...Crane, E. (1995, January 25). Congressional Term Limits. Retrieved October 6, 2015, from http://www.cato.org/publications/congressional-testimony/congressional-term-limits This article was written and submitted to the constitution committee as an argument for term limits to be set Congress. Mr. Crane addresses one of the main issues the opposing side has with putting term limits on Congress which is amending the constitution. I think this would be useful for my research paper because it is a normal citizen’s point of view. This piece helps to solidify my argument for why term limits should be an amendment. While this source is biased he does help argue the opposing viewpoint. Gest, T. (1995). Term limits: Detour ahead. U.S. News &...
Words: 977 - Pages: 4
...When we are electing the people to serve us we should know their skill set and their history of politics. They should be skilled enough to serve and learn fast. They also should have many connections from their past experience in politics. It's not going to be the easiest job ever, but one of the most rewarding because they are serving the people that support them. I believe if there is congressional term limits we will be placing new leaders that are inspired to serve in office that will do best for our country. Congressional term limits will improve our country’s government by placing the passionate and inspired leaders to serve. This will reduce the chance of corruption and greediness in our government. This will give us citizens a chance to have our voice hear and an opportunity for our country to move forward for the future. Congressional term limits in the United State’s congress will be more of a benefit than a harm it will decrease the amount of corruption by career...
Words: 774 - Pages: 4
...comprehenshion and understanding of course material in relation to the vLeader experience CRITERIA (0) CRITERIA (25) CRITERIA (35) 77 / 100 85 / 100 No attempt made at this part of the assignment or evidence of plagiarism. FAIL No serious attempt to address the requirements of Part 1, and/or manifests a serious misunderstanding of the requirements of the assignment. Acutely deficient in all aspects. FAIL Anything which is inadequate in most or all of the following: length, content, structure, analysis, expression, argument, relevance, and presentation. For example, not utilising lecture material or other resources when expected to do so. Work in this range attempts to address aspects of Part 1, but is substantially incomplete and deficient. Serious problems with a number of aspects of language use are often found in work in this range and often there will be incomplete or missing referencing. Adequate work which attempts to address Part 1 with limited understanding & analysis Some integration of research using lecture material and/or texts sources with reference citation and presentation according to convention. An attempt to follow directions regarding organisation, structure, use & flow of language, grammar, spelling, punctuation, format, and inclusion of print screens As below plus: Work that attempts to...
Words: 1595 - Pages: 7
...≈√ Guidelines on Credit Risk Management C r e d i t A p p r ova l P r o c e s s and Credit Risk Management These guidelines were prepared by the Oesterreichische Nationalbank (OeNB) in cooperation with the Financial Market Authority (FMA) Published by: Oesterreichische Nationalbank (OeNB) Otto Wagner Platz 3, 1090 Vienna, Austria Austrian Financial Market Authority (FMA) Praterstrasse 23, 1020 Vienna, Austria Produced by: Oesterreichische Nationalbank Editor in chief: Gunther Thonabauer, Secretariat of the Governing Board and Public Relations (OeNB) ‹ Barbara Nosslinger, Staff Department for Executive Board Affairs and Public Relations (FMA) ‹ Editorial processing: Gabriela de Raaij, Heidi Koller, Markus Lietz, Wolfgang Spacil, Doris Wanka (all OeNB) Ursula Hauser-Rethaller, Karin Zartl (all FMA) Design: Peter Buchegger, Secretariat of the Governing Board and Public Relations (OeNB) Typesetting, printing, and production: OeNB Printing Office Published and produced at: Otto Wagner Platz 3, 1090 Vienna, Austria Inquiries: Oesterreichische Nationalbank Secretariat of the Governing Board and Public Relations Otto Wagner Platz 3, 1090 Vienna, Austria Postal address: PO Box 61, 1011 Vienna, Austria Phone: (+43-1) 40 420-6666 Fax: (+43-1) 404 20-6696 Orders: Oesterreichische Nationalbank Documentation Management and Communication Systems Otto Wagner Platz 3, 1090 Vienna, Austria Postal address: PO Box 61, 1011 Vienna, Austria Phone: (+43-1)...
