...Shariq Rasul Experts weigh in on strengths and weaknesses of mutual funds and ETFs Peter Henderson, The Canadian Press In this article Jeanette Brox a financial advisor from Toronto discusses the strengths and weaknesses of both mutual funds and exchange traded funds (ETFs). The mutual funds normally offered by most financial institutions have come under competition from low-cost ETFs which have emerged as an alternative. Both mutual funds and ETFs minimize risk of investments of bundling financial products including stocks, bonds and fixed-income securities together. ETFs unlike mutual funds are not managed by financial professionals which reduces overhead and therefore fees. Jeanette Brox recommends mutual funds and says the management fees are worth it for investors who want professional help. The investment market in Canada is still mostly dominated by mutual funds. The mutual fund companies have totalled $1.2 trillion worth of assets at the end of June which in comparison to $84.7 billion worth of exchange traded funds. Most Canadians want the simplicity of mutual funds as part of a plan with a professional. Jeff Kaminker, president of Frontwater Capital said that the popularity of mutual funds is the reflection of investing strategies of conservative Canadians. Many people from the finance industry are in favour with mutual funds such as Sandeep Gosal, ash associate consultant at research firm Investor Economics. He stated that mutual funds can have some fees...
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...Der Verstoß gegen die "guten Sitten" Einleitung Der Rechtsbegriff der „guten Sitten“ findet sich in den sogenannten Generalklauseln §§ 138, 826 BGB. Die folgenden Darstellung geht zunächst auf die generelle Funktion der „Generalklausel“ im Rechtssystem ein und beschreibt die historische Entwicklung des Begriffs der „guten Sitten“. Anschließend wird die heutige Anwendung dieses Begriffs in den §§ 138, 826 BGB anhand der wesentlichen Fallgruppen beschrieben. II. Generalklauseln 1. Begriff Generalklauseln werden genutzt, „um durch allgemein gehaltene Formulierungen möglichst viele Tatbestände zu erfassen“. Ihre Funktion ist „den Gesetzeswortlaut von der Belastung mit detaillierten Merkmalen“ freizuhalten, „zugleich aber die Gefahr ungewollter Einengung des Anwendungsbereichs“ zu vermeiden.[1] 2. Anwendung In einer Gesellschaft, die sich täglich entwickelt und verändert, ist es unmöglich, für jeden Sachverhalt eine passende Norm zu erschaffen, eine sogenannte kasuistische Gesetzgebungstechnik [2] ist nicht praktikabel. Vielmehr bedarf es einer Reihe an Normen, die durch ihre weite Auslegungsmöglichkeit bestimmte Sachverhalte erfassen können und somit eine ständige Gesetzesänderung unnötig machen. Zu diesen Normen gehören auch die §§ 138, 826 BGB. Der für diese Bestimmungen zentrale Begriff der „guten Sitten“ verlangt eine Einhaltung der gültigen gesellschaftlichen Sozialmoral. Diese orientiert sich an dem „Anstandsgefühl aller billig...
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...Nova Southeastern University H. Wayne Huizenga School Of Business & Entrepreneurship Assignment for Course: OPS 5095 – Service Operations Management Submitted to: Dr. Rickey Casey Submitted by: Date of Submission: February 8, 2015 Title of Assignment: Case Study: Sunset Grill at Blue CERTIFICATION OF AUTHORSHIP: I certify that I am the author of this paper and that any assistance I received in its preparation is fully acknowledged and disclosed in the paper. I have also cited any sources from which I used data, ideas or words, either quoted directly or paraphrased. I also certify that this paper was prepared by me specifically for this course. Student's Signature: ***************************************************************** Instructor's Grade on Assignment: ________________________________________________________ Instructor's Comments: _______________________________________ CASE GRADING RUBRIC TITLE OF RUBRIC: OPS 5095 Student Case Grading Rubric | Course: OPS 5095 | LEARNING OUTCOME/S: CC1, CC3, CC7 | Date: November 4, 2011 | PURPOSE: Apply OPS Theory to Business Practice | Name of Participant: Student | VALIDITY: Best Practices in OPS Management | Name of Rate: Professor | COMPANION DOCUMENTS: Individual Cases, Assigned Articles and APA Style Manual | | Earning maximum points in each box in ‘PROFICIENT’ column and / or points in columns to the right of ‘PROFICIENT’ meets standard. | |...
