...| 361214.4 | 352872 | | SUMMARY OUTPUT | | | | | | | | 367,286 | 3 | 102 | 602,450 | 269,563 | 72172.8 | 457732 | | | | | | | | | | | 429,432 | 4 | 107 | 553,151 | 266,349 | 645312 | 254396 | | Regression Statistics | | | | | | | | 347,874 | 5 | 119 | 646,752 | 169,020 | 574752 | 259952 | | Multiple R | 0.963494738 | | | | | | | | 435,529 | 6 | 104 | 880,507 | 408,304 | 650832 | 267368 | | R Square | 0.92832 | | | | | | | | 299,403 | 7 | 107 | 118,265 | 379,090 | 910252.8 | 158504 | | Adjusted R Square | 0.91783 | | | | | | | | 296,505 | 8 | 81 | 225,294 | 243,981 | 44678.4 | 430012 | | Standard Error | 34733.11735 | | | | | | | | 426,701 | 9 | 113 | 52,667 | 968,780 | 197275.2 | 388516 | | Observations | 48 | | | | | | | | 329,722 | 10 | 97 | 16,187 | 940,079 | 45076.8 | 225616 | | | | | | | | | | | 281,783 | 11 | 95 | 10,334 | 372,523 | 4521.6 | 1042304 | | ANOVA | | | | | | | | | 166,391 | 12 | 65 | 3,565 | 132,332 | 8726.4 | 974092 | | | df | SS | MS | F | Significance F | | | | 629,404 | 13 | 113 | 2,370,999 | 18,902 | 3225.6 | 301892 | | Regression | 6 | 6.40597E+11 | 1.06766E+11 | 88.50057549 | 7.20284E-22 | | | | 263,467 | 14 | 98 | 360,028 | 287,484 | 2633779.2 | 76148 | | Residual | 41 | 49461967067 | 1206389441 | | | | | | 398,320 | 15 | 102 | 156,431 | 649,021 | 253531.2 | 0 | | Total | 47 | 6.90059E+11 | | | ...
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...102 Part On e Organization s, Manag ement, and the Networked Enterprise Modernization of NTUC Income CASE STUDY TUC In com e (Incom e ), one of Singapore's la rgest insure rs, has over 1.8 million policy hold ers with total asse ts of S$21.3 billion . T h e insurer e mploys about 3,400 insurance advi sors a nd 1,200 oHke staff, with the majority located across a n e ight hranch n etwork. On Jun e 1, 2003, Income suc ceeded in the migration of its le gacy insura nce sys tems to a di gital web-based system. The Hercul ea n task required not only the upgrading of ha rdwa re and applications, it also req uired In come to stream line its decade-old business pro cesses a nd IT prac tices. Up until a few rea rs ago, Income's insuran ce processes we re ver tedious and paper-hased. The e ntire in surance proces started with custome rs mee ting an agent, fillin g in forms a nd submitting do cuments. The agent would the n submit th e forms a l branches, from where th ey were se nt by couriers to th e Offi Cf, Services department. The co ll ec tion schedule co uld introdu ce delays of two to three days . Offi ce Servi ces would log documents, sort them, a nd then send th e m to departments for und erwriting. Proposals wef(~ allocate d to unde r w riting staff, mostly randomly . Accepted proposals we re sent for printing at the Computer Services de partm e nt and th e n redistribu te d. For storage, all original do cum e nts were packed an d sent...
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...African Americans: The Role of Race Abstract The Following Essay defines and integrates the role race plays on the African American culture in their family values and politics in comparison to the Anglo American Culture. The United States has become increasingly diverse in the last century. While African American families share many features with other U.S. families, the African American family has some distinctive features relating to the timing and approaches to marriage and family formation, gender roles, parenting styles, and strategies for coping with adversity. African cultures, slavery, slave rebellions, and the civil rights movements(circa 1800s-160s)have shaped African American religious, familial, political and economic behaviors. The imprint of Africa is evident in myriad ways, in politics, economics, language, music, hairstyles, fashion, dance, religion and worldview, and food preparation methods. In the United States, the very legislation that was designed to strip slaves of culture and deny them education served in many ways to strengthen it. In turn, African American culture has had a pervasive, transformative impact on myriad elements of mainstream American culture, among them language, music, dance, religion, cuisine, and agriculture. This process of mutual creative exchange is called creolization. Over time, the culture of African slaves and their descendants has been ubiquitous in its impact on not only the dominant American culture, but on world...
