...Organisation which provided us this opportunity to spend some quality time of our life in the village in Bihar. The key insights provided to us by Mr.P.K.Singh during our field-work helped us a lot while working on the field. I would like to thank Adithi field coordinators Mr. Avinash Kumar, Mrs Rani and Mrs Madhvi, without whose guidance it would not have been possible for us to complete the study. I would also like to thank the people of Bakhri for their cooperation and support, without which the study would not have been possible. Abhishek Rajan (34056) EXECUTIVE SUMMARY In this study I have tried to capture the impact of MNREGA and its contribution in providing sustainable livelihood and sustainable asset creation using the natural resource base of rural areas based on people’s perceptions. During my study i have tried to understand how MNREGA has touched the life of rural people and its impact at the local level on natural resources and providing resilience and adaptation to the climate changes in Bakhri village of Muzaffarpur district in Bihar.I conducted several FGDs’ among various stakeholders to understand the people’s opinion and used Fuzzy...
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...“Growth must not be treated as an end in itself, but as an instrument of spreading prosperity to all” Global Hunger Index, 2012 India was ranked 65th Pakistan at 57th and Sri Lanka at 37th position, total out of 79 countries. Whereas there are 15 countries that have managed to reduce it by 50 percent or more. 1. Mid Day Meal - 11,937 crore rupees 2. Food Subsidy - 60, 573 crore rupees 3. ICDS (Integrated Child Development Services) - 15,850 crore rupees 4. MNREGA - 33,000 crore rupees In India 36 percent of women are underweight during their child bearing age and 43.5 percent of the children under age of 5 were underweight. Now if we turn to the recently developed UNDP multidimensional poverty index (MPI), which more accurately measures income on the basis of health, education Etc., we will find situation even worse. According to this 65 crore people in India are poor and it amounts to 55% population of the country. Eight states of the India (Bihar, Jharkhand, chattisgarh, MP, UP, WB, Odisha and Rajasthan) account for more people than those present in the 26 poorest countries of Africa. United Nations Children’s Fund(UNICEF) India ranks better only than Ethiopia in the number of malnourished children (under five years of age). Ethiopia has 51% malnourished children and India has 48%. India is now ranked among the 50 nations with highest under-five child mortality rate. It has been placed at number 46 in the list of 193 countries. India’s neighbors Bhutan, Nepal and...
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...NAXAL MOVEMENT IN INDIA AND THE STATE RESPONSE BY JAGANNATH DASGUPTA Introduction This paper attempts to map the growth of Naxal or Maoist conflict in India from a small socio-political movement to the single largest internal security problem and the response of the state machinery to this movement. It has been divided into five parts. First part talks about the genesis of this movement, second part focuses on its present manifestations, third part stresses on the reasons for which this movement is gaining strength , fourth part is a description of the state response and fifth part is a set of proposals which probably could lead to betterment of the situation . Genesis The Communist Party of India (CPI) started out in 1920 and carried a Marxist ideology. The CPI was later divided into factions owing to their ideological differences and also their approaches. While some believed in the political process the others believed in violent revolution. Some members who wanted to be a part of the political process actually led to the formation of Communist Party of India(Marxist) . Some CPI(M) members won state elections in West Bengal in 1967 and also joined the coalition of parties in the United Front. The more radical people of CPI(M) did not like this development and there was a conflict between the police and armed peasants that took place in Naxalbari town in West Bengal that same year . ‘Naxalite’ term was coined from this encounter only . Later on in this year only...
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...tBeautiful, but Bold? Zeenat Jadwet, TY B, 3105 After winning an overwhelming majority on its own, the BJP has, in its first two policy statements—the railway budget and the Union budget—unambiguously initiated a recalibration of the government’s ideology towards the right. Clearly this is a government, emboldened, no doubt, by its 282 seats, yet many question how much of this was divulged in the highly anticipated budget. Principle of continuity was seemingly chosen over political consideration, causing many a people to question the intentions of Mr. Jaitley and the Modi Government. Reconciliation with a flawed inheritance, is what Is evident by the budget, leaving expectations of path breaking reforms, or “Modification”, postponed if not shattered. This said, the budget does very successfully incorporate small, viable steps aimed at curing long standing issues of deficit, investor skepticism and inflation. Faced with a near-empty treasury and massive outstanding obligations, Mr. Jaitley had very little room to maneuver. It was either quoting a more realistic fiscal deficit, thereby corroding investor confidence or accepting the rather wishful goal of Mr. P. Chidambaram of 4.1% for 2014-15, which he invariably did. This though is based on the premise of growth in the coming months. Accepting that full disclosure would leave a scar on the rather upbeat mood, subjecting the ‘Ache din’ promise to mockery the Jaitley-Modi duo stuck to the UPA II guidelines. If the...
