...Health Care Bill and Impact on the Community Health care in the United States is a serious issue that involves all individuals and families alike. Many individuals and families in the United States are unable to receive accessible, affordable and quality health care treatment even though they work each day. Low income levels and a volatile, unstable economy is the cause of many middle class or impoverished individuals and families not being able to receive health care benefits. For many years, politicians have discussed the reformation of the health care system in the United States and H.R. 3950 will surely help the health care system and individuals and families with health care treatment. According to Holland (2010), the Patient Protection and Affordable Care Act was created for individuals and families to ensure that all Americans have access to quality, affordable health care and will help create the transformation within the health care system that is necessary to contain cost. The Patient Protection and Affordable Care Act is suppose to provide coverage for more Americans and reduce the deficiency over the next ten years and beyond. According to Holland (2010), The Patient Protection and Affordable Care Act contains nine titles addressing essential components of reform in: • Quality, affordable health care for all Americans; • The role of public programs; • Improving the quality and efficiency of health care; • Prevention of chronic disease and improving public...
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...The Impact of the Affordable Care Act on Businesses Sadie Boyd Webster University FINC 5000 Abstract This research paper was created to bring a better understanding on how the Patient Protection and Affordable Care Act affect business, government, and average American. Small business owners have historically had a much harder time providing themselves and their employees with insurance due to rising health insurance costs; meanwhile bigger businesses remain largely unaffected due to the leverage buying large group health plans gives them. This problem has only gotten more severe in the past decade. Today, almost half of America's uninsured are small business owners, employees or their dependents. There are around 44 million Americans who currently are unable to get health insurance. The Patient Protection and Affordable Care Act (PPACA,) signed into law by President Barack Obama on March 23, 2010. Several rationales were offered in support of this legislation, including that it would lead to the creation of jobs and the reduction of the federal budget deficit. Everyone is affected by this health care in one way or another. The Patient Protection and Affordable Care Act Consistent with respected economists‟ forecasts, the health care law contains a number of provisions that will eliminate jobs, reduce hours and wages, and limit future job creation. Specifically, the law: * Penalizes employers for failing to offer coverage deemed acceptable by the government; ...
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...What the Patient Protection and Affordable Care Act Means for Individuals Melanie Walker COM/156 September 23, 2012 Alicia Cathell Many of us have heard in the news that major changes are coming to health insurance. The new act will affect everyone by changing the way insurance is handled and how we receive our healthcare. The Patient Protection and Affordable Care Act (aka ObamaCare or PPACA) will take effect over the next few years. Some citizens feel threatened by this act because of the negative publicity it has received, feeling that government should not have so much power over the health of the individual..These changes may seem catastrophic to those not aware of what the new insurance reform entails. They are scared of the unknown. Even though many feel that PPACA is unconstitutional with its penalties and reforms, the impact will affect millions of people by allowing them to receive proper healthcare. The Patient Protection and Affordable Care Act was passed to help establish affordable health care for all Americans. According to the article, Will Doctors Work less Under Obamacare, the new act will affect about 32 million Americans who currently cannot afford healthcare and do not qualify for federal assistance. (Garthwaite 2012) The first initiative of this act was passed in October 2011 which affected the dependents listed under a parent's insurance plan. Prior to the passing of the Act dependents could only be covered up to the age of 18 unless a full time...
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...– Part II Uninsured and Underinsured children in America are one many vulnerable groups that impact the financial aspect of health care. This paper will discuss the financial impact and delivery of the United States health care system. It will also discuss the different types of funding that are available to uninsured and underinsured children. Last, the paper will discuss issues and challenges of this vulnerable group along with some solutions that government has come up with. Uninsured/Underinsured Children in the United States Health care is financed by different means. There are public and private financing. Public financing options are through the government and states and consist of Medicare, Medicaid, and Children Health Insurance program. Private financing options consist of group insurance, self-insurance, and Managed Care Plans. Uninsured and underinsured children can get the help they need from many public financing groups whereas the private options tend to turn them down. Financial Impact Uninsured and underinsured children have a major financial impact on the economy. “The health costs of the uninsured have become an economic burden of the business community through property taxes, higher health insurance premiums, and lost productivity of workers with sick family members” (Edelman, 2009, para. 5). In other words someone has to pay for the health care of the uninsured and underinsured children in the United States. When parents are off work with...
