...and health coverage wait time objections, the United States should enact universal health coverage because it would extend quality health coverage to all citizens, reduce employer labor costs, provide constant health coverage, and enable patients to practice preventative healthcare. 2. Topic Sentence for Advantage Section: Universal health coverage should be enacted within the United States because it would provide quality health coverage to all citizens, reduce the labor costs paid by employers, provide continuous health coverage, and allow patients to practice preventative healthcare. A. Advantage...
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...2015 Cyndie Miculan Healthcare Reform and Utilization The passage of the Patient Protection and Affordable Care Act (PPACA) has prompted considerable debate. While some believe that the Act will eventually serve as a foundation for the destruction of the healthcare system, others believe that the Act does not provide enough coverage to truly reform the system. In an effort to better understand the implications of reform to the healthcare system the current investigation considers how the PPACA has impacted access to care, how these issues may change care utilization, the concept of universal healthcare, the stakeholders involved in universal healthcare, and the roles emerging in the healthcare industry as a result of reform. Issues of Concern Reform and Access to Care The passage of the PPACA has been viewed by many as a boon to expanding patient access to care. In addition to the fact that the legislation ended the ban on pre-existing conditions—requiring healthcare companies to offer coverage regardless of the patient’s health—the legislation also mandated that all citizens have health insurance. Even though the individual insurance mandate has been highly contested it has provided a means for delivering healthcare coverage to more individuals than at any time in recent history. However, providing near-universal healthcare coverage has had some caveats. In particular, there is growing concern that the large number of patients entering the healthcare system—a projected 32...
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...Universal Health Coverage: A Possibility for the United States Brittannie DePew Eng 122 David Moskowitz 9/21/2013 Medical costs are getting too expensive. Ever fought with your insurance providers because they refused to pay for care, or struggle to find an “in-network” provider? I know a woman whose name I will change for her privacy and the struggles she is going through are a perfect example of an issue many people face when dealing with insurance; Nancy’s (name changed for privacy) story is a perfect example of how our healthcare system is no longer working for the people. Nancy is this woman whose husband recently passed away. Nancy used to work for county and county workers cannot receive social security; and Nancy is too young for Medicaid by six years. Unfortunately, when Nancy’s husband passed away her healthcare began to go with him. Unless Nancy can find a way to pay the provider over a thousand dollars a month Nancy will lose her health care, because it was healthcare provided through her husband. She has tried searching for other providers but she cannot get the same coverage for any less money, when she found a couple that were close to the same coverage they did not accept pre-existing medical conditions. As a matter in fact many companies do not accept pre-existing medical providers. There are no options for Nancy; and that is wrong. There are many reasons why the United States should seriously consider Universal healthcare. Universal healthcare should...
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...the planet does not have full coverage for imperative health services and around 1,000,000 of those people are being pushed into poverty (World Health Organization, 1). This is just because of the elevating costs of private health care. However, breaking out of this calamity is very possible as the Universal Healthcare System offers care to all citizens of a particular country. Through this type of coverage, health services are granted without any financial hardships, in some countries, being free....
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...Universal healthcare coverage in Indonesia One year on January 2015 Written and produced by www.eiu.com/healthcare an Economist Intelligence Unit business healthcare Universal healthcare coverage in Indonesia— One year on Contents Abbreviations 5 Introduction 6 Indonesia’s version of Universal Healthcare: What is the JKN? What about the KIS? 8 Challenges with Indonesia’s version of Universal Healthcare 12 Teething problems—A short-term affair? 12 Balancing the budget—Fiscal sustainability 13 Chronic undersupply—Another barrier to providing truly comprehensive services 15 How should the healthcare industry prepare in the short to medium term? 17 Healthcare service providers: Pockets of opportunity 17 Med-tech and pharma: Spotting opportunities and tailoring product offerings 19 © The Economist Intelligence Unit Limited 2015 1 Universal healthcare coverage in Indonesia— One year on Foreword Ivy Teh, Managing Director at Clearstate, an Economist Intelligence Unit business. 2014 marked a watershed year for Indonesia, the world’s fourth populous country, with the election of the popular reformist politician, Mr. Joko Widodo, as its president. The year also saw the rollout of the long-delayed universal healthcare scheme (UHC). Indonesia intends to phase-in the world’s largest single player health care insurance program from 2014 to 2019, reaching universal coverage for all Indonesians...
