...In America, if a student wants to go to college they have to pay a sustainable amount to be able to do so. The cost of college has greatly increased in the past few decades. The high cost discourages minorities and poor students from attending college. Many students take out student loans to be able to afford college, but then struggle later in life with paying off those loans. Higher level jobs are beginning to require college education to even be considered and this can come troubling to those who are not able to afford college. In this essay I intend to explain the problems with the high costs of college, introduce a policy to fix the cost of college, and introduce the opposing side to my research. Congress should address the issue of the high cost of college because it is impacting our job market. A better educated society leads to a more educated nation, so it is in the best interest...
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...Civil Disobedience I hereby say that student loans is something that should not be dragging educated people down. We cannot allow the for-profit colleges and the banks to follow behind students and collect their wealth. “Everyone deserves a quality education. We need to come up with a better way to provide it than debt and default”(Taylor). Education should not vanish. It’s something that young people want to pursue in. However, debts should be completely vanished. One idea to make this accomplished is by promoting public colleges or by regulating the private ones. In a piece of writing called A Strike Against Student Debt, it states,“We also need to bring back the option of a public, tuition-free college education once represented by institutions...
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...two-thirds of college students graduate with student loans. Most of them think that this kind of debt is “good debt” and is normal for a teenager or any student to do. Dave Ramsey clearly states that “no debt is good debt”. Almost 70% of college students graduate with student loans. 30% of students who take out a student loan dropout. All of those students still think it is okay and normal to be taking out the loans and getting stuck even after they graduate. Although people believe all of this is normal and what you need to do to get a good education, the truth is that student loans lead to a lot of hard debt to pay off, and if they don’t pay off the debt fast, life after college is not enjoyable. There is no reason why...
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...Student loans are becoming more of a problem for college students across the U.S. because of increasing tuition and decreasing scholarships and grants. A lot of people will tell you it’s just what you have to do but it’s not. If you take out student loan debt there is a good chance you’ll be paying on it long after you graduate. Thats why its a good idea to try and pay for it other ways. Over all people think debt is okay because it’s getting you a higher education, but it’s not worth going into debt. Tuition has become so expensive it seems nearly impossible to pay for it without going into debt, but there are ways to make it happen. Such as starting early, save as much as you can whenever you can, save the money you get from christmases and...
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...Soyeon Oh College English 1110-04 Professor MimiVan Ausdall April 10, 2013 The College Dilemma In the U.S., having a college degree is the most important qualification for getting a skilled job position. Many young people want this kind of position because it is usually higher paying. Employers expect candidates to have at least a Bachelor’s Degree for any entry-level position, but the cost of tuition today is the highest ever. In the past, recent college graduates generally had an easy transition from school to starting a full time job. Today there are fewer jobs and more college graduates competing for those jobs. According to a USA Today article, “half of new graduates were jobless or underemployed in 2012” (USA). Because of this, university tuition should be lowered and student financial aid increased so that young people are not burdened with huge debt. The number of people who want to get a college degree is higher and higher every year. According to the National Panel Report, 75% of high school kids answered that they want to go to college right after graduating high school. It’s not only for high school kids, but also adults who want to go back to school to get a degree to continue their professional development (We). They expect to get a job with better benefits from getting a degree. Some students would say that they want to go to college for more education, but most students want to go because it will help them to get a job in the future. They realize that...
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...Student Loan Essay “Private student loans should be avoided at all cost,” says Suze Orman. If student loans of a type of good debt, then why does Suze Orman, a successful author and financial advisor, say to avoid them? You would think she would know what she’s talking about. Wouldn’t you? It just so happens that she is right about student loans. They should be avoided for two main reasons. Student loans cost way more than they’re worth causing them to be unnecessary, and Student loans lead into massive debt. Student Loans are unnecessary. Why would you borrow $100,000 to go to a private college and get a law degree when you could work and pay off $24,000 to go to a cheaper, in- state public college and get the same degree? It is possible to finish...
