1. Three examples of healthcare policies in New Jersey that fall under state regulation: 1. Standards for Licensure of Adult and Pediatric Day Health Services N.J.A.C. 8:43F 2. Adult and Pediatric Day Health Services N.J.A.C. 8:86 3. New Jersey Patient Safety Act
Three examples of healthcare policies that fall under the regulation of the federal government: 1. HIPAA- Health Insurance Portability and Accountability Act of 1996 2. Administration for Children and Families (ACF) 3. Centers for Medicare and Medicaid Services (CMS)
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As consumers, we obtain most of our healthcare needs from the market rather than through our government. In certain situations, lack of resources can make it difficult to purchase goods and health services directly from the seller, therefore the government puts specific programs in place. For example, Medicare, a universal program for those with financial struggles and who are 65 years or older, is put in place to treat people who have been diagnosed with a serious illness regardless of their ability to pay. Another healthcare service that is offered to the underprivileged population is Medicaid. “Because of its selective nature towards a particular subset of people, this type of program is offered on a need base for care only and is often less expensive” (Nickitas, D. M., et al., 2011, p. 11). Therefore, the offered benefits of Medicaid are more wide ranged than a universal program such as Medicare.
Both of these services are managed by the Centers for Medicaid and Medicare Services and cover inpatient hospitalizations, outpatient care, and health services within the home (Bare, B., et al., 2010, p. 17). In regards to funding for these services, Medicare is federally funded whereas Medicaid is state controlled. A third example of healthcare goods and services is the State Children’s Health Insurance