Words: 41280 - Pages: 166
...carries 5 Marks. (Word limits 50-100) Q. 1. Answer all the questions: 1. 2. 3. 4. 5. What do u understand by Economic order quantity (EOQ)? What do u mean by variance analysis? Give four differences between management accounting and financial accounting. What is trend percentage? How cash flow statement is different from Fund flow statement. NOTE: Answer any two questions. Each question carry 5 marks (word limit 500): Q. 2. What is the meaning of Cost Accounting? Explain the difference between cost accounting and financial accounting. Q. 3. Write short note on (any two): a) Comparative Balance sheet statement. b) Ratio analysis. c) Fund flow statement. Q4. Prepare a cost sheet from the following particulars: PARTICULARS Stock of finished goods 1.1.2009 Stock of raw material on 1.1.2009 Purchase of raw material Productive wages Sale of finished goods Stock of finished goods on 31.12.2009 Stock of raw material on 31.12.2009 Factory overheads Office and administrative overheads Selling overheads 72,800 33,280 7,59,200 5,16,880 15,39,200 78,000 35,360 1,29,220 70,161 20,000 RUPEES JAIPUR NATIONAL UNIVERSITY, JAIPUR School of Distance Education & Learning Internal Assignment No. 2 Bachelor of Business Administration Paper Code: Paper Title: BBA – 201 Cost and Management Accounting Max. Marks: 15 Last date of submission: Note : Question No. 1 is of short answer type and is compulsory for all the students. It carries 5 Marks. (Word limits 50-100) Q. 1. Answer...
Words: 2406 - Pages: 10
...carries 5 Marks. (Word limits 50-100) Q. 1. Answer all the questions: 1. 2. 3. 4. 5. What do u understand by Economic order quantity (EOQ)? What do u mean by variance analysis? Give four differences between management accounting and financial accounting. What is trend percentage? How cash flow statement is different from Fund flow statement. NOTE: Answer any two questions. Each question carry 5 marks (word limit 500): Q. 2. What is the meaning of Cost Accounting? Explain the difference between cost accounting and financial accounting. Q. 3. Write short note on (any two): a) Comparative Balance sheet statement. b) Ratio analysis. c) Fund flow statement. Q4. Prepare a cost sheet from the following particulars: PARTICULARS Stock of finished goods 1.1.2009 Stock of raw material on 1.1.2009 Purchase of raw material Productive wages Sale of finished goods Stock of finished goods on 31.12.2009 Stock of raw material on 31.12.2009 Factory overheads Office and administrative overheads Selling overheads 72,800 33,280 7,59,200 5,16,880 15,39,200 78,000 35,360 1,29,220 70,161 20,000 RUPEES JAIPUR NATIONAL UNIVERSITY, JAIPUR School of Distance Education & Learning Internal Assignment No. 2 Bachelor of Business Administration Paper Code: Paper Title: BBA – 201 Cost and Management Accounting Max. Marks: 15 Last date of submission: Note : Question No. 1 is of short answer type and is compulsory for all the students. It carries 5 Marks. (Word limits 50-100) Q. 1. Answer...
Words: 2406 - Pages: 10
... Six Sigma seeks to improve the quality of process outputs by identifying and removing the causes of defects (errors) and minimizing variability in manufacturing and business processes.[5] It uses a set of quality management methods, including statistical methods, and creates a special infrastructure of people within the organization ("Champions", "Black Belts", "Green Belts", "Yellow Belts", etc.) who are experts in the methods.[5] Each Six Sigma project carried out within an organization follows a defined sequence of steps and has quantified value targets, for example; process cycle time reduction, customer satisfaction, reduction in pollution, cost reduction and/or profit increase.[5] The term Six Sigma originated from terminology associated with manufacturing, specifically terms associated with statistical modeling of manufacturing processes. The maturity of a manufacturing process can be described by a sigma rating indicating its yield or the percentage of defect-free products it creates. A six sigma process is one in which 99.99966% of the products manufactured are statistically expected to be free of defects (3.4 defects per million), although, as discussed below, this defect level corresponds to only a 4.5 sigma level. Motorola set a goal of "six sigma" for all of its manufacturing operations, and this goal became a byword for the management and engineering practices used to achieve it. Contents 1 Historical overview 2 Doctrine 3 Methods 3...
Words: 4296 - Pages: 18
... * * Menu The math behind Six Sigma metrics Mon, 7 Jan 2008 By Valerie Bolhouse, Certified Six Sigma Blackbelt (This information supports an article appearing in the January 2008 issue of Vision Systems Design, "Quality Numbers: Six Sigma.") In nature and most manufacturing processes no two things are ever exactly the same. There exist small variations from part to part or measure to measure. If you were to acquire metrics on features of 100 "identical" parts and plot the values relative to frequency, you would be plotting a histogram. For stable processes, the curve would most likely be a normal, or bell-shaped, curve. The analysis of the data in this fashion is called descriptive statistics. Data about the entire population is not usually studied. It is more useful to study a sample of that population and infer from the analysis what the entire population most likely looks like. This is inferential statistics. The confidence in the correctness of that prediction is dependent upon the size of the sample and the behavior of the data. Some of the useful characteristics that can be calculated from the data are described below. The average value of the data is called the mean or X-bar. The equation for the mean is (X1+X2+X3+...+XN)/N, also denoted by ΣXi/N. Another measure calculated from the data is the variability, or the degree to which the individuals cluster about the mean. The most common measure of variability is the variance. The variance is calculated by squaring...
