...NCC BANK LTD. ANNEXUR- ‘A’ Loan Documentation Checklist |Borrower : |M/S.Chandra Spinning Mills Ltd. CD A/C# 0210008345 | |Registered Address : |240 Tejgao Industrial Area, Dhaka-1208 | |Status : |Private Limited Company | |Loan A/c. No.: |SOD(G) -0140000771, LTR, PAD,LFS. | |Sl No. |Nature of Facilities |Amount |Validity | |01 |LC/PAD |750.00 lac |30.06.2012 | |02 |LTR |700.00 lac |30.06.2012 | |03 |SOD(G) |50.00 lac |30.06.2012 | |04 |LDBP/FDBP |1000.00 lac |30.06.2012 | 01. General Documents: |Sl No. |Description ...
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...Homework 1: Part 1: H Partners and Six Flags Case Study. Following questions are based on the case study. 1. Briefly describe the reasons for Six Flag’s deteriorating performance. Do you believe the core business is sound? (Note-I am not looking for a very long answer. The reasons for bankruptcy will play a big role in your decision to invest or not invest in a company. For instance: a business cycle downturn vs new research that shows company’s products are harmful for people (think asbestos)) Due to the volatile state of Six Flags between 2003 and 2009, one could conclude that Six Flag’s business model was not financially sound. In looking at comparable firms such as Disney or Universal Studios, the amusement parks are not their only component in their business model. In addition to being poorly diversified, Six Flags sold tickets at steep discounts and heavy promotions, which drove the average ticket price to $21.10 in 2008. Unlike their competitors, the parks are marketed to consumers within 100 miles of the park. Firms like Disney and Universal have both domestic and international tourists, the majority of which come from more than 100 miles away. This leaves Six Flags with limited same-park growth because they are limited to the population within driving distance to the park. Furthermore, an unfortunate sequence of events hit the company in 2009. The outbreak of the H1N1 (swine flu virus) caused the Mexico City park to shut down and negatively impacted...
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...Tester Brilliant, brutal, overwhelming, a con job, those are all words that are being used to describe the new film �Precious,� which is based on the novel �Push� by Sapphire. It tells the story of a 16-year-old black girl living in Harlem in the Reagan years, whose impassive face and huge girth are no mask for the pain she is carrying - the pain of unrelenting physical and sexual abuse at the hands of both parents. But somehow she finds a way to survive. The film produced by entertainment superstars Oprah and Tyler Perry and produced and directed by Lee Daniels, who also produced such provocative films as �Monsters Ball� and �The Woodsman,� has already scooped up awards at various film festivals and been touted as Oscar material. But it has also opened up some difficult conversations about race and poverty, about sexual abuse, and about skin color, even about how black filmmakers portray dark-skinned people. In a few minutes, we'll talk about just how real �Precious� is. How real her story is. We'll talk to a human rights activist who advocates for incarcerated, women many of whom have been victims of exactly the kind of abuse depicted in the film. But first, we're going to talk about some of the cultural conversations being sparked by �Precious.� The online magazine the Root has published a number of pieces related to the film and two of the writers are with us now. Teresa Wiltz is the Roots' senior culture writer and she's also serving as interim managing editor. She's...
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...charge decreases for each client referred. A large portion of our clients finds difficulty in paying the quarterly finance charges, as some clients pay their sales and employee taxes quarterly. As a referral incentive, we will offer a percentage of fees waived. Mazon Associates, Inc (2015), a competitor of ours, offers a 10% referral fee payment based for the term of the client relationship. This small referral fee payment can make a big difference in our clients’ checkbooks. To stay competitive and grow in the asset-based lending market, we must do something that benefits the client to earn their trust and referral. If this product launch does not take-off quickly, we may need to implement into the Business Development Officers marketing collateral that is distributed on a monthly basis. Since the product depends on our Underwriting and Credit teams to book, we will need to devote a six-month program to see the true results of this incentive. Since this incentive will be based on the performance of the referral, no direct costs to our Cost Centers will occur unless we retain new clients to the portfolio. The largest cost will be the...
