be found at the end of Chapter 5. Exercise 5.3 - Audience Relationship: Emphasize the Positive Revise these sentences to be positive rather than negative a. To avoid damage to your credit rating, please remit payment within 10 days. Please remit your payment in 10 days to maintain to good credit rating. b. We don’t offer refunds on returned merchandise that is soiled. To maintain the integrity of our merchandise for our customers, refunds will not be issues for soiled merchandise.
Words: 585 - Pages: 3
1. Introduction Freeport-McMoRan also called Freeport or FCX in New York Stock Exchange, operates in exploration, mining and refining of ore containing copper, gold and silver. Freeport’s synergy in creating the world’s largest publicly traded natural resources was initiated through the merger and acquisition (M&A) transactions. Investment banks, J.P. Morgan and Merrill Lynch play a key role as a financial assistance to advice Freeport in the merger and acquisition transactions. On November
Words: 2740 - Pages: 11
dollars for 2013 which is 74% more than 2012. However, JPMorgan narrowly escaped a criminal guilty plea and paid more than 20 billion in regulatory fines. The board seemed to think that Mr. Dimon deserves credit for handling all these regulatory matters. The board thought Mr. Dimon deserved credit for navigating the bank through a treacherous regulatory and political environment while continuing to improve the bank’s financial performance. But the board somehow choose to forget he got the company into
Words: 758 - Pages: 4
Debt Financing Ayivi Koutodjo Business 530 Abiola Fapetu Liberty University Debt financing decision is not a process of couple hours of meeting. It required thorough scrutiny and an effective brainstorming. Managers are, most of time, facing
Words: 1012 - Pages: 5
Planning and Investors By Jacqueline R. Hutchko American Intercontinental University MGMT250-1204A-01 September 14, 2012 Professor Ted Framan Abstract Bottom line you have to put a value on your product. What is the value of this product, what is it worth to my customers? With research you should know about your targeted customer and their desires/needs. What is your demand curve? Finding the right balance between these factors is the clue to being successful and making a profit
Words: 1308 - Pages: 6
Now, I will introduce the link between this article and the lecture topic of credit risk.At first, we need to know the definition of credit risk to help understanding the following information. Credit risk refers to the risk that a borrower will default on any type of debt by falling to make payments which it is obligated to do. (ppt) So, let’s consider what is the main reason that causes the troubles in Spain’s banks? Actually, it is the collapse of the real estate bubble that dragged the Spanish banks into the quagmire
Words: 813 - Pages: 4
investment-grade bond rating. Complicating the assessment are low growth and technological obsolescence in the firm’s core business. The purpose is to recommend an appropriate financial policy for the firm and, in support of that recommendation, to show the impact on the firm’s cost of capital, financial flexibility (i.e., unused debt capacity), bond rating, and other considerations. This case may be used to pursue a number of objectives: * Survey the determinants of corporate bond ratings. The case
Words: 739 - Pages: 3
Bank liquidity risk is the risk of not having sufficient funds to meet payments such as those arising from unexpected changes in customers’ withdrawals or loan draw-downs (Gup, Avram, Beal, Lambert&Kolari, 2007). Liquidity risk can be measured using simple liquidity ratio or dynamic liquidity ratio. “Simple liquidity ratio is calculated by first identifying the bank’s liquid assets and then expressing this as a percentage of its total assets” (Gup et al., 2007, p.356). It only considers asset
Words: 2362 - Pages: 10
Media Release RAM Ratings Lanka assigns corporate ratings of A/P2 to CIC Holdings PLC RAM Ratings Lanka has assigned respective long- and short-term corporate credit ratings of A and P2 to CIC Holdings PLC (“CIC” or “the Group”); the outlook on the long-term rating is stable. The Group’s ratings are supported by the dominant market positions in its key business areas as well as resilient demand for agriculture related products. The ratings also reflect CIC’s adequate gearing and debt protection
Words: 967 - Pages: 4
PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING (Updated on January 31, 2011) BANKING POLICY & REGULATIONS DEPARTMENT STATE BANK OF PAKISTAN Disclaimer: State Bank of Pakistan compiles a booklet of Prudential Regulations from time to time for convenience of users. Updated version of such a booklet containing amendments in the regulations made through circulars/Circular letters to date is being issued. Due care has been taken while incorporating amendments, however, errors and
Words: 25889 - Pages: 104
