...Adapted Lesson Rose Davis SPE 514 SEQUITA LIPSCOMB Introduction I was able to observe in Ms. Brianna Roos, Special Education resource classroom the week of April 1st – April 5th, 2013 at Hamilton Creek Elementary School. On April 5th, I was able to teach my adapted Mathematics lesson to a small group of 3rd graders in the 90-minute math block. The small group contained six Specific Learning Disability students. The opportunity to perform and teach this lesson proved to be challenging, but at the same time very rewarding. Specific Learning Disabilities “Specific Learning Disability means a disorder in one or more of the basic psychological processes involved in understanding or in using language, spoken or written, that may manifest itself in an imperfect ability to listen, think, speak, read, write, spell, or to do mathematical calculations, including conditions such as perceptual disabilities, brain injury, minimal brain dysfunction, dyslexia, and developmental aphasia. This does not include the learning problems that are primarily associated with visual, hearing or motor disabilities, cognitive impairment, emotional disturbance, or that of environmental, cultural, or economic disadvantages” (SLD, n.d.). Teachers and parents may look for the following patterns in students of specific learning disabilities: •Short attention span, unable to concentrate on a task...
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...Lesson Plan Dollar and Cents Objectives: * Students will be able to identify coin/money values. * Students will be able to write amounts of money. Materials: * Clean sheet of money * Pencil * Play Money * Money Worksheet 1 Plan: Introduction/Motivation 1. Watch a lesson on money on “Brain Pop”. 2. Ask how many of them think they can count money really well, and how many think they could improve with some practice. 3. State objective: We're going to be working on money this week and today you will learn how to count money. A. Teach: 1. When it comes to counting money, bills are probably the easiest things to count. Why? (They have the amount written on them.) 2. How do we tell coins apart? (size, thickness, pictures) List coin names and values. 3. Refer to the video--list money that he started with and its value. Now, as a class, determine values of the money he began with. 4. How much money did he lose? B. Model: 1. Demonstrate how to count money. Always start with the bill or coin of greatest value and work down to the bill or coin with the least value. C. Guided Practice: 1. Give the class a bag of play money. 2. Tell them to count how much change they have and record their answer as #1 on their blank sheet of paper. 3. Continue with questions. (See Process Questions, next.) Choose volunteers to demonstrate and explain how they got their answers. Process Questions-- 1. How much...
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...| REPORT | UNITED STATES DOLLAR | SUBJECT : FINANCIAL INSTITUTIONS AND MARKETS | | 6/9/2015 | | HISTORY In 1775, when the colonists were preparing to go to war with the British, the Continental Congress introduced the Continental currency. However, the currency did not last long as there was insufficient financial backing and the notes were easily counterfeited. Congress then chartered the first national bank in Philadelphia - the Bank of North America - to help with the government's finances. The dollar was chosen to become the monetary unit for the USA in 1785. The Coinage Act of 1792 helped put together an organized monetary system that introduced coinage in gold, silver, and copper. Paper notes or greenbacks were introduced into the system in 1861 to help finance the Civil War. The paper notes used several different techniques including a Treasury seal and engraved signatures to help diminish counterfeiting. In 1863, Congress put together the national banking system that granted the US Treasury permission to oversee the issuance of National Bank notes. CHANGES The Federal Reserve Note The Federal Reserve Board created a new currency called the Federal Reserve Note. The first federal note was issued in the form of a ten dollar bill in 1914. In order to lower the manufacturing costs of the currency by reducing the actual size of the notes by 30%, the same designs were also printed on all dominations instead...
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...always relative to the larger economy. A $100 bill means something very different today than it did 50 years ago, buying less than it once did. Money helps markets to exist by playing an exchange role. Before paper bills (and before that, coins made of gold and other precious metals) became prevalent in society, the only medium of exchange was through barter, or trade. This meant that traders had to bring goods to market, to exchange for other goods. Although the medium of exchange could sometimes be agreed upon, a lack of a uniform medium exacerbated difficulties in markets. For example, if I had goats to trade and you had apples, we could only trade with each other if you needed goats and I needed apples. Money helps to facilitate market activity, by providing a uniform medium of exchange: goats and apples can both be exchanged for dollars. Labor can also be paid in money rather than in goods. Money received from labor can be exchanged for goods and services. The exchange role of money works only because people recognize and agree upon the value of money. Prior to the advent of money, value was a difficult proposition; I might have though a goat is worth 50 apples, for example, while you were only willing to give me 30 apples for my goat. Money has a consistent, recognized value (although the price of a given currency, say the U.S. dollar or the British pound, may fluctuate relative to other currencies). Standardized value means that a merchant and a...
