...Q.1. What sum of money will amount to Rs3704.40 in 3 years at 5% compound interest. Solution : We have, A = Rs3704.40, n = 3, r = 5%. Using A = P(1 + r/100)n , we get 3704.40 = P(1 + 5/100)3 => 370440/100 = P ×21/20×21/20×21/20 Or, P = 370440/100×20/21×20/21×20/21= 3200 Hence, required sum of money = Rs3200. [Ans.] Q.2. What sum of money will amount to Rs3630 in two years at 10% per annum compound interest? Solution : Do yourself [Ans. = Rs3,000] Q.3. Calculate the compound interest for the second year on Rs8,000 invested for 3 years at 10% p.a. Solution : Do yourself. [Ans. = Rs880.] Q.4. At what rate percent p.a. compound interest would Rs80000 amount to Rs88200 in two years, interest being compounded yearly. Also find the amount after 3 years at the above rate of compound interest. Solution : Principal = Rs80000, Amount = Rs88200, Time = 2 years, Rate = ? n = 2. Using, A = P (1 + r/100)n, we get 88200 = 80000 (1 + r/100)2 Or, (1 + r/100)2 = 88200/80000 = 441/400 Or, (1 + r/100) = 21/20 Or, r/100 = 21/20 – 1 = 1/20 Or, r = 1/20×100 = 5% Second part, P = Rs80000, Time = 3 years, n = 3, r = 5%. [Ans.] A = 80000(1 + 5/100)3 = 80000(21/20)(21/20)(21/20) = Rs92610. [Ans.] Q.5. Ramesh invests Rs. 12800 for three years at the rate of 10% per annum compound interest. Find : i. The sum due to Ramesh at the end of the first year. ii. The interest he earns for the second year. iii. The total amount due to him at the end...
Words: 15863 - Pages: 64
...“Every 60 seconds, another animal is abused.” This statistic is from the ASPCA, they want to inspire people to donate and help animals from cruelty. This means that every minute of each day an animal is abused. Today, the ASPCA still helps prevent animal cruelty by protecting animals and giving them kind treatment. They protect animals by law and arrest animal abusers. They are a very popular charity and they are always ready to prevent cruelty. The ASPCA does their job effectively by protecting animals by law and fighting animal cruelty. The American Society for the Prevention of cruelty to Animals was the first humane society to be established in North America when they were founded in 1866. They are a privately funded 501 (C) (3) non-profit charity (“ASPCA”). The charity believes that animals deserve respectful treatment from humans and should be protected by laws. Their anti-cruelty mission has grown across the country and has two million supporters (“ASPCA”). Another part of their charity, The ASPCA Professional, provides resources for animal welfare professionals and volunteers to rescue groups (“ASPCA Professional”). They have different parts in the charity like The Behavioral Rehabilitation Center, The Adoption Center, and the ASPCA Animal Hospital. The ASPCA Professional’s goal is to help at risk animals while working with a professional audience. (“ASPCA Professional”). The charity believes animals should be treated fairly, they have made laws to protect them. The...
Words: 723 - Pages: 3
...(Show video)- who would like to help these animals? So would I. My name is Lindsay, and I am going to talk to you about pet overpopulation. According to dogbreedinfo.com, only one out of ten dogs and one out of 12 cats will find a home. Meaning 800 dogs & cats are KILLED every HOUR. I have four dogs and two cats, all of which were adopted from a shelter or rescue. I want you, as my audience, to realize that by buying an animal from a breeder or pet store you are contributing to the pet overpopulation problem by creating demand for irresponsible breeding. By choosing to adopt, you will not only save a life, but you will also ensure that your adoption fee is going to help the next unwanted pet that comes in the door of that shelter. Another thing you can do to prevent over population is… Spay and Neuter your pets! By doing so you are ensuring that you do not become an “accidental breeder” American humane.org says that in many cases, these people will go on to become repeat offenders, engaging in a continuous cycle of irresponsible breeding or pet acquisition and disposal because they know they can easily find a new home for the animals. Some advantages: Spayed or neutered pets tend to live an average of 2-3 years longer than those that are unaltered. Spaying or neutering protects pets from some types of deadly cancers. It reduces the chance of pets running away or fighting. Dogs who have not been spayed or neutered may be three times more likely...
