...Understanding Work related Injuries Vanessa Cleggs HCR/230 11/17/2013 Myrnell Martin Understanding Work related Injuries In the United States workers who become injured while at work was not able to receive any compensation for their loss of wages or help with medical bills. For a worker to receive any kind of assistance or reimbursement the worker would have to peruse legal action against their employer which could take many years they would also have to prove that the employer was negligent which could also prove too hard to do. By the year 1947 all states had to have workers compensation insurance. Workers compensation is a benefit that is designed to protect injured workers and their employers in case a worker is injured while on the job. The way that it protects the employer is because this insurance is paid into by the employer to pay coverage’s for medical bills and also loss wages this means these payments are not paid directly by the company which helps to protect the company. Protection that is provided through workers compensation for an employee is it will cover any medical cost that the employee may have due to the injury and also while the employee is off working it will provide loss wages payments to the employee. OSHA (Occupational Safety and Health Administration) has set laws and regulations in place to make sure that companies under its jurisdiction provide and safe and healthy place for customers and employees. Companies that are governed under the...
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...Concept of Compensation The literal meaning of compensation is to counter-balance. In the case of human resource management, Compensation is referred to as money and other benefits received by an employee for providing services to his employer. Money and benefit received may be in different forms-base compensation in money form and various benefits, which may be associate with employee, service to the employer receive or benefits, he enjoy lieu of such payment. Cascio has defined compensation as follows: “Compensation includes direct cash payment, indirect payment in the form of employee benefits and incentives to motivate employee to strive higher level of productivity”. Based on above description of compensation, we may identify its various components as follows: 1. Wage and salary. 2. Incentives. 3. Fringe Benefits. 4. Perquisites. COMPENSATION MANAGEMENT: Compensation management, also known as wage and salary administration, remuneration management, or reward management, is concerned with designing and implementing total compensation package. The traditional concept of wage and salary administration emphasized on only determination of wage and salary administration structure in organizational settings. However, over the passage of time, many more forms of compensation, as discussed earlier, entered the business field which necessitate to take wage and salary administration in comprehensive way with suitable change in its nomenclature . Bench has defined...
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...The Workers' Compensation Claim Process University of Phoenix Claims Preparation II HCR/230 August 21, 2011 The Workers' Compensation Claim Process In this paper we will go over a few components of the workers’ compensation claim process. Such as the overall description of the workers compensation claims process, the responsibilities of the employee, employer, physician, and insurance carrier and what are the implications of unrestricted access to a patient’s medical records. When you are injured on the job, you need to apply for workers’ compensation. These settlements are to help provide you with money for medical bills and missed pay. The purpose or design for workers’ compensation is to support you while you can’t work, because of a work related injury. “In most states, workers compensation state laws contain exclusive remedy provisions. This means that your only remedy is to file workmen’s comp settlements. You may not sue your employer for injuries. Therefore, it is essential to understand how to file a workers compensation report to protect your ability to recover for job related injuries (ExpertHub.com, 2011, p. 1)”. The responsibility of reporting an on work site accident or injury should be reported by the employee within 24 hrs. If the injury does not have a specific start date, such as carpal tunnel then the statute of limitations begins running from the time when you should have reasonably known about the injury. The responsibility of the employer...
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...(for employees and eligible children of employees), Life Insurance (basic and supplemental life and AD&D insurance, and life insurance for dependents), Disability Insurance (short- and long-term disability and workers' compensation), Lifestyle Support (such as child care, EAP, transportation, banking, paid time off, and other benefits). In our research paper we will explore how some of these benefits affect the social, political and ethical areas of Great Britain and Australia. Life Insurance Human resource is a very difficult subject. It has so many different aspects to cover. The manual for human resource is so long but every area is important and has to be covered. Benefits are what every employee looks forward when looking for a job, though I believe many applicants don’t ask the question about life insurance. Life insurance is a touchy subject but I believe that every person should be insured for themselves and their loved ones. Not being covered whether it’s with or without your companies can leave financial hardship on your loved ones when you’re gone. Group life insurance exists just about everywhere. It’s a single policy that allows many members of an organization or employment group to purchase a life insurance policy with competitive wholesale premiums rates, offering minimal or no medical underwriting along with simple administration provided by a broker. The main benefit of group life insurance is to cover the lives...
