...Background of AB Bank Limited AB Bank Limited, the first private sector bank was incorporated in Bangladesh on 31st December 1981 as Arab Bangladesh Bank Limited and started its operation with effect from April 12, 1982. AB Bank is known as one of leading bank of the country since its commencement 28 years ago. It continues to remain updated with the latest products and services, considering consumer and client perspectives. AB Bank has thus been able to keep their consumer’s and client’s trust while upholding their reliability, across time. During the last 28 years, AB Bank Limited has opened 77 Branches in different Business Centers of the country, one foreign Branch in Mumbai, India and also established a wholly owned Subsidiary Finance Company in Hong Kong in the name of AB International Finance Limited. To facilitate cross border trade and payment related services, the Bank has correspondent relationship with over 220 international banks of repute across 58 countries of the World. In spite of adverse market conditions, AB Bank Limited which turned 28 this year, concluded the 2008 financial year with good results. The Bank’s consolidated profit after taxes amounted to Taka 230 cr which is 21% higher than that of 2007. The asset base of AB grew by 32% from 2007 to stand at over Tk 8,400 cr as at the end of 2008. The Bank showed strong growth in loans and deposits. Deposit of the Bank rose by Tk. 1518 cr ie., 28.45% while the diversified Loan Portfolio grew by over 30%...
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...Introduction Nepal Rastra Bank (NRB), the Central Bank of Nepal, was established in 1956 under the Nepal Rastra Bank Act, 1955, to discharge the central banking responsibilities including guiding the development of the embryonic domestic financial sector. Since inception, there has been a significant growth in both the number and the activities of the domestic financial institutions. To reflect this dynamic environment, the functions and objectives of the Bank have been recast by the new NRB Act of 2002, the preamble of which lays down the primary functions of the Bank as: * to formulate necessary monetary and foreign exchange policies to maintain the stability in price and consolidate the balance of payments for sustainable development of the economy of Nepal; * to develop a secure, healthy and efficient system of payments; * to make appropriate supervision of the banking and financial system in order to maintain its stability and foster its healthy development; and * to further enhance the public confidence in Nepal's entire banking and financial system. The Bank is eminently aware that, for the achievement of the above objectives in the present dynamic environment, sustained progress and continued reform of the financial sector is of utmost importance. Continuously aware of this great responsibility, NRB is seriously pursuing various policies, strategies and actions, all of which are conveyed in the annual report on monetary policy. Vision To...
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...How does the company define its mission? Deutsche Bank is a German global investment and corporate bank with large branches of private wealth management and a commitment to corporate social responsibility. The company is based in Frankfurt and operates in more than 72 countries. Deutsche Bank defines itself as a company that strives to be the leading provider of financial solutions. The company takes pride in valuing their clients, their shareholders, their people, and the communities in which they operate. Deutsche Bank goes by the slogan “Passion to Perform.” This slogan propels them to define their business with a clear purpose and mission. This purpose and mission allows them to ultimately mix passion with precision, according to the company website.1 What are the company’s services/products? As the largest bank in Germany with assets of E 1,126 billion2, Deutsche Bank specializes in offering financial services and products to corporate and institutional clients. These types of clients can range from Large Cap clients (companies with a market capitalization value of more than $10 billion)3 to Financial institutions. Deutsche Bank’s clients also include Mid cap, Government and Supranational, and 1 "Mission and Brand." Deutsche Bank. N.p., n.d. Web. 14 Aug. 2012. 2 Deutsche Bank AG Company Profile.” Datamonitor (2011): 1-33 BDuesiuntescssheSoBuarncke APrGemCioemr.pPaDnyF.P2r4ofAileu.g”.D20a1ta1monitor (2011): 1-33 Business Source Premier. PDF. 24 Aug. 2011 3 "Large Cap...
