...reasons people get in over their heads in debt and some of these reasons are good for getting debt settlement. The best way to start reducing the amount they have to pay is to send a debt settlement agreement letter to their creditors. The letter needs to clearly state the hardships that have caused the debtor to be unable to pay his or her debt. The person will not be successful in reducing his or her debt if they say they made too many purchases and now they can’t pay for them. There are several legitimate hardships for getting behind on debt payments including: • Illness or injury that precludes...
Words: 822 - Pages: 4
...changes over time, three values remain prominent. In today’s young American: hard-work, perseverance, and passion serve to make the United States the great nation that it is. First, lets bring attention to the hard-work every American goes through. Americans face hardships everyday, like unemployment, debt, and war. Americans have always had hardships, but Americans always overcome challenges. In Letters from an American Farmer: Letter III - What is an American by De Crevecoeur says, “We are all animated with the spirit of an industry which is unfettered and unrestrained, because each person works for himself…”...
Words: 723 - Pages: 3
...Chapter 9 Essay Americans Fears Americans had much fear in the 1930’s because of the Great Depression and the hardship that came with it. There were enormous cuts in wages which left people unemployed and economically burdened. The poverty percentage grew drastically because the amount of material resources that they needed to live were impossible to obtain. When Roosevelt’s New Deal was enacted in 1933-1936 there was an mixture of cries and cheers that came with the passing. Women in the 1930’s also struggled when it came to asking for help in fear of being rejected. In this paper I will examine the fears that the Americans had in the 1930’s and exemplify the hardships that they had to face during a rough phase in their lives. The poor struggled in keeping their homes during this time in fear of losing it because of financial trouble. For example, Mrs. A. M. U. from Iowa and had great hardship in 1934. She wrote a letter to President Roosevelt begging for money to help pay for her house. Mrs. A. M. U. said, “if I could only raise thirteen Hundred Dollars than I could Stay in my home” (173). She begs him by asking for that money so she won’t be homeless. The determination that she had led her to write a letter to the president because her fear became so heavy that she had to come up with a solution. Many other Americans witnessed the same hardship. An anonymous young boy from Illinois wrote in fear that his father would not be able to get a job and they would lose their...
Words: 739 - Pages: 3
...because of the records that individuals have kept over the years. Books, letters, decrees, even town notices can each give us insight into what life was like before we or our living families came into this world. There are oral traditions that can be passed down, as well as stories told from one generation to another. Letters specifically can show one person’s experiences, opinions, hardships, and relationships. This letter, from Sebastian Brandt a settler, serves as a perfect example of life before industry or the American dream. Sebastian writes to his friend Henry Hovener who is back in England at the time. The letter is written on January 12, 1622. According to the letter Sebastian appears to be a middle aged settler who made the voyage with his wife and brother. Due to the enormous outbreaks of disease at the time, they had both passed away about a year before the letter was written. Sebastian writes about silver, gold and copper. This suggests that he may be in the lower class considering he is venturing on those quests on his own. Throughout his writing he references the Lord God, asking for his blessings, and giving blessing to Mr. Hovener. This proves his religious...
Words: 618 - Pages: 3
...1. Notes a. This letter was written by an indentured servant who traveled to Virginia to work on the tobacco plantations. He wrote this letter to his parents to not only explain the terrible living conditions, but also to beg them for help and mercy. His letter details the conditions everyone had to live in and how people reacted according to them. Most importantly, he begs his parents to buy out his indenture so he can return home, or to send food for his survival in Virginia. b. The people are incredibly sick and starving. If they haven’t already died from the indian attacks, they are barely surviving in their current conditions. Not to mention, the people are terrified of another attack from the Powhatan. People are turning on each other because they are all desperate to survive. For example, someone stole Frethorne’s Cloke and would not tell him where it was. However, he was spotted later on receiving food from the ship, so it can be assumed that the Cloke was used to trade. Frethorne also told his parents about the kind hospitality from John Jackson, the gunsmith, who took him in when he traveled to Jamestown for business. Lastly,...