Words: 743 - Pages: 3
...Antarah Ibn Shaddād al-'Absī is a pre-Islamic Arabian hero and poet, he was born 525 in Najd (the central part of the Arabian Peninsula) , He was the son of Shaddād, a well-respected member of the Arabian tribe of Banu Abs, his mother was named Zabaibah, of whom it has been claimed was an Ethiopian woman, whom Shaddad had enslaved after a tribal war. The tribe neglected Antara at first, and he grew up in servitude. Although it was fairly obvious that Shaddad was his father. Antara gained attention and respect for himself by his remarkable personal qualities and courage in battle, excelling as an accomplished poet and a mighty warrior. When the tribe needed his assistance to fend off another tribe in battle, Shaddād acknowledged Antara as his son, and granted him freedom. Antarah fell in love with his cousin Abla, and sought to marry her despite his status as a slave. But his uncle didn’t want antarah to marry abla so he asked antarah for a 1000 special kind of king alnoman camels as a dowry, and after the challenges he faced to get these 1000 camels his uncle refused to let him marry abla because he is not pure Arabian Antara's poetry is well preserved, and often talks of chivalry values, courage and heroism in battle, as well as his love for Abla. It was immortalized when one of his poems was included in the Hanged Poems. The poetry's historical and cultural importance stems from its detailed descriptions of battles, armour, weapons, horses, desert and other themes from his...
Words: 319 - Pages: 2
...in your life? It can be happy or sad.) ?Nung mga panahong sobra akong minaliit kasi MATABA ako it was a turning point of life dahil that moment I feel like life so unfair. ? One handler from bicol discovered me ? ? ? Alin sa mga pangyayaring ito ang handa kang ikwento sa mga programa ng ABS-CBN tulad ng MMK? (Which among these highlights are you willing to share in ABS-CBN’s programs like MMK?) Ilagay ang iyong litrato. Paste you full or half body picture. Photo Here WAIVER AND RELEASE NAME OF PARTICIPANT : AGE : ADDRESS : AUDITION : As contestant in Pinoy Big Brother (PBB) Season 5(“Program”) I certify the following: A. Eligibility and Participation 1. I am between the ages of eighteen (18) to thirty five (35) years as of 1 October 2013 until 31 August 2014, or in case I am submitting my application online (not exceeding one (1) minute in duration) of me describing myself, and without any music or other effects (“Online Video”). 2. I have voluntarily participated in the Audition conducted by ABS-CBN Corporation (“ABS-CBN”), without any compensation and I assume...
Words: 1928 - Pages: 8
...Contents 1.0 Introduction 1 1.1 Procter and Gamble (P&G), as a whole 1 1.2 Procter & Gambles Sverige AB 1 2.0 Marketing Campaign 2 2.1 Overview 2 2.2 Campaign Impact 3 3.0 Marketing Strategy 3 3.1 Analysis of Advertisement in Sweden 3 3.1.1 Root Cause Analysis (RCA) 4 3.1.2 Proposed Solutions and Possible Outcomes 4 3.2 Barriers of Communication 4 4.0 SWOT Analysis of P&G Sverige AB 6 4.1Strength 6 4.2 Weakness 6 4.3 Opportunity 6 4.4 Threats 6 4.5 SWOT Matrix Analysis 7 5.0 Marketing mix analysis 7 5.1 Product analysis 7 5.2 Price Analysis 8 5.3 Place/Distribution Analysis 9 5.4 Promotion Analysis 9 6.0 Conclusion 9 7.0 Appendices 10 1.0 Introduction 1.1 Procter and Gamble (P&G), as a whole The Procter & Gamble Company (also known as P&G) initiated a partnership agreement between William Procter and James Gamble, at the year of 1837. The small business was initially a soap and candle shop, but now an American Multinational Company (MNC) for Fast Moving Consumer Goods (FMCG). P&G who has never neglected the importance of human capital and being passionately develop talents that show great curiosity, appreciation towards diversity, and flexibility in tackling tricky problems. With that, P&G has been rated as the Top 7 in the World’s Top Employers for New Grads at the year of 2014 (refer Figure 1). Comparing between Procter and Gamble (P&G), Colgate-Palmolive (CL), and Unilever, P&G...