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...duK BMjnI swihb (1) gauVI mhlw 5 mWJ ] (218-4) duK BMjnu qyrw nwmu jI duK BMjnu qyrw nwmu ] AwT phr AwrwDIAY pUrn siqgur igAwnu ]1] rhwau ] ijqu Git vsY pwrbRhmu soeI suhwvw Qwau ] jm kMkru nyiV n AwveI rsnw hir gux gwau ]1] syvw suriq n jwxIAw nw jwpY AwrwiD ] Et qyrI jgjIvnw myry Twkur Agm AgwiD ]2] Bey ik®pwl gusweIAw nTy sog sMqwp ] qqI vwau n lgeI siqguir rKy Awip ]3] guru nwrwiexu dXu guru guru scw isrjxhwru ] guir quTY sB ikCu pwieAw jn nwnk sd bilhwr ]4]2]170] (2) gauVI mhlw 5 ] (191-8) sUky hry kIey iKn mwhy ] AMimRq idRsit sMic jIvwey ]1] kwty kst pUry gurdyv ] syvk kau dInI ApunI syv ]1] rhwau ] imit geI icMq punI mn Awsw ] krI dieAw siqguir guxqwsw ]2] duK nwTy suK Awie smwey ] FIl n prI jw guir Purmwey ]3] ieC punI pUry gur imly ] nwnk qy jn suPl Ply ]4]58]127] (3) gauVI mhlw 5 ] (191-12) qwp gey pweI pRiB sWiq ] sIql Bey kInI pRB dwiq ]1] pRB ikrpw qy Bey suhyly ] jnm jnm ky ibCury myly ]1] rhwau ] ismrq ismrq pRB kw nwau ] sgl rog kw ibnisAw Qwau ]2] shij suBwie bolY hir bwxI ] AwT phr pRB ismrhu pRwxI ]3] dUKu drdu jmu nyiV n AwvY ] khu nwnk jo hir gun gwvY ]4]59]128] (4) gauVI mhlw 5 ] (192-4) ijsu ismrq dUKu sBu jwie ] nwmu rqnu vsY min Awie ]1] jip mn myry goivMd kI bwxI ] swDU jn rwmu rsn vKwxI ]1] rhwau ] ieksu ibnu nwhI dUjw koie ] jw kI idRsit sdw suKu hoie ]2] swjnu mIqu sKw kir eyku ] hir hir AKr mn mih lyKu ]3] riv rihAw srbq suAwmI ] gux gwvY nwnku AMqrjwmI ]4]62]131] (5) gauVI mhlw 5 ] (195-17) ...
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...Titel: Die veranderinge in Suid-Afrika se kurrikulum sedert 1994: die effek wat dit het op onderwysers. Navorsingsprobleem Volgens Leedy (1993:61) vra suksesvolle navorsers hulself gereeld af, waarmee is ek besig en vir watter doeleindes? Dit is belangrik om gedurende die navorsingsproses gefokus te bly op dit wat mens wil bereik. Die hoof doeleinde van my navorsing is om te bepaal watter veranderinge Suid-Afrika se kurrikulum sedert 1994 ondergaan het en watter effek dit op onderwysers het. Suid-Afrika se onderwysstelsel het al baie veranderinge ondergaan (Grobler 2003:34). Sedert 1994 het die Departement van Onderwys gedurig nuwe veranderinge in die kurrikulum en onderwysstelsel gebring. Die onderwysstelsel het ‘n groot skuif gemaak, weg van die ou tradisionele benadering wat gebaseer was op onderwyser-gesentreerde onderrig, na ‘n meer leerder-gesentreerde benadering. Hierdie groot transformasie het nie sonder probleme ontstaan nie. Die drastiese en vinnige kurrikulum veranderinge veroorsaak baie eise en uitdagings vir die opvoeders. Sonder die nodige ondersteuning word daar verwag van opvoeders om hierdie veranderinge en uitdagings te bestuur (Sayed & Jansen, 2001:180). In 1996 het die Departement van Onderwys die hele onderwysstelsel onderstebo gedraai en groot veranderinge aangebring. Tydens die implementering van ‘n nuwe kurrikulum het alles wat effektief gewerk het in die vorige kurrikulum verlore gegaan. Opvoeders was moedeloos en negatief teenoor...
