...FIN 324 Week 5 Learning Team Assignment Investor Profile Paper Get Tutorial by Clicking on the link below or Copy Paste Link in Your Browser https://hwguiders.com/downloads/fin-324-week-5-learning-team-assignment-investor-profile-paper/ For More Courses and Exams use this form ( http://hwguiders.com/contact-us/ ) Feel Free to Search your Class through Our Product Categories or From Our Search Bar (http://hwguiders.com/ ) Two lenders Sears and Roebuck use are HSBC Bank USA, National Association, and CitiCard. HSBC Bank USA, National Association is a bank that operates out of New York City with it s head office in Mclean Virginia (“RENAISSANCERE HOLDINGS LTD 2007). The bank is chartered in the National Bank Act and the Office of the controller of the currency, which is a part of the US Department of the treasury, regulates this bank (“8-K: HSBC USA INC /MD 2007). Sears credit card business is operated by CitiCard the world’s largest provider of credit cards. The investment back that Sears and Roebuck use to issue stock is Citi Bank. An investment back its job is to raise capital for Sears. Citi Bank sells securities to public investors in order to do this. The securities can come in the form of bonds or stocks. An investment bank performs two functions; mergers and acquisitions advisory and underwriting. The mergers and acquisitions side of the corporate finance, bankers perform the negotiating and mergers between two companies. Underwriting involves the process...
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...Please print clearly and attach to the front cover of your assignment Student Name UniSA ID SCE ID Kwok_Yuk Ming 110023488 09614648 Tsang_Tsz Nga, Raye 110023493 09614672 Course Name Course Code / Abbreviation Auditing Theory & Practice ACCT 3005 Lecturer’s Name Semester Susan Lambert__ Mar, 2011_____ Assignment Number 1 Due Date 11th April, 2011 I declare the following to be my own work and that to the best of my knowledge and belief does not contain any material published or written by another person except where due reference is made in the text. I authorise the University to test any work submitted by me, using text comparison software, for instances of plagiarism. I understand this will involve the University or its contractor copying my work and storing it on a database to be used in future to test work submitted by others. I understand that I can obtain further information on this matter at: http://www.unisanet.unisa.edu.au/learningconnection/student/studying/integrity.asp Note: The attachment of this statement on any electronically submitted assignments will be deemed to have the same authority as a signed statement. Signed: KWOK YUK MING Dated: 9th April, 2011 Signed: TSANG TSZ NGA, RAYE Dated: 9th April, 2011 Signed: Dated: 9th April, 2011 HSBC Group The HSBC Group is one of the world's largest banking and financial...
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...Overview The objective of the assignment is to identify the dominant economic market structure of Hongkong and Shanhai Banking Corporation Sri Lanka referred to as HSBC herein. The contents will highlight the key assumptions made on the market structures by the economists and channel it across the commercial banking industry via the key competing elements of HSBC. 1. Introduction Having celebrated 115 Years of service with pride, HSBC which was formally known as Hongkongbank opened its doors in Sri Lanka during mid-1882. Having been with the nation during the tough and good times, HSBC boasts of stability with a strong capital structure and innovativeness by customizing its products and services to its customers. 2. Brief Introduction to Industry Market Structures The form of market in which a firm operates, is referred to as the market structure. The identification of same is vital as the decision making atmosphere will depend on the type of structure the firm functions in. However it is noted that a firm may not necessarily fall into a particular type of market, but may possess basic characteristics, which can be extracted to determine its market structure. In this context we will be exploring the four main categories of market structures in the economy namely; a) Monopoly b) Perfect Competition c) Oligopoly d) Monopolistic competition a) Monopoly In the event only one firm produces goods and services in a particular market, then it...
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...M1-Compare marketing techniques used in marketing products in two organisations. Within this assignment i aim to compare the differences and similarities of two specific organisations, Apple and HSBC for the purpose of extended in-depth research i intend to use information collected independently via the internet and from the businesses themselves to attain a coherent comparison of said techniques used to market products. The organisations in question are businesses varying in sectors and specialities. Both of the businesses are mentioned in the best 100 global brand directory at number one (Apple) and number thirty two (HSBC) as shown below. Marketing techniques are tools used to ensure businesses reach their marketing objectives in the most efficient yet profitable manner. Survival, a technique that must be considered by the majority of start up/young businesses however, this aspect no longer applies to the businesses in question due to their success. Both businesses are similar considering that they must ensure they stay profitable, for example it is crucial that both businesses stay up to date with advances in technology, a form of product development. HSBC offer the “secure key” which intertwines safety of customer’s accounts and technological aspects of accessibility whilst being obtainable. Similarly to HSBC, Apple ensure they stay up to date in terms of safety for customers apps such as “find my iPhone” were launched whereby customers in the event of misplacing...