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...1-The way a creditor such as a bank or supplier obtains security for the credit they extend is by taking collateral in the debtor’s personal property. In order for a security interest to be legally enforceable it needs to be attached to the goods of the debtor. The UCC [9-203] lists the three basic requirements for attaching the security interest to the goods of the debtor. The first is an agreement where the debtor grants the creditor a security interest in the specific property the debtor has an interest in. Included in the agreement are the terms of default, a reasonable description of the collateral and any provisions the creditor wants to impose on the debtor. In addition the debtor must have rights on the collateral and the creditor must give the debtor value. 2-Creditors would seek to perfect their attachments in order to obtain maximum protection against other creditors. Perfection is the way a creditor attaches his security interest to collateral and obtains protection against other creditors or purchasers of the collateral from the debtor. The bank would write a financing statement against any personal property such as equipment or inventory that Elaine’s business acquired or will acquire in the future. The financing statement must include the names of both the debtor and secured party as well as a description of collateral covered. The bank would then file it with the appropriate public office. While any property acquired in the future would be attached...
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...Profile Summary: ------------------------------------------------- A capable, ambitious and successful investment banking professional with 3+ years of experience, who possess a broad and deep knowledge of Prime Services Stock Lending and Borrowing business. Gained expertise in cash collateral, Stock Loan billing, Trade Support , Equities Settlements and Reconciliation of securities Lending business / Stock Borrow Lending. ------------------------------------------------- ------------------------------------------------- Associate Process Manager at Eclerx-Credit Suisse Process: Stock Borrow Lending- Billing EMEA and NY (Equity Middle Office Operations) Period: Since Mar-2015 to till date. Roles and Responsibilities: * Settlement of SBL fees, rebates with various external counterparties, prime brokerage clients, PTH accounts and Platinum clients. * Reconciliation of Statements for settlement of fees. * Reconciliation of cash A/c’s (Intellimatch nostro) * Daily Reconciliation of BM vs Peoplesoft * Month end Glass reconciliation of pay-receive accounts in Peoplesoft. * Daily reconciliation of Intercompany accounts. * Working closely with Clients, Technology and various internal counterparts to ensure efficient client service. * Advise cash management team to ensure correct cash funding before currencies deadlines * Ensure all nostro breaks are reviewed as per defined age bracket and SLA (Service Level Agreement) with client...
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...8 questions to ask about your intrusion protection solutionEight questions to ask about your intrusion security solution Why intrusion prevention— not detection—is essential Business white paper Table of contents Introduction ..................................................................................... 3 The fundamental difference................................................................ 3 Eight basic questions ......................................................................... 3 1. Is your intrusion security solution in-band? ...................................... 3 2. Does your intrusion security solution support maximum network and application availability? ........................................................ 4 3. Does your intrusion security solution offer the performance needed to deeply inspect traffic without slowing down your network or business applications? ............................................................... 4 4. Does your intrusion security solution protect not just your network perimeter but also key points in the core of your network? ............... 4 5. Does your intrusion security solution provide attack coverage that is broad and deep? ............................................................. 5 6. How accurate is your attack coverage? Does it block bad traffic without blocking good traffic? ...................................................... 6 7. How timely and up to date is the attack coverage...
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...Lab #1 – Attack & Penetration Test Plan Answer Sheet Hacking and Countermeasures 6/28/2013 MR. Walker Ramon B Kreher Jared Long Part 1: Table of Contents 1. Introduction 2. Authorization 3. Preliminary 4. Scope 5. Goals & Objectives 6. Test Plan Reporting 7. Test Plan Reporting 8. Projecting Plan and Schedule Part 2: Sample Authorization Letter The Undersigned hereby testifies that they have proper authority and agrees to offer authorization to perform the work that is specified in the statement of work for the penetration test to be conducted by Security Consulting Inc. The systems to be tested shall not be compromised and any vulnerabilities that are discovered shall be kept confidential unless federal, state, or local law requires that they be disclosed or the statement of work specifies otherwise. This Document also certifies that the undersigned testifies that the Client has sufficient disaster recovery systems and insurance in the event of an incident during or after the test procedures. Part 3: Penetration Test Client Questions If black box is selected, do not fill out question 3 or following sections. 1. Black Box | White Box (please circle one) 2. Intrusive | Non-Intrusive (please circle one 3. Test Credentials: (fill in as many as needed) Username | Password | | | | | | | | | | | | | | | E-Commerce Web-based Application Server 1. Authorized to View Source? Yes | No (please...
