...Question #1: Please read Problem 11 about credit cards and the kinds of debt being incurred by consumers these days, and answer the following questions: Are banks acting in a responsible fashion with their solicitations of consumers for credit cards and increases in credit card lines? I believe that the banks are not acting in a responsible fashion with their solicitation of consumers for credit cards and credit card lines. As mentioned in the article, the banks are advertising “promotions of credit card and debt to increase limits” in an attempt to gather additional consumers. I think by advertising these credit cards to college and high school students, and then providing them with higher credit limits and promotions, the banks are aiming to increase the number of irresponsible spenders in today’s society to make money. What responsibility do consumers have with regard to credit card debt? Consumers are held completely liable for credit card debt they have incurred. The consumer had the choice to use or not use the card and should be held responsible for the actual use. What disclosure rules apply in banks’ solicitations of credit card customers? In banks’ solicitation of credit card customers, the disclosures required sent out to the customer must have the following information: (i) what interest charge and APR for the charges on the credit card, (ii) when the bills will be sent, (iii) what to do about questions on the bills, and (iv) when payments...
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...on the facts of the case and your opinion of their potential liability. He wants to settle the case. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include in the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's. (Points : 30) This memo is in regards to the decision to settle the sexual harassment case with Mrs. Pollard. In reviewing the case, we have identified many areas in which Teddy’s is liable for a sexual harassment case. First, as the only woman in the warehouse, she was the victim of pranks by her male co-workers. These pranks included: taping her drawers closed, locking her out of the guard shack, filling the guard shack with garbage, backing a forklift up to the door and causing it to backfire in her ear. This qualifies as harassment as defined by the U.S Equal Opportunity Commission (EEOC). The EEOC identifies offensive conduct of harassment as “offensive jokes, slurs, epithets or name calling, physical assaults or threats, intimidation, ridicule or mockery, insults or put-downs, offensive objects or pictures, and interference with work performance.”( http://www.eeoc.gov/laws/practices/harassment.cfm). The above actions committed by the employee’s against Mrs. Pollard is a direct violation...
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...Review the Virginia Pollard case information located at the beginning of this project: You Decide ES. (If you click here, you will return to the face-sheet of the project area. To return to this page, click the Begin button again. You can do this all week.) To do well on this project, study the readings for this week and consider the work we did in Week 5. You may want to do some outside research for this project as well, reviewing recent case law on discrimination and harassment and including that in your answers to the project. Do not discuss this project with your classmates. You should do the work on your own. This project is "pooled," meaning your classmates may have different questions than you do. This project is worth 100 points toward your final grade. You can access this area all week and continue updating your answers until the end of the week – be sure to hit "save answers" before leaving each time! When you are done working on the project, hit "Submit for grade," and then it will be available in the grade book for grading. Your role in answering the questions: You are the independent human resources consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal...
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...discrimination case (Virginia Pollard) Introduction Thank you for allowing me to work with your company. As requested, I have evaluated the information about the case of sexual discrimination that involves Virginia Pollard. I have taken a look at the incidents that led up to this case of sexual discrimination and my findings indicate that there have been too many occurrences of sexual discrimination towards Ms. Pollard, which in turn created a hostile work environment. This leads me to believe that Teddy’s Supplies is liable for sexual and workplace harassment. Key points • Virginia Pollard was sexually discriminated against. • Teddy’s Supplies is liable for sexual and workplace harassment against Ms. Pollard. • All personnel that are involved in this case must be disciplined. This should be in the form of suspension without pay, transfer or termination. • Guidelines must be implemented to ensure that this type of incident does not occur again; as it hinders the morale and creates an uncomfortable, hostile work environment. Analysis Data: I will be using the statement of employees, the data from the anonymous complaint, statements from all parties involved. My primary source of data is the findings from the investigation. Assumptions: I will be making the assumptions that the parties involved in this case are possible repeat offenders, who have not been educated about Title VII of the Civil Rights Act of 1964. Findings I have no doubt that Virginia Pollard filed...
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...You Decide ES Review the Virginia Pollard case information located at the beginning of this project: You Decide ES. (If you click here, you will return to the face-sheet of the project area. To return to this page, click the Beginbutton again. You can do this all week.) To do well on this project, study the readings for this week and consider the work we did in Week 5. You may want to do some outside research for this project as well, reviewing recent case law on discrimination and harassment and including that in your answers to the project. Do not discuss this project with your classmates. You should do the work on your own. This project is "pooled," meaning your classmates may have different questions than you do. This project is worth 100 points toward your final grade. You can access this area all week and continue updating your answers until the end of the week – be sure to hit "save answers" before leaving each time! When you are done working on the project, hit "Submit for grade," and then it will be available in the gradebook for grading. Your role in answering the questions: You are the independent human resources consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the...