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...Costs Of Healthcare Christine Amargo HCA305 The U.S. Health Care System Sherry Grover June 9, 2014 Everyone wants to have access to health care and in order to access it they need insurance, but unfortunately not everyone can afford health insurance. The United States spends more money on health care than any other country, but raise the cost of health insurance to the citizens. Health care should be affordable if the government is willing to spend as much money as they are on it. Health insurance should be able to affordable to all classes lower, middle, and higher. The citizens of the United States has the right to know why their insurances cost are going up and if they are going to get more bang for their buck. The reason why healthcare cost is rising each year is because no one is managing the spending. Money is being spent between all accounts of healthcare and shared amongst each other. There needs to be a line where companies stop spending and try to manage the money they have if they don’t the cost of healthcare will just keep rising. The primary issues of healthcare cost are access to healthcare, and affordability of healthcare. The United States health care spending has been growing rapidly for many years, but many citizens are without appropriate health care. This is affecting the two governments major health insurance Medicaid and Medicare and the private insurance companies. As the health care spending rises, the citizens will be faced with difficult choices...
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...Health Care Reform: Impact on Patient Safety, Quality of Care, and Economics November 7, 2015 Health Care Reform: Impact on Economics, Patient Safety and Quality of Care With the implementation of the Affordable Care Act (ACA) in 2010, never before in the history of the United States has there been a more opportune time to cater to the stakeholders, American citizens, and health care industry to improve quality and the way in which health care is delivered. Health care reform has changed and improved the entire spectrum of the health care environment. The three primary goals of the ACA are; consumer protection, improving quality/ lowering cost and increasing access to affordable care (DHHS 2014). Health care reform has affected all three of these goals and have impacted both positively and negatively, patient safety, quality of care and American economics. Impact of Health Care Reform on the Economy According to a study by the Congressional Budget Office (CBO), there have been substantial savings in Healthcare costs. One major reason for the savings is preventative health care. Preventative healthcare saves money on prevention and early detection of illnesses and diseases. The result is people don’t have to wait until their illness becomes so serious that they end up having to go to an emergency room for costly procedures. It has also lowered heath care cost by making preventative health care available and affordable for 33 million Americans who would...
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...Affordable Care Act Grainger HCS/537 October 31, 2011 Tran Laneden Affordable Care Act The PPACA, also known as the Patient Protection and Affordable Care Act is a bill that was signed in 2010 and was seen to be legal by the Supreme Court in 2012. The PPACA states that healthcare in the United States are a right for everyone. It has been viewed as a game changer on many levels.The bill addresses the issue of individuals that are not insured. Making sure that every citizen in the United States has insurance coverage is one of the main goals of the PPACA. Reforming the system to ensure that healthcare is available for everyone at a price that is affordable. Delivering health care in the United States has been changing over the past few years, looking towards the future; reform is shaping the health care industry in a positive way. Affordable Care Act’s impact on quality of care The affordable care act is going to have a major impact on the U.S health care system. It is posed to minimize the number of individuals that are currently without insurance. There is a large burden on the system for uninsured individuals which are driving the health care cost up. The Affordable Care Act is not the perfect solution to our health care woes, but it presents a challenge in fixing it for the future. The ACA has a few stipulations that will go a long way in changing the industry. “In order to increase the number of people covered by private insurance, the ACA eliminates...