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...Cameron 1 Issues on Healthcare Insurance Although the United States is dealing with the issue of healthcare insurance, the president should consider ways to avoid letting the needy families suffer because there are children and adults in need of healthcare insurance. Healthcare coverage insurance is a way of method to apply for medical coverage when you are sick, has an injury or to help use for preventative health measures. Medicaid is a form of health insurance coverage that is provided to most individual in most states whom is eligible for it. It provides coverage to a many low-income families. An important issue that is going on in this day and time is that universal health insurance coverage will have to be mandated for everyone, by way of method through private insurance, through state or by means of your employer. By means of having your own insurance coverage will provide for a lot families to make their own informed decision about their health coverage. Healthcare coverage will be expanding and have affordable coverage for lower-income families in the upcoming future. There a variety forms of healthcare coverage which is available out there for the old, young and disable. There are also forms of insurance for the rich (high class), middle class and the low income class. Just to name a few are: Medicaid, which is provide through federally-funds, Medicare which provides coverage to people over the age of 65 and those with disabilities. Health Saving Account and...
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...being that US citizens were being forced to purchase health insurance from private companies even if they couldn't afford it, and then being charged a fine if they didn’t purchase coverage. Since the Affordable Care Act was implemented in March of 2010, many have been able to get access to insurance due to the expansion of Medicaid, and the use of tax credits when purchasing plans through the health care exchange. This all sounds great until you realize most of the...
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...14, 2012 Should the United States Have Universal Healthcare? According to the Institute of Medicine there will be 18,000 unnecessary deaths this year, in the United States. This is solely because we as Americans have a healthcare system that leaves millions of citizens with no health insurance. There are 54.5 million people in the U.S. that are most uninsured or have poor health coverage. These citizens are left to decide whether they should spend thousands of dollars on a medical visit or hope the body fixes itself. We are supposed to have one of the greatest healthcare systems in the world, most of us believe anyway. However, the U.S. was ranked 37th out 191 countries, right in between Costa Rica (36) and Slovenia (38) on the World Health Organization (WHO) healthcare list in 2000. The United States was behind almost all of the other first world countries in the world and it was a far cry away from France who was held at number one, with Universal Healthcare. This was the first complete list of how all of the countries provide healthcare. Americans are denied everyday for healthcare coverage, if it is not provided through your job chances are you will be denied at least once, if not more by a healthcare provider. But who has the right to tell you whether or not you are allowed to have health insurance? All of us use it, some more or less than others, but every single person sees a doctor, so why can’t we have universal healthcare? Health care is a human right, it would...
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...Topic: U.S. HEALTHCARE SYSTEM REFORM Course Project T. Wise DeVry HSM 534 Health Service Finance February 23, 2013 Week 7 Professor Alison Williams Background The United States, being the most diverse society in the world, has a long and unsuccessful history of attempts at healthcare reform. We spend almost $2 trillion dollars per year on healthcare, yet not all American people have medical coverage (Barton, 2007). A huge percent of the population have to rely on outside sources, such as benefit health care from an employer or from government programs, such as Medicare and Medicaid. As compared to other nations, our society has people that are more overweight, live under more stress, and are less in physical activity. Additionally, our healthcare system underperforms compared to with other nations in critical areas such as, access, quality and efficiency (Davis). How did our system get this way? Why are we paying so much while other nations not so much? A history of major events - The U.S. healthcare system is trying to evolve with modern times; however, as time goes on, our current situation becomes more apparent: * In the 1950s, the price of hospital care was growing; however, more attention was diverted to the war in Korea. Many legislative proposals were made, but none could not be agreed on. * In the 1960s, hospital care expenses doubled, and despite over 700 insurance companies selling health insurance, a large percentage of the population...
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...Running Head: U.S. HEALTHCARE SYSTEM REFORM HS543 Health Services Finance Summer Term 2012 Instructor: Mary Black Course Project Outline U.S. Healthcare System Reform Submitted By Project Outline This project will explore the current state or our healthcare and where it is predicted to cost us in the future. We will also examine the overall health programs and how the uninsured will affect the system entirely. Universal healthcare would alleviate the financial burden on some of the population and provide access to almost all of the country's population; however, this system will cost more. Funding the program will be discussed as well as the taxes and other funding that will help pay for the coverage. Likewise, how this will affect hospitals and healthcare providers. Topic: U.S Healthcare System Reform Outline I. Abstract II. Introduce the Issue (Background) A. An analysis of our current healthcare system 1. A history of major events 2. Impact to healthcare organizations III. Defining the problem A. Political disagreements B. The increase of expenses IV. Literature Review A. Is U.S. Healthcare deteriorating? B. Effects on the profitability of local hospitals V. Analyze the Problem A. Raising insurance premiums B. The uninsured VI. Possible Solutions A. French Healthcare system B. A public option VII. Implementation Plan A. Financing VIII. Justification A. Access of...
