...recommend adding leasing as source of finance that Eco World can procure. Leasing or renting out assets is a valid source of finance. The most common example is to rent out office space for other company. Most companies just simply sign a lease with the landlord instead of bundling cash in the purchase of the building or in investing in improvements to the leased property. For example, a company are growing rapidly and need to add storage and distribution space to their products. The company negotiated with the owner of Eco World to make improvements and then increased the rent proportionally to cover the additional costs. This arrangement allows companies to use cash internally and to improve the improvements of the buildings during the lease term. Leases are the most common assets with extended service lives of buildings and capital equipment. Structural leasing of capital equipment is also...
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...3nd Semester of SCMS (UG) NOIDA, hereby declare that the Project on “ G-20 Major Economies” is for the partial fulfillment of course objectives for the BBA Degree. I assure that this project is the result of my own efforts and all the information and facts furnished in this Project are based on our intensive study. Date: 15/10/2012 Name:Sahib Deol Place: Noida Introduction The Group of Twenty Finance Ministers and Central Bank Governors (also known as the G-20, G20, and Group of Twenty) is a group of finance ministers and central bank governors from 20 major economies: 19 countries plus the European Union, which is represented by the President of the European Council and by the European Central Bank. The G-20 heads of government or heads of state have also periodically conferred at summits since their initial meeting in 2008. Collectively, the G-20 economies account for more than 80 percent of the gross world product (GWP),00 80 percent of world trade (including EU intra-trade), and two-thirds of the world population. They furthermore account for 84.1 percent and 82.2 percent of the world's economic growth by nominal GDP and GDP (PPP) respectively from the years 2010 to 2016, according to the International Monetary Fund (IMF). The G-20 was proposed by former Canadian Prime Minister Paul Martin[5] as a forum for cooperation and consultation on matters pertaining to the international financial system. The group was formally inaugurated in...
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...SPECIAL REPORT ON EMERGING MARKETS www.dreamgains.com White Paper Special Report On Emerging Markets ABSTRACT This paper examines the four emerging economies- Brazil, India, Russia and China (BRIC) - that are expected to play an increasingly important role in the global economy in the coming decades. These four countries have come to symbolize the exciting challenges and opportunities presented by dynamic emerging markets. The first part of the report outlines key features of these economies and their growing contribution to world output and trade. The second part analyses the contribution of India towards the same. By 2050, the BRIC economies will account for 44% of global GDP. The emerging market accounts for an increasing share of global activity. Two centuries of vigorous industrialization has propelled economies of North America, Western Europe and Japan into a dominant position in terms of their share of world output. But the past three decades have seen steady erosion from the peak they attained during the 1970. The emerging economies now account for over half of world output. These dynamic economies are changing the world economic order as they industrialize, improve their infrastructure and rapidly develop their service sectors. By 2050, they will account for almost 78% of global output. This projection uses realistic assumptions of annual growth rates of 5.3% to 2050, well below those posted in recent decades by the economies of developing Asia at over...
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...DRAFT INTERNSHIP REPORT ON “Financial performance analysis of IDLC Finance Limited in compare with Langkabangla Finance Limited” An Internship Report Presented to the Faculty of Business Administration in Partial Fulfillment of the Requirements for the Degree of Bachelor of Business Administration Supervised By: Abdus Shahed Faculty, School of Business Administration Department of Finance Submitted By: Islam Md. Zahidul ID # 07-08909-2 Major: Finance & Accounting Date of Submission: 27/December/2009 FINAL DRAFT INTERNSHIP REPORT ON “Financial performance analysis of IDLC Finance Limited in compare with Langkabangla Finance Limited” Letter of Transmittal 27 December, 2009 Mr. R. Tareq moudud, FCMA Director, Office of Placement & Alumni (OPA), American International University-Bangladesh Banani, Dhaka. Subject: - Submission of the report on “financial performance analysis of IDLC finance ltd in compare with lankabangla finance ltd.” Dear Sir, With due respect, I tried to give my honest and maximum effort in this report. As far as I believe that the information of this is genuine and true. Despite of that, there might be some mistakes which were not noticed by me because of my inexperience. By collecting information for this report I also learn something very extra in practical. I would like to know you thanks from me for giving me such a great job and opportunity like this to prove my ability in making a quality report. If any mistakes...
