...You recently graduated from college Click Link Below To Buy: http://hwaid.com/shop/you-recently-graduated-from-college/ You recently grauduated from college, and your job search led you to S&S Air. Because you felt the company's business was taking off you accepted a job offer. The first day on the job, while you are finishing your employment paperwork, Chris Guthrie who works in finance stops by to inform you about the company's 401k plan. A 401k plan is a retirement plan offered by many companies. Such plans are tax defferred savings vehicles, meaning that any deposits you make into the plan are deducted from your current pretax income, so no taxes are paid on the money. For example, assume your salary will be $50,000 per year, if you contribute $3000 to the 401k plan you will only pay tax on $47,000 in income. There are also no taxes paid on any capital gains or income while you are invested in the plan, but you do pay taxes when you withdraw money at retirement. As is fairly common, the company will match 5%. The 401k plan has several options, most are mutual funds. S&S Air uses Bledsoe Financial Services for its 401k administrator. Here are the investment options: Company Stock - one option in the 401k plan is stock in the S&S Air. Currently privately held, planning on going public in 4 or 5 years. Until then stock set price is made by board of directors. Bledsoe S&P 500 Index Fund - Mutual fund tracks the S&P 500. Stocks are weighted...
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...St. Vincent and the Grenadines Community College Division of Technical and Vocational Education Information Technology Practical 1 1. Open a blank new Microsoft Document and name it “Test 1”. [1 mark] i. List 5 keyboard shortcuts and explain what they do. [5 marks] ii. Insert a decorative quote textbox as shown below: If there is a way there is a will Give it a yellow shape fill colour, a Flow chart: Data shape and 3D style 14 [3 marks] 2. On a new blank page complete the following: Scenario: A student who has recently graduated from the college is on the hunt for a job to earn some form of income. Below is one application that was done to the water company. He wishes to use the mail merge feature in Microsoft word to send out four (4) more applications to the Electric, Construction, Air Conditioning and Computer Repair Companies. You are required to type the following document and complete the mail merge process up to step 5 where you will clearly show the merge fields that are to be used in the correct positions. [5 marks] (Nicholas’s Address) Ohio P.O. 34567 United States March 21st 2015 (Company’s Address) Mr George Smith Central Water and Sewerage Authority New Montrose cwsa@vincysurf.com Dear Sir/Madam, My name is Nicholas Smith and I am here by applying for a positionat your institiution. I recently graduated from the Community College at the Division of Technical and Vocational Eduction...
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...electric Wheelchair. I have Cerebral Palsy also known as CP. I live in a small town called Auburndale, FL. Auburndale is in Polk County, FL. If you’ve ever been to Lakeland and Winter Haven, FL then you have been through Auburndale, just don’t blink or you will miss it. I went and graduated from Auburndale Senior High School. I graduated in 2002. I was born in Stuart, FL in Martin County. I recently lost my dad four months (08/07/12) due to a massive heart attack, and my step grandpa five months (06/21/12) due to ongoing strokes. I am the eldest of three siblings, I have two brothers, and they are 20 and 9 years old. I have Cherokee Indian, Irish and Greek in my bloodline. I am engaged to a wonderful man. His name is Nathan Tyson. We have been engaged for one year and six months. As of right now we are living with my family. My favorite Holiday is Christmas. Because it’s the time of year where all the family comes together. We all go to my grandma’s for Christmas Eve. I call my grandma Mawmaw. We Have snacks and then we all open our gifts from my aunts and grandparents over there. Then on Christmas Day my brothers and I get up and open the gifts from my parents. This year I have my fiancé to celebrate with me, and to bring in the NEW YEAR with. The reason why I choose to go to college is because I wanted to further my education and enhance my career. At University of Phoenix they can help me do that. I want to become a Paralegal, and then a Lawyer. That is the reason why I choose...