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...| Affordable Care Act | What is in store for the future? | Caitlin Dulon 6-14-2015 | According to Medicaid.gov “The Affordable Care Act was passed by Congress and then signed into law by the President on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law.” (P. 1) the affordable care act brought about a lot of changes to the way American’s were able to get health Insurance. Many American’s could not afford health insurance even though they were working jobs, or their place of employment did not offer insurance benefits. After the Affordable Care Act was put in place American’s had a place to get health coverage no matter what their current situation was. According to Medicaid.gov “The Affordable Care Act actually refers to two separate pieces of legislation — the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of that, together expand Medicaid coverage to millions of low-income Americans and makes numerous improvements to both Medicaid and the Children's Health Insurance Program (CHIP).” (P.1) The Affordable Care Act has given many low-income families the chance to have health insurance and be able to afford this insurance. These families are now able to get the preventative care that they need and be able to try and stay healthy so that they do not burden the United States with more medical bills they are unable to pay. But, even though they have insurance many...
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...The Role of Law in Business and Society Vernon Padberg III LAW/421 December 23, 2014 Safiya Byars Impact of Law on Businesses and Society In today’s world, the healthcare law is having an impact on virtually every person in the United States. In the beginning of 2014 those who are uninsured must purchase coverage either on their own, through an employer's plan, or through a health insurance exchange. However, if the individual chooses not to get coverage then that person will end up having to pay a tax penalty, but those that are insured will continue to enjoy key mandates of the law such as free preventive care and coverage of adult dependents up to age 26, but at the expense of higher out-of -pocket costs. Since the Federal preemption in the healthcare industry has grown considerably in the last 10 years, most notably the Patient Protection and Affordable Care Act or Obamacare signed by President Barack Obama in 2010, there has been a sweeping change in the healthcare industry. This act preempts many of the state’s laws that have been used to regulate healthcare in the past (Tsai 2011). Furthermore, the relationship between insurance companies and patients is starting to change significantly since the law requires insurance companies to cover all applicants within new minimum standards thus offering the same rates regardless of pre-existing conditions or sex. Also additional reforms are aimed to reduce costs and improve healthcare outcomes...
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...Organizational Responsibility and Current Health Care Issues Patient Protection and Affordable Care Act (PPACA) Health Law and Ethics Patient Protection And Affordable Care Act History “After the enactment of the Affordable Care Act (ACA) in March 2010, numerous lawsuits challenging various provisions of the momentous health care reform law were filed in the federal courts. Many of those cases were dismissed, but some federal appellate courts issued decisions on the merits of the law. In November 2011, the United States Supreme Court agreed to consider several issues related to the constitutionality of the ACA arising out of two cases in the 11th Circuit Court of Appeals” (The Henry J Kaiser Family Foundation). Headline news featured the highly controversial Patient Protection and Affordable Care Act (PPACA), also referred to as Obamacare, during the week of 25-June-2012. In response to health care crises in the United States, PPACA advanced to the forefront. “[W]e must also address the crushing cost of health care. This is a cost that now causes a bankruptcy in America every thirty seconds. By the end of the year, it could cause 1.5 million Americans to lose their homes. In the last eight years, premiums have grown four times faster than wages. And in each of these years, one million more Americans have lost their health insurance. It is one of the major reasons why small businesses close their doors and corporations ship jobs overseas. And...
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...Implementation Of Health Care Reform Abstract The Patient Protection and Affordable Care Act provides for new professional roles and educational opportunities in nursing. As the number of insured Americans increases, so will patient numbers. Increased insureds will increase demands for nursing care as this legislation is fully enacted. The ways in which nurses can provide solutions for enacting the legislation and caring for the millions of newly insured Americans are discussed. The act also provides for professional training and development of advanced practice nurses to meet the demands of increased care and increased patient load. Keywords: healthcare reform, nursing education, nursing roles Significance Of Nursing In The Implementation Of Health Care Reform Healthcare reform has captured our time and attention during the past few months, it has been a long and heated discussion. As the healthcare and its underlying payment system evolve in the face of the new Patient Protection and Affordable Care Act; healthcare for all, a long time dream of many nurses, will be realized. This act requires all Americans to be covered by health insurance by 2014. Goals of the act are to not only enhance access to affordable care but also focus on wellness and prevention, bring care back to being patient centered, emphasize...
