...Calgary Funeral Services Cooperative Business Plan DRAFT AUGUST 8, 2011 Contents 1.0 BACKGROUND INFORMATION 1 1.1 Executive Summary 1 1.2 Comparative Cooperative Model 2 1.3 Feasibility Study and Background Research 3 2.0 Business Description 5 2.1 Corporate Structure 5 2.2 Business Objectives 7 2.3 Market Assessment 7 2.4 Products & Services 8 2.5 Location 10 2.6 Human Resources 11 2.7 Regulatory Issues 12 3.0 MARKETING STRATEGY 13 3.1 Pricing Strategy 15 3.2 Customer Service 16 4.0 FINANCIAL PLAN 17 4.1 Capitalization Strategy 17 4.2 Sales & Income Projections 18 4.3 Critical Factors 19 1.0 BACKGROUND INFORMATION 1.1 Executive Summary The Calgary Cooperative Funeral Service seeks to create a cooperative enterprise to provide funeral services that are modestly priced and environmentally friendly within the Calgary market. Based on an initial membership the founding organizations - cooperatives in Calgary, Calgary Legions, Churches and individual Calgarians, with a combined member share/loan offering and bank loan for a combined total of $525,000, this business plan calls for the enterprise to reach positive cash flow toward the end of the 3rd year of operation. The business model seeks to establish funeral/crematoria services which is centrally located and would service the members of the founding organizations as well as the funeral needs...
Words: 5954 - Pages: 24
...Chapter I INTRODUCTION Background of the Study Technology advances as it changes through the times. However, despite this advancement in technology, Ding-Dong Hardware in Glan, Sarangani Province still uses the manual process in their inventory. The Ding-Dong Hardware finds it hard; hence, the database of a systematic inventory was conceived. The researcher conducted interviews and surveys in developing a database computerized inventory system. Using the System Development Life Cycle (SDLC) Method, this Ding-Dong Hardware Computerized Inventory System was successfully attained. It could generate the derived data that would greatly help the personnel in preparing inventory and to speed up the process. Objectives of the Study Generally, this study aimed to create a database system for the Ding-Dong Hardware in Poblacion, Glan, Sarangani Province. Specifically, this was geared to: 1. Lessen the time spent in preparing inventory; 2. Ensured hardware records of data and information; and 3. Improve track of information about the business status. Significance of the Study The study was conceptualized to solve problems occurring in preparing inventory (daily, monthly and yearly inventory), keeping records of information and in keeping track of the business status in Ding-Dong Hardware in Glan, Sarangani Province. The researcher computerized the manual process to provide assistance to the personnel in charge of generating, regulating and ensuring...
Words: 2373 - Pages: 10
...PASSOVER (PESACH) JEWISH HOLY DAY Passover (Pesach) Jewish Holy Day Tamara REL/134 November 5, 2013 William Sunday Abstract This research paper summarizes the three main branches of Judaism; Orthodox, Conservative, and Reconstructionist (Liberal) Judaism, and how the Jewish Holy Day Passover (Pesach) is observed. The paper displays the time of the year of the holy day, its origin, and the religious practices that were associated. The study also describes the aftermath of the Reform movement, including the derivatives of the traditional beliefs that were reproduced. This study also confirmed the separation of men and women in the three different traditions and beliefs of Judaism leading to differences with the Orthodox towards the Liberals and Conservatives. The Passover (Pesach) Passover is the Jewish holiday commonly known to Jews as Pesach. This holiday is an eight-day celebration to commemorate the deliverance of the Israelites from the rule of Pharaoh in ancient Egypt. The first two days and last two days of Pesach are recognized as being major holy days for Jewish believers. The first day represents the first day that the Jews left Egypt. The seventh and eighth days represent the miracle of the splitting of the Red Sea. Pesach occurs in the early spring during the months of March and April from the 15th through the 22nd and is also referred to as the Hebrew month Nissan 15. As believers followed the customs of the Passover or Pesach they also gain the experience...