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...© Academy of Management Journal 1996, Vol. 39, No. 3. 519-543. THE RESOURCE-BASED VIEW OF THE FIRM IN TWO ENVIRONMENTS: THE HOLLYWOOD FILM STUDIOS FROM 1936 TO 1965 DANNY MILLER Ecole des Hautes Etudes Commerciales, Montreal, and Columbia University JAMAL SHAMSIE New York University This article continues to operationally define and test the resourcehased view of the firm in a study of the major U.S. film studios from 1936 to 1965. We found that property-hased resources in the form of exclusive long-term contracts with stars and theaters helped financial performance in the stable, predictable environment of 1936-50. In contrast, knowledge-based resources in the form of production and coordinative talent and budgets boosted financial performance in the more uncertain (changing and unpredictable) post-television environment of 1951-65. The resource-based view of the firm provides a useful complement to Porter's (1980) well-known structural perspective of strategy. This view shifts the emphasis from the competitive environment of firms to the resources that firms have developed to compete in that environment. Unfortunately, although it has generated a great deal of conceptualizing (see reviews by Black and Boal [1994] and Peteraf [1993]), the resource-based view is just beginning to occasion systematic empirical study (Collis, 1991; Henderson & Cockburn, 1994; Montgomery & Wernerfelt, 1988; McGrath, MacMillan, & Venkatraman, 1995). Thus, the concept of resources remains an...
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...View Online / Journal Homepage / Table of Contents for this issue Catalysis Science & Technology Cite this: Catal. Sci. Technol., 2012, 2, 2025–2036 www.rsc.org/catalysis Dynamic Article Links MINIREVIEW Advances in conversion of hemicellulosic biomass to furfural and upgrading to biofuels Saikat Dutta, Sudipta De, Basudeb Saha* and Md. Imteyaz Alam Downloaded on 15 September 2012 Published on 01 June 2012 on http://pubs.rsc.org | doi:10.1039/C2CY20235B Received 14th April 2012, Accepted 28th May 2012 DOI: 10.1039/c2cy20235b Recent approaches to furfural synthesis from hemicellulosic biomass and pentose sugars with both homogeneous and solid acidic catalysts have been summarized by addressing the associated sustainability issues. The features of deconstruction of hemicellulosic biomass by acid hydrolysis to produce pentose sugar feedstock for furfural have been discussed in brief. Several strategies including solvent extraction in a biphasic process, application of surface functionalized materials such as acidic resins, mesoporous solids and mechanistic insight in limited cases are discussed. The present status of the promising furfural platform in producing second generation biofuels (furanics and hydrocarbon) is reviewed. The performances of each catalytic system are assessed in terms of intrinsic reactivity and selectivity toward furfural production. Overall, this minireview attempts to highlight the scope of further developments for a sustainable furfural...
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...wKqvg‡Zi AvjvgZ................. www.salafibd.wordpress.com... 1 m~PxcÎ welqt f~wgKv wKqvg‡Zi AvjvgZ Rvbvi DcKvwiZv wKqvgZ KLb n‡e? wKqvg‡Zi mgq †Mvcb ivLvi inm¨ mKj AvjvgZB wK AKj¨vYKi? wKqvg‡Zi †QvU AvjvgZ bex (mvt)Gi AvMgY I g„Zz¨ eiY P›`ª wØLwÛZ nIqvi NUbvt evqZzj gvKw`m weRq ab-m¤ú` e„w× cv‡e A‡bK wdZbvi Avwef©ve n‡e wdZbvi KwZcq `„óvš— fÛ I bex‡`i AvMgY n‡e ‡nRvh †_‡K GKwU Av¸b †ei n‡e Avgvb‡Zi †LqvbZ n‡e Øxbx Bj&g D‡V hv‡e Ryjyg-wbh©vZbKvixi msL¨v e„w× cv‡e †Rbv-e¨wfPvi e„w× cv‡e my`‡Lv‡ii msL¨v e„w× cv‡e Mvb evRbv I MvwqKv msL¨v ‡e‡o hv‡e c„ôv 4 7 9 11 12 13 13 13 14 14 15 17 31 33 34 35 37 37 39 40 اﻟﻔﮭﺎرس :اﻟﻤﻮﺿﻮع ﺍﳌﻘﺪﻣﺔ ﻓﺎﺋﺪﺓ ﺍﻟﺒﺤﺚ ﰱ ﺃﺷﺮﺍﻁ ﺍﻟﺴﺎﻋﺔ ﻣﱴ ﺗﻘﻮﻡ ﺍﻟﺴﺎﻋﺔ؟ ﳌﺎﺫﺍ ﺃﺧﻔﻰ ﻭﻗﺖ ﺍﻟﺴﺎﻋﺔ ﻫﻞ ﻛﻞ ﺍﻟﻌﻼﻣﺎﺕ ﺗﺄﺗﻰ ﺑﺎﻟﺸﺮ ﺃﺷﺮﺍﻁ ﺍﻟﺴﺎﻋﺔ ﺍﻟﺼﻐﺮﻯ ﺑﻌﺜﺔ ﺍﻟﻨﱯ ﺻﻠﻰ ﺍﷲ ﻋﻠﻴﻪ ﻭﺳﻠﻢ ﺍﻧﺸﻘﺎﻕ ﺍﻟﻘﻤﺮ ﻓﺘﺢ ﺑﻴﺖ ﺍﳌﻘﺪﺱ ﻛﺜﺮﺓ ﺍﳌﺎﻝ ﻛﺜﺮﺓ ﺍﻟﻔﱳ ﺑﻌﺾ ﺃﻣﺜﻠﺔ ﺍﻟﻔﱳ ﻛﺜﺮﺓ ﻣﺪﻋﻰ ﺍﻟﻨﺒﻮﺓ ﻧﺎﺭ ﺍﳊﺠﺎﺯ ﺿﻴﺎﻉ ﺍﻷﻣﺎﻧﺔ ﺭﻓﻊ ﺍﻟﻌﻠﻢ ﻭﻓﺸﻮ ﺍﳉﻬﻞ ﻛﺜﺮﺓ ﺍﻟﻈﻠﻢ ﻛﺜﺮﺓ ﺍﻟﺰﻧﺎ ﻛﺜﺮﺓ ﺃﻛﻠﺔ ﺍﻟﺮﺑﺎ ﻇﻬﻮﺭ ﺍﳌﻌﺎﺯﻑ wKqvg‡Zi AvjvgZ................. www.salafibd.wordpress.com... 2 g`¨cvb nvjvj g‡b Ki‡e gmwR` wb‡q †jv‡Kiv Me© Ki‡e `vjvb-‡KvVv bg©v‡Y cÖwZ‡hvwMZv Ki‡e `vmx Zvi gwbe‡K Rb¥ w`‡e gvivgvwi I nZ¨vKvÛ e„w× cv‡e mgq `ª“Z P‡j hv‡e gymjgv‡biv wk‡K© wjß n‡e Nb Nb evRvi n‡e AvZ¥xqZvi m¤úK© bó Kiv n‡e Kv‡jv is w`‡q Pzj-`vwo i½v‡e K…cYZv e„w× cv‡e e¨emv-evwYR¨ Qwo‡q co‡e f~wgK¤ú e„w× cv‡e f~wgam I †Pnviv weK…wZi kvw¯— cwiwPZ †jvK‡`i‡KB mvjvg †`qv n‡e ‡ec`©v bvixi msL¨v e„w× cv‡e gyÕwg‡bi...
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...Sarhad J. Agric. Vol. 21, No. 4, 2005 PRIMING AFFECT CROP STAND OF MUNG BEAN Ahmad Khan, Shad Khan Khalil*, Shakirullah Khan** and Ashfaq Afzal * Department of Agronomy, NWFP Agricultural University, Peshawar- Pakistan. ** Department of Extension Education and Commutation, NWFP Agricultural University, Peshawar- Pakistan. ABSTRACT Seed priming had increased germination of several plants particularly vegetables. The effect of PEG 8000 concentrations levels i.e. 100, 200, 300 g liter-1 water, water soaked and control (seed not treated) on germination m-2 and plant population hectare-1 at harvest of Mung bean varieties NM-92 and NM-98 seeds treated for 6 and 12 hours and then dried for a whole day in open air at room temperature, were studied at Agricultural Research Farm, NWFP Agricultural University, Peshawar during 2003. Emergence m-2 was significantly enhanced by 8% for treated seed compared to control but has non-significant improvement over water soaked. Emergence was increased from 56% (control) to 69% for seed treated 300 g PEG liter-1 water. Longer treatment duration (12 hours) significantly increased emergence m-2 by 1% compared to 6 hours treatment. Though non-significant result was found for plant at harvest yet increment in PEG concentrations had resulted in more number of plants at harvest for primed seed compared to non-primed seed. In conclusion PEG 8000 treated seeds showed better performance than both water soaking and control seeds. INTRODUCTION ...
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...96 ARTWORK BY AMY NINC The Toyota story has been intensively researched and painstakingly documented, yet what really happens inside the company remains a mystery. Here's new insight into the unspoken rules that give Toyota its competitive edge. Decoding the DNA of the Toyota Production System by Steven Spear and H. Kent Bowen long been hailed as the source of Toyota's outstanding performance as a manufacturer. The system's distinctive practices -its kanhan cards and quahty circles, for instance - have been widely introduced elsewhere. Indeed, following their own internal efforts to henchmark the world's best manufacturing companies, GM, Ford, and Chrysler have independently created major initiatives to develop Toyota-like production systems. Companies that have tried to adopt the system can be found in fields as diverse as aerospace, consumer products, metals processing, and industrial products. What's curious is that few manufacturers have managed to imitate Toyota successfully-even though the company has been extraordinarily open about its practices. Hundreds of thousands of executives from thousands of businesses have toured Toyota's plants in Japan and the United States. Frustrated by their inability to replicate Toyota's performance, many visitors assume that the secret of Toyota's success must lie in its cultural roots. But that's just not the case. Other Japanese companies, such as Nissan and Honda, have fallen short of Toyota's standards, and Toyota has...
