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Medicare Summary

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Medicare Summary
Medicare, America’s biggest health protection plan currently covers more than 50 million people nationwide. Medicare can be summaries into 2 major categories, Traditional and Advantage. Both of them have 4 subcategories known as Part A, B, C, and D. Each of them represents a specialty insurance plan; Hospital, Medical/Health, Advantage Plans, and Prescriptions. The Centers for Medicare and Medicaid are responsible for the program operations. Medicare has changed over the years including the legislation law of reform H.R. 3590, Patient Long Protection and Affordable Care Act signed into law in 2010. And then there was H.R. 4872, the Health Care and Education Reconciliation Act.
This legislation brings changes and impacts for how the Part D Medicare plans are to enroll and advertise beneficiaries. The legislation protect and strengthen all recipients of Medicare while expanding provisions for low income recipient groups by increasing original Part D provisions. These changes have powerful impact on Part D of the Medicare operations and dynamics that include specialty prescription coverage and benefit design (American Health and Drug Benefits, 2012).
There is a plethora of obstacles ahead for the Medicare program; even though the U. S. government’s plan for modification has brought benefits to many, especially for (Over 65) seniors and physically disabled Americans covered by the plan. Revenues are decreasing and the cost of health care is steadily climbing, the “Baby Boomer” generation is quickly growing into elderly stages, and the economy is still weak. All of these problems have made it impossible for the federal assistant program to provide insurance for their over 50 million beneficiaries.
Because of all this, the best health insurance seems to stay focused on citizens ages 65 and over, those younger than age 65 that are disabled, and

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