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...Eric Mcknight 7/6/2012 Unit 2: Assignment 1: Calculate the window of vulnerability. To calculate the window of vulnerability (WOV) we will first need to know the amount of time It will take to get a working solution. In this case, we need a patch to solve the issue. We already know that it will take Microsoft 3 days to get a patch out to us. So, we can start with three days. After that, we need time to test the patch, and publish it out to the active directory update servers. This will usually take a few days according to the book. After it is all tested on the equipment, we need to push out the update to all of the client computers and servers. This will usually take a day or so. Also, depending on if the IT staff works on the weekends to solve the problem that will add another two days to fix the problem. So, to add it up, It takes three days to get the patch, Up to five days to test the patch, and another day or two to publish the patch out to all of the client computers. All in total, this will take around a week to solve this issue. My personal opinion is any IT personal that takes a WEEK to solve a major security breach should be fire. Personally, I would put immediate measures in place to solve the issue such as blocking the mac address, immediately writing scripts and programs to detect intrusions in the hole, and block out the attacker. Taking more than a day or two for testing is major overkill for fixing a major hole. But, that is my...
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...6 StepS to prevent a Data Breach For companies that have critical information assets such as customer data, intellectual property, trade secrets, and proprietary corporate data, the risk of a data breach is now higher than ever before. To monitor and protect information from hackers, malicious and well-meaning insiders, organizations should select solutions based on an operational model for security that is risk-based and content-aware. Here are six steps that any organization can take, using proven solutions to significantly reduce the risk of a data breach. 1 2 3 4 5 6 Stop incurSion By targeteD attackS The top four means of hacker incursion into a company’s network are through exploiting system vulnerabilities, default password violations, SQL injections, and targeted malware attacks. To prevent incursions, it is necessary to shut down each of these avenues into the organization’s information assets. Core systems protection, IT compliance controls assessment automation, and endpoint management, in addition to endpoint, Web, and messaging security solutions, should be combined to stop targeted attacks. iDentify threatS By correlating real-time alertS with gloBal intelligence To help identify and respond to the threat of a targeted attack, security information and event management systems can flag suspicious network activity for investigation. The value of such real-time alerts is much greater when the information they provide can be correlated in...
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...How to Secure Your Systems Networking Security Fundamentals CIS 333 July 28, 2012 How to Secure Your Systems When we think about technology we think of all the capabilities it gives us and also the headaches it brings. In today's technological world there are many vulnerabilities to the computer networks that we have. If there is a malicious attacker exposes these vulnerabilities can affect the company in many ways. We know that your business could be interrupted causing you thousands of dollars in damage. Not only could you lose business by your network going down, but you can also lose consumer confidence, and ensure the possible penalties imposed on you by the government for not properly securing your customers imperative information. This is why we will be looking at different measures that we can take to be proactive and prevent this from happening. There are several methods or should we say concepts available to the network administrators to help them in securing the networks or should we say the concept of defense-in depth, which is a concept that uses multiple defense strategies. This is a concept that all network administrators and security personnel should practice. Using this method will add several layers of security to your network. Two of those concepts or solutions are DMZ’s (Demilitarized Zones) and IDS’s (Intrusion Detection Systems). DMZ is a physical or logical sub-network that contains and exposes an organization’s external services to a larger untrusted...