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...Workers compensation was implemented shortly after the turn of the century due to the increasing injuries that were occurring while people were at work. The primary goal of workers compensation is to have the employee back to work as soon as possible. Unfortunately there are employees who do not want to return to work and unethically fake, prolong and exaggerate injuries. Fraudulent workers compensations claims pose a huge problem for employers and in turn the employees. Not every employee is ethical and in workers compensation negotiations some employees lie and manipulate employers so they can receive every nickel and dime possible to benefit their own self-interests. Employers must understand why some employees feel the need to lie, and employees can often have physiological biases and unethical behavior (4). Negotiating and preventing a fraudulent workers compensation claim requires many considerations and takes a great deal of effort. Correctly negotiating a fraudulent claim not only benefits the employer but it also helps the employees. Having close communications with, educating, and ensuring your employees very familiar with consequences are all good ways to prevent workers compensation fraud. When prevention fails, employers need to take into account that every employee is unique, employees lie, they considering their own self-interests first, and can have unethical behavior, and bias’s. These thoughts must be taken into close consideration and strongly analyzed...
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...accident occurs and requires a claim for work related injury under Workers Compensation Acts. In order to hold an employer accountable for the accident, it will be necessary to show that the employee was engaged in the scope of employment at the time of the accident. Rally’s Auto was running a promotion for free oil changes to boost sales while customers are waiting for their vehicle to be serviced. Exhausted from working overtime for the past week, Jake mistook his thumb as a bolt and injured his thumb. Since Jake was working on a customer’s vehicle, during work hours, and in the company garage it would be considered in his scope of employment. This is assuming there were no drugs or alcohol involved and no horseplay was a cause of the accident. 2. Explain whether or not Herman is responsible for Jake’s injury. Ohio’s workers’ compensation system is a no-fault system. This means that the fault, or negligence of the employee or employer is not an issue in allowance of the claim and the injured employee will be paid compensation and benefits regardless as to any party’s negligence. A few exceptions to the no-fault rule are any injuries resulting from horseplay, self-inflicted injuries, and injuries caused by intoxication of drugs or alcohol is not covered. Rally Auto has more than one employee and is required by law to carry workers compensation insurance. If Rally Auto is required to carry insurance and fails to do so, they are exposed to cost of severe civil...
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...Characteristics of Workers’ Compensation Plans University of Phoenix FOOTING THE BILL HCR 230 Barbara Hopkins July 12, 2013 Workers’ compensation was developed to benefit both the employer and the employees. It provides employees who are injured on the job with compensation for their injuries, and it protects employers from liability for employees’ injuries (Valerius J., Bayes..L.N., Newby.C., Blochowiak. L. A., 2014,). Work-related illnesses or injuries suffered by civilian employees of federal agencies, Including occupational diseases they acquire are covered under various programs administered by the Office of Workers’ Compensation Programs. OWCP is part of the U.S. Department of Labor (Valerius J., Bayes..L.N., Newby.C., Blochowiak. L. A., 2014,). The four workers’ compensation plans that provide coverage to federal government employees are: 1. The Federal Employees’ Compensation Program 2. The Longshore and Harbor Workers’ Compensation Program 3. The Federal Black Lung Program 4. The Energy Employees Occupational Illness Compensation Program States provide two types of workers’ compensation benefits .One pays the worker’s medical expenses that result from work-related illness or Injury. The other pays for lost wages while the worker is unable to return to work. In some states, state benefits just won't be enough to help an injured or ill worker to survive after...