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...I I ! An Introduction to Derivatives and Risk Management Don M. Chance Louisiana State University Robert Brooks University of Alabama THOMSON oj{ Au s r r ett e . a r e au . C .. nada . ~~".-."~'-~--"'---'"""" MeYlco' 5ing;1lpore· Spain' u nu e d K,.. gdom· umt e c ~t4t~es , c.~ ! , . THOMSON SOUTH-VVESTERN __~ Chapter 1 Preface XlII Iuuoduction PART I Options 21 Chapter 2 Chapter 3 Chapter -! Chapter 5 Chapter 6 Chapter 7 Structure of Options Markets 22 Principles of Option Pricing 54 Option Pricing Models: The Binomial Model 92 Option Pricing Models: The Black-Scholes-Merton Model Basic Option Strategies 181 Advanced Option Strategies 218 An Introduction to Derivatives and Risk Management, Seventh Edition Don M. Chance and Robert Brooks Printer: Transcontinental Louiseville. QC VP/Editorial Director: Jack W. Calhoun Manager of Technology, Editorial: Vicky True VP/Editor-in-Chief: Alex von Rosenberg Senior Technology Project Editor: Matt McKinney Executive Editor: Mike Reynolds Senior Marketing Communications Manager: Jim Overly Internal Designer: Lou Ann Thesing Senior Print Buyer: Sandee Milewski Cover Designer: Paul Neff Design Production House: ICC Macmillan Inc. Cover Images: © Getty Images, Inc, Senior Developmental Editor: Trish Taylor Marketing Manager: Jason Krall Art Director: Bethany Casey PART II The Thomson Corporation...
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...96 ARTWORK BY AMY NINC The Toyota story has been intensively researched and painstakingly documented, yet what really happens inside the company remains a mystery. Here's new insight into the unspoken rules that give Toyota its competitive edge. Decoding the DNA of the Toyota Production System by Steven Spear and H. Kent Bowen long been hailed as the source of Toyota's outstanding performance as a manufacturer. The system's distinctive practices -its kanhan cards and quahty circles, for instance - have been widely introduced elsewhere. Indeed, following their own internal efforts to henchmark the world's best manufacturing companies, GM, Ford, and Chrysler have independently created major initiatives to develop Toyota-like production systems. Companies that have tried to adopt the system can be found in fields as diverse as aerospace, consumer products, metals processing, and industrial products. What's curious is that few manufacturers have managed to imitate Toyota successfully-even though the company has been extraordinarily open about its practices. Hundreds of thousands of executives from thousands of businesses have toured Toyota's plants in Japan and the United States. Frustrated by their inability to replicate Toyota's performance, many visitors assume that the secret of Toyota's success must lie in its cultural roots. But that's just not the case. Other Japanese companies, such as Nissan and Honda, have fallen short of Toyota's standards, and Toyota has...
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...THEME The def of Tobruk proved that even in a terrain as the desert a skilful comd could hold his en in defensive operations. Wavell had applied the concept of offensive def to meet the German onslaught. On the other hand Rommel has been criticised for his reckless push, little car-ing for the requisite log sp which becomes even more crucial in the inhospitable desert terrain. Carry out an analysis of the battle of Tobruk bringing out the strs and weaknesses of Wavell's concept of def and causes of Rommel's failure. AIM To analyse the Battle of Tobruk (April - may 1941) highlighting the strs and weaknesses of Wavell's concept of def and reasons for Rommel’s failure. SCHEME OF PRESENTATION a. Background b. Imp of Tobruk c. Opposing forces d. Wavell's concept of def e. Strs and weaknesses of Wavell's concept. f. Cause of Rommel's failure. BATTLE OF TOBRUK (1941) Background 1. Between the summer of 1941 and that of 1942 the field of battle in the Libyan desert shifted to and fro with almost the regularity of a pendulum, or so it seemed. The extremes of the swing were from Mersa Brega in the west and Buq Buq to the east, except for the small stretch of Egyptian territory east of Sollum, the area between these two places covered the whole of Cyrenaica, the eastern province of Libya. 2. Although Tobruk itself, seventy miles west of the Egyptian frontier, is well to the east of the centre of this area, it remained the fulcrum about which the pendulum swung for...
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