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...Term Paper On Credit Risk Grading Of Non Bank Financial Institution. A Study on IDLC Finance Limited. Submitted To: .......................... Supervisor of Term Paper Committee Faculty of Business Studies Premier University Submitted By: ...................... Student ID: ................ Program: BBA, Major in Finance Department of Business Studies Date of Submission: August 28, 2012 FACULTY OF BUSINESS STUDIES PREMIER UNIVERSITY, CHITTAGONG September 16, 2012 Dr. Mr. Ifthekhar Uddin Chowdhury Dean for the Faculties, Faculty of Business Studies, Premier University. [ Subject: Presentation of The Term Paper On study of “Credit Risk Grading Of Non-Bank Financial Institution”. Dear Sir, With an immense pleasure, I would like to submit my Term Paper titled, “Credit Risk Grading of Non- bank financial Institutions.” to fulfill the requirement of BBA Program. I am very delight to tell you that working on this internship report has given me a wide range of exposure. To prepare this report, I have faced extensive face to face interviews with professionals as well as customers. It has taught me the value of patience, and has given me a higher insight on the level of communication in the practical world. In every segment of the report, I have tried to make an honest endeavor to present it as good combination of my knowledge, intelligence and the information gathering. It is highly pleasure for me to get...
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...manufacturer that produces and sells plastics around the world. Being a multi-billion dollar company does not make them immune to the challenges of the business world. It seems that Riordan Manufacturing is facing some challenges with seamlessly pulling and putting together the necessary data to run the necessary reports to present to leadership, which shows all of the bottom lines of the finance and administration portion of the business. This paper will provide a system to help Riordan Manufacturing become a leader in the electronic reporting. Challenge Riordan Manufacturing is currently operating with a pair of AS400’s, which are seriously outdated and not recommended for a multi-billion dollar industry. This system is a home grown data entry system that was not designed to create and run reports to drill down to the bottom dollar spent. It can run reports, but the reports are far from accurate. With Riordan planning to move their organization across the Qiantang River, they will need a system that will provide accurate data so the management team will know whether or not to eliminate or expand jobs. System Proposal Riordan needs a system that will keep track of the entire product on hand, the product being shipped out, the amount of product being requested, the amount of product manufactured, and any profit or loss between the manufactured and sell of the product. The DLCSG system is the answer to Riordan’s finance and administration challenge. It is designed to keep track...
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...Finance Analysis Paper Yahoo! Finance Yahoo! Finance is a service from Yahoo that provides financial information in various ways including stock quotes, corporate press releases, financial reports, stock exchange rates as well as popular message boards for discussing a company's forecasts and stock valuations. It holds the title for the top financial news and research website in the United States, with an astounding 23 million visitors in February 2010. It also offers tools for personal finance management. Yahoo! Finance includes similar portals identified to diverse large countries in South America, Europe, and Asia. Yahoo! is one remarkable website that is not only a favorable site for people linked with finance but is fairly easy to navigate. Anyone from experts who are tech-savvy to beginners who are just exploring the world of technology will able to find the most up to date and beneficial information regarding finance and investment with this website. There are many practical tools such as currency calculators, and a finance glossy that will help you uncover the world of finance and even personal investments you may be interested in. This site offers information in personal finance, latest news and of course investing. These sections are then sub-divided into additional categories that will help fulfill your curiosity in finance. Beginners especially will be excited to learn and understand the concepts of the finance market more properly. A few helpful sections beginners...
