...“ It is well enough that people of the nation do not understand our banking system, for if they did, I believe there would be a revolution before tomorrow morning.” –Henry Ford Some may consider those to be strong words, words that many believe to be true. This quote is found in the book that I will be introducing written by author Robert Kiyosaki titled “ Increase Your Financial IQ” the quote sets the pace for what this book stands for: Financial Education. Robert Kiyosaki’s objective through out the book is to illustrate for the reader the major differences between how wealthy people think about and deal with money vs. how the middle class and poor deal with money. He outlines his thoughts in what he calls, the Five Financial IQs. According to Kiyosaki it is not money but knowledge that makes one rich (pg 200). Robert Kiyosaki was born April 8, 1947 to a middle class family. Kiyosaki is an investor, businessman, self-help author and motivational speaker. Along with being a successful author, he is also the creator of the Rich Dad brand, as well as a real estate mogul owning millions of dollars in real estate assets. Kiyosaki is best known for his “Rich Dad Poor Dad” book and other materials published and found on the top 10 best-seller lists of The Wall Street Journal, USA Today and the New York Times. Before becoming a best selling author he began his career as a salesman for the Xerox Corporation a company that sells copy machines. In his popular book “Rich Dad Poor...
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...Steinberg call practical intelligence. This type of intelligence is about knowing how to do something without having to provide an elaboration for it. It is addressed in the book “The Trouble with Geniuses, Part 2, Chapter 4” by the Canadian journalist Malcolm Gladwell that success and achievement are accomplished through this sort of intelligence. One can argue that, based on the text, Gladwell has an intriguing and conceivable claim; however, he could improve some miniscule...
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...Most influential theories of learning Learning is defined as a process that brings together personal and environmental experiences and influences for acquiring, enriching or modifying one’s knowledge, skills, values, attitudes, behaviour and world views. Learning theories develop hypotheses that describe how this process takes place. The scientific study of learning started in earnest at the dawn of the 20th century. The major concepts and theories of learning include behaviourist theories, cognitive psychology, constructivism, social constructivism, experiential learning, multiple intelligence, and situated learning theory and community of practice. Behaviourism The behaviourist perspectives of learning originated in the early 1900s, and became dominant in early 20th century. The basic idea of behaviourism is that learning consists of a change in behaviour due to the acquisition, reinforcement and application of associations between stimuli from the environment and observable responses of the individual. Behaviourists are interested in measurable changes in behaviour. Thorndike, one major behaviourist theorist, put forward that (1) a response to a stimulus is reinforced when followed by a positive rewarding effect, and (2) a response to a stimulus becomes stronger by exercise and repetition. This view of learning is akin to the “drill-and-practice” programmes. Skinner, another influential behaviourist, proposed his variant of behaviourism called “operant conditioning”. In...
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...(University of Phoenix, 2009) when applying the steps to create a service innovation proposal. The following proposal provides a definition of what service means to a company, a description of how a company such as Intelligent Office uses the roadmap for service innovation to assist with the company’s business needs, along with an explanation of how Intelligent Office uses unique nuances of service innovative to the IBDM. Service Innovation Proposal Service can be described as performing a type of work, duty, or labor for a superior, manager, or a client and receive compensation for the work performed. Service can be provided by any industry such as medical, bereavement, technical, hospitality, telecommunications, charities, retail stores, financial institutions, and public utilities. Much of service innovation in today’s businesses revolves around online services and e-business. However, some companies can combine brick and mortar and the Internet to accomplish a goal of providing service for customers. For a company to use service innovation, situational assessments and market analysis through flowcharts, graphs, interviews, surveys, trends, cultural awareness, and research are important to ascertain what people desire and how a company can assist people with better, easier, and more efficient service (University of Phoenix, 2009). Legal and regulatory issues can drive service innovation due to new laws dealing with the Internet and e-business. Some countries may have a law preventing...
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...University of Phoenix Material Team Building Worksheet 1. Describe team members’ results on the Discovery Wheel and develop your multiple intelligences exercises. What similarities and differences exist within the team? Within the team we have found that due to our similar back grounds in the military we approach learning in a lot of the same ways. As a group we brain storm and analyze every aspect of the problem to come up with the solution. Although some of us are easier to persuade to one idea to another, all of us require justification in order to allow it to pass the group. Alberto, Marvin, and Mike all use the no non sense approach to problems and class while Tracy tends to look at it more as a 3D more than one way to skin a cat type of out look. It seems that we feed off of one another in a group environment. When one of the team members doesn’t understand the others try to explain it in the easiest way possible. Through the discovery wheel and intelligences exercises we found that the team pretty much has the same learning style and curve. It isn’t hard for any of the members to get their input in or speak up to the other members if there is a difference of opinion. With the exercises so far we have had no problem coming together as a team. 2. What are the advantages of having diversity on a team? What challenges might the team face because of diversity? The advantage of having diversity...