Words: 3138 - Pages: 13
...H&M HENNES & MAURITZ AB IN APPAREL (WORLD) May 2012 SCOPE OF THE REPORT Scope All values expressed in this report are in US dollar terms, using a fixed exchange rate (2011). All forecast data are expressed in constant terms; inflationary effects are discounted. Conversely, all historical data are expressed in current terms; inflationary effects are taken into account. Disclaimer Much of the information in this briefing is of a statistical nature and, while every attempt has been made to ensure accuracy and reliability, Euromonitor International cannot be held responsible for omissions or errors. Figures in tables and analyses are calculated from unrounded data and may not sum. Analyses found in the briefings may not totally reflect the companies' opinions, reader discretion is advised. Apparel US$1,668 billion Women's Clothing US$661 billion Men's Clothing US$429 billion Childrenswear US$147 billion Clothing Accessories US$69 billion Hosiery US$51 billion Footwear US$309 billion Having consistently outgrown global apparel market over recent years, H&M looked to set to chart a course to international success alongside main competitor Inditex. However, since 2011, the company's growth has slowed and its profits fallen amid rising costs and competitively-priced rivals. In this profile, Euromonitor International assesses the outlook for H&M as the company attempts to re-discover growth while becoming a truly global player. © Euromonitor International APPAREL:...
Words: 8301 - Pages: 34
...EXECUTIVE SUMMARY: Anheuser Busch is one of the leading brands of beer established in St. Louis, Missouri, United States. Anheuser Busch has grown to be one of the world’s largest beer companies offering the world’s top two selling beers, Bud Light and Budweiser. Chinese beer market is an increasing market with a huge potential. Though there is a huge foreign interest on this market, most foreign investment usually failed. In 2004 company acquire Harbin brewery in China. Foreign companies tend to face problem as provincial regulation are there to protect local companies and furthermore to keep the tax revenues within province. Regulatory roadblocks were designed to keep tax revenues at home. Many recognized global brands were unable to achieve their company goals because the company really didn’t understand the customer taste and preference. Anheuser-Bush entry into China was in 1993 through 5% participation to the capital of Tsingtao brewery, the internationally renowned Chinese brewer based on the East coast and later in February 1995, through a $140 Million acquisition of 80% stake in Zhongde Brewery, a large brewery in Wuhan, in Hubei province, eastern China. The company produced its global brand “Budweiser” in Wuhan and engaged a massive advertising campaign to build the name as a premium brand all over China. The results were not as expected due to the fragmented nature of the market, the severe competitive rivalry in the crowded premium segments and the...
Words: 3230 - Pages: 13
...cutting of the ribbon, entrance of colors (from different schools), invocation, opening and production number and lastly the Welcome address by our very own Dean of SBE, USC Dr. Challoner A. Matero. The first speaker was our very own Chairman of SBE, USC Ms. Joyce N. Yang, she discussed the Marketing insights:”IMC playing a vital role in Marketing Communication” and I learned that Integrated marketing communication plays an integral role in communicating brand message to a larger audience, Integrated marketing communication goes a long way in creating brand awareness among customers at a minimal cost, Integrated marketing communication scores over traditional ways of marketing as it focuses on not only winning new customers but also maintaining long term healthy relationship with them and most importantly, Integrated marketing communication saves time which is often lost in figuring out the best marketing tool. The Second speaker was Mr. Bong Osorio, PR Director, ABS-CBN he discussed about “Corporate Communication: The ABS-CBN Way.” And I learned the importance of the corporate communication. The third speaker was Mr. Hans Chua he discuss about “Digital Marketing: Roles that Drive Value for Organization” and I learned that Digital Marketing is really important because it is not only a rapidly growing force in the current marketing playing field, it is set to be the future of marketing, and it seems likely that digital media will soon replace more traditional...