Words: 762 - Pages: 4
...The purpose of the letter is to support Jesus Garcia Cervantes’s application for a pardon of the ten year ban from the United States as it would cause “EXTREME HARDSHIP” to his wife, Angelina Pantoja Lara, a lawful permanent resident as well their children, who are U.S. Citizens. I have known Jesus and his wife all of my life, as all three of us grow up in the same small town in Mexico. Jesus is also my first cousin, throughout the years we have kept in close contact, and even work together as farm laborers here in Eastern Washington. Jesus and Angelina currently have two small children, Joanna, who just turned 4 years old, and Franko, who is 2 years old, and they are also expecting their third child in January. I can attest to the fact that Jesus is a hard-worker and is a very responsible person. FINANCIAL HARDSHIP:...
Words: 649 - Pages: 3
...In her letter to her son, Abigail Adams describes the benefits the trip could reap. The passage persuades her son to see the benefits of his adventure as evidenced by her comparison and reference to heroes of the past and present. In the letter, hoping to encourage her son to value his journey, Adams compares a traveler to a river. An author, whom she met with, describes the comparison as “running through rich veins of minerals, improving their qualities as they pass along”. Adams mentions the author’s remark as a means of backing up her encouragement with a credible source. The comparison is referencing that idea that if one continues to travel and experience more then they will grow rich with knowledge. Adams is explaining that he could...
Words: 521 - Pages: 3
... 2012 Comparing my Education to Sherman Alexie’s Indian Education Sherman Alexie’s Indian Education tells of the hardships, such as bullying and racial discrimination, that Alexie faced in reservation grade school; I, on the other hand, faced minimum hardships since I went to private grade school. The rules of the private school I went to are based on the Bible, and this created a friendly Christian environment among the students, so bullying of any sort was scarce. Alexie faced constant bullying in the reservation schools he attended. My elementary school life was peaceful and violence was uncommon, whereas Alexie’s elementary school life was traumatizing for him, facing problems with bullying and racism. My elementary life is eventful and enjoyable. One vivid memory I had in my elementary years, specifically first grade, is vomiting every other day during school. This was not caused by bullying; it was caused by scheduling P.E right after lunch. Every lunch I would drink chocolate milk with my meal. After enduring a vigorous exercise in P.E, the entire grade would line up so they could go back to class and continue their learning. Before we would leave to go to class, that is when I would erupt my lunch onto the green carpet we ran on. One noticeable food item in my vomit was chocolate milk. After first grade, I had the desire to switch schools, not because I was tired of the school I was going to, but because I wanted to go to the public school my aunt taught at. Sadly...
Words: 913 - Pages: 4
...semester. I realize that I have failed to maintain my full-time F-1 student status and would like to explain the circumstances, beyond my control, which prevented me from enrolling in full 12 credit hours of undergraduate program at Park University last semester. Due to extreme sickness resulted from not being used to the weather changing, I had been absent from class longer than 2 weeks and wasn’t able to contact the teacher which I deeply regret. This had conflicted with school policy so I was administrative withdrew from classes. I wasn’t aware of the seriousness of this situation after I returned from school and being told that I was no longer in my registered classes. I had contacted the international office at my school then to get this problem resolved but it was too late so I couldn’t sig n up for new classes to replace the classes which were missing. I tried to apply for admission at Penn Valley Community College and got accepted and this letter was required to complete the admission process. I’d like to state that I was not being out of status for more than 5 months and I file this reinstatement letter as soon as possible under these circumstances and failure of this could lead to extreme hardship for me and my future education. I’m determined to finish my degree in the U.S as soon as I can in order to go back to my country and work there. Please consider my circumstances and give me the final opportunity to complete my degree. I would like to state that I have not...
Words: 435 - Pages: 2
...Many of Orsell’s letters at this point depict him enjoying his time with the army. He continued to write about camp life like what the soldiers did for fun, what they ate, and some of the hardships they faced. For Orsell, he sang in a quartet with other soldiers of the 44th New York Infantry Regiment when he was not working in the quartermaster’s office. Orsell was also a very appreciated member of the quarter office. In a statement from Orsell’s niece, she described her uncles work “His whole training and education had fitted him for a quartermaster’s duty and I have always understood he was a very useful and honored member of his department.” Orsell enjoying his job would explain why we seemed so positive in his letters, but that would all...