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...http://www.lancs.ac.uk/dialogue_nw/index.htm Success is the Journey not the Destination Introduction Please note: this PDF version does not contain the many links to websites and documents that are available on the website version. This is available at: http://www.lancs.ac.uk/dialogue_nw/events/success/index.htm This short booklet is an edited collection of the ideas and resources which were presented at the Dialogue NW event at Blackpool College in October 2009 called Success: Never Standing Still. We hope that those who attended will be able to use the resources and activities themselves and that it will be stimulating as well as useful for those who were unable to attend. As with all of Dialogue NW activities this event was more than a training session telling people how to do it – instead we wanted to provide a space for critical discussion and reflection. Our focus was on the learners and what success meant to them, acknowledging that this may be very different to official concerns and discourses around recruitment, retention and achievement. If we start from the learner, then success is more about the journey than crossing an imaginary finishing line: it is about the hurdles, the timing and in some cases the stamina to finish what might feel like a gruelling race. It also allows us to appreciate that the journey is not always straightforward and it is often easier when travelling with others. It is much more than the bullet point statements often used to describe or monitor...
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...effective collaboration are good leadership, resources, teamwork, and understanding each person’s role relative to the final goal. To communicate and collaborate effectively team members must develop strategies that fully take advantage of the learning styles and compliment the personality types of the members. A learning style is the way the mind takes in and processes information. This process differs for everybody. Howard Gardner has broken learning styles into eight multiple intelligences based on individuals strengths and weaknesses. It is important to know and understand a person’s learning style before employing strategies to make use of it. A person with intrapersonal learning style is self-driven, assertive, and understands himself in relation to others. They reason on higher levels and are considerate of how other people feel. Giving them the latitude to take charge brings out the best in them. Verbal linguistic is crucial to the success of the group. People with this learning intelligence are basically smart. They are good teachers because they remember terms, understand syntax, and word meanings. They are motivators who use humor to simplify complex...
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...tests are also being used more and more frequently. Psychological Tests A psychological test is a series of standardized problems or questions that assess a certain individual characteristic. Tests are commonly used to assess many KSAOs, including knowledge, skill, ability, attitudes, interests, and personality (Spector, 2008). There are three types of psychological tests used in the workplace to help differentiate between those used for pre-employment or retention. Essentially pre-employment is called the "recruiting radar." These tests are ability tests, personality tests, and emotional intelligence tests (Spector, 2008). Ability tests Ability tests are the ability or aptitude with the capacity to do or learn to do a particular task (Spector, 2008). Ability tests have been split into many subcategories such as cognitive ability tests, which is an IQ or also known as an intelligence test, or a test of general cognitive ability. Cognitive tests are also done on an individual that focus on the mathematical or verbal...
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...Anthony Giroux Although the future seems hopeless after reading this book, Fear Nothing actually supports the idea of a positive future for mankind. The animals in the story are all very intelligent. Communication with animals may be easier. The things scientists are able to do and come up with are increasing. The intelligence the animals show in this book provides a positive outlook. The monkeys, although they cause a lot of trouble and chaos, are very intelligent. They take the cameras from Chris, and they nearly kill everyone. If the intelligence could be somehow turned into good, then the future with monkeys would be very bright. Orson, Chris’s dog, also shows a lot of intelligence. He knows and remembers where the jar in the back yard is, and he puts any fears aside to save Chris from the fire. The future for dogs looks very bright as well. This story shows that communication with animals may be easier. Roosevelt Frost can communicate in a way with animals, and understand them better than the average person. He has the ability to read and interpret their thoughts in a new way. Chris, although he doesn’t have that power, can understand Orson very well. The understanding of animals is increasing, and this book provides a bright outlook for humanity. The things the scientists were able to do in this book were fascinating. They created their own animals, and they created a virus. The future of science is looking good. The story actually...
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...Learning Styles When it comes to learning styles everyone is quite different. Everyone has different capabilities, forms, and styles of learning. There have been many studies concluded to try to better understand what style helps a person better learn and retain information. Some of those styles of learning are discussed in the book written by Gardner, Jewler and Barefoot (2009). A few of the styles that are mentioned are Kolb Inventory, Myer-Briggs Indicator and the Multiple Intelligence Inventory. According to the Kolb Inventory style of learning there are four qualities a person must obtain to be a successful learner. The four stages are Concrete Experience, Reflective Observation, Abstract Conceptualization, and Active Experimentation. Once the four stages are developed a person falls into one of four groups of learning which are Divergers, Assimilators, Convergers, and Accommodators. Out of the four groups I would better identify myself under the Accommodator learning style. Accommodator is defined as a person who better learns by hands-on techniques. Sometimes I find that even after I finish reading the material on how to do something I do not completely grasp the concept of it until I physically go out and do it. The Myers-Briggs Type Indicator describes a persons’ learning abilities by their personality type. Under the Myers-Briggs Type Indicator I am described as a ISFJ learning type, which stands for Introverts Sensing Feeling and Judging. Many times before...