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...SAMPLE FINAL EXAM PAPER SUBJECT NAME : Capital Markets SUBJECT NO. : 25741 TIME ALLOWED : Three (3) hours plus ten (10) min. reading time NOTES/INSTRUCTIONS TO CANDIDATES: Part A: 10 multiple choice questions worth 1 mark each (10 marks in total). • Encode your name and student number on the computer-coding sheet with a 2B grade pencil. • Record one answer to each multiple-choice question with a 2B grade pencil on the computer-coding sheet. Part B: 5 calculation questions worth 4 marks each (20 marks in total). • Answers to these questions must be written in the examination booklet provided. You must show your workings for the calculations. Unsubstantiated answers will be ignored. Part C: 5 short-answer questions worth 4 marks each (20 marks in total). • Answers to these questions must be written in the examination booklet provided. Note: Non-programmable calculators may be used. THE QUESTIONS IN THE FINAL EXAM WILL COVER ALL THE MATERIAL STUDIED IN LECTURES 7 TO 12 IN THE SUBJECT. THE QUESTIONS COULD BE SIMILAR TO SOME OF THESE SAMPLE QUESTIONS OR TOTALLY DIFFERENT. REVISE ALL MATERIAL IN THE LECTURE NOTES, REVISION QUESTIONS AND MULTIPLE CHOICE QUESTIONS ON UTSONLINE . Formulae The following formulae were used in topics 7, 8, 9, 10, 11 and 12. You are assumed to know how to use them. |Call IV = max.[S-X,0] |[pic] ...
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...result, all exports would be exempt from taxation. This causes the tax system to shift from a “destination-based” rather than “origin-based” and while this is a drastic change to our current tax system, I think this is a tax reform that everyone can get behind (Miller 19). This bill will stimulate and...
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...UNIT - I Foreign Exchange Markets A Foreign exchange market is a market in which currencies are bought and sold. It is to be distinguished from a financial market where currencies are borrowed and lent. General Features Foreign exchange market is described as an OTC (Over the counter) market as there is no physical place where the participants meet to execute their deals. It is more an informal arrangement among the banks and brokers operating in a financing centre purchasing and selling currencies, connected to each other by tele communications like telex, telephone and a satellite communication network, SWIFT. The term foreign exchange market is used to refer to the wholesale a segment of the market, where the dealings take place among the banks. The retail segment refers to the dealings take place between banks and their customers. The retail segment refers to the dealings take place between banks and their customers. The retail segment is situated at a large number of places. They can be considered not as foreign exchange markets, but as the counters of such markets. The leading foreign exchange market in India is Mumbai, Calcutta, Chennai and Delhi is other centers accounting for bulk of the exchange dealings in India. The policy of Reserve Bank has been to decentralize exchages operations and develop broader based exchange markets. As a result of the efforts of Reserve Bank Cochin, Bangalore, Ahmadabad and Goa have emerged as new centre of foreign exchange market. ...
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...ignore commissions that would be charged to buy and sell your IBM shares. a. What is the amount of profit you earned on each share of IBM stock? $16 b. What is the total amount of profit for your IBM investment? $2400 2.Calculating Earnings Per Share, Price-Earnings Ratio, and Book Value. As a stockholder in Bozo Oil Company, you receive its annual report. In the financial statements, the firm has reported assets of $9 million, liabilities of $5 million, after-tax earnings of $2 million, and 750,000 outstanding shares of common stock. a. Calculate the earnings per share of Bozo Oil’s common stock. Answer: After Tax Income / Number of Shares Outstanding = EPS b. Assuming that a share of Bozo Oil’s common stock has a market value of $40, what is the firm’s price-earnings ratio? Answer: Price per share / Earnings per share = P/E Ratio c. Calculate the book value of a share of Bozo Oil’s common stock. Answer: (Assets – Liabilities) / Number of shares outstanding = Book value 3. Calculating Rate of Return. Assume that at the beginning of the year, you purchase an investment for $8,000 that pays $100 annual income. Also assume the investment’s value has decreased to $7,400 by the end of the year. a. What is the rate of return for this investment? $7,400 – $8,000 = $600 (negative) $600 (negative) + $100 = $500 (negative) $500 (negative) ÷ $8,000 = .0625 (negative) = 6.25% (negative) b. Is the rate of return a positive or negative number...
