...CHARTERED FINANCIAL ANALYST Texas BA II Calculator Workshop CHARTERED FINANCIAL ANALYST Setting up your BAII Calculator Workshop Setting up your calculator (BAII Plus) Decimal places &|F! Set to mathematical precedence &|"&! No. of payments per year &-K Clear time value calculations &0 Calculator Workshop Memory function The calculator can store numbers for you Example: You calculate the answer to 2 + 3.5 = 5.5 and then wish to store it Press D then K (5.5 has now been stored and assigned to button K Having cleared the screen (P), it is now possible to recall the number by pressing J then K It is always possible to recall the last answer from the calculator by pressing & and then x CHARTERED FINANCIAL ANALYST Nominal vs. Effective Interest Rates Calculator Workshop Calculating nominal and effective rates Periodic rate (r) Nominal/stated rate r x Annual no. of periods Effective Annual Rate (EAR) EAR = (1 + r)12/n – 1 Where n = number of months Example: Calculating nominal and effective rates Calculate the nominal rate from a 4% six-monthly periodic rate Calculate the EAR from a 4% six-monthly rate Calculate the EAR from a nominal rate of 8% paid quarterly Calculator Workshop Example: 8% paid 6-monthly is, in effect, 8.16% 8% paid quarterly is, in effect, 8.243% 0.08 FV = $100 1 + = $108.243 4 r Effective rate = 1 + − 1 n where r is the nominal rate n 4 Calculator Workshop ...
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...Instructions for the Personal Trainer Business Plan Generator Step 1: After unzipping the files, you must place them in the “C:\Program Files\Business Plan” folder. You will need to create this folder. The document links will not work if the files are not in this folder. Step 2: Double click on icon below and answer the questions in column B. [pic] Step 3: Once you have answered all questions, close and reopen this document to update the links (select Yes when prompted to update). You can also update the links manually by following this procedure: |Microsoft Word 2003 |Microsoft Word 2007 | |1. click Edit and select all |1. Open the Ribbon Bar, Choose Prepare, and then Edit Links to | |2. click Edit, Update Link or F9 |Files | | |2. Select All the links and then click the Update All button | | |3. Close the Edit Links window | Note: You can always repeat the above process, if you want to change any of the figures. You can replace references to “Americans” with your local nationality. Business Plan Take It To The Limits Fitness Personal Training ...
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...a large and nationwide commercial operator of fitness centers in the Unite States. But with the increasingly fierce market competition and the internal management problems such as poor accounting standards, the stock price of the company collapsed. Some shareholders had lost faith in the company. A major shareholder of the company was urging the CEO to sell the company. So the company faced two alternatives, one alternative was to sell the company to meet the demand of shareholders; the other alternative was to strengthen its internal control system to remedy the management fault. In this way to restore the stock price, restore the confidence of shareholders, and enable the company to keep a major player in the health club industry. Exercise gyms had a long history in the Unite States which can be dating back to 150 years ago. By 2004, the revenue of the U.S. health club was about $14.2 billion. There were more than 26,000 health clubs in the U.S. and over 13% of the U.S. populations for about 41 million were the members of these club. About 60 million people used health club in 2002 in the U.S. If coupled with non-members. One key driving point of health club phenomenon was the growing awareness about health and well-being, and concern about obesity and its effects among Americans. In 2004, two-thirds of adult populations were recognized as being overweight or obese. About 300,000 Americans died because of obesity-induced diseases every year. So there was a survey showed that...
