the country. Advantages of Direct Deposit Benefits for the employer include: Cost Savings: According to the National Automated Clearing House Association, an employer may pay 10 to 23 cents less per payment using direct deposit compared to the cost of issuing paychecks...
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...Secure File Storage Server First World Bank Savings and Loan has a need to deliver highly confidential customer data in PDF format for online customers. This can be done by uploading data to a Linux file server by bank employees within the LAN. This however is inaccessible for customers. First World Bank Savings and Loan has created a plan to make a secure web server so clients can access the data. In order to do this, we will set up a separate Linux virtual machine that will be running SFTP service that only works with a SSH connection. In order to connect with a SSH connection, users have to pre-authenticate through the web server and traffic needs to be forwarded from that web server to the SFTP server. The SFTP server will then take off the SSH “shell” and be able to read the SFTP traffic. In order to do this, we will implement MySecureShell software that will be installed on an Ubuntu release server. According to http://xmodulo.com/, MySecureShell is an OpenSSH server system that: •Limit per-connection download/upload bandwidth •Limit the number of concurrent connections per account •Hide file and directory owner/group/rights •Hide files and directories which user has no access to •Limit the life time of a connection •Chroot SFTP user into his/her home directory Secure Web and Database Servers Based on what is being asked I am recommending a database and Web server architecture along with this there will be explanations as to how they are secure and...
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...Project Part 1 ITT Technical Institute Table of Contents Task 1 Page 3 Task 2 Page 6 Task 3 Page 7 References Page 8 Task 1 First World Bank is a savings and loan financial institution that provides services to their customers like loans, credit cards and standard banking services. First World Bank believes that once they can provide their services online they will gain $100,000,000 a year in online credit card transactions. The issue is how to securely provide their services to their customers and how they can provide those services and still save money in doing so. First World Bank will have to comply with federal regulations to be compliant and to avoid fines and sanctions. If the First World Bank fails to safe guard the information that they have stored on their customers and that information is compromised then the First World Bank will lose customers and also their reputation. Gramm-Leach-Bliley Act (GLBA) is one of the federal regulations that the First World Bank needs to be in complaint and stay in compliance with. Gramm-Leach-Bliley is a regulation that requires banks to safe guard customer’s information and to provide how the institution shares customer’s information, what information is collected, who they share the information with, and how they protect it. This information is required to be disclosed to customers in writing, in the written notice the customer will also be advised...
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...conducted by or on behalf of the same person; and, (b) they result in cash received or disbursed by the financial institution of more than $10,000.[2] 2. FinCEN Form 105 Report of International Transportation of Currency or Monetary Instruments (CMIR): Each person (including a bank) who physically transports, mails or ships, or causes to be physically transported, mailed, shipped or received, currency, traveler's checks, and certain other monetary instruments in an aggregate amount exceeding $10,000 into or out of the United States must file a CMIR.[3] 3. Department of the Treasury Form 90-22.1 Report of Foreign Bank and Financial Accounts (FBAR): Each person (including a bank) subject to the jurisdiction of the United States having an interest in, signature or other authority over, one or more bank, securities, or other financial accounts in a foreign country must file an FBAR if the aggregate value of such accounts at any point in a calendar year exceeds $10,000.[4] A recent District Court case in the 10th Circuit has significantly expanded the definition of "interest in" and "other Authority".[5] 4. Treasury Department Form 90-22.47 and OCC Form 8010-9, 8010-1 Suspicious Activity Report (SAR): Banks...
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...AND PRESERVATION 5 Mr. Mike’s Work-Station 5 TTBANK Server 5 CHAIN OF CUSTODY FORM 7 EXAMINATION AND ANALYSIS 8 EVIDENCES RECOVERED 8 RECONSTRUCTION 11 RELATIONAL ANALYSIS 12 CONCLUSION & RECOMMENDATION 13 EXECUTIVE SUMMARY This is the case involving the staff of TTBANK that was suspected of misuse of company property due to that staff bragging about gaining access to privileged information to his colleagues that he should have otherwise not have gotten access to. The issue first came to the attention of Mr. Ali, the Enterprise Systems Administrator of TT Bank who had investigated silently to discover the identity of the staff and that the person was a member of the Loans Department and his name was Mr. Mike. What became particularly disturbing was that Mike worked in the Loans Department and should not have any access whatsoever to any Human Resources (HR) department files. The Enterprise System Administrator decided that the case should be investigated properly and hired a computer forensic expert from the APIIT FORENSIC LABOROTARY. Upon arrival, the forensic investigator was issued full...
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...institution has knowledge that: (a) they are conducted by or on behalf of the same person; and, (b) they result in cash received or disbursed by the financial institution of more than $10,000. (31 CFR 103.22) 2. FinCEN Form 105 Report of International Transportation of Currency or Monetary Instruments (CMIR): Each person (including a bank) who physically transports, mails or ships, or causes to be physically transported, mailed, shipped or received, currency, traveler’s checks, and certain other monetary instruments in an aggregate amount exceeding $10,000 into or out of the United States must file a CMIR. 3. Department of the Treasury Form 90-22.1 Report of Foreign Bank and Financial Accounts (FBAR): Each person (including a bank) subject to the jurisdiction of the United States having an interest in, signature or other authority over, one or more bank, securities, or other financial accounts in a foreign country must file an FBAR if the aggregate value of such accounts at any point in a calendar year exceeds $10,000. (31 CFR 103.24) 4. Treasury Department Form 90-22.47 and OCC Form 8010-9, 8010-1 Suspicious Activity Report (SAR): Banks must file a SAR for any suspicious transaction relevant to a possible violation of law or regulation. (31 CFR 103.18 − formerly 31 CFR...
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...This form is provided as a sample, may not be suitable for every situation or every company and should not be considered legal advice or legal opinion. There may be state or municipality specific information that would affect your use of this form. You should review applicable law in your jurisdiction and consult experienced counsel for legal advice. If you use this form (either “as is” or by modifying the form), you are responsible for all content. YOU SHOULD REMOVE THIS TEXT BEFORE USING THE FORM IN YOUR WORKPLACE. BACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM In the interest of maintaining the safety and security of our customers, employees and property, __________________________ (the “Company”) will order a “consumer report” (a background report) or “investigative consumer report" on you in connection with your employment application, and if you are hired, or if you already work for the Company, may order additional background reports on you for employment purposes. The background check company, ADP Screening and Selection Services, will prepare the background report for the Company. ADP Screening and Selection Services is located at 301 Remington Street, Fort Collins, CO, 80524, and can be reached by phone at 800-367-5933 or at their Internet Web site address www.adpselect.com. The background report may contain information concerning your character, general reputation, personal characteristics, mode of living, and credit standing. The types of information...
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