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...Terms of Use The websites under the URLs mitfahrgelegenheit.de, mitfahrgelegenheit.at, mitfahrgelegenheit.ch, carpooling.fr, carpooling.it, carpooling.pl, conduzco.es and pamemazi.gr and carpooling.co.uk (Mitfahrgelegenheit websites) are provided by carpooling.com GmbH, Nymphenburger Str. 86, 80636 Munich, represented by the managing directors, Dr. Michael Reinicke, Matthias Siedler or Stefan Weber (carpooling.com). These Terms of Use are divided into provisions for all users (Section I), special provisions for using the booking and payment system offered by carpooling.com (Section II) as well as general provisions (Section III). I. General 1. User group and conclusion of contract, free and premium membership 1.1 Users have the option to register on the website. Registration and maintenance of the usage agreement requires the user to hold a valid and permanently active email address. Furthermore, all information provided must be correct and complete, particularly with regard to the address. The provided information must be updated in the event of any changes. 1.2 The user may freely choose a username and password during the registration process. The user must keep the password secure and not grant third parties access to the website by using his or her user credentials. 1.3 The contract comes into force as soon as the user has submitted the registration form and carpooling.com has confirmed the registration by providing the user with an activation code, which is required...
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...Alyssa Miller MKTG 320 SWOT Analysis Las Vegas The LVCVA has a strength with predicting trends and for the most part has been on top of changing their marketing techniques to suit those trends. Las Vegas is one of the most famous cities in the world and it is known for a great and crazy time. Las Vegas also has an enormous customer base. Las Vegas’s image is weak in the fact that it only appeals to some customers. The smaller audience it attracts and that there are almost no options for any other age group besides 21-50 year olds also weakens it. Las Vegas has an opportunity to expand and make it’s business and experience even bigger because almost no one is competing with them. There is also an opportunity to improve hotels, casinos, resorts, and other main attraction buildings with all the new technology that comes out every year. Las Vegas has an opportunity to expand their customer base and try to reach different and new demographics. The business also has an opportunity to try and make its large industry greener. They could find ways to save electricity and water at hotels and casinos and be sure that all public bathrooms in the city have automatic air hand dryers. A threat in Las Vegas’s microenvironment is that since they virtually have no competitors, it could eventually become a boring trend or a place that everyone’s already been to. On the other hand, places like Dubai are becoming trendy with new modern infrastructure and many opportunities to attract...
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...SURVEY Please read each of the following questions carefully. Please select the letter that most closely reflects your actual response to that question. Please just highlight your response and then UNDERLINE it. Please be honest with your responses. These responses will be held confidential and will not identify you in any way. Thank you for responding to these questions. You will note your responses can be from Strongly Disagree (SD), Disagree (D), Neutral (N), Agree (A), or Strongly Agree (SA). If you have no opinion, please select the N for Neutral. Again, please just highlight your response and then UNDERLINE it. Q1: I like a boss who watches my every move. SD D N A SA Q2. I like a boss who is there when I need them but allows me freedom to perform my duties independently. SD D N A SA Q3. I prefer a boss who allows me to be involved in the decision making process on issues that affect me directly. SD D N A SA Q4. I prefer a boss who inspires confidence and is charismatic. SD D N A SA Q5. I like a boss that has a passion for the work. SD D N A SA Q6. I prefer a boss who gives credit where credit is due. SD D N A SA Q7. I like a boss who feels that the company has a responsibility to society. SD D N A SA Q8. I prefer a boss that expects his or her orders to be carried out immediately. SD D N A SA Please...
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...Social Networking and Security Tips Unfortunately, we live in a world where some individuals think that causing virtual aggravation and loss of time and money is entertaining and productive. Ever since we have been connected to the digital highway through internet access, computers have been vulnerable to malicious intrusion by programs that were designed with intent to do harm. The amount of money that organizations and consumers have spent in securing their computer data and company networks is overwhelming. Everyone can protect himself or herself by making sure they have a security plan in place by equipping the computers with the necessary defense mechanisms. Social Engineering Awareness: One of the major elements of a security plan is to increase the knowledge of the common user and to make sure they are aware of the risks and how to take precautions. Consumers must be aware of the different methods that are used in order to breach the security system in place. Surprisingly, many of the tactics are not very technical at all. It is very important to know whether or not the sites you are visiting are secure and how your data is being used while you are visiting these sites. One should definitely use extra caution when downloading files and even clicking on links. Consumers should also beware of direct social engineering tactics used to persuade you to willingly give your information to unauthorized individuals. Never share your passwords with anyone. Do not be...