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...INTRODUCTION:- COMPANY OVERVIEW About HSBC BANK Headquartered in London, HSBC is one of the largest banking and financial services organizations in the world. HSBC's international network comprises around 9,500 offices in 85 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 200,000 shareholders in some 100 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts. Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities. History The HSBC Group has an international pedigree which is unique. Many of its principal companies opened for business over a century ago and they have a history which is rich in variety and achievement. The HSBC Group is named after its founding member, The Hong Kong and Shanghai Banking Corporation Limited, which was established in 1865 to finance the growing trade between China and Europe. After the British established Hong Kong as a colony in the aftermath of the First Opium War, local merchants felt the need for a bank to finance the growing trade between...
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...Assignment on Management Practices of \ ___________________________ ACKNOWLEDGEMENT First and fore mostly we would like to thank the Almighty Allah who blessed us with knowledge, understanding and ability to do this report. We are indebted to many people for providing us encouragement and support during our learning and working while making this report and we want to show our gratefulness to these people. We are very much grateful to Ms. SharminAkther, our respected course instructor of MGT101 (Principal of Management), who assigned us this challenging work. She always guided us to take and overcome this challenge successfully. Without her help in every step it was quite impossible for us to finish this report properly in time. We are also grateful to AKM Ahsan Habib, Team leader, Retail Banking and Wealth Management, and Othish Asif Rahman, Relationship Officer HSBC Select for giving us valuable information. Table of Content Topic | Pages | Chapter # I: Introduction | 01-02 | Brief History of HSBC | 01-2 | Chapter # II: Main Body | 03-17 | Management Function * Planning * Organizing * Leading * Controlling | 03-1303-0707-0910-1111-12 | Chapter # III: Conclusion | 12-15 | References | | | | Introduction The Hongkong and Shanghai Banking Corporation Limited is a prominent bank established and based in HongKong since 1865 when Hong Kong was occupied by British drug traders and made a colony of the British Empire. It...
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...ASSIGNMENT 2 by (Name) Course Tutor University City and State Date Executive Summary HSBC bank is a financial institution, whose conceptualization age dates back to 1865 in Hong Kong. Commonly known as the HSBC Holdings plc, the multinational bank expanded and it opened other branches in several countries while offering financial and banking services. With its headquarters located in London, the bank is ranked as the fourth largest in the world. In Oman, however, the experienced problems within the bank are not what one would expect from a financial institution with such a reputation. Since its establishment in 1948, the bank has always offered top-notch services with fewer mistakes in Oman. Currently, there have been reports that the country is experiencing problems with their ATM machines. Customers are unable to use their ATM cards to access their accounts. The administrative sector is also having problems involving registration of clients to their newly introduced Advance Credit cards. The process has become strenuous for its customers. This study aims at identifying the problems and resolving it through operations management theories in gaining global competitiveness. According to the theories of operations management, organizations can solve their problems in three distinct ways. The six-sigma approach suggests identifying the defects and solving them afterwards. The lean approach, similarly advocates for the identification of defects...
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...Business Policy Assignment: “Creating Shared Value” CITIBANK & HSBC 9/26/2013 D Siddhartha Reddy-014 PGDM-Finance Executive Summary How to reinvent capitalism and unleash a wave of innovation and growth by Michael Porter and Mark Kramer Shared Value is a new form of capitalism. The idea of shared value was initially explored by the authors in December 2006 HBR. Shared value is not social responsibility, philanthropy, or even sustainability, but a new way to achieve economic success. In the article Porter & Kramer criticize neoclassical thinking on the trade-off between societal needs and economic success, and the way the concept of ‘externalities’ have shaped corporate and policy strategy. Article says that corporations should aim at creating shared value rather than only profits; this would lead to innovation and redefining of the capitalism, which as it stands is at logger heads with the society and looks at CSR as a philanthropic act done to please others. Article also questions the current perspective of viewing maximization of economic value of firm and achieving social obligations as a tradeoff. Article says that companies do face several internal cost caused due to social harms created by the company’s activities which comes back to bite the economic value created by the companies. Shared value then has not to be looked at as ‘sharing’ value which is already created by companies with society; rather it is increasing the pie of value created by respecting...