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...Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include your opinion of the "worst case" of damages the company may have to pay to Virginia. (Points : 30) Memo To: Ted Moore, CEO T eddy’s Supplies From: Independent HR Consultant RE: Appeal on Pollard Case This purpose of this memo is to respond to your request for the facts of the case regarding the alleged sexual harassment of Virginia Pollard and the potential liability that Teddy’ s could be facing. More specifically, I feel you should know specifically which liabilities you are exposed to, the likelihood of being found liable, and the “worst case” scenario of the damages that may be awarded to Ms. Pollard. She may argue that there was a violation of Title VII of the Civil Rights Act of 1964, which prohibits sex discrimination in the workplace this, could also include Ms. Pollard stating that it was a hostile environment workplace. This is defined as discrimination in the form of unwelcome verbal and/or physical conduct related to her constitutionally protected classification. To support this position Ms. Pollard could invoke case Faragaher v. City of Boca Raton where the court found that “..the supervisor’s...
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...In response to the request on potential liability to the sexual harassment case brought by Virginia Pollard, the company is vicariously liable for the conduct of its employees even though there is a sexual harassment policy in place. Virginia had become a victim of a hostile work environment supported by a supervisor with immediate authority over the employee. Pollard was working in a very stressful environment in which she (being the only female) was a minority being subjected to inappropriate language and other unwanted and uninvited behavior. Pollard was humiliated on a daily basis (i.e. pranks involving taping her drawers shut, locking her out of the guard shack, having a forklift backing up to the guard shack and backfiring into her ear) and also upset with the lack of support from her manager. In one incident Mr. King and the other warehouse workers put a sign on a truck that read "HARDHAT REQUIRED/BRA OPTIONAL." King and another employee called Pollard over to look at the sign and encouraged her to do as it said. This clearly indicates that Mr. King had knowledge of the harassment. Mr. King’s conduct was sufficiently serious to alter the conditions of Ms. Pollard’s employment and constitute an abusive working environment. Teddy’s Supplies can be held liable for the harassment of its supervisory employees because the harassment was pervasive enough to support an inference that the employer had "knowledge, or constructive knowledge" of it; under traditional agency principles...
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...INTRODUCTION You have asked me to advise you on the facts of the case, and in my opinion of Teddy’s Supplies’ potential liability. This memorandum I will advise whether the company is exposed to liability on all issues I feel are in play. Additionally, in preparation for the case, I have researched related statutes and include precedential cases either for or against Teddy’s case which impact liability. In my opinion, I shall include the “worst case” of damages the company may have to pay Virginia. Statement of Facts Ms. Virginia Pollard was employed as a cashier and clerk for Teddy’s Supplies store in West Orange, New Jersey. She was sexually harassed (according to the company’s sexual harassment policy) during her assignment at the main warehouse where she was the only female employee. The following actions by Pollard’s male counterparts at the warehouse constitute employment discrimination under Title VII of the Civil Rights Act of 1964: I. Playing regular pranks on Pollard while on the job, including, II. Taping her drawer shut III. Filling her work station with trash IV. Backing a forklift up to the door and causing it to backfire in Pollard’s ears. It is important to note that, Virginia’s performance was satisfactory as she was clearly meeting expectations and received no negative commentary from her supervisor during this particular period wherein she faced employment discrimination. Eventually, Pollard was fired when she lifted one side of her shirt in the back...
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...You are the independent Human Resources Consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal information you can find. 1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include your opinion of the "worst case" of damages the company may have to pay to Virginia. (Points: 30) Answer: To: J. Doe, CEO From: William Outlar, Consultant Date: April 8, 2011 Re: Virginia Pollard Case After reviewing the case there is a glaring issue that you had with Mrs. Pollard. The guys she worked with created a very hostile work environment that led to where we are now. Coupled with the supervisor being in on these activities and not being disciplined will be a hard sell to a judge or jury. Below I listed several elements that classify a hostile work environment; Hostile Work Environment – Sexual Harassment Five (5) general elements...
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...Teddy's Supplies' CEO has asked you to advise him on the facts of the case, and your opinion of their potential liability. He wants to settle the case. Write a memo to him which states your view of whether the company is exposed to liability on all issues you feel are in play. Include in your memo any laws which apply and any precedential cases either for or against Teddy's case which impact liability. Include in the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's. Virginia Pollard, sex discrimination claim filed against Teddy’s Supplies, the facts are follow: Ms. Pollard was the only female working in a warehouse with a male supervisor and all-male colleagues. After her relocation to the warehouse, Ms. Pollard was subjected to numerous inappropriate pranks that were not of a sexual nature. On two occasions, Ms. Pollard was sexually harassed when one of her coworkers bent her over his lap and spanked her. The second incident occurred when Mr. King, her immediate supervisor, and another employee put a sign on up that read “HARDHACT REQUIRED/BRA OPTIONAL and encouraged Ms. Pollard to do as the sign said. She refused. As she was walking away, Mr. King promised not to report her to management, upon which she lifted one side of her shirt in the back and exposed part of her bra on the backside. Prior to this incident, in July 2008, Mr. Pollard states that she informed Mr. King that she felt like she was being...
