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Organizational Leadership Task 3

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Submitted By dornsranch
Words 1930
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Health Utilization and Finance
Melissa Dorn
Organization Systems and Quality Leadership
Western Governors University

The United States and the United Kingdom have a lot of systems that are operated the same, such as their legislature and government operations, but the one difference is how they offer healthcare. The US healthcare system is an almost fully private system and the UK healthcare system is socialized. One may ask well what does this mean exactly. And the answer is that in the UK everyone has access to healthcare no matter how poor or rich they may be. The insurance is paid through taxation. In the US, the insurance is mostly private, which means that a person will have to pay for insurance premiums out of their pocket. The quality of the insurance will depend on the type of plan that a person is paying for and there could be high out of pocket expenses. In the US healthcare isn’t guaranteed by the government like in other industrialized nations.
In the US the government doesn’t control most insurance systems or how they operate. People in the US who do have healthcare coverage are covered either by private insurance or a public health care system. A lot of unemployed individuals don’t have any coverage at all. Medicare, Medicaid, Children’s Health Insurance Program and the Veteran Affairs program are considered public health care systems. For some of these government programs, individuals may still be responsible for a premium depending on income. The US system also offers the Affordable Care Act. This act offers insurance to those who have been unable to obtain coverage due to not qualifying for other public insurance and not being able to obtain private insurance for various reasons. The Affordable Care act also allows for children to be covered under their parents plan until they are 26 years old. Medicare is the program in the US that

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