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...The company I have chosen to do the external environment scan is Redbox. Redbox is in the movie rental business via self service kiosks. Redbox is wholly owned subsidiary of Coinstar Inc. Laws and Regulations: There are some specific laws and regulations under which the movie rental business like Redbox should operate. But due to the growing popularity of renting videos through mail, online and kiosks, most of these laws will probably have to change or modified to fit the new way of people renting and watching movies. Age of Renters – This law for who can rent specific videos follow the same guidelines set by Motion Picture Association of America. These guidelines are based on their content, language, sexuality, violence and themes. Privacy Laws – This law protects the video rental records of individuals as the records can be damaging to a person’s reputation and they cannot be disclosed without written consent. Public exhibition – Videos and DVDs are not allowed to be publicly exhibited outsides of a persons home unless for non profit use or educational purposes without a license. Federal Copyright Act – This law governs how copyrighted materials can be used and distributed. The movie studios who own copyrights are the only parties who are authorized to license sites to display movies for protection of their intellectual properties. Antitrust laws – these laws promote or maintain market competition by regulating anti-competitive conduct by prohibiting...
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...LIBERTY UNIVERSITY LIBERTY BAPTIST THEOLOGICAL SEMINARY RESEARCH PAPER Early Church Missions A PAPER IN PARTIAL FULFILLMENT OF THE REQUIRMENTS FOR THE COURSE HISTORY OF THE CHIRSTIAN CHURCH I CHH 520 BY RHEINLAND PFALZ, GERMANY ii CONTENTS INTRODUCTION................................................................................... 3 THE INITIAL SPREAD..........................................................................4 EVERY MEMBER WAS A SOULWINNER.........................................5 CONNECTING THE DOTS OF MISSION TO TODAYS CHURCH...7 METHOD OF MISSIONS.......................................................................9 THE ZEAL OF MODERN DAY MISSONS.........................................10 CONCLUSION.......................................................................................12 BIBLIOGRAPHY...................................................................................13 INTRODUCTION When one reads the biblical account of the early church one will find a group of believers being introduce to the power of the Holy Spirit. Jesus during his ministry had been making mention of the coming of the Holy Spirit and his subsequent death. Although Jesus' disciples did not initially and fully understand the conditions and necessity of his death, he told them "Nevertheless I tell you the truth; It is expedient for you that I go away: for if I go not away, the Comforter will not come unto...
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...Making Fast Food Healthy: A Growing Market Liberty University BUSI 520 Making Fast Food Healthy: A Growing Market The Subway chain is the most well-known of the quick service restaurant (QSR) sub industry. All five of Subway’s similar competitors combined do not come close to the 27,021 locations that Subway currently owns in the United States; Quiznos has 5,200 locations (Quiznos, 2015), Firehouse Subs owns 850 locations (Firehouse Subs, 2015), Jimmy Johns has approximately 2,000 locations (Jimmy John's, 2015), Jersey Mike’s has 1,300 locations (Jersey Mike's, 2015), and Charley's Grilled Subs has over 500 locations (Charley's, 2015). The Subway chain is indisputably the world’s largest submarine sandwich chain with over 43,000 locations around the world (SUBWAY, 2015) and a brand value of $6.6 billion (Forbes, 2014). In this paper we will discuss how the Subway brand came to be so successful, what marketing strategies were used properly in the process, and conclude with what marketing strategies should continue to be implemented and what marketing strategies should be improved in order for Subway to maintain its success in the QSR industry. Background Information The “How” In 1965, 17 year old Fred DeLuca needed a way to fund his tuition to become a medical doctor. With a $1,000 loan from soon-to-be business partner Dr. Peter Buck, Fred founded Pete’s Super Submarines, known today as Subway Restaurants. The first store was opened in Bridgeport, Connecticut in August...