Words: 434 - Pages: 2
...Community Whether it be my hometown of Portland, Oregon, or my home in Libertyville, Illinois, community service has been central to who I am. My desire to give stems from an understanding of hardships and the effects they can have. Being a part of an altruistic community is not limited by skin color, culture, age or language. It is a global venture in which anyone can participate. My entry into the volunteer community started in sixth grade when my mother and I regularly helped at our local food bank. As I grew, so did my commitment. As a freshman in high school, I became a familiar face at my local library where I volunteered weekly to arrange books, clean, and help decorate for holidays. When I moved from Portland to the welcoming community of Libertyville, my philanthropic nature further expanded. I have been a co-leader to my school’s Interact Club, the high school equivalent of the Rotary. We volunteer at events sponsored by Rotary, such as their annual auction that donates half of the proceeds to local charities. Additionally, we spend the months of November and December...
Words: 399 - Pages: 2
...Your Duties as a True Republican Mother My dearest wife, I write you today because I am far away, but still with you in spirit. As I am sure you understand, you have a serious duty in my absence. You must raise our children with the many virtues of this great nation, so you must also understand them very well. Liberty, independence, and democracy are the central ideas of American government and you must embrace them. You must also pass them on to our children. I want you to take special care to educate our sons and daughters and to teach them these important values. You must also make them God-fearing. Do not mistake my letter as a call to public action. In our home, you must be strong and brave—you should be virtuous and teach our children virtue. In the town, though, you are not to take part in politics or anything that would bring your morals into question. Take care! Seeking Nurse to Save Brave Men White women of respectable and relatively educated background are requested to contact our office immediately and inquire about available nursing positions. The good old boys of our fragile American nation require their assistance. Nurses shall be expected to perform many duties. Their primary role will be as assistant to doctors that will perform surgeries and general care. Nurses must also be capable of changing bandages, tending to wounds, and providing proper medicine, but experience with these things is not a requirement. Nurses must also be prepared to help with the day-to-day...
Words: 374 - Pages: 2
...The Destination May Not Always Be the Focal Point The final destination may not always be the focal point of a story; sometimes the key ideas may lie in the journey. Occasionally, stories can relay themes based on the journeys portrayed and can represent the characteristics and ideas of characters through the journey. Readers should consider the events leading up to the conclusion key points of the story, because they can give underlying motives, lessons, and ideas that could be overlooked when viewing the destination as the main idea. In “Because I Could Not Stop for Death” and “A Worn Path,” two diverse journeys are portrayed. Each journey describes the hardships of life and death and the lack of knowledge of how to prepare for future events; each writing also depicts the thought that the journey lies in the events...
Words: 821 - Pages: 4
...Disney’s Lion King might seem to be two different stories. However, Hamlet and Simba have a lot in common. They both go through the hardships of their father’s death and a new king taking his place. They also have to face betrayal from many people that they are close to. The death of a parent would be enough tragedy for someone, but both Simba and Hamlet go through much more. The first acts of betrayal in Shakespeare's Hamlet was the murdering of Hamlet’s father, the King of Denmark. Hamlet found out about this wrongdoing by the ghost that happens to be the deceased king. The ghost states “Take revenge for his horrible murder, that crime against nature”(Shakespeare 63). The King continues, “Now listen, Hamlet....
Words: 1074 - Pages: 5
...the rules. Growing up takes a lot of help and focus from the child and whoever is aiding the child in growing up. During the industrial revolution many children were forced to grow up extremly fast and get a job very early in their life. Being a child is hard and to throw a full time job on top of that is basically insane. There are some serious issues with the way children were used in the industrial revoultion. "Last Thursday one girl fell down and broke her neck which caused instant death. ", this quote is from A Letter From Mary Paul. It is extremly emotional to read the letter from a child laboror who experienced first hand the incredibly harsh conditions. The kids who went through this hardship were really tough, and very mature for their age. The letter really helps understand how normal it was for kids to jst die at their jobs. Also this letter provides a primary source of the harsh things that hapened during that time. Clearly based upon this letter the lives of the children were hard and very dangerous....
Words: 516 - Pages: 3