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...Going to college is one of the gateways to a better life. However, the tuition for college is immensely higher than the average American's income. This leads many to not go after their dreams. On the other hand, the young adults that do go to college end up in an enormous amount of debt. Bernie Sanders, a Democratic presidential candidate, advocates that colleges should be free for everyone. This would theoretically push a lot of young adults into going to college. Although this proposal sounds perfect there are some hindrances to this. Hence, why lawmakers should not make college free of charge since there is not enough money to fund this and there are ways in which the government can help young adults into college. To begin with, the legislators shouldn’t make college tuition free because the government cannot afford the amount of money it would cost. America spends a lot of money on many goods, military and other things; that making college free is not an option. The government in its current state is in debt, and this proposal would push America into a bigger amount of debt. The proposal would “cost the...
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...high school teens are wrapping up. It’s time to prepare for the next big step in life. College the first time to get a true taste of want the world has to offer. The big thing that most young minds don’t see in there picture perfect world is that thin underlining. That underlining is the cost of college and how it waits until you finish to hit you where it hurts. I’m talking about your wallet and even your college savings. This leads me to the question of why is college tuition so high. Is attending college worth the price tag of tuition? If you didn’t already know then I hate to be the bearer of bad news, but spoiler alert you have to pay for college a year after you finish college. The price of college has gone from affordable to sky-high in the last decade and even more so this year. (“If you want to get an earful about paying for college, listen to parents from states where tuition and fees have skyrocketed in the last five years. In Arizona, for example, parents have seen a 77 percent increase in costs. In Georgia, its 75 percent, and in Washington state, 70 percent. Even in Oklahoma, where tuition increases have been among the lowest in the nation, parents are dismayed. In Stillwater, Okla., Jeffery Corbett's daughter is attending community college. Corbett, a fundraiser for a nonprofit, says a high school diploma just won't get you very far. And he knows; he doesn't have a college degree. "I think about it all the time, because I realize [how] it has limited me, by...
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...Persuasive Outline College More Affordable I. Introduction A. Attention Getter: Wouldn’t it be nice if any student would attend college without the struggles of paying for school. B. Thesis Statement: The expensive of College tuition has neglected people to pursue their dreams. C. Preview Sentence: During my speech I will discuss my three reasons why college should be more affordable. Student loans, you will live a more comfortable lifestyle, and because every person deserves a better education. Translation- I’ll start by discussing how people are struggling to pay their loans to the bank. II. Body 1. Student loans Topic Sentence- Instead of the students thinking of how enjoyable and good of a time it’s going to be going to college. Students are worried of how are they going to be able to pay for school. A. According to Mark Kantrowitz, the publisher of edvisors.com, the class of 2015 will each graduate with $35,051 in student dept on average. B. As stated in huffingtonpost.com, during the last 30 years, the cost of obtaining a college degree has risen 1,120 percent. Transition- Let me share you why going to school will provide you with a better future. 2. Live a more comfortable lifestyle Topic Sentence- Going to college will provide you with many benefits. A. Susan Demas said that going to college, on average, make a whooping...
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...In today’s day and age, paying for school is almost impossible to do without going into debt. There aren’t many ways around it and schools don’t really offer too much for their students. However there are some ways to reduce the amount of debt, for instance colleges could pay athletes to play, offer more grants or loans and they could offer more work study programs. With these policies implemented college would be more affordable to students, especially with the rising cost of tuition. The NCAA (National Collegiate Athletic Association) is set to make “$797 million for the 2012-2013 athletic seasons”(5), mostly from basketball and football deals. All division-1 athletes are set to make absolutely zero dollars this year. The problem? All of the money generated to the NCAA comes from these student-athletes performing on the athletic field. These student athletes are receiving zero compensation for their work, yet more important officials that are higher ranking than these students are making millions off them. It is also critical to add that although these athletes are on some type of scholarship, but not all college payments are covered by the scholarship. A student athlete is able to take loans and grants just like every other student, however why should they have to do that when they are involved in a multi-million dollar business in the NCAA? Former Wake Forest point guard Gary Clark told author William Ford that ‘At a lot of schools, players come from underprivileged...