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...Running head: MARKETING MANAGEMENT MKT522 First Draft Your Name Marketing Management MKT522 Date Professor Phil Shaps Table of Contents (Leave Page Blank) Executive Summary (Leave Page Blank) Situation Analysis Gladiator Tough is a business that focuses in creating products for fitness gurus. The company believes people who are active in fitness, need products that will keep them looking fresh, comfortable and empowered while they do their fitness activities. The main concern of this company is to comfort consumers while they exercise. There are about “three million sweat glands in a human body” and people need an object to absorb the moisture off their body (http://www.popsci.com/science/article/2011-01/fyi-how-much-can-human-body-sweat-it-runs-out). This is how the Gladiator Towel was created. The gladiator towel is light weight and absorbs more water than a regular towel. This is why Gladiator believes this product will be a success. People are becoming for health conscious and have been eating healthier and exercising more often. This is why Gladiator Tough believes now is the time to hit the market while it’s expanding. Gladiator Toughs marketing strategy will be the strength of creating brand and product awareness to a specialized market. Market Summary Even in the midst of the economic downturn, the fitness industry has maintained steady growth, with gym membership rates growing consistently and profit remaining solid. Demand for...
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...□ Yes No (I) BIOADATA OF THE STUDENT (II) CAUSES OF STRESS AMONG STUDENT 1. Name: _____________________________________________ 6. If “Yes”, what cause stress to you? (You may thick more than one) □ Family □ Friends □ Studies □ Relationship 2. Age □ □ □ □ 19 until 20 years old 20 until 21 years old 22 until 23 years old 24 years old and above 3. Gender □ □ Male Female 4. Highest level of education □ □ □ □ □ Matric Foundation STPM Diploma Other 5. Course □ □ □ □ □ BBA in Marketing BBA in Accountancy BBA in International Business BBA in Management and Entrepreneurship Other 7. How does family cause stress towards you? □ □ □ □ □ Demanding High expectation Financial problems Control your social life Other (please state it) :_________________________________ 8. How does friends cause stress towards you? □ □ □ □ □ Do not understand you Pressuring you with their problems Do not support you Mock you in front of others Other (please state it) :_________________________________ 9. How does studies cause stress towards you? □ □ □ Loads with assignment and tasks to be complete Too many subject courses to focus on Hardly understand some of the course subject taken □ □ The course subject seems to hard Other (please state it) :_________________________________ 13. Accumulated of stress may affect student health? 1 10. How does relationship cause stress towards you...
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...A.T. (Promoting Healthy Activities Together) for African-American children, R.E.A.L. (Redefining Excellence Activity and Leadership) for Asian American children, and the Adelante Con Leche Semi-Descremada 1% program for Hispanic and Latino children. The goal for any child is 60 minutes of physical activity per day. CANFit offers a “physical activity pyramid” for after school programs that includes 60 minutes of individual activity, activities with parents or group games (California Adolescent Nutrition and Fitness Program, 2007). These activities can be any type of sport, such as basketball or volleyball, playing Frisbee, walking the dog or may include individual activities such as rollerblading or hopscotch. Flexibility and strength exercises, such as circuit training or martial arts are included 2-3 times per week and inactivity such as watching TV or playing video games are listed on top of the pyramid and should be done at a maximum of 2 hours per day (California Adolescent Nutrition and Fitness Program, 2007). B. Philosophy I will collaborate with teachers,...
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...3 out of 4 adults are always on a look out for a deal when attending a gym. This is becoming ever more important among the heavier users. It is important for venues looking to protect their market position to roll their sleeves up and jump in with deals of their own if they are not to lose custom to their competitors.” – Michael Oliver, Senior Leisure and Media Analyst http://academic.mintel.com/display/545472/ Leisure Review - UK - December 2011 The UK leisure industry peaked in value in 2007, just before the credit crunch and subsequent economic recession. Since then, it has declined considerably, by some 3% in current price terms, which represents a 22% contraction in real terms. The prospects for the leisure industry remain difficult: the Chancellor’s most recent Autumn Statement made it clear that austerity measures are here to stay for the foreseeable future, including a cap on public sector pay. Given that some leisure businesses have been just about surviving during 2011 in the hope that things will pick up again in 2012, this will have come as a huge disappointment to them and it will be no surprise if there is an increase in insolvencies and administrations as a result. The only potential glimmer of hope comes from the promise that inflation will fall significantly during the next 12 months but unless it goes into negative territory then consumers will still be seeing their real standard of living worsening, because at present earnings are not growing at all...