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...and Mayhem School Update Summer School Spotlight Keshav Desiraju Sudha Shah Off the Shelf Amish Tripathi and Akash Shah Out of the Box Vijaya Pastala Dhanya Pilo Nostalgia Reunions First Citizen In Memoriam Mrs. Irene Saldanha Mr. Anthony Dias Class Notes The Quiz 2 5 7 9 10 13 15 17 18 21 22 25 27 29 31 33 36 68 15 13 18 Editorial Team Udita Jhunjhunwala (ICSE 1984) Miel Sahgal (ISC 1989) Shyla Boga Patel (ISC 1969) Mukeeta Jhaveri (ISC 1983) Mitali Anand Kalra (ISC 1989) Business Rohita Chaganlal Doshi (ISC 1975) Editorial support, Design and Printing 22 Kirtana Shetty Minaal Pednekar and Nikunj Parikh Spenta Multimedia This magazine is not for sale and is intended for internal circulation only. Any material from this magazine may not be reproduced in part or whole without written consent. Views and opinions expressed in this magazine are those of the individual authors and not necessarily those of the Publishers. Published by The Cathedral and John Connon Alumni Association, 6, P.T. Marg, Mumbai 400 001 and printed at Spenta Multimedia, Peninsula Spenta, Mathuradas Mill Compound, Lower Parel, Mumbai 400 013. www.spentamultimedia.com 21 36 Special thanks to the following donors for their generous contribution: Rajeev Sahney, Ashwin Ramesh, Basanti Singh, Gaurav Talwar, Mukeeta P. Jhaveri PreSidenT’S MeSSAge To my fellow alumni, s I write this, I see dark clouds casting luminescent shadows on the Arabian Sea outside. They bring back fond...
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...attending College? Ever since I have been attending college all I hear is all my professors ask, why we are attending college? I have thought about it really well. At first I was attending college to please my parents. Then I had a baby and as she is growing and time passes by I see that economically everything is going up. In reality I know why I am attending college. I am in college to improve my economic status, be an example for my children, and to achieve my life goal of being a petroleum engineer. As I was growing up, I seen my parents struggle in paying bills. At times we would have our light cut off and be running extension wires from our neighbor home to ours in order to manage, until we had the money for the bill. I also recall asking for things and my mother saying, Sorry sweaty we don’t have enough or we can’t afford it. Now that I am a father myself, I don’t want my children to feel the burden I felt just because my parents weren’t financially stable. Don’t get me wrong I had a wonderful child hood but there were moments that I wish I could have a certain object. I just would like to provide for my children and still have a little extra in my pocket just in case of any financial instability or purpose. The second reason I am attending college is to be a great example for my children. Neither my father nor mother attended College or graduated for High school. So far I am the only one who has graduated from high school and I want to be able to graduate from college...
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...mind when you hear the word college? Is it “beer pong”? Maybe just “beer”? What about the word “debt”? The average college student graduating in 2015 from a 4-year college or university has about $28,400 of student debt monkeying on their back. Although the amount of student debt has increased 2% since 2012 (Vaught, Jabbaar-Gyambrah.), more and more students are being pressured into attending a higher level of education institution. Attending a private, college prep Catholic High School, I was taught “you either get a degree or you don’t succeed.” My parents instilled those values in me as well, however neither of them attended college or a 4 year university, yet are still able to pay for my out-of-state...
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...loans are becoming more of a problem for college students across the U.S. because of increasing tuition and decreasing scholarships and grants. A lot of people will tell you it’s just what you have to do but it’s not. If you take out student loan debt there is a good chance you’ll be paying on it long after you graduate. Thats why its a good idea to try and pay for it other ways. Over all people think debt is okay because it’s getting you a higher education, but it’s not worth going into debt. Tuition has become so expensive it seems nearly impossible to pay for it without going into debt, but there are ways to make it happen. Such as starting early, save as much as you can whenever you can, save the money you get from christmases and...