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...Healthcare in America B. Powers ENGL103-1204B-01: Composition: Writing and Research Colorado Technical University December 24, 2012 Improving the access and affordability of health insurance coverage for all Americans should be a primary concern for those who help create the laws of the land. At this date, there are roughly 44 million Americans without any type of healthcare coverage. Another 38 million people have inadequate health insurance (PBS, 2012). What this all means is that the people who need it the most are putting off seeing a doctor until last moment and then usually end up visiting an emergency room. If they cannot pay for the visit, the cost of that ER visit falls back on the taxpayers, people who have health insurance coverage, and the Federal Government. The young, under the age of nineteen, are usually covered by Medicaid and the elderly, 65 and up, are usually covered by Medicare. The people lost in the middle are mainly those aged 19-64, who are uninsured and do what they can to keep themselves healthy. When that does not work, the local health departments and emergency rooms are expected to take up the slack. Of those who may have health insurance coverage, that coverage comes through their employer. The people who have insurance through their employer make up about 56% of the population American workers, while about 11% have privately purchased insurance (Jovanovic, et. al., 2003). The people who do not have traditional jobs such as those who work...
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...I will argue for a universal healthcare system in the United States through a comparison of feminist ethics and traditional ethics. I find that the following considerations from Virginia Held’s Ethics of Care, and Kant’s view on autonomy provide a convincing argument for universal healthcare coverage. Held In Virginia Held’s Ethics of Care, she makes six distinct statements on care ethics through a feminist point of view. 1.) “Moralities built on the image of the independent, autonomous, rational individual largely overlook the reality of human dependence and the morality for which it calls.” (Camp, 2011:48) Held is describing how interdependence is primary and one is not in control of caretaking relationships. The majority of caretaking relationships are not chosen (parents and siblings) and we have a responsibility of care to these unchosen relations. We are all interdependent on each other, not autonomous. An argument relating to health care according to the view presented by Held on feminine ethics directly confirms the point that we are not autonomous beings: “Children in particular are harmed by familial stress and developmental delays from not receiving health care, both of which can lead to behavioral problems and loss of potential. When one member is uninsured or becomes ill, there is a financial burden put on the rest of the family” (http://www.amsa.org). Universal health care coverage would allow for this family burden of stress and finances to be decreased...
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...Juanita Mortensen Western Governors University RTT1 Task 3 A1. Country comparison The healthcare systems of Switzerland and the United States are quite similar in some aspects and vastly different in others. In Switzerland, the healthcare is universal and available to all. It is provided by private individual insurance companies and subsidized by the government when needed. Basic health insurance is required to be purchased within 3 months of residency or after birth and is an individual’s choice as to what carrier they choose. Of course, there are exceptions to this mandate but they are very few.("Healthcare in Switzerland," “n.d.”, para. 1) Because of this requirement, 99.5% of the population in Switzerland has healthcare coverage.(Roy, 2011, para. 13) The basic health insurance is purchased by the consumer with the option of purchasing supplemental plans to the basic health plan. The supplemental plans are how the insurance companies make a profit.("Healthcare in Switzerland," “n.d.”, para. 12) A few commodities that are covered by the basic health plan are: outpatient and emergency treatment, medications that are on an official government list, maternity care including childbirth, and abortions up to 12weeks gestation. The supplemental plans have a wide range with some consisting of private or semi-private beds, dental care, and eye care.("The Swiss Healthcare System," “n.d.”, para. 7 & ll) The price and benefits of medical treatment, hospitalizations...
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...research of Canadian universal healthcare vs. US healthcare is that Canadian health care is federally funded and covers mostly all of the medical services used by the residents. The US has healthcare for the people but is covered at the citizens’ expense via an insurance company. The citizens are responsible for maintaining the premiums set by the insurance companies via the employer of the citizens or privately attained. However, this could explain why nearly 50 million people are uninsured because a lot of Americans cannot afford the premiums set by the insurance companies or quoted to them privately. The issue without healthcare is that the premiums are many times to expensive. The insurer will not pay because the conditions the patient may have could be pre-existing and will cause the company to pay for many expenses that are acquired before they are insured. Unlike the US, Canadian is federally funded so those issues are not of a concern, only finding when the care can be provided is the concern. Next, even though universal care for the Canadians appear to be ideal and a dream come true, the Canadians still have longer waiting lines and longer times for the services to be carried out than the US. The Canadian are much slower to adopt expensive technology to perform certain procedures. Universal healthcare can negotiate prices and services to reduce the overhead cost. When dealing with universal healthcare it is providing a blanket of coverage to anyone that can prove...
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...living almost as unattainable as immortality. This problem could be fixed with a simple solution that has been proven to increase quality of life: Universal Healthcare. Many Americans do not see a need for universal healthcare. It is true that America has survived long enough without Universal Healthcare, but that does not mean it would not...
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