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...{draw:g} {draw:frame} INTRODUCTION G3 Consultants Inc. has been faced with the assignment of determining the feasibility for HSBC Holdings to invest more money into their Argentine subsidiary. Argentina is currently in the midst of a recession that has lastednearly 4 years. After considerable help from the IMF in an attempt to control impending foreign debt, a mix of Argentina’s political and monetary policies has resulted in the instability of the Argentine economy and the suspension of payments leading to an uncontrollable build up of national debt. The questionable sustainability of the Argentinean government has led to a freeze in the cash flow of foreign investors in the country, consequently placing HSBC as one of the main investors to decide whether or not to permanently cut its losses and fully pull out of Argentina or believe in Argentina’s historical economic climate and continue to invest in the hopes of an outstanding upside to the current crisis. G3 Consultants Inc.’s objective is to evaluate and analyze the crisis and provide HSBC Holdings with a recommended course of action. KEY ISSUES Fiscal Policy Convertibility Plan Structural Reform Throughout the 1990s, G3 Consultants Inc. identifies Argentina as a relatively closed economy based on several factors and with little control to implement the necessary structural reforms. Firstly, the country was fairly closed-off to tradeand while it did remove some barriers...
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...Introduction to Microsoft and Google Inc. Microsoft and Google are the two organizations that will be discussed in this scenario where the respective organizational structures and cultures need to be identified. According to (BERZINS 2013) Microsoft is a company that is mainly in to software production that was founded in 1974 by Bill Gates and Paul Allen. They sold their first computer language program to MITS Computer who was their first customer. They started with only 3 original employees. It’s a leader in computer software development while it also sells electronic game systems and other computer devices like keyboards, speakers, potable media players etc. It is a global corporation that has sale outlets world wide. Its headquarters is established in Redmond, Washington, USA. (Gregg 2015) The service organization Google Inc. is an American search Engine Company which was founded in 1998 by Sergey Brin and Larry Page who were students of Stanford University. They created creative methods to find and organize large datasets which was called PageRank. This paved the idea toward creating Google Inc. which was initially launched on September 15, 1997. They formally formed this corporation in a friend’s garage in Menlo Park, California. The name Google comes from a mathematical term called “Googol” which indicates number one followed by a hundred zeros. It was originally just an online search firm but today it offers more than 50 internet services. The Majority of internet...
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...Introduction The chosen organisation is HSBC Bank Middle East Limited (HBME Ltd) which is the largest and most widely represented bank in the Middle East. It has been a principal member of HSBC Group since 1959 having originally been called The British Bank of the Middle East (BBME). Operating in 8 countries within the region it provides a range of banking services for both corporate and individual customers. Middle East banking sector forecast to 2013(Bharat Book Bureau 2010) indicates that the banking industry in the Middle East region is considered one of the world’s fastest growing industries. Banks play an essential role within an economy and can contribute to its health and stability. Most world economies, including the Middle Eastern economies, attempt to focus their efforts on growing and stabilising their banking sectors. Al Shaher, T.,Kasawneh, O.,Salem, R.(2011) This assignment will focus on the United Arab Emirates (U.A.E) region of HBME Ltd. This region due to current U.A.E Central Bank restrictions has a cap of 8 branches which serve 5 of the emirates with a multitude of smaller Customer Service Units. All the usual banking services and products are available including offshore banking and Investments, personal and private banking, commercial and investment bank capabilities. The bank serves a truly multicultural society with over 200 nationalities co existing peacefully within the U.A.E (UAE Interact 2009). Banks play an essential role within an economy and can...
