A N N U A L REPORT 2015 Financial Highlights As of or for the year ended December 31, (in millions, except per share, ratio data and headcount) Reported basis1 Total net revenue Total noninterest expense Pre-provision profit Provision for credit losses Net income Per common share data Net income per share: Basic Diluted Cash dividends declared Book value Tangible book value2 2015 $ $ $ Selected ratios Return on common equity Return on tangible common equity2 Common equity Tier 1 (“CET1”) capital
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Knowledge Checks: Multiple Choice Questions and Solutions FINANCIAL REPORTING Version 15b KNOWLEDGE CHECKS: MULTIPLE CHOICE QUESTIONS AND SOLUTIONS | i Contents Questions 1 Module 1 Question 1.1 Question 1.2 Question 1.3 Question 1.4 Question 1.5 Question 1.6 Question 1.7 Question 1.8 Question 1.9 Question 1.10 Question 1.11 Question 1.12 Question 1.13 Question 1.14 Question 1.15 Question 1.16 Question 1.17 Module 2 Question 2.1 Question 2.2 Question 2
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1 Av o n 2 0 11 A n n u a l R e p o r t To Our Shareholders: I am writing you at a time of momentous change for your company. After 12 years as Avon’s CEO, I believe that the time is right to recruit a new CEO to lead the company’s next chapter. As Avon’s Chairman, I am committed to ensuring a successful management transition, maintaining our strong relationships with approximately 6.4 million active independent Representatives worldwide, and working with the new CEO in supporting the company’s
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Subsidiaries Other companies Total investments Other securities Total TOTAL FIXED ASSETS CURRENT ASSETS Inventories Contract work in progress Advances to suppliers Total Receivables Trade receivables (*) Receivables from subsidiaries Tax receivables (**) Deferred tax assets Receivables from others (***) Total Financial assets not held as fixed assets Treasury stock (total par value 21,920,095 euros) Financial receivables: From subsidiaries Total Cash Bank and post office accounts Cheques Cash on hand
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Financial Section 2004 Results By Geographic Region Source of Net Sales by Category Asia Pacific Asia Pacific North America 14% 34% Latin America 12% Latin America North America Beyond Beauty Beyond Beauty 27% Beauty Plus 17% 21% 62% Beauty Beauty Plus 13% 18% 69% Beauty 25% 27% Europe 31% 30% Europe Net Sales Business Unit Operating Profit 2000 2004 Net Sales by Geographic Region $ IN BILLIONS Operating Profit by Geographic Region
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AnnCONTENTS Chairman’s Message Financial Highlights and Review Board of Directors and Executive Officers Corporate Governance Directors’ Report Statement by Directors Independent Auditor’s Report Consolidated Income Statement Consolidated Statement of Comprehensive Income Balance Sheets Consolidated Statement of Changes in Equity Consolidated Statement of Cash Flows Notes to the Financial Statements SGX-ST Listing Manual Requirements 2 4 6 7 12 16 17 18 19 20 21 22 23 62 1 CREATIVE
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form10k_fy13.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ——————————— FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended: June 4, 2013 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to _________ Commission file number 1-12454 RUBY TUESDAY, INC. (Exact name of registrant as specified in charter) 63-0475239 (I
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SUPPLEMENT ON REVISED SCHEDULE VI TABLE OF CONTENTS Contents Introduction to Revised Schedule VI Comparative analysis between Revised and old Schedule VI Format of Revised Schedule VI Page no. 3 6 9 Supplement on Revised Schedule VI Page 2 INTRODUCTION TO REVISED SCHEDULE VI Every company registered under the Act shall prepare its Balance Sheet, Statement of Profit and Loss and notes thereto in accordance with the manner prescribed in Schedule VI to the Companies Act, 1956. To harmonise
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British Airways Plc Annual Report and Accounts Year ended 31 December 2012 Company registration number: 1777777 This page has been intentionally left blank Contents Officers and professional advisers 1 Business review and Directors’ report Business review Management review Financial review Internal controls and risk management Directors’ report 2 5 8 12 Directors’ responsibilities statement in relation to the financial statements 14 Independent auditors’ report 15
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Intermediate Accounting III Table of Contents Introduction 3 Deferred Taxes 4 Temporary and Permanent Differences 5 Income Tax Provision 6 Defined Benefit vs Defined Contribution Plan 6 Earnings-per-share 7 Stock-based compensation 8 Statement of Cash Flows 8 Investing Activities 9 Non-cash Transactions 9 Conclusion 10 Works Cited 11 FedEx: Power of Global Trade Introduction
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