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...Medicine’s 2010 report on the future of nursing discusses the challenges facing both utilizers and providers of health care since the birth of the Affordable Care Act. In 2010, our country’s healthcare system experienced a major reconstruction second only to the evolution of Medicaid and Medicare in 1965. As of May, 2014 we saw approximately 20 million Americans newly insured under the ACA (Patient protection, 2015). In addition to recognizing the hurdles produced by such a significant alteration in health care, the goal of the report is to offer ideas, inspiration and an action oriented plan to aid in the efforts of health care workers offering unified, continuous and affordable excellent care that is available to everyone and that points us all in the direction of overall better health outcomes (The future, 2010). This paper will focus on the report’s impact on nursing education, primary care practice, nursing leadership and the changes that will result in my own personal practice as a result. Impact on Nursing Education Who we are treating is changing. How we are treating them is changing. This overhaul in healthcare demands nurses adopt a new perspective with which to meet these changes. With the evolution of the historically uninsured now being able to access healthcare, our approach to nursing must bend and flex in order to meet the needs of our new patient population. The second key message in the report talks about nurses achieving higher levels of education, earning advanced...
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...spending on health care has been the subject of discussion and scrutiny for several decades. The enactment of the Patient Protection and Affordable Care Act of 2010 (ACA) was hardly the first fiscal policy for healthcare in the history of the economy. There is a long list of fiscal policy attempts from predecessors such as Franklin Roosevelt, Harry Truman, Richard Nixon and most recently Bill Clinton (Sparer, p462). In 1933, Franklin D. Roosevelt drafted amended provisions to his pending Social Security legislation to include publicly funded health care programs but ultimately removed the provisions due to opposition by the American Medical Association (Coombs, p5). Following the Second World War, President Harry Truman called for universal health care as a part of his Fair Deal in 1949 but strong opposition stopped that part of the Fair Deal (Peon, p161-168). On July 30, 1965 President Lyndon B. Johnson signed into law the legislation establishing the Medicare and Medicaid program, social insurance programs administered by the United Stated government providing health insurance coverage to people who are either 65 or meet other special criteria for need (Roemer, p845). In October 1972, President Richard Nixon signed the Social Security Administration Amendments of 1972 which extended Medicare to those under 65 who have been severely disabled for over two years (Ball). The 1980’s saw the passage of The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) signed...
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...32% of the uninsured in America. American Indians 30%, African Americans 22%, and Caucasians 14%, make up the remainder of the uninsured population (Kaiser Family Foundation, 2011). The average educational level is high school diploma or GED. The lack of higher education puts this group at risk for not being able to qualify for higher paying jobs that would give them the opportunity to afford health care coverage. The average income of the uninsured population is approximately $30,000 to $35,000 per year (Kaiser Family Foundation, 2011). In the uninsured population there are two additional groups. This group is the uninsured young adult who is not eligible for continued health coverage on their parents’ health plan and the older working adult who cannot afford health care premiums. This adult population usually does not qualify for federally funded health care programs such as Medicare and Medicaid. These risk factors identify the uninsured population as vulnerable with many challenges to overcome in their health care. The uninsured population can have a costly impact upon the...
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...Connie Melton Literature Review, Part 2 The Patient Protection and Affordable Care Act (PPACA) became health care law on March 23, 2010, with the most major provisions to be phased in by January 2014. One significant feature of this legislation is a new provision for preventive care services. Cogan (2011) notes “By requiring … health plans to provide evidence-based preventive services with no out-of-pocket costs, and the PPACA transforms the U.S. public and private health care financing systems into vehicles for promoting public health” (p.355). This report will describe several individual components of the preventive care provisions with identification of stakeholders, implications for the implementation process, and supporting evidence for the impact on the nation’s health. “Through the Prevention and Public Health Fund, the Affordable Care Act works to address factors that influence public health and can assist the nation from a change of focus on sickness and disease to one based on wellness and prevention, ”(HHS, 2014, para. 1). the argument or reasons why preventative care services through the PPACA would improve the health of the United States population is: 1. Improves the health of the American people by being pro-active instead of re-active; prevent diseases, sickness, and illness from reoccurring. 2. Reduces long-term health care costs for the American public through identifying the type of care, treatment, procedures and services, which go along...
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