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...Workers comp assignment 1) What are the goals of workers compensation? --A. provide prompt adequate definite income and medical benefits to accidents that are related to work. B. Reduce court delays, cost and workloads which are arising from personal injury and provide a single remedy. C. Remove private and public problems of money due to uncompensated industrial accidents. D. Eliminate time consuming trials and appeals in the court. E. Eliminate attorney fees involved. F. accident caused is promoted by frank study and reducing accidents, human sufferings etc. G. Employer must abide the compulsory law that accepts and provides the benefits to workers. 2. Explain how you believe Workers Compensation program has helped workers. Though workers compensation insurance is costly for companies, there are some benefits from managing one’s workers compensation program. Explain. --Workers compensation is the insurance since 1900’s in the United States. From the beginning of 19th century as the growth of industries increased and the workers for the industries also increased, so the injuries’ had become more common in the factories where the workers used to deal with the larger machines and were working in hazardous conditions,. so a system was needed to compensate the workers who had suffered from injuries during working hours,. 1> Workers Compensation program has helped workers in relieving there mental stress. 2> This program has made the workers to...
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...Workers Compensation is actually a kind of insurance which offers cash compensation and healthcare for those who are hurt or get unwell as a result of your work. These types of insurance coverage is paid for from the employer; therefore, you do not require to contribute to Workers Compensation. When filing for Workers Compensation, it is advisable to look for aid from qualified Workers Comp lawyers. So , who is included by workers compensation? The Workers Compensation laws differ in each state, however in most states, organizations that has a certain array of staff are needed to have Workers Compensation Insurance. If you wish to receive compensation benefits, its probable you've been performing one of the job duties if the accident occurred....
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...explore these different types and who is entitled to them. Federally Mandated Benefits Almost all employers are legally required to provide certain benefits for employees. These include Medicare, Social Security, Workers Compensation and Federal and State Unemployment Insurance. Companies with 50 or more employees must also provide workers with unpaid family and medical leave benefit under the Family and Medical Leave act or FMLA. Worker Compensation The Office of Workers' Compensation Programs administers four major disability compensation programs which provide wage replacement benefits, medical treatment, vocational rehabilitation and other benefits to certain workers or their dependents who experience work-related injury or occupational disease. The of the divisions is the Division of Federal Employee's Compensation in which the Federal Employees' Compensation Act provides workers' compensation coverage to federal and postal workers for employment injuries and occupational related diseases. Those who are injured and work for private companies and state or local government are covered under the state workers compensation board. Unemployment Insurance The Department of Labor's Unemployment Insurance (UI) programs provide unemployment benefits to workers who become unemployed at no...
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...Compensation and Benefits Strategies Anthony Montes, Dima Gammoh, Leah Osmena, Umang Mehta, Zachary Hoferitza HRM/531 05/08/2014 Dr. Victoria Wintering University Of Phoenix MEMORANDUM To: Traci Goldeman From: Anthony Montes, Dima Gammoh, Leah Osmena, Umang Mehta, and Zachary Hoferitza Subject: Compensation and Benefits Strategies for Landslide-Limousines Date: May 08, 2014 Thanks for forwarding Mr. Stonefield phone message to us. We understand Mr. Stonefield likes our recommendation for pay and benefits strategies. He likes to have pay and benefits comparable to other limousine services in Austin, TX market. He likes to plan for 25 employees. He is also projecting annual revenue for first year in red (-$50,000) but he is expecting revenue to grow at 5% rate over next couple years. In today market, not just base pay but, complete benefit package is very important to attract new employees and keep them. Managerial attitudes and organization ability to pay have a major impact on wage structure and levels (Cascio, 2013). We have taken following steps in order to come up with our recommendation for compensation and benefits strategies for Landslide-Limousines. Market Evolution of Austin, TX • Position in the market • Total limousines company in Austin – if lots of company then high employee turnover ratio. • Total limousines drives in Austin – Market Base pay and benefit package. • Why and why not limousines service will do well in Austin...