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...Report No. - IN INDIA Scaling-up Access to Finance for India’s Rural Poor September 6, 2004 FINANCE AND PRIVATE SECTOR DEVELOPMENT UNIT South Asia Region Document of the World Bank TABLE OF CONTENTS EXECUTIVE SUMMARY I. INTRODUCTION 2 India’s Rural Finance Landscape 4 What are the financial needs of the rural poor? 4 Rural finance service providers 5 II. ACCESS TO RURAL FINANCE IN INDIA: THE EVIDENCE 8 Supply Side Indicators of Access to Finance 8 Access to Rural Finance: Evidence from the Demand Side 12 Access to savings/deposit accounts 14 Payments Services – Limited use, high cash economy 15 Access to Credit 15 Access to Insurance 17 The Importance of Informal Finance 17 III. WHAT CONSTRAINS ACCESS TO FINANCE FOR INDIA’S RURAL POOR? 19 Why Banks Are Reluctant To Lend to Rural Clients 19 Lack of credit information. 20 The tyranny of collateral 20 Weak legal framework and enforcement issues. 21 Government policy 21 Why Do Small, Rural Borrowers Find Rural Banks Unattractive? 26 Absence of flexible products and services 26 Transactions costs 26 Collateral 27 IV. RECENT EFFORTS IN INDIA TO IMPROVE RURAL ACCESS TO FINANCE: THE ROLE OF FORMAL—INFORMAL LINKAGES AND NEW PRODUCTS 28 SHG-bank Linkage Approach: Linking Commercial Banks to Grassroots Borrowers 28 How Effective Has SHG Bank Linkage Been in Targeting the Poor? 30 Impact on vulnerability of poor households...
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...Financial literacy is defined by Wikipedia as “the ability to understand finance. More specifically, it refers to the set of skills and knowledge that allows an individual to make informed and effective decisions through their understanding of finances” (Wikipedia, 2012). In the United States has taken several steps over the past decade or so to increase education and understanding of finance. The U.S. Treasury established the Office of Financial Education in 2002, which is responsible for expertise and education of persons within the Department of the Treasury. In 2003 the U.S. Congress also established the Financial Literacy and Education Commission. This department was charged with improving financial literacy of all people in the United States. We can see good and bad financial decisions being made every day just by looking around us. Even though the government has established several different consumer protection agencies some people still do not use them or don’t know how to use them. In turn this leads to bad financial decisions. Looking at the way the government and employers were running things several years ago by making financial decisions for us, “for example by providing health insurance, defined benefit retirement plans and social security” (Cooley, 2010). Now people have to make their own financial decisions for everything. Health insurance within the next few years will be decided by the family as some companies will opt out of their own coverage...
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...epochs and further examines the implications of this process both in the past and in the present as it includes three main characteristics, increases in international trade, investment and finance. Nayyar defines globalisation as a “deepening economic integration in the world economy” and is cautious to advise that this process is neither symmetrical nor new. Paradoxically he points out that whilst globalisation in the new era advocates free trade, this freedom is limited to the flow of goods and services whilst restricting the movement in labour. The period 1870-1914 was a true era of free trade, where the dominant ideology was economic liberalism. This was an era of rapid growth in international trade, finance and investment where statistics showed that Western Europe was the engine of this growth. In theory it was believed that trade liberalization was the sole variable responsible for the expansion in international trade. Nayyar points out that the increase in international trade was more the result of a strategy to increase trade between the developing world and the developed world than trade liberalization. Likewise international investment expanded rapidly between 1870 and 1914. This investment formed a significant part of the output for the developing and industrializing world and was a source of income for the net...
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...* Sample samplesfafdfasdf a fasfdfa fasdfadf asdf sdf Home * Mail * News * Sports * Finance * Weather * Games * Groups * Answers * Screen * Flickr * Mobile * More Yahoo Finance ------------------------------------------------- Top of Form | Search FinanceSearch Web | Bottom of Form Marco Mail ------------------------------------------------- Follow Yahoo Finance * * * Tue, Sep 9, 2014, 3:17pm EDT - US Markets close in 43 mins ------------------------------------------------- Top of Form Following Bottom of Form % | $ Quotes you view appear here for quick access. | ------------------------------------------------- Top of Form Bottom of Form * Finance Home * My Portfolio * Market Data * Yahoo Originals * Business & Finance * Personal Finance * CNBC * Contributors Compare Brokers Apple unveils larger iphones, smartwatch, Apple Pay By Yahoo Finance15 minutes agoYahoo Finance * * * * * ------------------------------------------------- * ------------------------------------------------- * ------------------------------------------------- View Comments (54) Share this ------------------------------------------------- Top of Form Bottom of Form * * * * Recommended...