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...What major obstacles (such as personal, professional, academic) will you need to overcome in order to be successful in school? What are some ways you might work around these challenges? In order to be successful in my classes I will need to focus on all three areas listed in the above question. It has been about 7 years since I was enrolled in a university system. So as a personal obstacle I will face I will have to learn to dedicate the amount of time necessary at the end of an already long work day to actively participate in my courses. As an active duty military member I do not have the typical work day which ends the same time everyday. I deploy roughly 180 days a year and when operational I am putting in 10-14 hours in uniform each day. Balancing my professional career with my goal of completing my degree will be faced with many conflicts in my work schedule and location of my mission in regard in to internet access. From an academic standpoint, online learning is completely new to me. I am use to being instructed in a classroom environment rather then through emails and lesson plans. In order to mitigate these obstacles I will need to balance my time wisely and efficiently, plan ahead to prepare myself for conflicts in my schedule and arrange logistically internet access daily no matter where I am deployed stateside, and learn to take more innitiative if my learning, through a more disciplined use of course materials at hand and through thoroughly participating...
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...The goal of having anti-basis curriculum is to help children learn to be accepting of others of race, ethnicity, gender, socioeconomic status, disability. Students participating in antibias curriculum become comfortable with diversity and learn to stand up for themselves as a teacher in the future students are learning about difference and they need a teacher to help them to have a positive attitude about people. Students who have a guidance of caring teachers children learn to speak up for themselves and others. By having an accepting environment children find that they have the ability to change situations and have positive attitude in the future. Having anti- basis curriculum begin in early childhood and continue throughout the school year. For example children who start to learn both English and Mandarin Chinese so that by the completion of the school they have the basic proficiency in both languages. The class is taught by an English teacher and Chinese teacher with the help of teaching assistants. Teachers will speak native language they use for instruction. Standards: What should students know and able to do? First Grade Language Arts/ Reading Content: Select materials to read Read aloud familiar stories and poems Use strategies to comprehend Activate: Children can solve problems and think for themselves Children learn best through experience and activates that are interesting. Teaching and learning is child centered Children have the knowledge based on what they...
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...University of Phoenix Material Ethical Actions Worksheet Write a 100- to 150-word response to each of the following questions: Was there anything in either the University of Phoenix Student Code of Conduct or the Student Code of Academic Integrity that surprised you? If so, what was it? Why were you surprised? If not, why not? No nothing in the student code of conduct surprised me because the school is the way a university suppose to be. The university help us learn how to conduct our self, and work in a community. We learn principals, and values for our future. The student code of conduct teach us how to learn how to treat others and appreciate our community, and it teach us standards, how to be trustworthy, and high ethic values, and also to keep our word. We also learn how to be responsible, and set standards. Basically it help us learn how to proceed in school. What did you learn about the behaviors considered important for an ethical learner or student in the University of Phoenix learning community? The conditions I have learned is create knowledge through living both a contributor and a learner. Also to make a commitment of my time and money in order to explore an new identity and growth. I learned how to explore new ideas and be a ethical student but also identify things that is ethical and unethical. The academic integrity teach us the importance of a college degree, core values to be more effective in the work force...
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...What are graphic organizers and why are they important? Graphic organizers are visual representations of knowledge, concepts, and ideas to help students understand meaning and relationships between facts and terms within a learning task (Strangman, 2002). It is important that content being taught in the classroom is structured in a way that helps the students organize key concepts and related details. Graphic organizers are used to help students organize key concepts and related details. They help students map out ideas visually and are visual aids for learning and instruction (Instructional Strategies Online, 2013). Graphic organizers help students be actively involved in their learning process and also helps them discover new information and make connections that they did not think of or know before. A K-W-L chart is an example of a graphic organizer. It is broken up into three columns label K, W, and L. This chart is used to list what the students already know, what they want to know, and what they learned at the end of the unit. This graphic organizer activates the students’ prior knowledge and gets them thinking about the topic and what they want to know. It allows the students to organize the information they are learning and keeps them engaged and interested in the unit. K-W-L charts are a great way for students to organize their thoughts and learning and a way for teachers to direct instruction throughout a unit. The lesson I will use to teach the students how to use...
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...Teaching Analysis HOW TO TIE A WINDSOR KNOT Core Concept I chose to write a paper on how to tie a tie (The Windsor Knot). I chose this video because I wanted to compare it with the way I tie a tie. This particular video used the double Windsor knot. When I started watching the video I didn’t realize it was for the double Windsor knot. There are several ways to tie a tie and I find myself looking at other people’s ties to figure out if they did it the same way that I do or what method they use. Some people’s ties look a little crooked or sloppy and I always wonder what approach they took when they tied their tie. I always wonder if they may have left a step out. Some people’s ties are too short so I figure that they don’t know how to adjust the tie. I like my tie to be straight and the right length. I am a tall person so I have to make sure I tie mine a little longer. When I meet someone dressed up and wearing a tie, the tie is one of the first things I notice. So I assume that other people are noticing the same thing and this always makes me cautious of how my tie looks before leaving my house. Organization I feel like this video (How to Tie A Tie For Begginers) was well organized. He demonstrated the tying process very well. He started off with a tie around his neck and explained step by step what to do. Even to the point of what end of the tie should be in the right hand and which end should be in the left hand. If this was my first time at tying a tie, I believe I...
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