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...Participant Media, River Road Entertainment and Magnolia Pictures Present A Magnolia Pictures Release FOOD, INC. A film by Robert Kenner 93 minutes, 35mm, 1.85 PRESS NOTES Distributor Contact: Matt Cowal Arianne Ayers Magnolia Pictures 49 W. 27th St., 7th Floor New York, NY 10001 (212) 924-6701 phone (212) 924-6742 fax publicity@magpictures.com Press Contact NY/Nat’l: Donna Daniels Public Relations Donna Daniels Lauren Schwartz Press Contact LA/Nat’l: mPRm Public Relations Alice Zou 5670 Wilshire Blvd., Ste 2500 Los Angeles, CA 90036 323.933.3399 ext. 4248 20 West 22nd Street, Suite 1410 New York, NY 10010 Ph: 347.254.7054 ddaniels@ddanielspr.net lschwartz@ddanielspr.net azou@mprm.com 49 west 27th street 7th floor new york, ny 10001 tel 212 924 6701 fax 212 924 6742 www.magpictures.com SYNOPSIS In Food, Inc., filmmaker Robert Kenner lifts the veil on our nation's food industry, exposing the highly mechanized underbelly that's been hidden from the American consumer with the consent of our government's regulatory agencies, USDA and FDA. Our nation's food supply is now controlled by a handful of corporations that often put profit ahead of consumer health, the livelihood of the American farmer, the safety of workers and our own environment. We have bigger-breasted chickens, the perfect pork chop, insecticide-resistant soybean seeds, even tomatoes that won't go bad, but we also have new strains of e coli--the harmful bacteria that causes illness for...
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...INTRODUCTION This thesis developed from an understanding that 1 Cor. 14:34-35 is an interpolation. Based on this affirmation, chapter one investigates both the meaning of vv. 34-35 within the context of Paul’s first extant letter to the Corinthians, and the original message of chapter fourteen without vv. 34-35. Chapter one also offers the most compelling reasons why a scribe would choose chapter fourteen as the place to insert an interpolation against women’s speech in the church. Finally, I examine the parallels between 1 Cor. 14:34-35 and 1 Tim. 2:9-15. Chapter two summarizes the argument that 1 Cor. 14:34-35 is an interpolation. In this chapter, first I investigate the issue of interpolation in ancient literature. Then, I present the arguments based on internal evidences that are both for and against the interpolation of 1 Cor. 14:34-35. Next, I provide a section on external evidences supporting a case of interpolation of vv. 34-35. In this final section we will investigate scribal awareness of multiple readings in Codex Vaticanus, Fuldensis and Ms. 88, which can be observed in some sigla left by the copyists of these texts. Chapter three examines the identity of the author(s) and the date of composition for both the interpolation in Corinthians and the Pastoral Epistles. Chapter three provides a survey on the role of women in the churches under Paul’s personal supervision. It also examines the ancient view of the role of women in the Greco-Roman society...
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...NEW YORK UNIVERSITY SCHOOL OF LAW JOURNAL OF INTERNATIONAL LAW AND POLITICS GUIDE TO FOREIGN AND INTERNATIONAL LEGAL CITATIONS FIRST EDITION ● 2006 © Copyright 2006 by New York University Contents FORWARD AND GENERAL INSTRUCTIONS................................................................................................. xiii ACKNOWLEDGEMENTS ......................................................................................................................................xv COUNTRY CITATION GUIDES ARGENTINA...............................................................................................................................................................1 I. COUNTRY PROFILE ..................................................................................................................................1 II. CITATION GUIDE.......................................................................................................................................2 1.0 CONSTITUTION...................................................................................................................................2 2.0 LEGISLATION......................................................................................................................................2 3.0 JURISPRUDENCE ................................................................................................................................3 4.0 BOOKS .....................................
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...http://www.nckvietnam.com Understanding the Global Spa Industry http://www.nckvietnam.com This page intentionally left blank http://www.nckvietnam.com Understanding the Global Spa Industry: Spa Management Marc Cohen and Gerard Bodeker AMSTERDAM • BOSTON • HEIDELBERG • LONDON • NEWYORK • OXFORD • PARIS • SAN DIEGO • SAN FRANCISCO • SINGAPORE • SYDNEY • TOKYO Butterworth-Heinemann is an imprint of Elsevier http://www.nckvietnam.com Butterworth-Heinemann is an imprint of Elsevier Linacre House, Jordan Hill, Oxford OX2 8DP, UK 30 Corporate Drive, Suite 400, Burlington, MA01803, USA First edition 2008 Copyright © 2008 Elsevier Ltd. All rights reserved No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means electronic, mechanical, photocopying, recording or otherwise without the prior written permission of the publisher Permissions may be sought directly from Elsevier’s Science & Technology Rights Department in Oxford, UK: phone ( 44) (0) 1865 843830; fax ( 44) (0) 1865 853333; email: permissions@elsevier.com. Alternatively you can submit your request online by visiting the Elsevier web site at http:/ /elsevier.com/locate/permissions, and selecting Obtaining permission to use Elsevier material Notice No responsibility is assumed by the publisher for any injury and/or damage to persons or property as a matter of products liability, negligence or otherwise, or from any use or operation of any...
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