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...What is Banking Ombudsman (BO)? * He hears customers’ complaints against banks. * BO was first setup in UK. * In India, RBI started this scheme in 1995. Appointment & Tenure * Earlier RBI used to appoint reputed persons from banking, finance, management, legal etc. sectors as Banking Ombudsmen (BO). * But now RBI has reserved this BO post for its own Chief General Managers and General Managers. * Tenure: 3 years at a time. * Reappointment: yes possible. Jurisdiction * Banking Ombudsman (BO) Scheme applies to whole of India (including Jammu and Kashmir). Banking Ombdusmen have jurisdiction over 1. All commercial banks (scheduled and non scheduled, public and private) 2. Regional rural banks 3. scheduled primary co-operative banks 4. NBFCs (BO’s Jurisdiction limited to “loan” part.) * BO is not a replacement of Consumer forum/courts. He merely supplements them. * BO deals with matters less than or equal to Rs.10 lakhs. * Here are some examples situation where BO can help you: Regular banking 1. Demand draft, cheques, pay orders etc. not issued on time. (or not paid on time) 2. Credit card related complaints (e.g. bank putting hidden charges. Your credit card was stolen but bank did not disable it even after you called them.) 3. You asked the bank to close your account / credit card but they are not doing it. 4. Bank refuses to open your account without giving valid reasons. 5. Bank closes down your account without valid...
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...News Release Delhi, May 19, 2015 VODAFONE INDIA FULL YEAR FY15 RESULTS Vodafone India is over INR 42,000 crores company by revenues; second largest MNC in India Strong Service Revenue growth and further improvement in EBITDA margin % Robust growth in Data, contributing 15% of service revenues (Q4 FY15) Higher capex focusing towards network expansion and future growth areas o Amongst the largest global networks with 130,000+ sites Fresh equity infusion of INR 6000 crores, reaffirming commitment to the country India significant contributor to Vodafone Group o Highest contributor to Group Service Revenue growth o Largest data traffic market by volume o 3rd largest contributor to Group Service Revenues Key FY15 KPI’s SERVICE REVENUE AT INR 42,352 crores, UP BY 12.6 % DATA (BROWSING) REVENUE AT INR 5,690 crores, UP BY 65.5 % HEALTHY EBITDA MARGIN AT 29.6% Vodafone India, one of the leading total telecommunications service providers in the country announced its Full Year results (IFRS) for the period ended March 31, 2015 Key Financial Highlights: Vodafone India Standalone figures Strong Financial Performance Consistent and strong revenue growth; service revenue of INR 42,352 crores in FY15 vs. INR 37,606 crores in FY14, a growth of 12.6% Revenue performance driven by strong customer additions and robust growth in data revenues EBITDA at INR 12,605 crores in FY15 vs. INR 10,847 crores in FY14; Healthy EBITDA margin at 29.6%, led...
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...Top Questions from Union Budget 2015-16 Union Finance Minister Arun Jaitley presented the Union Budget for 2015-16 on 28 February 2015. This was the first full budget of the NDA government led by Prime Minister Narendra Modi. Following are the important questions coming out of the proposals coming out of this Budget. [pic] 1) What is the name of the proposed micro and SME development finance unit that was announced in the Budget? – MUDRA Bank [pic] 2) How much allocation has been made for the proposed MUDRA Bank, which has been proposed for giving boost to micro and SME sectors? – Rs. 20,000 crore [pic] 3) Which regulator is proposed to be merged with the SEBI as announced in this budget? – Forward Markets Commission – FMC (FMC is the regulator of the commodities market in India) [pic] 4) The service tax has been hiked from present 12.36% to – 14% [pic] 5) 100% tax deduction has been allowed for contribution to which two important central govt. schemes in this budget? – Swachh Bharat Fund and Namami Gange Fund [pic] 6) Which tax has been abolished with a cess in this budget? – Wealth Tax (It has been replaced with a 2% cess on super rich individuals. The super rich individuals are those with an annual income of over Rs. 1 crore) [pic] 7) The establishment of a new film production centre (Centre for Film Production and Animation) in which Northeastern state has been proposed in the budget? – Arunachal Pradesh [pic] 8) What is the name of the new scheme to empower...