Words: 1146 - Pages: 5
...Atavia Vigil Case #2 1. An opinion leader. Explain who and why. Be specific. An opinion leader is someone who has enough stature and respect from a large group of people. They have enough influence on others to influence other people’s opinions on certain issues, products, etc. The types of traits that makes a credible opinion leader are trustworthy, respectful, intelligent, convincing, etc. An example would be Beyoncé. Beyoncé is such a wide known loved celebrity that any type of endorsement she does will be sure to substantially increase the company’s sale of the product. People tend to idolize celebrities and follow celebrity’s trends which makes them extremely valuable and influential in regards to their views in the world today. 2. The difference between, if any, perception and reality. Explain. The difference between perception and reality is that perception is something that can be opinion based. Reality is something that is factual. An example of this can be “Apple is the best company to buy electronics from.” An example of reality is “McDonalds sells Big Macs.” 3. The difference between a belief and an attitude. Explain. A belief is something that can be cultivated over time through age, experience, family values, etc. A belief is something that would be hard to change since it’s so concrete in you’re thinking. An attitude is more subjective. A persons attitude is easier to change and can often vary related to certain issues. 4...
Words: 1957 - Pages: 8
...Public Disclosure Authorized WPS6107 Policy Research Working Paper 6107 Public Disclosure Authorized Financial Literacy around the World An Overview of the Evidence with Practical Suggestions for the Way Forward Lisa Xu Bilal Zia Public Disclosure Authorized Public Disclosure Authorized The World Bank Development Research Group Finance and Private Sector Development Team June 2012 Policy Research Working Paper 6107 Abstract Financial literacy programs are fast becoming a key ingredient in financial policy reform worldwide. Yet, what is financial literacy exactly and what do we know of its effectiveness? This paper collects insights from the literature thus far and summarizes global evidence on financial literacy, its correlates, and existing and upcoming causal investigations. The authors conclude with a synthesis of policy advice and practical suggestions for the way forward in this fast growing area of research. This paper is a product of the Finance and Private Sector Development Team, Development Research Group. It is part of a larger effort by the World Bank to provide open access to its research and make a contribution to development policy discussions around the world. Policy Research Working Papers are also posted on the Web at http://econ.worldbank.org. The author may be contacted at bzia@worldbank.org. The Policy Research Working Paper Series disseminates the findings of work in progress to encourage the exchange of ideas about development...
Words: 19492 - Pages: 78
...Strat. Change 15: 213–229 (2006) Published online in Wiley InterScience (www.interscience.wiley.com) DOI: 10.1002/jsc.764 Strategic Change Rethinking and reinventing Michael Porter’s five forces model Tony Grundy Cranfield School of Management, UK Michael Porter’s five competitive forces model has been a most influential model within business schools but has perhaps had less appeal to the practising manager outside of an MBA and certain short business school courses. In this article it is argued that whilst there are a number of reasons why the model has not achieved greater currency, most importantly it can be developed a lot further. The paper looks at a number of important opportunities for using Porter’s model in an even more practical way, including: mapping the competitive forces, which can vary significantly over market and competitive terrain and within the same industry; understanding its dynamics; prioritizing the forces; doing macro analysis of the sub-drivers of each of the five forces; exploring key interdependencies, both between and within each force. Copyright © 2006 John Wiley & Sons, Ltd. Introduction When Michael Porter conceived the five competitive forces model, it propelled strategic management to the very heart of the management agenda. The framework became a centrepiece of texts on business strategy and strategic management, and essential examination material on MBA and similar courses globally. But what has become of his original five competitive...
Words: 7895 - Pages: 32
...Blue Heaven Memorial Park and Resort Business Plan The Blue Heaven Memorial Park and Resort business plan presented on the following pages is based on research for a Blue Heaven Memorial Park and Resort business in Inawayan, Sta. Cruz, Davao del Sur. It was developed by self-made marketing specialist, Bernardo F. Basmayor, Proprietor of Bottomline Interactive Multimedia Speech Laboratory and Educational Technology. Blue Heaven Memorial Park and Resort Scenario Blue Heaven Memorial Park and Resort is located at Inawayan, Sta. Cruz, Davao del Sur. The currently non-operational organic fertilizer facility, containing an area of 23,240 sq. m., is available for sale at Php250.00 per sq. m.. Blue Heaven Memorial Park and Resort is seeking a Php7,793,000.00 loan to completely purchase the land located at Inawayan, Sta. Cruz, Davao del Sur and to develop the site into a memorial park, coupled with a well landscaped resort facility. The business can have a minimum total sales revenue of Php84,000,000.00 for the total 5,600 lots available for sale at a minimum of Php15,000.00 per lot, aside from the income generated from the sales of mausoleum, maintenance service fees and the resort fees. Prevailing price of memorial lots is Php20,000.00 to 79,000.00 per lot (from actual interviews and from internet sources). The purchase of this 23,240 sq. m. area is a good purchase because this is cheap and the area is very strategically located near the Inawayan cemetery; located in an...