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...“Recent Blog Posts” in the sidebar of the blog or click on “next” near the bottom of a post in the blog. Library's Human Resources Blog About Personnel Policies Role of Personnel Policies There are numerous laws and regulations which regulate the nature of the relationship between an employee (and volunteer, in the case of nonprofits) and his or her organization. They are intended primarily to ensure that everyone is treated fairly and equitably regardless of their race, creed, color or sexual orientation. They are intended to ensure that the treatment of employees and volunteers is based primarily on their job performance. Common types of activities guided by the laws and regulations are, for example, hiring and firing, benefits and compensation, affirmative action, rights of privacy, discrimination and harassment, and wrongful termination. One of the fastest growing types of lawsuits brought by employees against their organizations is wrongful termination of employment. Other common types of lawsuits are in regard to allegations of discrimination and harassment. It is far better for organizations first to ensure that these types of improper types of behaviors do not occur, than to have to defend themselves in courts of law....
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...affect an organization financially. The research includes a variety of information, primarily from Alberta Industry Profiles and personal experience working for a Construction Safety Organization. My personal experiences are supported by publications on principles of construction safety. Thank you for the opportunity to examine the far-reaching impact of safety on the construction industry. Sincerely, TABLE OF CONTENTS INTRODUCTION 1 What is a Safety Program 1 Components of the Industry 1 The Industry in Alberta 2 BENEFITS OF A SUCCESSFUL SAFETY PROGRAM 2 Benefits on Employee Morale and Impact on Organization 2 Legal Benefits and Impact on Organization 3 Cost Benefits and Impact on Organization 3 Workers’ Compensation Benefits and Rebates 4 COST COMPARISON TO PROGRAM VS. NO PROGRAM 5 Legal Implications and Regulations 5 Long-term Impacts of Fines Levied Due to Safety Infractions 6 CONCLUSION/RECOMMENDATION 7 REFERENCES 8 INTRODUCTION Safety in the workplace is an ongoing concern; but what are the ultimate cost benefits of maintaining a successful safety program? The purpose of...
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...Associate Level Material Appendix E Insurance Matrix |Type of Insurance |Functions |Example of Company |Coverage Characteristics | |Auto |Protects you from damages and financial expenses due |Progressive, Country Wide, Geico, Nationwide, Liberty |Auto insurance provides financial protection in the | | |to a motor vehicle accident. |Mutual, Travelers, Allstate |event of an auto collision. It covers physical damage,| | | | |vehicle damage and any liability than can arise | | | | |therefrom. | | | | |Auto insurance companies review your driving record, | | | | |how much you drive, where you live, who the insurer | | | ...
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...CHART OF ACCOUNT THE UNIVERSITY OF NORTH CAROLINA Watung, Fiania Paralel B 100. Instruction 101 Instruction 102 Summer Term Instruction 103 Non-Credit and Receipts-Supported Instruction 104 Division of Health Affairs 105 School of Government 106 Veterinary Medicine 110 Organized Research 120 Agricultural Research Service 121 Administration 122 Research 123 Farms 130 Cooperative Extension Service 131 State Administration 132 State Program Operation 133 County Program Operation 140 Public Service 141 UNC Center for Public Television 142 Community Services 143 North Carolina Center for the Advancement of Teaching 144 MCNC Contract 145 NC Center for School Leadership Development (NCCSLD) 150 Academic Support 151 Libraries 152 General Academic Support 160 Student Services 170 Institutional Support 180 Physical Plant Operations 190 AHEC Program 191 Operations 192 Residency Training 193 Health Sciences Support 200 Student Auxiliaries 201 Auxiliary Administration 202 Campus Center 203 Food Services 204 Health Services 205 Housing Services 206 Laundry Services 207 Recreational Services: (Recreational Service) 208 Student Stores 210 Institutional Auxiliaries 211 Central Motor Pool 212 Central Stores 213 Creamery 214 Printing and Duplicating: (Printing & Dupl) 215 Rental Property 216 Vehicle Registration 217 Utilities Support 219 Other Auxiliaries 220 Independent Operations 227 Utility Services 230 Student Financial Aid 235 SEAA Education Lottery Scholarships...
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