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...Financial Instruments Multiple Choice Questions 1. Which of the following is not a money market instrument? A. Treasury bill B. Commercial paper C. Preferred stock D. Banker's acceptance 2. Thirteen week T-bill auctions are conducted ____. A. daily B. weekly C. monthly D. quarterly 3. When computing the bank discount yield you would use ____ days in the year. A. 260 B. 360 C. 365 D. 366 4. A dollar denominated deposit at a London bank is called _____. A. eurodollars B. LIBOR C. fed funds D. banker's acceptance 5. Money market securities are sometimes referred to as "cash equivalent" because _____. A. they are safe and marketable B. they are not liquid C. they are high risk D. they are low denomination 6. The most actively traded money market security is A. Treasury bills B. Bankers' Acceptances C. Certificates of Deposit D. Common stock 7. ______ voting of common stock gives minority shareholders the most representation on the board of directors. A. Majority B. Cumulative C. Rights D. Proxy 8. An investor in a T-bill earns interest by _________. A. receiving interest payments every 90 days B. receiving dividend payments every 30 days C. converting the T-bill at maturity into a higher valued T-note D. buying the bill at a discount from the face value received at maturity 9. ______ would not be included in the EAFE index. A. Australia B. Canada C. France D. Japan ...
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...UNIT - I Foreign Exchange Markets A Foreign exchange market is a market in which currencies are bought and sold. It is to be distinguished from a financial market where currencies are borrowed and lent. General Features Foreign exchange market is described as an OTC (Over the counter) market as there is no physical place where the participants meet to execute their deals. It is more an informal arrangement among the banks and brokers operating in a financing centre purchasing and selling currencies, connected to each other by tele communications like telex, telephone and a satellite communication network, SWIFT. The term foreign exchange market is used to refer to the wholesale a segment of the market, where the dealings take place among the banks. The retail segment refers to the dealings take place between banks and their customers. The retail segment refers to the dealings take place between banks and their customers. The retail segment is situated at a large number of places. They can be considered not as foreign exchange markets, but as the counters of such markets. The leading foreign exchange market in India is Mumbai, Calcutta, Chennai and Delhi is other centers accounting for bulk of the exchange dealings in India. The policy of Reserve Bank has been to decentralize exchages operations and develop broader based exchange markets. As a result of the efforts of Reserve Bank Cochin, Bangalore, Ahmadabad and Goa have emerged as new centre of foreign ...
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...BFS69 16 Aug, 2013 Weekly th www.learnwithflip.com BFS Roundup @ FLIP Updates @ FLIP More than a thousand Bschoolers (from 60+ premier b-schools) have already enrolled for the FLIP National Challenge, a fiercely fought all India contest ; where B Schoolers write select FLIP Certifications, to benchmark themselves, against their peers. An All India Ranking will be given to the top 50 scorers. Besides a strong Campus placement edge, the contest also offers off campus placement benefits to the top 10 scorers. This includes PPIs, Internships, Career Talks, Mock Interviews, and Resume Counseling etc. to “Power Your Placements” Click here to attempt live interview simulations in the areas of capital markets, corporate banking, finance and banking (summers), to check your preparedness for placements Click here to see the complete details of the contest. FLIP - setting a BFS knowledge benchmark. CAD Jitters: Customs duty on gold, platinum and silver raised to 10% The government increased Customs duty on gold, platinum and silver to 10 per cent, in a move aimed at curbing the imports of these precious metals to limit its current account deficit. Jewellers criticized the move the saying that this will encourage gold smuggling and increase the prices. FLIP’s View: These imports contribute a whopping 61% of the CAD. That is the concern. With the festival season coming up, one will need to track how price sensitive this market is, in India. The week that was…. US says BofA lied...