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...Market segmentation is a subgroup of people or organizations sharing one or more characteristics that cause them to have similar product needs. Marketing segmentation has dividing a market into smaller group distinct needs, characteristic or behavior those might require separate products or marketing mixes. The purpose of market segmentation is to increase marketing efficiency by focusing marketing efforts to a particular group, maximize scarce marketing resources, find a market with limited competition and select the most profitable segment. It has four major market segmentation variables, there are geographic, demographic, psychographic and behavioral. Geographic segmentation tries to divide the market into different geographical units such as location, regions, population density, climate and countries. Demographic segmentation consists of dividing the market into groups based on variables such as gender, family size, family life cycle, income, occupation, education, religion, race and nationality. Psychographic segmentation divides buyers into different groups based on social class, lifestyle or personality characteristics. Behavioral segmentation divides buyers into groups based on their knowledge, attitudes, response to a product. There are four consumer and industrial product that we are going to discuss about their market segmentation, which are McDonald, Hugo Boss perfume, Mobil Nokia and magazine of National Geographic. Fast food: McDonalds Geographic segmentation ...
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...Galura The aim of this study is to describe and identify the most common types of coping strategy used by wives who were affected by the infidelity of their partner. It also sought to provide demographic profiles of these wives. The researchers’ motivation of choosing this topic had been influenced by the everyday situation of people they knew who had experienced being separated to their husbands due to infidelity. Also, the media had contributed to their choice because nowadays, infidelity has been featured to many movies, television shows and social media sites. In this study, the researchers have employed a descriptive design. The participants involved in this research were 40 wives, age ranging from 25 to 65 years old and coming from different cities and towns of Pampanga, who have experienced infidelity of their husbands. Their sample was gathered through snowball sampling. For their theoretical framework, the researchers used the Lazarus model of stress and model of behavioral self-regulation. To quantify it, they used the Coping Orientation to Problem Experienced (COPE) inventory of Carver, Scheier, and Weintraub (1989). With the help of a professor, they have translated the inventory for their Filipino participants. They have also developed a demographic profile checklist. There were five variables in the checklist which were age, socio economic status, educational attainment, religion and occupation. The results showed that majority of the wives used turning to...
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...technology on the Web. On the contrary, social networks had been studied from the beginning of 20th century with the aim to comprehend how the members of a certain community interact and which mechanism can determine the interaction itself. In shorter terms it’s the use of dedicated websites and applications to interact with other users, or to find people with similar interests to oneself. In today’s social networking refers to all activities that are carried out with-in specific online services that provides free space and software tools which allows you to create networks of people. In other words social networking is a Web site that allows individuals to construct a public or semi-public profile. The mechanism following: social networking services enable users to create a profile for themselves, by inserting their personal data. Users’ data are not only constituted by vital statistics, but they include a lot of other information which pertains to user hobbies, passions, interests, professional background and so on. This kind of personal data, all spontaneously provided by the user her/himself, permit to create interconnected networks of people who decide to put in common their interests and to have an online identity which fully describes them. The great strength of social networking are the multiple ways the users have to interact. Below is a list of the main communication resources used to build social networks: chat; messaging; wiki; email; video; voice; ...
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...Growth Stocks vs. Value Stocks Thomas Anderton MBA 570 Professor Scott Growth stocks generally come from companies of high quality and who are considered successful. Investors expect the earnings of these companies to keep growing above the market average. If an investor were to analyze the companies with growth stock they would notice that these stocks have high price to earnings ratios and high price to book ratios. The price to earnings ratio shows the market price per share divided by the earnings. In order to have a high ratio generally the market price per share is high. Value stocks are the exact opposite of growth stock in terms of their price per earnings ratio and their price to book ratio, which means they generally have low ratios. These companies are generally expected by investors to increase in value when the rest of the market recognizes their potential. According to Bryan Rich of Forbes, “Value stocks are stocks with the lowest P/E, price to book, price to sales and price to cash flow. Other twists on value investing are simply looking at the lowest priced stocks in a major index or stocks with the highest dividend yield in a major index” (Rich, 2016). To some investors, growth stocks may seem to be expensive and at times overhauled, which could cause them to invest in value stocks. Investors may chase value stock because they don’t have as much money to invest as other investors who choose growth stocks. Some investors may choose to invest in growth...
