higher than what it was. We could make 22.3 per cent year-on-year from Rs. 907 crore last year to Rs. 1109 crore this year. Only on quarter-to-quarter, the profit has come down. Credit and deposit growth have been a bit sluggish, and consequently your loan-to-deposit ratio (LD ratio) has inched up. Any pressure you are facing on funding side? No. There is no pressure on us. We took a conscious decision of not accepting bulk deposits this year. The deposit growth as per the industry is 6 per
Words: 3155 - Pages: 13
work hard at acquiring these principles, if you learn them well, think about them deeply and teach them to others, they will eventually become internalized. They will lead to fundamental change because they will affect who you are - your character - for the better. Your personality was formed as the result of specific behaviors you internalized as you grew up. These behaviors are not things we need to think about, they represent little success strategies or ways of coping with life that we have found
Words: 1378 - Pages: 6
absurd to be troubled when the thing comes for which they have so long been preparing and looking forward.” (Page 5) Many modern philosophers, like Cornel West, have stated that this means philosophy is to learn how to die. I think this is one of that best, closest definitions, because learning how to die, is a short hand for learning how to act when you are living so that you can accept death when it comes to you. I’ll take it a step further; living and
Words: 1235 - Pages: 5
Leverage Your Special Talents. This chapter focuses on identifying your unique skills. You should commit yourself to becoming good in these areas, then apply your knowledge and skills (no one can ever take those away). Ask yourself, "What am I really good at?" "What do I enjoy the most about my work?" "What has been most responsible for my success in the past?" "If I could do any job at all, what job would it be?" Focus on your best energies and abilities. Identify Your Key Constraints. Limiting
Words: 528 - Pages: 3
Harvard to Facebook lecture by Stanford Technology Venture Program's Entrepreneurial Thought Leader Seminars. During that podcast, I realized that with an idea and the right vision anything is possible. It is this conviction to take a risk to follow your dreams that is at the core of entrepreneurship. Merriam-Webster Dictionary defines entrepreneurship as "the of organization, management, and assumption the risks of a business or enterprise." Yet, this definition makes entrepreneurship seem like a
Words: 516 - Pages: 3
have to keep into account many things in order to have the best deal. MISTAKE 1 Neglecting Other Side’s Problem: Firstly, as a negotiator, you have to prepare your negotiation and know your own interests and your own no deal options. But, an agreement requires understanding and solving the other party’s problem as a means to solving your own end. Hence, overcoming the self centered attitude is critical to a successful negotiation. Self centeredness can undercut negotiator’s ability to influence
Words: 1112 - Pages: 5
Pathophysiology, Diagnosis, Management, Prevention and treatment options for this disease. Rheumatoid Arthritis Introduction Rheumatoid arthritis (RA) is an autoimmune disease in which your immune system mistakenly attacks your joints. This abnormal behavior causes inflammation in your joint and can damage your joint or organ which is affected by the attack. People Rheumatoid arthritis (RA) is so common in United States. Approximately 1.5 million people have Rheumatoid arthritis (RA). Its most common
Words: 778 - Pages: 4
Benefits for Children – More than Just Self Defense Janice Ervin Western Governor’s University WGU Student ID: 362454 Martial Arts Benefits for Children – More than Just Self Defense Martial Arts has an extensive history covering many centuries, several continents and dozens of styles, including Kung Fu, Taekwondo, Jui Jitsu, Aikido, fencing and sword fighting and even archery. The majority of martial arts history is seen in methods of fighting and self-defense. We think of the Samurai in Japan
Words: 4671 - Pages: 19
describing new management model called self-management which is in use at American company Morning Star. There are no employees, there are only “colleagues” which are taking personal responsibility for what they have done. And each person is at the same level. So if there is any problem other colleagues going to help to resolve it. There are no managers all the decision are made in the group of employees : “Around here, nobody’s your boss and everybody’s your boss.” To be sure that each employee now
Words: 1195 - Pages: 5
over the world are succeeding and failing with the boundaries of love. In both perspectives, life lessons are taught along the way. A good relationship teaches people lessons in trust, lessons in communication, and lessons in self-perseverance. First, have you ever put your trust into someone, and had it broken? Many people have. It is something humans do naturally. They lower their walls they have put up, because they trust in someone, with their feelings and thoughts. Many relationships nowadays
Words: 428 - Pages: 2