Words: 620 - Pages: 3
...Brand Elements Ford already uses some brand elements like memorable which is, “How easily do consumers recall and recognize the brand element and when-at both purchase and consumption.” (Kotler, P., & Keller, K., 2012, p 250) When someone sees a blue cross they know it is a Ford emblem and when some sees that horse running they know it is the mustang emblem. The Ford Mustang is a very memorable car with very memorable because of commercials and getting their name and brand out to customers. Ford Mustang also has adaptability which is, “How adaptable and updateable is the brand element.” (Kotler, P., & Keller, K., 2012, p 250) Ford comes out with a new model every year and change something each time like the body style, engine, or interior. A lot is put into the engine over the past few years because of gas prices rising, so Ford and every other car maker is try to get the best miles per gallon as they can. Another brand element that would be beneficial for Ford is protection with air bags, seatbelts, and running many crash test with every type of vehicle. Protectable is, “How legally protectable is the brand element.” (Kotler, P., & Keller, K., 2012, p 250) USNews ranks vehicles on safety and tells the safety features of each vehicle. The 2013 Ford Mustang offers driver air bag, passenger air bag, side air bag, 4-wheel ABS, 4-wheel disc brakes, electronic stability control, traction control, and emergency trunk release as their safety features. Out of five...
Words: 568 - Pages: 3
...Luxury Brand Strategy of Louis Vuitton Shin'ya NAGASAWA* * Graduate School of Commerce, Waseda University Tokyo, Japan, nagasawa@waseda.jp Abstract: By systematically breaking down the strategy of the single Louis Vuitton luxury brand into the four Ps (Product, Price, Place, and Promotion), our aim in this paper is to extract the rules or principles of its brand marketing that differ from that of general consumer goods. In other words, the object is to distill the rules and principles of success strategies for luxury brands as well as to derive a busi ness m odel for success. Showing that the current rise of Louis V uitton is not a coincidence but rath er so mething ach ieved th rough strat egy will su rely b e of in terest to firm s struggling with lack of brand power or those looking to boost brand power. Key words: luxury brand, brand management, Louis Vuitton. 1. Introduction Consumers like brand items, while researchers like brand theory. Although scholars also use the word “brand” to refer to the likes of Coca-Cola and McDonald’s, there is a vast gulf between these brands and the luxury brands we e xplored i n t he p revious b ook. I n researchers’ brand m anagement theories, one r arely fi nds m ention o f representative luxury brands like Louis Vuitton or Dior, or of LVMH. Based on this awareness, we carefully scrutinized the ecology of the unique LVMH firm, considering the nature of the brand as distinct from commodity markets, although small in scale [1]. This...
Words: 6576 - Pages: 27
...Journal of Advertising, 42(1), 30–41 Copyright C 2013, American Academy of Advertising ISSN: 0091-3367 print / 1557-7805 online DOI: 10.1080/00913367.2012.749082 Humorous Threat Persuasion in Advertising: The Effects of Humor, Threat Intensity, and Issue Involvement Hye Jin Yoon Southern Methodist University, Dallas, Texas, USA Spencer F. Tinkham University of Georgia, Athens, Georgia, USA 2010) or ads that ridicule nonusers of the brand (Voss 2009), but these studies researched “humor types” and should be distinguished from humor effects studies in threat persuasion ads. By looking into both the humor and threat persuasion literature, we set out to understand how humorous threat persuasion works in advertising and for whom it may be most effective. Threat persuasion, otherwise known as fear appeal in advertising, deals with critical issues that might have negative consequences for the consumer or the public (e.g., health and environmental issues) (Freimuth et al. 1990). In the ad, threatening information presents the problem, and attitudinal or behavioral suggestions are given as solutions. Threat information is valuable in that it can help protect us from harm but is negative in valence and out of the ordinary in our daily lives. Such substantive yet negative and out-of-the-ordinary information is known to be unpleasant and cognitively arduous to process (e.g., Rozin and Royzman 2001; Schimmack 2005). When humor accompanies threat information, it can...