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...Running head: Assignment 2 – Employing Strategy in a Competitive Environment - Fitness Connection Assignment 2 – Employing Strategy in a Competitive Environment - Fitness Connection Sample Student Strategic Management BUS 599, Winter 2013 Dr. Ingrid Wright February 3, 2013 Abstract As a business professional in the physical fitness industry, I have created an environmental scan for Fitness Connection in order for them to assess the threats and implement a plan of action to ensure that the impact is minimal. The components of the environmental scan are comprised of information addressing the following: 1) Create an environmental scan for the company indicating the most significant environmental threats and discuss how the company should respond to each threat to ensure that the impact to the business is minimal. 2) Based on the environmental scan, evaluate the company’s strengths and evaluate how the company can leverage these strengths so as to yield a competitive advantage in the marketplace. 3) Identify a significant competitor for the company and assess how your company will compete against it to maximize profits and create value for stakeholders. 4) Assume that the U.S. economy is in a state of decline requiring modifications to the strategy. Evaluate how the strategy should be modified. Provide a justification of how this will help the company continue to compete in the marketplace. 5) Evaluate how global competition may impact the business strategy and determine...
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...motivator, it is not so great for your health. One of the leading sources of stress is the workplace. Workplace stress is not so great for a company’s bottom line, which results in absenteeism, lowered productivity, turnover and health claims. According to Safani’s article, In order to combat the costs associated with these issues, many employers have implemented one or more of the following strategies. This list includes the percentage of companies that are using these strategies. * Work/life balance support programs (46%) * Leadership training on worker stress (45%) * Online healthy lifestyle programs (45%) * Onsite fitness centers (43%) * Physical activity programs (38%) * Stress awareness campaigns (35%) * Financial management classes (30%) * Personal health/lifestyle management coaching (29%) From this list, the most beneficial strategies are Stress awareness campaigns and Leadership training on worker stress. A company first needs to build a general awareness about job stress, such as the causes, costs, and how to control job stress. Afterwards, it is necessary to secure top management commitment and support for the program. Finally, establishing the capacity to conduct the program, such as specialized training for in-house staff. Leadership needs to be able to identify the first signs of stress, which could be low morale, health and job complaints. Leadership training is not only helpful in identifying stress, but it helps the leaders...
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...------------------------------------------------- ------------------------------------------------- Four Winds Clinic ------------------------------------------------- Four Winds Clinic Monthly Newsletter Issue 18 Stress Management F Managing stress is really a matter of taking charge of your life. Managing stress is really a matter of taking charge of your life. eeling overwhelmed with work, financial, health and family obligations? Sometimes it seems like there’s nothing you can do about stress. Your work and family responsibilities won’t just magically disappear. But here’s an important fact: you have a lot more control than you think. Managing stress is really a matter of taking charge of your life, and building healthier lifetime habits. Exercise When you’re under a lot of stress, exercise is probably the first thing to disappear from your day. But studies show that people who exercise regularly experience far less stress. Exercise actually causes them to feel less stress than people who don’t exercise. The secret is to build it into each and every day. Even a quick walk can do wonders for your outlook! Sleep You probably know that adequate sleep is essential to a healthy life. But did you know that most people underestimate the amount of sleep required by the typical human adult? Don’t try to get by on six hours a night during a busy work week. Most people require a minimum of 7.5 hours of sleep every night. Lack of sleep is one of the primary...
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...sell retail items to clients. Our comprehensive reports mean you'll spend less time managing your business and more time focusing on your clients. Easily track your sales, projected sales and class attendance. All our reports can be exported into various formats or emailed directly from the application. Studio Bookings yoga management software helps you manage and solve critical studio challenges quickly and affordably, understanding the important relationship between your staff, clients, services and the financial needs of your studio. Studio...