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...My dear fellow-citizens, Brothers, sisters and dear children, I greet you all on this Independence Day. Today is certainly a day of joy for us. But on this celebration of independence we also feel pain in our hearts that our brothers and sisters in uttrakhand had to face devastation about two months back. Our deepest sympathies are with all the families that suffered loss of life or property. I want to assure the people of Uttarakhand today that the whole country stands with them in this moment of crisis. Our government is working with all the resources at its command to rehabilitate those whose houses have been destroyed and rebuild damaged infrastructure. Our army, paramilitary forces and numerous officers and staff of the Central and State governments worked in difficult conditions in partnership with the common people to perform an outstanding task in providing relief to those who were stranded. We especially pay homage to the officers and men of the Air Force, ITBP and NDRF who sacrificed their lives to save others. We are also deeply pained that we lost the submarine, INS Sindurakshak in an accident yesterday. Eighteen brave sailors are feared to have lost their lives. The accident is all the more painful because the Navy had recently achieved two major successes in the form of its first nuclear submarine, INS Arihant and the aircraft carrier, INS Vikrant. We pay homage to the brave hearts we have lost. We also congratulate the Navy on its successes. Brothers and...
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...|State: RAJASTHAN | |Employment Generated During The financial Year 2012-2013 | | | |1 | |2 | |3 | |4 | |5 | |6 | |7 | |8 | |9 ...
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...Akhilesh Yadav to gift new university to Kanpur TNN Jul 16, 2012, 02.59AM IST KANPUR: On a day-long visit to Kanpur on Sunday, chief minister Akhilesh Yadav said a new university would soon be established in Kanpur. Saying that education was an important focus area for his government, Akhilesh was responding to demands made by Kalyanpur MLA Satish Kumar Nigam. Saying Knpur played a key role in essaying Samajwadi Party's success in the assembly elections, the chief minister also said all development activities in Kanpur would be taken up on priority basis. Responding to demands for an additional hospital in the city, Akhilesh also said the construction would begin just as soon as the necessary land was acquired for the purpose. Akhilesh was speaking on the sidelines of a private function at Chaudhary Ramgopal Singh Law College in Meherban Singh Ka Purwa hamlet of Kanpur, where he inaugurated the law college, laid the foundation stone for a bigger auditorium and started electrification in nine villages, including Pipauri, Imlipur, Madanpur, Kharagpur, Igra and Fatehpur Gohi. Yadav announced that the work of construction of Mandhana-Bhauti bypass would commence soon. He also announced for the widening of Shivli Marg with Rs 12 crore, development of GT Road with an aid of Rs 3.40 crore, setting up of Rajkiya Balika Vidyalaya and a neurology centre in Kalyanpur, speeding up the work of construction of bridge over the Ganga in Bithoor (780 metres of bridge already constructed)...
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...Enabling the next wave of telecom growth in India Industry inputs for National Telecom Policy 2011 2 Enabling the next wave of telecom growth in India Foreword The Federation of Indian Chambers of Commerce and Industry (FICCI) and Ernst & Young have collaborated on this deep review of the telecoms sector in India. The National Telecom Policy 1999 (NTP 1999) has served the sector in India for well over a decade, in which time we have witnessed significant changes in the socioeconomic environment, technological advancements and business dynamics. The telecom industry in India is ready to take the next leap forward with new developments such as launch of third generation (3G) services by private operators, 3G and broadband wireless access (BWA) auctions, launch of mobile number portability (MNP), and the emergence of mobile commerce (m-commerce). In the future, rural and semi-rural markets are expected to drive growth, especially in the wireless segment. The Ministry of Communications & Information Technology has released the 100-day agenda for the Indian telecom sector, and announced formulation of a new and comprehensive National Telecom Policy 2011 (NTP’11). Therefore, the time is ripe for a comprehensive review to build a forward looking and transparent policy that will be the backbone to achieve the ”India telecom vision 2020.” This report focuses on specific areas where the Government of India (GoI) needs to intervene and move the policy to the next generation...