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...nation has been dealing with student loan debt crisis for the longest time. As students graduate from college they have to spend almost more than 50% of their paychecks paying off their debt from buying books to completing a full semester. As students use their savings and hard earned money for paying off their debt they don't have much left to spend on themselves and provide a living without support of families and friends.With the nation's economy already in a bad shape and holding over trillions of dollars in debt it's become difficult for students to find multiple jobs and attain help form the government.As years progress student loan debt has become a bigger issue than credit card debt and is affecting a much bigger population. Student debt crisis is an evolving issue and actions need to be taken in order to support the live sof many people. Student loan...
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...College Is Worth the Cost Parents always want their kids into college. Parents want their kids in college, their reason could be they did not go to college, and they want better for their children. Parents always want their kids to have a better life than they did, they want bigger and better things for them. So, college is worth the cost, because it's a parents dream for their kids to be in college, so they can be successful in life. Therefore, college is worth the cost, because people that attend college usually acquire money in the end. The people that attend college obtain higher paying jobs. “The average debt now is about thirty thousand dollars for kids” (Anthony). Those with a bachelor’s degree or higher have higher earnings than...
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...room, and board fee increase in public 4-year colleges in the United States (Tuition and Fees and Room and Board over Time). According to The Department of Education, about 40% of college students in the middle class achieved their bachelor's degree within 8 years. That is about 60% that dropped out because of financial issues, low grades, or illegal behavior. The cost of college education is rising, which is why it should be free. Students often cannot attend college because not everyone can qualify for federal help, the tuition and housing cost rising each year, many students having to pay their phone bills and be able to pay for other...
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...and this leads to higher students loans for us. Like the Article said, “America is the home to the world’s best universities”, so tons of foreigners from all over the world strive to come to the United States to get that education. The Article states that student fees has doubled over the last few years, I personally have witnessed it increased by a few thousand dollars over the span of four years, which is why I agree that something should be done about the cost of formal education in the United States. More often than not, the first few years after a student graduates from college could be pretty rough, because they spend a large portion of their income repaying back student loans. This is why I support and strongly encourage Mrs. Clinton’s plan to cap repayment of college loans to a maximum of 10% of income over 20years and if the loan is not repaid by then, the government would pay the rest of it. This plan would leave a graduate with student loans with at least 90% of his income after paying for the loans. I think this plan would the mind of student at ease a bit and give them an incentive to study a course that actually means something to them, not just the course that costs the least. Mr. Rubio on the other hand, plans to reform educational systems by encouraging students to take up online learning as a platform. I personally do not buy this idea because I believe most colleges classes, especially in senior and junior years should be taken in class. Personally from...
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...Why College Education Should Be Accessible and Affordable Kyei Baffour Comm 215: Essentials of College Writing April 23, 2012 Sharon Grunst There was a time when parents who could not afford to pay for college for their children just worked their way through it by paying in bits and pieces from their monthly paychecks, relied on gifts from other family members or simply took another job to make those dreams a reality. The current recessionary economic situation the country finds itself in has put added strain on college financing options for most people and the sooner steps are taken to fix these problems the better. I come to this conclusion because of my personal situation concerning this topic. My family currently has three college students; I, my wife and our son, and we are all relying on loans and some grants to fund our education. I think the American Recovery and Reinvestment Act, which includes heavy investments in education, passed by Congress and signed into law by the President is a very good step in the right direction. This Act provides over $30 billion in funds to help improve access to college and help lay the foundation for positive long-term achievements of the country’s educational goals. Now is the time for increased investments in education because the economy, reeling from the current recession, benefits as a whole. The availability of adequate and inexpensive funding for...
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