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...to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal information you can find. [pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic][pic] |1. Teddy's Supplies' CEO has asked you to advise him on the facts of the case and your opinion of their potential liability. He wants to | |settle the case. Write a memo to him that states your view of whether the company is exposed to liability on all issues you feel are in | |play. Include in your memo any laws that apply and any precedent cases either for or against Teddy's case that impact liability. Include in | |the memo your suggested "offer of settlement" to Virginia. Back up your offer using your analysis of the case against Teddy's. (Points : 30)| | | | | To Teddy’s Supplies’ CEO: The facts of the case of the exposed potential liabilities against Teddy’s Supplies Inc.: 1. Teddy transferred Virginia Pollard to guard film equipment...
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...Supplies CEO advising him of the following: a) The case facts b) The decisions/proceedings to date c) The company’s potential for liability, and under what laws d) The worst-case damages that could be imposed To: Ted Moore, CEO and Founder of Teddy’s Supplies From: Independent Human Resources Consultant Subject: Appeal on Pollard Case The reason why I write this memo is to respond to your request for the facts regarding to the alleged sexual harassment of Virginia Pollard case and the possible liability that Teddy’s Supplies could be facing. Moreover, I strongly believe that you should know specifically which liabilities you are exposed to, the likelihood of being found liable, and the worst case damages that could be given to Ms. Pollard. She would argue that there was a violation of Title VII of the Civil Rights Act of 1964, which forbids sexual discrimination in the workplace, which may lead her to state that your workplace is a hostile environment. This is defined as discrimination in the form of foul physical and verbal conduct which is related to her constitutionally protected classification. To support this position, Pollard will raise the case Faragaher v. City of Boca Raton in which the court can find out that Teddy’s Supplies will be liable for the conduct of its employees. Mr. Steve King, your new warehouse supervisor, did create such a hostile work environment around Pollard which included elements of sexual harassment. This would...
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...Lurance Saleh MGMT 520 Professor Samantha Burke 11-28-15 Week 5 You Decide A. The Case Facts Virginia Pollard was transferred to guard the film equipment in the main warehouse behind the storefront due to her high call volume of personal calls while at work. In her new position she experienced various harassments while at work from her fellow employees working in the warehouse. The harassments included filling the guard shack with trash, backing in a forklift up to the door and making it backfire in her ear, tapping her drawers shut, filling the guard shack with trash and locking her out of the guard shack where she sat in to watch the inventory. Virginia was also the recipient of sexual harassment when a delivery driver sat in her chair and she attempted to push him out he bent her over and spanked her. Steve King, Virginia’s supervisor rarely enforced Teddy’s rules against smoking, horseplay, foul language, and sexual harassment. It is also noted that Steve King also indulged in such behaviors along with the other staff. Teddy’s has a sexual harassment policy that can be exercised by reporting or filing a complaint to a superior such as a supervisor or reporting it anonymously through the website that has been setup by the company. Virginia Pollard signed a copy of the sexual harassment policy that Teddy’s supplies, but she did not file a complaint with a superior or through the website anonymously. During her NJ Human Rights Commission Hearing she...
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...Review the Virginia Pollard case information located at the beginning of this project: You Decide ES. (If you click here, you will return to the face-sheet of the project area. To return, click the Begin button again. You can do this all week.) To do well on this project, study the readings for this week, and consider the work we did in Week 5. You may want to do some outside research for this project as well, reviewing recent case law on discrimination and harassment, and including that in your answers to the project. Do NOT discuss this project with your classmates. You should do the work on your own. This project is "pooled" meaning your classmates may have different questions than you do. This project is worth 100 points toward your final grade. You can access this area all week, and continue updating your answers until the end of the week -- be sure to hit "save answers" before leaving each time! When you are done working on the project, hit "Submit for grade" and then it will be available in the grade book for grading. Your role in answering the questions: You are the independent Human Resources Consultant hired by Teddy's Supplies to help explain to the company what the case against them will entail. You have gleaned the facts from your investigations into the situation to date. You have never talked with Virginia Pollard. The case is currently in the appeals stage and the company executives have some questions for you. Answer them using the most recent legal...
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...1. To: Teddy’s Supplies’ CEO From: Stephanie Oco, Consultant Subject: Review & potential liabilities resulting from Virginia Pollard’s claim. The CEO of Teddy’s Supplies regarding the case that has been brought against the company by former employee, Virginia Pollard, has requested this review. I will be reviewing the case to determine if Teddy’s has any liability issues and what specific facts are relevant. There are several factors that are at play that would make Teddy’s legally liable: 1. Virginia Pollard is claiming to be a victim of “gender based harassment” while being the only female employee holding a position within the warehouse department. The harassment, taunting and pranks played by fellow co-workers was not reported to her supervisor due to the fact that Mr. King, too participated and permeated the behavior. 2. Although, Ms. Pollard did not file a formal complaint against her co-workers or supervisor she may have felt threatened by the behavior of her direct supervisor Mr. King, when attempting to report the incidents he responded in a tone that was unprofessional in nature and quite frankly made statements that furthered the harassment and hostile environment. 3. The company is not safeguarded by it’s current sexual harassment policy and fails to provide employees with proper avenues to report sexual harassment, quid quo pro, or any conduct that creates a hostile work environment which in turn leaves the company severely liable to future...
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