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...between the amount of a bill and the number of days it takes to collect for both commercial and residential accounts for Quick Stab Collection Agency. It will examine if the size of the bill impacts the time it take to collect, analyze the differences between procuring delinquent residential and commercial bills and recommend strategic actions that may be taken to maximize Quick Stab Collection Agency’s return on investment. Introduction In order to remain profitable Quick Stab Collection Agency, (QSCA) must prove that the size of the bill and the type of account, whether commercial or residential, is directly related to the amount of time it takes to collect the debt. Determining the correlation between the type of bill, the dollar amount and the number of days it will take to collect is essential in the analysis. The end goal of this examination is to enable QSCA to better predict how long it will take to collect payment. Predicting how long it should take to collect on an outstanding bill will enable QSCA to develop a strategic plan to maximize their collection processes and return on investment. To validate the relationship between the amount of a bill and the number of days it takes to collect for both commercial and residential accounts, we utilized a multiple linear regression method to generate an accurate statistical analysis of the data. By using this form of analysis, we were able to ascertain the following * Whether the size of the bill has an effect on the...
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...wondered what the dollar was worth in the 1900’s? This paper is on everything you need to know about the dollar, its value, and how it affects our economy. Some people think that the dollar has not changed and has always been worth the same price, but the price of the dollar has also gone up and down in value since 1900. The first dollar was created in 1862 and has changed many times since. Congress also changed U.S. currency in 1960 when they got rid of the silver certificate and stopped using silver in quarters and dimes. The dollar bill today was actually created in 1963, most of the illustrations on the dollar bill are from 1929 when it changed in size. Not only did congress get rid of the silver certificate, but they also...
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...| | | | | Money market products (T-bills, Commercial Paper and Banker’s Acceptances) are short-term fixed-income products that are sold at a discount and then mature at face value. The difference between your purchase price and par value is your return.Learn more about: * T-Bills * Banker’s Acceptances (BAs) * Commercial Paper * Crown Corporate PaperT-Bills * What are they? Treasury Bills (T-bills) are short-term debt instruments issued by both the US and Canadian governments. Similar to Federal T-bills, Provincial T-bills and promissory notes are backed in full by the issuing province. Their many attractive features make T-bills popular investment vehicles for individual, institutional, and corporate investors. T-bills offer the highest possible level of financial security. * Term/Liquidity T-bills have a maturity of one year or less and are issued in maturity terms of 30 days, 60 days, 90 days, 6 months, or one year. T-bills are highly liquid and many investors choose to hold them instead of holding cash. They may be sold at any time. * Risk/Return T-bills are considered very safe because they are fully guaranteed by the issuing government, however; they offer considerably lower returns than most other securities. * Minimum Investment Amount The minimum Par Value for purchasing a T-Bill is $10,000.00, trading in increments of $1,000.00. * Income The difference between your purchase price and par value is your return, and is considered interest...
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...SOCIAL SCIENCES AND DEVELOPMENT DEPARTMENT OF ECONOMICS Sta. Mesa, Manila In Partial Fulfillment of the Requirements for the Subject Economics of Money and Banking Effects of Selected Domestic Interest Rates (Treasury Bill Rates, Savings Deposit Rates and Lending Interest Rates) to Exchange Rate in the Philippines from 1990 up to 2012 By: Caalam, Marissa R. Lunar, Jermaine B. Maligro, Merriam T. Mendoza, Vannesa Aira T. Valenzuela, Jasper Clarence M. BSE 3-2 October 15, 2013 CHAPTER 1 THE PROBLEM AND ITS BACKGROUND Introduction The relationship between interest rates and exchange rates has long been a key focus of international economics. Most standard theoretical models of exchange rates predict that exchange rates are determined by economic fundamentals, and one of this is the interest rate differential between home and abroad. According to Mundell-Fleming model, an increase in interest rate is necessary to stabilize the exchange rate depreciation and to control the inflationary pressure and also helps to avoid many adverse economic consequences. The following are the effects of the domestic interest rates. First, higher domestic interest rates raises the demand for deposits, and the money base. Second, firms need bank loans to finance the wage bill, which reduces output when domestic interest rates increases. Lastly, higher interest rates raise the government’s fiscal burden, and, therefore, can lead to a higher expected inflation. While the first effect tends to...
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