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...Issue 1 - September 2012 Department of Financial Services Ministry of Finance Government of India Banking, Insurance, Pension A Journal of the Department of Financial Services Theme : Financial Inclusion Contents • Editorial and Messages • Financial Inclusion • Recent developments in Banking • Recent developments in Insurance • Recent developments in Pensions • Important appointments Publication issued by the Department of Financial Services, Ministry of Finance, Government of India odern economies depend upon efficient allocation and optimal utilisation of savings and credit. Banks, Insurance companies and Financial Institutions (FIs) play a pivotal role in undertaking this function and ensuring that high economic growth is sustained. In India, these institutions have facilitated the growth in the economy and have displayed remarkable resilience in the post financial crisis period. In the recent past, though the Indian economy has slowed down, Financing, Insurance, Real Estate and Business Services continue to record impressive growth of over 9 per cent. To improve the functioning of various FIs, the Department of Financial Services (DFS) has taken several initiatives and many more on the anvil. These include steps aimed to achieve effective financial inclusion, improve flow of agriculture credit and lending to minorities and for education, payments and receipts through electronic mode, infrastructure financing, debt recovery, timely settlement of insurance...
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...4/8/2012 | China and India now are widely acknowledged as the planet’s next economic superpowers | The Context China and India are two neighbouring countries in Asia who share the two largest population of the world and in fact added together they represent nearly one third of humanity. Globalisation has imposed internal pressure and external pressure to bear on both India and China. For most Chinese and Indians alike, economic life is hard despite the fact that reforms and globalisation have created various new opportunities and as such both countries have witnessed an emerging middle class with Americanised tastes and preferences, irrespective of this however, both countries remain very poor. Although the two countries went to war in 1962 due to some border dispute, they have since tried to normalise relations and in 1995 for the first time trade had exceeded US$1 billion between them. They have lately received a lot of international attention being viewed as emerging giant economies as they both play key roles at the international level. For example China has been a permanent member of the Security Council at the UN, while India who has lead the Non-Aligned Movement for years and is still vying for a similar position. Furthermore, India has been one of the founding members of the WTO and has played a prominent role as one of the developing nations whereas China has had to fight for decades to obtain its admission into this international organisation. While both...
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...THE YEAR THAT WAS(2011-12) In a year marked by mass protests, the awakening that swept the Arab world stood out. The Arab spring was sparked by rallies in Tunisia that followed the self-immolation in late 2010 of a young market worker angered by police harassment. He died in hospital in January, prompting thousands to take to the streets in sometimes violent clashes that forced the long-time president, Zine el-Abidine Ben Ali, to flee to Saudi Arabia. Emboldened by the outcome in Tunisia, protesters soon rose up in other Arab countries. Hundreds of thousands of Egyptians filled the centre of Cairo and camped in Tahrir Square to call for Hosni Mubarak to step down. After three decades in power, Mr Mubarak withstood only three weeks of strife. Although frail, he eventually stood trial (due to resume soon) for the deaths that occurred when his security forces tried to quash the protests. Elsewhere, Yemen’s president fled in June and eventually signed a transition deal to end his 33-year reign; Saudi troops helped to put down unrest in Bahrain; and reform was embraced in Morocco and Jordan. But the Arab spring was met with stiff resistance in Syria, where protests were brutally put down by Bashar Assad’s regime, resulting in over 7,000 deaths so far. In Libya Muammar Qaddafi caused a civil war after he tried to crush an opposition movement that spread from Benghazi. NATO aircraft enforced a no-fly zone, endorsed by the Arab League, in support of the rebels. After a summer of conflict...
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...Industry Analysis Report FMCG March 11 2014 Submitted By: Ankur Nag – P301412CMG388 Ansuman Singh – P301412CMG340 Ashish Khandelwal – P301412CMG349 Habib Khan – P301412CMG365 Lalatendu Pattnaik – P301412CMG377 Industry Analysis Report FMCG 2014 Contents 1. INDUSTRY PROFILE ........................................................................................................................................... 4 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 2. Sector Overview ............................................................................................................................................... 4 Sector Size ........................................................................................................................................................ 4 Major Segments in FMCG Sector ...................................................................................................................... 6 Competitive landscape ...................................................................................................................................... 7 Supply & Demand and-side Drive .................................................................................................................... 9 Porters‘ Five Force Model .............................................................................................................................. 11 Critical Success Factors .....................................................................
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