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...of the window of vulnerability (WOV), the LAN administrator needs to get the patch from Microsoft. Upon contact Microsoft has determined that it will take up to no less than three business days for the patch that we requested to be made available to us. Once we receive the patch we would need approximately several hours to download and then test out the patch to be certain that the patch will work and that this is the correct action to take to fix the Window of Vulnerability and seal the security breach on the Server Message Block server. Upon completion of testing the IT staff would need to hold a meeting to assess the quickest and most correct course of action to take after the patch has been installed to determine how to apply the patch apply it to the server and also to client computers depending on the process the IT staff decides to take it can take anywhere from one to three business days for the completion date to be met. If the IT staff were to work around the clock for overtime in shifts and the security breach was reported on a Friday with three days for the patch to be made and a week to troubleshoot and test the patch. The Window of vulnerability would be close to two weeks of time where their system can breached again and my recommendation if I were the administrator to remedy this gap of time I would attempt to have around the clock staff working on this in order to prevent further breaches of security until the (WoV) Window of Vulnerability is closed off and...
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...the standard and are affected by "Internal Use Only" are the User, Workstation and LAN domain. The user domain is made up of the people who can access the information with an AUP. This domain is considered one of the weakest and most affected for several reasons, but mostly the lack of user awareness. The second is the workstation domain. This domailn is made up of the devices that employees use to connect to the IT infrastructure. This domain requires a strong security and controls because this is where users first access the system. If you can have unauthorized user access situation; make sure you have a strong password and screen lockout policy in place. If you have any software vulnerabilities or software patch updates that are needed; make sure you have the workstation OS vulnerability window policy in place so to it can be consistently monitored and updated. And the third domain is the Local Area Network domain. The LAN Domain is a collection of computers connected to one another or to a common medium. All LAN domains include data closets, physical elements of the LAN, as well as logical elements as designated by authorized personnel and requires a strong security and access controls. This domain can access company-wide systems, applications, and data from anywhere within the LAN. The LAN support group is in charge maintaining and securing this domain. The biggest threat to the LAN domain is Un-authorized access to anything (the LAN, the systems, & the data) on...
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...survey or audit can also be referred to as a vulnerability analysis. A security survey is an exhaustive physical examination whereby all operational systems and procedures are inspected thoroughly (Fischer & Green, 2004). A security survey involves a critical on-site examination and analysis of a facility, plant, institution, business or home to determine its current security status, its current practices deficiencies or excesses, determine level of protection needed, and ways of improving overall security levels are recommended. A security survey can either be done by in-house personnel or by external security consultants. However, outside security experts are preferred their approach to the job would be more objective and would not take some parts of the job for granted therefore resulting to a more complete appraisal of current conditions. A security survey/audit should be carried out regularly so as keep improving to and up to date especially with the growing rate of technology. Overall objectives of a security survey are: determination of current states of security, location various weaknesses in the security defenses, determination of level of protection required and finally give recommendations for the establishment of a total security program (Fischer & Green, 2004). Some weaknesses identified in the process of a security survey may be: vulnerability to injury, death or destruction by natural causes, vulnerability of corporate assets to outside and within criminal...
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...VULNERABILITY ASSESSMENT WHITEPAPER Automating Vulnerability Assessment This paper describes how enterprises can more effectively assess and manage network vulnerabilities and reduce costs related to meeting regulatory requirements. Automated Vulnerability Assessment / Vulnerability Management (VA/VM) solutions are supplementing and in some cases replacing manual penetration testing with an overall improvement in network security without increasing costs. New advances have eliminated the high management overhead and false positive rate issues that plagued open source and early market VA/VM entries. This whitepaper discusses: Speed of change in networks, equipment and applications plus the speed of exploit deployment is revealing weakness in corporate policies specifying relatively infrequent manual penetration testing. Perimeter defences (anti-virus, firewall and IPS/IDS) are vital, but can be bypassed by determined effort to reach and exploit known vulnerabilities that reside just inside the fence. The introduction of an automated network scanning mechanism and consolidated reporting to identify and track mitigation of known vulnerabilities is establishing a higher overall security level often using already existing budget and manpower. Table of Contents Introduction................................................................................................................................................... 3 The Challenges of Network Security Assessments .......
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