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...Gmo: the Value Versus Growth Dilemma GMO: The Value Versus Growth Dilemma | 1. What is value investing? What is its rationale? What are GMO’s main arguments in favor of value investing? Value investing is a way of investing in company stocks that are considered either undervalued or out-of-favor by the market. In other word, a value investment is one where the intrinsic value of the stock is not accurately reflected in the current market valuation. The underlying reason of too much decreasing in the stock price is that the company may be losing market shares or even in trouble due to market’s panic attributed to negative rumors as well as having management problems. Since the market price has dramatically descended, the book to market ratio of that stock will conversely increase. Consequently, this fraction is an important indicator that value investors will look at in order to justify if a particular stock is value stock or not. The rationale for investing in such value stock is that after the forces that are depressing the stock have diminished, the market price of value stock can only go upward from the bottom position to realize the stock’s hidden potential value at some point in the future. Notably, the key assumption is that once the market finally acknowledges the inefficiency that the price is too low when compared to the expected future returns, it will bump up the price and the value investors will directly benefit from the capital gain on those value stocks. Basing...
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...Name: Taneika Powell Centre #: Candidate #:100088 Territory: Jamaica Subject: Social Studies Acknowledgement The successful completion of this study would not have been possible without the assistance of my Social Studies teachers. The researcher would like to express sincere gratitude to the residents of Brown’s Hall for their valuable time spent in answering the questionnaires given to them. Introduction This is a course work requirement for the Social Studies C.X.C examination. This School Based Assessment (S.B.A) entails the study and results of a Community of the researcher’s choice Brown’s Hall in St. Catherine, Jamaica. It focuses on a specific social problem that the community is currently experiencing, the cause, effects and solutions of a problem. This project is also in the aid of highlighting the problems that face the residents of the community while ensuring confidentiality. Statement of Problem To what extent does inadequate water supply affects the residents of my community? Research Questions 1. What is the level of efficiency of water supply in my community? 2. What is the cause of inadequate water supply in my community? 3. What are some of the effects of inadequate water supply in my community? 4. What...
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...Gmo: the Value Versus Growth Dilemma Ferret out – reveal Laggard Overlook-ignore GMO: The Value Versus Growth Dilemma | 1. What is value investing? What is its rationale? What are GMO’s main arguments in favor of value investing? Value investing is a way of investing in company stocks that are considered either undervalued or out-of-favor by the market. In other word, a value investment is one where the intrinsic value of the stock is not accurately reflected in the current market valuation. The underlying reason of too much decreasing in the stock price is that the company may be losing market shares or even in trouble due to market’s panic attributed to negative rumors as well as having management problems. Since the market price has dramatically descended, the book to market ratio of that stock will conversely increase. Consequently, this fraction is an important indicator that value investors will look at in order to justify if a particular stock is value stock or not. The rationale for investing in such value stock is that after the forces that are depressing the stock have diminished, the market price of value stock can only go upward from the bottom position to realize the stock’s hidden potential value at some point in the future. Notably, the key assumption is that once the market finally acknowledges the inefficiency that the price is too low when compared to the expected future returns, it will bump up the price and the value investors will directly benefit...
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...Children’s Functional Health Pattern Assessment |Functional Health Pattern Assessment |Toddler |Preschool-Aged |School-Aged | |(FHP) |Erickson’s Developmental Stage: |Erickson’s Developmental Stage: |Erickson’s Developmental Stage: | |Pattern of Health Perception and Health |Toddlers can recognize not feeling well |Preschoolers have a concept of their |Understands health but the understanding | |Management: |but are unable what health means (Edelman|outer bodies and the functions. |is still not developed. Adolescents feel | | |& Mandle, 2010) | |invisible (Edelman & Mandle).Work on | |List two normal assessment findings that | |Able to state a few of the inner parts |health promoting like eating well and | |would be characteristic for each age |Toddlers will partake in health |to the body (Edelman & Mandle). |teeth brushing. | |group. |promotions that they have seen their | | | | |parents do such as, brushing teeth at bed|Can jump and kick a ball...
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