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...HinseneBeyene sgs0262/2006 Marketing Management Individual Assignment Case 1 Question Number 1 Answer Pros to BMW The pros of selecting target marketing is • BMW created the lower-priced 1 Series and X3 SUV to target the “modern mainstream,” a group who are also family-focused and active but had previously avoided BMWs because of the premium cost. • The 1 Series reached this group with its lower price point, sporty design, and aspiration to own a luxury brand. The X3 also hit home with its smaller, less consumers expensive SUV design. BMW introduced convertibles and roadsters to target “post-moderns,” a high-income group that continues to attract attention with more showy, flamboyant cars. BMW’s 6 Series, a flashier version of the high-end 7 Series, also targeted this group. • It helps to identify and asses the relative worth of different market segments and selecting one or more segments in which to compete. • It helps to easily identify the potential customers by targeting into specific groups or individuals. • BMW uses a wide range of advertising tactics to reach each of its target markets but has kept the tagline “The Ultimate Driving Machine” for over 35 years. During that time, U.S. sales of BMW vehicles have grown from 15,000 units in 1974 to approximately 250,000 in 2009. Cons to BMW The Cons of Selecting target segmentation • It was too selective strategy and were not able to see other marketing strategy • The strategy was not flexible...
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...leader for a small team which contain of seven people who newly migrated RWC funds as from April 2015. Learning from my success on the hedge fund field, I have further developed my leadership skills in this Current role. Motivation and ambition I am able to perform well in high-pressure environments as I am very competitive with a strong motivation to succeed. An example of this is the way able to balance work and study. As a full time employee I meet my targets for the week days while also meeting all assignment deadlines required motivation, prioritization and organizational skills. Communication, presentation and networking Throughout my studies I have developed my oral communication skills, contributing to seminar and debates in classes. I was accessed on my presentation skills on a number of occasions and received feedback confirming that I am a confident presenter. I experienced in communicating with a variety of people, something I do daily in my Current job in HSBC. Team Working I am an active team member and will contribute to a team’s ideas and outcomes. I recognize it is important to work together as a collective to reach the organization targets as well as encourage those who may not be as confident as others. In my college there are variances occasions we have worked as a team to get the final output of group project. While working as a team you may get so much of ideas in different view, which will enhance our learning. Innovative and Problem...
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...Assignment criteria • CSR (Corporate Social Responsibilities) • CSR practices in Bangladesh. • CSR in Banking sector ( Education , Health care, Social development) • Principals of CSR • Advantages of CSR • Disadvantages of CSR + ` Corporate Social Responsibilities Corporate Social Responsibilities simply means business giving back to the society. Corporate social responsibility is the commitment of business to contribute to sustainable economic growth, working with employees, their families, the local community and society at large to improve their quality of life. It is comparatively and speedily developing trend. But the CSR is not only simply a communality activity, although this the most visible part of ethics of an organization and has a core values. The field of responsible business practice is one of the most speedily budding corporate today. Now companies have to build shareholder value while harmonizing the increasing, ethical, social and environmental expectation of the society. In a nutshell, today companies have to make profits with principle, which will ultimately need companies to be more transparent. There is a consciousness that being responsible can actually be good for a company’s reputation and for a business. CSR particles in Bangladesh A socially responsible business environment is as much needed in Bangladesh as anywhere else. It’s really needed in a developing country like Bangladesh. In developing...
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...Coursework analysis Contents * Introduction of HSBC * Beta and CAPM model analysis * Advantages and disadvantages about the data * Advantages and disadvantages about the CAPM model * Conclusion * Appendix * Bibliography and references * INTRODUCTION OF HSBC HOLDINGS PLC HSBC Holdings Plc. is a global banking and financial services company headquartered in Canary Warf, London, United Kingdom. It was founded by the Hong Kong and Shanghai Banking Corporation in 1911. It was originally created to pursue and establish exchanges between Europe and Asia using the Midland Bank as a connecting link. The first branch was opened in 1865 in Hong Kong and Shanghai. Over the last century HSBC expanded from Asia to 4 other continents including Africa, Europe, North and South America. The financial statements show that HSBC has successfully established services in more than 87 countries, with more than 7,500 offices and more than 100 million customers. The annual statements indicated that its assets are more $2.418 trillion. HSBC is listed in the London Stock Exchange market. It is included in the FTSE 100 company list earning deservedly the 3rd place in the table list with the 10 largest companies measured by market capitalization with equity equal to £118 billion, coming after BHP Billiton with £148 billion and Royal Dutch Shell with £135 billion. FTSE 100 is arguable the most useful tool for the estimation of the market returns, which in later use...
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