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...You Can Get A Full-ride Scholarship, But You Have to Apply Are you, or do you know, a United States citizen who is currently attending high school, is in their senior year, has a GPA of at least 3.5/4 and achieved a math/verbal/essay SAT score of 2100 or an ACT score of 30? Do you, or that outstanding young person, plan to graduate in the spring of 2016 and have a desire to attend an Historically Black College and University (HBCU) in the fall of 2016? If so, how would you like to have that entire education paid for? The Tom Joyner Foundation has announced the renewal of its "Full Ride" scholarship program. Tom Joyner, the chairman of the Foundation that bears his name, and host of the top-ranked nationally syndicated Tom Joyner Morning show, said this of the opportunity, “The cost of a college education isn’t getting any...
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...subsidies can help many people, but with government regulations certain standards must be achieved, which may not necessarily benefit the whole. On an individual level, education subsidies can be like fertilizer to a garden, and help that person grow. Because a subsidy for education can have an amazing lifelong impact on the beneficiary, the United States would do well to take a lesson from Canada’s subsidy program and find a better balance for when subsidizing education becomes ineffective. Unfortunately due to the federal government’s involvement, priorities have shifted the focus to numbers instead of individuals. Like all externalities, subsidizing education across the board will have positive, as well as negative side effects. Regardless of the increases in federal funding to elementary and secondary schools over decades, “the percentage of students who had completed high school within four years of entering ninth grade is 75 percent today, about the same as it was in the mid-1970s” (McCluskey, 2009) This proves that the ever increasing amounts of government funding to schools below the college level is mainly ineffective. “Congress has increased funding for the schools while imposing layers of rules and regulations on local school districts.” (McCluskey, 2009) According to the No Child Left Behind Act (NCLB) 2001, “by setting standards, measuring progress, and holding states accountable for their students’ achievement, states can ensure that no child lacks the basic skills...
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...about the fact that you aren’t able to get a high pay job. Meanwhile, your former classmates have earned high-paying jobs at companies like Apple, Facebook, and more. This is possibly because you did not attend college, while they did. Currently, scholars are hotly debating on whether college is worth it or not. Scholars for college argue that students who go to college earn higher salaries, are more likely to earn jobs. This argument is particularly true since several studies have proved it. Studies have shown college students earn higher salaries, are more likely able to find a job and tend to be more productive. College is a excellent thing to take before starting career. However, some scholars criticize college since its very expensive and stressful. But having to prepare for the future is more important than ever....
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...Kayla Tovar 052701 My Scholarship Essay What is a scholar? A scholar is a person who can achieve goals and overcome obstacles. The question is, are you a scholar? An example of a scholar is me, because I am a scholar. With my family I could say it’s a typical Hispanic family. First there are my parents, whom my mom works at Wal-Mart and dad works at the Maverick County Detention Center. Then I have my siblings, I have two brothers and one sister. My sister she is the oldest, she recently just graduated from Our Lady of Lake and is currently working at C.C Winn High School as a Algebra I teacher. Next I have my oldest brother who once he graduated from high school he went straight into the army. Last but last not least I have my other brother who is currently in UTSA. Being the youngest of four, my parents have the expectancy of making sure I make the right choices. They at times may pressure me about which footsteps I’m going to follow. All my older siblings made good decisions but for me at times it’s hard to choose whom to follow. I have a sister who focused mostly on school; I have a brother who went straight into the army and then my last older brother who had fun and still did well in school. Growing up I have taught myself to make sure I appreciate what I have been given. When I was in elementary almost every summer I would volunteer at Paint the Town to help my community. I have also participated with the band with volunteer work. Every since my freshman...
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...Creating a Returning Student Concierge position would be beneficial for Chattahoochee Technical College Angela C. Reisen SNHU HEA 520 Abstract Chattahoochee Technical College (CTC) would benefit from having a Returning Student Concierge in several different ways. A Returning Student Concierge “is the single-point of contact at a college or university who helps returning adult students navigate the application, enrollment, and registration processes and overcome barriers to college success” (Education, 2010). Through my research, the amount of material I found on this subject was limited, but what I did find has shown me this position is well needed at CTC. Being that I work with current students on a daily basis I feel this is what our college needs to keep our retention rate up for the returning population of our student body. After reading my point of view, I hope you will be persuaded to believe in the importance of this position as well. Table of Contents Background & Significance.........................................................................................................4-5 Executive Summary.....................................................................................................................6-7 Literature Review………………………………………………………………………………..8 Methods.........................................................................................................................................9 Time Line........................................