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...organisation and the individual. Whilst the general process is very similar to Assessment Centres the subtle difference is that at a Development Centre you will be given feedback immediately and work with the assessor to agree a future plan. Many organisations use the expertise of an HR consultant to design the exercises to meet their specific role requirements and then to conduct the actual testing and assessment of candidates. These services come with a significant cost and that is why you will increasing face testing through an Assessment Centre as you apply for higher-level strategic and technical roles. The length of an Assessment Centre will vary from half-a-day to two full days and may be held on the employer’s premises, often within their own training facilities or on the premises of the organisations Human Resources (HR) consultant. Candidates attending an Assessment Centre will take part in a variety of specially designed exercises which allow them to demonstrate how their skills and aptitudes correlate with those required to perform the role. Each of the exercises simulates aspects of the job description and work environment . Types of Assessment and Development Centre Exercise...
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...Therapeutic exercises focused on the performance of play activities with maintenance of appropriate ankle position; usually avoiding a plantar flexed position. This may have offered feedback required to retrain proper mechanics at the ankle. The incorporation of neuromuscular re-education was essential for the treatment of A.H as one of the theories supporting the etiology of ITW is developed around the presence of a sensory processing disorder, including proprioception deficits.4 Neuromuscular re-education as well as the original kinesthetic taping technique may have improved sensory processing and proprioception at the ankles to decrease the frequency of toe...
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...Bally Total Fitness – Case Summary Bally Total Fitness is born in 1962 and become leading firm in US Health club industry. Since 2002, Paul Toback as CEO has did a lot of intervention to avoid Bally from banckrupcy. Consumer demand for health club has been arise in USA. By 2004 US health club industry took in revenur of $ 14.1 billion with more than 26.000 health club operated in the United States, compare in 1987 only 11.800 health club (Exhibit 1). The demand cause Americans become more concern about their health since two third of adult population categorized as overweight and nearly one third as obese. The motivation to join health club are a disire to lose weight, to get in shape, to meet people or to reduce stress. The frequency of health club attendance in 2001 has arise compare to 1987. The people visited health club more than 100 days per year in 1987 only 31% become 41 % in 2001 (Exhibit 2). More people in younger age has increase as member in health club 12.3% in 2001 compare to 1997, and people in age 45-54 also increace 11.5% as well as age 55+ increase 13.1%. Most club equipped facilities with aerobic and weight machines. Some health club provide swimming pool. Total capital required for 40.000 – 50.000 square-foot health club was roughly $1.5 million, with $500.000 in equipment alone. Smaller health club can be built with cost $144.000 to buy equipment for 10.000 square-foot. Health club format in United States : * Owner-operated clubs : Operated...
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...through physical and mental exercise and deep relaxation. Although known to be at least 5,000 years old, yoga is not a religion and fits well with any individual's religious or spiritual practice. Anyone of any age, religion or life condition can practice yoga and derive its benefits. Yoga is the practice of putting the body into different postures while maintaining controlled breathing. It is considered to be a discipline that challenges and calms the body, the mind, and the spirit. By focusing on the breath entering and leaving your body, you are performing an exercise in concentration. After learning the history and practicing the throughout this fall semester, I have a new found respect and outlook for yoga. I would like to share with you an experience my family and I had to endure and probably how I was lead to signing up for this class. I come from a very close-knit family and, as such, all my life, so far, my cousin has always been more like a sister to me. We had children at the same time and always remained close. Last fall her son, Mikey was diagnosed with cancer. I can't even begin to describe the overwhelming devastation and complete sadness this brought to our family. My cousin was on an emotional roller coaster, and I can remember asking her how she stays so strong and how she got through all the treatments and still kept it together---- her response was "yoga"....I was somewhat skeptical--- thinking to myself that an exercise, i.e., yoga, would aid in the...
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