Words: 10093 - Pages: 41
...STRONG BRANDS How Brand Strategy and Brand Communication Contribute to Build Brand Equity THE CASE OF NAVIGATOR Student: Daniela Yasenova Baeva Supervisor: Professor Doctor Arnaldo Fernandes Matos Coelho May, 2011 Master Thesis in Marketing STRONG BRANDS – How Brand Strategy and Brand Communication Contribute to Build Brand Equity: THE CASE OF NAVIGATOR 1 ABSTRACT In a world of global competition that we are living nowadays, brands are each time more used by companies as a strategy to create value and differentiation and this way to be one step ahead of their rivals. A "brand" is the result of the recognition and the personal attachment that forms in the hearts and minds of the customers through their accumulated experience with that “brand”. These experiences contribute to increased consumer trust and loyalty and allow building strong relationships with the “brand”. By this way, “brands” promote the increase of shareholder value and establish a long-term advantage in the marketplace for organisations. Companies recognise that strong brands are and have been historically associated with accelerated revenue growth and improved returns to shareholders. That is why, each time more organisations focus their strategies on building powerful brands as they represent competitive advantage and they are a key success factor in creating value to the customer and at the same time value to the company. In this regard, this study intends to show how effective brand strategy...
Words: 41006 - Pages: 165
...new distillation method. The method was called rectification, a method we still use today. For years to come Lars Olsson Smith was engaged in a trade war against the state and the city of Stockholm because of the monopoly of distilled spirits. He opened a shop next to his distillery, bought several other distilleries, turn his focus towards other parts of the country, attacked existing distribution channels that were selling what he considered to be inferior products and even used labor unions to boycott retail outlets selling low quality products. Despite his efforts, in 1917 Vin & Sprit AB (The Swedish Wine and Spirits Company) was established in 1917 as a state-owned monopoly for the import, export and production of all wine and spirits which eventually became synonymous with a long tradition of Swedish aquavit and vodka making know-how and a large portfolio of premium brands that were at the centre of Swedish...
Words: 1903 - Pages: 8
...aufgezeigt. 2. Vorstellung der Henkel-Gruppe 2.1 Historische Entwicklung Den Grundstein der Henkel-Gruppe bildet die im September 1876 in Aachen von Fritz Henkel und zwei weiteren Kaufleuten gegründete „Universalwaschmittelfabrik“ Henkel & Cie. Bereits 1878 verlegte Fritz Henkel seine Firma nach Düsseldorf, wo heute noch der Sitz des Konzerns ist. Ab 1907 eroberte Henkel & Cie mit dem „selbsttätigen“ Waschmittel Persil die unangefochtene Führung auf dem deutschen Waschmittelmarkt. Der Erfolg von Persil ließ die Mitarbeiterzahl von 494 im Jahre 1909 auf 1799 im Jahre 1918 ansteigen und prägte das Unternehmen insgesamt als Markenartikelhersteller. In den ersten Jahrzehnten seines Bestehens wurde das Unternehmen durch die Entwicklung der Geschäfte im Deutschen Reich dominiert, wobei Fritz Henkel frühzeitig die Chancen und die Bedeutung einer länderübergreifenden Geschäftsausweitung erkannte. Von Beginn an (1878) verkaufte Henkel seine Waschmittel im Ausland, was auf der einen Seite durch firmeneigene Außendienstmitarbeiter erfolgte. Auf der anderen Seite schloss Firmengründer Henkel Verträge mit ausländischen Firmen ab, die die Erzeugnisse aus Düsseldorf importierten und auf den jeweiligen Märkten absetzten. Im Jahre 1886 entstand die erste eigene Filiale in Wien. In den folgenden Jahren wurden, teilweise aus den Vertretungsfirmen heraus, vermehrt auswärtige Vertriebsniederlassungen, Verkaufsbüros und Agenturen gebildet. Um Transport- und Zollkosten zu sparen und...
Words: 977 - Pages: 4