Words: 9033 - Pages: 37
...Singapore Culture 1 The Singapore: Cultural Research My Research Paper Crystal N. Nichol Justine Lemos Ashford University Anthropology 101 July 26, 2011 The Singapore: Cultural Research There are many ways that a community’s mode of subsistence can impact that of a community’s aspects of cultural behavior and beliefs. This research paper will reflect on the primary mode of subsistence that the Singapore practice and how this affects other cultural aspects of their particular culture. The way a culture makes a living has a significant impact on the way a culture acts and does things. Singapore is one of the most prosperous countries in the southeast of Asia (Topley, 1961). The primary mode of subsistence that this paper will focus on will be pastoralists; following and explaining the effects this has on the specific aspects of kinship, gender relations, and beliefs-values within this culture. The Singapore culture is a culture that believes the concepts of group, harmony, and mutual security are more important than that of the individual. Family is the centre of the social structure and emphasizes unity, loyalty and respect for the elderly in the Singapore Culture (Topley, 1961). Extended family and close friends are those that are considered family to the Singapore and they are the ones the Singapore culture hold their beliefs in high standards (Lee, 1988).The implications of the Singapore’s religious means...
Words: 1987 - Pages: 8
...Ethics, Moral Dilemmas, and Tough Decisions: The Many Challenges on Working on IT I. Introduction Information technology in combination with changes in organizational structures and methods of working has led to an increasing amount of information and also to totally new forms of information and in the creation of records. Much of the information previously produced on paper is now being produced in electronic form, for example as e-mail and in databases. The Dutch archive theoretician Eric Ketelaar [1999] has invented the word “archivalisation” to describe the phenomenon where more and more material is deemed to be worthy of documenting and archiving. This means that a considerably larger amount of information requires handling. Electronically generated and stored information is also exposed to change and manipulation in quite a different way to that involved with paper-bound information. The e-government services, where the whole idea is to exchange information electronically, will radically redirect paperbound information and documents towards electronically generated and managed information and documents. A 10-year period is a long time when dealing with the preservation of electronic records. This is of course due to the rapid technological development, and includes, for example, the problems associated with obsolete software and file formats. Goldstein [2004]0 stresses the need for a quick solution to the problem of archiving electronic information for the future...
Words: 5537 - Pages: 23
...Nursing Process Paper Nursing involves following certain procedures, regulations, and guidelines. Nurses follow the nursing process, which is a reasoned and organized method of planning in order to provide care using critical thinking skills. The nursing process is a set of steps in which are designed to provide excellent and professional care (American Nurses Association, 2017). Critical thinking skills are used to identify, treat, and avoid health issues while also promoting wellness. Within the nursing process there are five phases, which may include; assessment, diagnosis, planning, implementation, and evaluation (American Nurses Association, 2017). The first phase of the nursing process is assessment. Nurses use assessment for analyzing...
Words: 1532 - Pages: 7
...Abstract This paper explores four published articles, six books and three web sites that report on results from research about three generations of people over the span of approximately fifty years. The articles and books suggest that there is a strong connection between generations in relation to their experiences, worldviews and beliefs. The information gathered for this research paper is consistent across sources. The paper examines how much each generation influenced the other as its members traveled through their life cycle. Researchers have determined that every generation has a specific characteristic that distinguishes it from the other. In short, the overall effect one generation has on the other depends on circumstances that existed during that period. We will examine generations referred to as Baby boomers, Generation X and Millennials and how their history helped to shape the world today. It is clear that these three generations are distinct in terms of their experiences, worldviews and beliefs. However, it is also evident that history shaped the development of each group, allowing the generation that followed to benefit from earlier periods in history, creating pockets of similarities across the decades. Experiences in their lifetimes The Baby Boomer Generation is the name given to persons born between “1947 and 1966” and was seen as the last generation that effected any great changes on American society. This generation was distinguishable...