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...fully describe these words (finance and accounting) as both have very wide meanings and applications in the business world. Most business has an aim to make profit and to remain solvent and the above two concepts play an important role in achieving this objective. This paper aims to answer the above questions and further goes on to say why both should and are considered a vital part of business and their importance in the whole business set up. Literature Review Accounting has been defined as the soul of the business (Collin P, 2004). Accounting is described as the means by which information is communicated in a firm, and is thus known as the language of business. Accounting is described as a vital function in preventing fraud and corporate corruptions in organisations (Glautier, M.W.E. and B. Underdown, Accounting theory and practice). Accounting is important as it provides information to external parties (stakeholders) by providing a true picture on the business financial position. Finance is described as an administrative function aimed at raising funds for the business (B.B Howard. Introduction to Business Finance). Finance is aimed to maximise the value of the firm and attain the main objectives of the firm; I. Shareholders wealth maximisation II. Profit maximisation This is achieved by determining the optimum capital structure and the efficient utilisation of resources by analysing risk and return (B. B Howard. Introduction to Business Finance). Findings and analysis ...
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...St.Lawrence College | Financial Manager | An overview of the financial world. | | Pierre-Luc Dion | 2/3/2012 | Presented to Jonathan Forbes | Contents Executive Summary 3 Introduction 4 Design and Definition of Duties 5 Requirements: 6 Education: 6 Advancement and Certification: 7 Qualifications: 7 Earnings: 8 Conclusion: 8 Works Cited 10 Executive Summary In this paper, you will find different links and relations between the human resources course and specifically regarding financial managers. In the following pages, the investigation of this job will be provided; firstly, I will explain what a Financial Manger Is. In this first section, I will investigate what a Financial Manager (FM) does, and what duties and responsibilities have to be done and applied, I will also talk about where FM’s can work and which position they can occupy. The following section will overlook the skills, competencies, education and experience needed to become a prosperous Financial Manager. This section will investigate all the specific criteria required in order to precisely understand what is needed to become a Financial Manager. The third section of this paper, will examine the possibilities of development for a FM’s throughout their career, and also scrutinize, in order to know if there is a possibility of continuing education for a Financial Manager throughout his career. The last section of this term paper will be in relation to the compensation,...
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...increasing overtime. Preqin estimated that the growth of asset is up from USD 3.07 trillion in December 2008 to USD 6.3 trillion in March 2015 as seen in Figure 1.1 Sovereign Wealth Fund Assets under Management2. Norway’s Government Pension Fund currently has the biggest asset among them which is amounting to USD 882 billion3. It is interesting to see whether the smaller counterparts from Asia also enjoys the rise in their asset as well. The objectives of this paper is to comprehend and appreciate the dynamics of smaller SWF from emerging and developing Asia (IMF definition)4. 1 Rozanov, Andrew, 2005. Who holds the wealth of nations? Preqin estimate, updated on March 2015 3 SWF Institute estimate, updated on April 2015 4 IMF’s World Economic Outlook Database April 2015 for criteria and countries that fall into emerging and developing Asia 2 Page 1 of 52 Figure 1.1.1. Sovereign Wealth Funds Asset under Management Sovereign Wealth Funds Asset under Management in USD trillion from...
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...Case Seminar Advanced Corporate Finance Tuesday 10:00 – 13:00, Room 23 Instructor: Tim Adam This case seminar discusses real-world business cases, which relate to the materials covered in Corporate Finance and Advanced Corporate Finance. The main topics are company valuation, capital structure, bankruptcy, corporate governance, project finance and corporate risk management. The main objective of the seminar is to apply the theoretical concepts of corporate finance and corporate governance to real-world situations. To do so we will discuss six Harvard Business School cases. In addition, there will be several company presentations of real-world business cases. This seminar has a high level of practical relevance, but it is also very labor intensive. Expect to spend at least eight hours each week on case preparations. Prerequisites All participants must have successfully passed Corporate Finance, and take Advanced Corporate Finance parallel or prior to this case seminar. Registration Students need to register for this seminar. Please submit your applications electronically (CV, most recent transcript) to Mrs. Bulwahn by April 8, 2016. If you do not attend the first session, your place may be given to other students on the waiting list. Evaluation Four case reports (80%), class participation (20%). Seminar attendance is obligatory. Course materials Cases can be purchased for a total cost of US$ 23.70 using a credit...
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