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...Tim Berners Lee In 1989, while working at at CERN, the European Particle Physics Laboratory in Geneva, Switzerland, Tim Berners-lee proposed a global hypertext project, to be known as the World Wide Web. Based on the earlier "Enquire" work, it was designed to allow people to work together by combining their knowledge in a web of hypertext documents. He wrote the first World Wide Web server, "httpd", and the first client, "WorldWideWeb" a what-you-see-is-what-you-get hypertext browser/editor which ran in the NeXTStep environment. This work was started in October 1990, and the program "WorldWideWeb" first made available within CERN in December, and on the Internet at large in the summer of 1991. Through 1991 and 1993, Tim continued working on the design of the Web, coordinating feedback from users across the Internet. His initial specifications of URIs, HTTP and HTML were refined and discussed in larger circles as the Web technology spread. Tim Berners-Lee graduated from the Queen's College at Oxford University, England, 1976. Whilst there he built his first computer with a soldering iron, TTL gates, an M6800 processor and an old television. He spent two years with Plessey Telecommunications Ltd (Poole, Dorset, UK) a major UK Telecom equipment manufacturer, working on distributed transaction systems, message relays, and bar code technology. In 1978 Tim left Plessey to join D.G Nash Ltd (Ferndown, Dorset, UK), where he wrote among other things typesetting software for intelligent...
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...over my life. Despite constant change in thought of future adulthood in the past, I believe I have permanently reached a central objective. Computing my personal brand with my target objective, success is assured to follow, insuring a collection of accomplishments. When I was roughly nine I was commonly asked the question of, “What do you want to be when you grow up?” No matter the situation or circumstances, I answered this question with the response of, “I am going to go to the N.B.A.” I was born with a basketball in my hands and have been playing and watching since diapers. This question was always obvious to me, until about the age of 14, when I eventually concluded my fantasy of going to the N.B.A. was a delusion. Since then, I have perpetually transitioned to a distinctively newer answer to this question. I respond to this inquiry now with the statement, “I intent on managing a considerable snowboard business such as Burton.” As people age into becoming an adult, a personal brand is created that represents you, and for most changes throughout stages of growth. My personal brand took a slight change recently, when enrolling into college, with developing a more serious and focused outlook on school, in relation to my work and studies, knowing these traits would be a necessity to manage. Today, I would portray my personal brand as entertaining, approachable, and sarcastic, yet also, smart, polished, and new, while being strong-willed and fixated in regards to meaningful issues...
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...Biographies Brian Vaughan * Graduated from community college four years ago with a diploma in computer programming * Legally blind since childhood * Age 33 * Has recently found his first job with Superior Oil Limited Diana Collins * Executive director for the association Equity For All, a Toronto-based lobby group promoting equity in employment for the disabled * Has been paralyzed for more than ten years as a result of a car accident * Started association after becoming angry and frustrated over obstacles encountered in attempting to rejoin mainstream workforce Rose Brown * Manager of the employment equity program for a major Canadian chartered bank * Responsible for all employment equity initiatives for 15,000 bank employees * Started with bank as a teller twenty years ago Reg Pritchard * Manager of human resources for Bayliss and Gamble, a medium-sized engineering firm located in Markham, Ontario * Provides support to line management in all functional areas of human resources * Graduated from Ryerson University with a degree in human resources management and has advanced his career in the company’s human resources department over a five-year period “You’re on,” came the final production call, and the show began. Bob introduced the topic for discussion and welcomed his four guests. His first comment was to Brian. Bob: Brian, I understand that after graduation you looked for work for five...
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