Words: 2669 - Pages: 11
...Construction of Paper 2. Theoretical Principles of Marketing 2.1. Marketing 2.1.3 Ethno – Marketing 2.2 Culture 2.2.1 Culture as a Common Reality 2.2.2 Outstanding Elements 2.2.2.1 Language 2.2.2.2 Values 2.2.2.3 Rituals 2.2.2.4 Religion 3. Product Policy 3.1 Product Design 3.2 Brand 3.3 The 4 A´s for the Local Markets 4. Communication Policy 4.1 Use of Media 5. Conclusion 6. Bibliography Cross-Cultural Marketing 1. Introduction The growing together of Europe, encouraged by an identical Euro-Zone and the associated growing liberalization of international services, trading performance, cash flows and better communication opportunities, produce an increasing complex of international competition. The internationalization opens national markets for new competitors and creates new business opportunities for midsized, small and large businesses. On one hand this is based on the pursuit of expansive utilization of the existing markets in other nations, because of the saturation of the domestic markets. On the other hand companies are motivated to produce in developing countries with a low-cost and efficient production, because the product and technology life cycles of the domestic markets are shortening and the developing costs are rising.[1] As part of this term paper the chosen topic...
Words: 2305 - Pages: 10
...TABLE OF CONTENTS 1. Executive Summary 1 2. Introduction 2 3. Cultural aspect to Communication 3 3.1. Cultural Contexts 3 3.2. Assessing Cultures through Hofstede’s Framework 4 4. Codes of Communication 6 4.1. Verbal Communication 6 4.1.1. Welcome topics of conversation 7 4.1.2. Topics to avoid 8 4.2. Non-Verbal Communication 9 5. Gift Giving 10 6. Causes of Cross-Cultural Communication Conflicts 12 7. Conclusion 13 8. Recommendations 14 9. References 15 Executive Summary Today’s world has gone global. This globalization has led to the collaboration among manufacturers of products, suppliers of materials and service providers situated across the globe. The markets are no more restricted to a specific region or a country. The boundaries and distances between the markets have vanished. Saturation in developed markets has led to exploration and exploitation of emerging markets. The expansion of geographic footprint is not happening only to meet business needs, but this is happening also to promote social causes (Education, Health Awareness) and to mitigate global risks (Global Warming). Therefore, for the purpose of effective functioning, there is a strong need to learn about Cross-Cultural Communication. It is true that any usage of an inappropriate word, an impression or a gesture can lead to serious business or social implications. These cross-cultural communication...
Words: 5311 - Pages: 22
...WEEK 3 RESEARCH PROJECT (Set #1) ACCT 429 DeVry University IMPORTANT NOTE TO STUDENTS This assignment is being distributed solely for your use in completing the Week 3 project in DeVry University’s online Accounting 429 class. This assignment is an individual assignment, and you are to complete it without any outside assistance by any other student, individual, or outside materials, other than those specifically permitted by the problem. Any violations of these requirements will be addressed as an academic integrity violation. Similarly, this assignment may not be shared with any other student at any time, even after your completion of the course. Students to do so may be subject to sanctions pursuant to DeVry’s academic integrity policy, even though they may no longer be enrolled in Accounting 429. Week 3 Research Project (Set #1) DeVry University Acct 429 Performing tax research is an important part of tax practice. As outlined in Chapter 2 of your textbook, tax law is developed through a number of different governmental entities. Congress enacts the tax Code as statutory law. The Treasury Department is tasked with the implementation of the tax Code and, in the course of doing so, develops a number of documents and materials to aid taxpayers in understanding the Treasury Department's interpretation of the code, including the Regulations. In turn, the Internal Revenue Service ("IRS”) has the direct responsibility for implementing the tax Code and in assessing and collecting...
Words: 32698 - Pages: 131
...Paul McGarrah Stan Ingman AGER 4800 Term Paper 5/4/15 The Life Course Perspective: Understanding The Cummulative Life Experience The life course perspective is an interdisciplinary paradigm approach for the research of individuals lives to identify socioeconomic and ethnocultural factors that influence the individuals behavior and status. This perspective focuses on the network between individuals and the context of their progression. A life course is a sequence of events that define an individual and the effect it has on their socioeconomic status. This chain of events establish a cummulative value of an individuals lifetime experience. The life course perspective is characterized by seven fundamental principles. They are socio-historical,...
Words: 2030 - Pages: 9