Words: 1270 - Pages: 6
...encyclopedia Jump to: navigation, search This article is about the branch of mathematics. For other uses, see Calculus (disambiguation). | It has been suggested that Infinitesimal calculus be merged into this article or section. (Discuss) Proposed since May 2011. | Topics in Calculus | Fundamental theorem Limits of functions Continuity Mean value theorem [show]Differential calculus | Derivative Change of variables Implicit differentiation Taylor's theorem Related rates Rules and identities:Power rule, Product rule, Quotient rule, Chain rule | [show]Integral calculus | IntegralLists of integrals Improper integrals Integration by: parts, disks, cylindrical shells, substitution, trigonometric substitution, partial fractions, changing order | [show]Vector calculus | Gradient Divergence Curl Laplacian Gradient theorem Green's theorem Stokes' theorem Divergence theorem | [show]Multivariable calculus | Matrix calculus Partial derivative Multiple integral Line integral Surface integral Volume integral Jacobian | | Calculus (Latin, calculus, a small stone used for counting) is a branch of mathematics focused on limits, functions, derivatives, integrals, and infinite series. This subject constitutes a major part of modern mathematics education. It has two major branches, differential calculus and integral calculus, which are related by the fundamental theorem of calculus. Calculus is the study of change,[1] in the same way that geometry...
Words: 6472 - Pages: 26
...LIQUIDITY MANAGEMENT 2.0 OBJECTIVES: In this unit, an attempt has been made to understand the following aspects of liquidity management: ● Definition of Liquidity ● Dimensions and Role of Liquidity Risk Management ● Measuring and Managing Liquidity ● Measurement of Liquidity through Ratio Analysis 2.1 INTRODUCTION: The objectives of ALM are two fold: ensuring profitability and ensuring liquidity. Liquidity which is represented by the quality and marketability of assets and liability exposes the organization to liquidity risk. Unlike other risks like interest rate risk, market risk, operational risk etc. that can threaten the very solvency of the bank, liquidity risk is a normal aspect of every day management of a financial institution. In extreme cases, liquidity problems translate into solvency risk problems. As such, bankers should be more aware of the need for bank liquidity. 2.2 DEFINITION: Banks need liquidity to meet deposit withdrawals and to fund loan demands. The variability of loan demand and variability of deposit determine a bank’s liquidity needs. Liquidity represents the bank’s ability to accommodate decreases in liability and to fund increases in assets. A bank is said to have sufficient liquidity when it can obtain sufficient funds either by increasing liabilities or by converting assets, promptly at a reasonable cost. 2.3 DIMENSIONS & ROLE OF LIQUID & RISK MANAGEMENT: Bank’s liquidity management is the process of generating...
Words: 2842 - Pages: 12
...the atmosphere 1.2 Emissions of benzene 1.3 Atmospheric chemistry and transport 1.4 Benzene ambient air concentrations 1.5 Current National Standards and Guidelines 1.6 Summary 1.7 References 2. RISK ASSESSMENT Scope 2.1. 2.2 2.3. 2.4. 2.5. 2.6 Human exposure to benzene Health Effects National and other Health-based Air Quality Guidelines Evaluation of human health risks Recommendations for developing limit values Reference 2. ASSESSMENT METHODS Scope 3.1 Introduction 3.2 Description of monitoring methods 3.3 Network design and siting criteria 3.4 Other assessment techniques: air quality modelling 3.5 Data quality objectives 3.6 Random or continuous measurements 3.7 Information on air quality to the public 3.8 Upper and lower assessment thresholds 3.9 Summary 3.10 References 2 4 ECONOMIC ANALYSIS 4.1 Introduction 4.2 Results of economic analysis 4.3 Discussion 5 DISCUSSION AND FINAL RECOMMENDATIONS 5.1 Summary of Chapters 1-4 5.2 Considerations to be taken into account in setting limit values for benzene 5.3 Options for consideration 5.4 Reviewing limit values 3 COMMISSION OF EUROPEAN COMMUNITIES Council Directive on Ambient Air Quality Assessment and Management Working Group on Benzene Benzene: Preface 4 Preface Scope At the meeting of the Steering Group of National Experts on Air Quality in July 1995 it was agreed that woring groups would be established to produce position papers in preparation for development of daughter legislation under...
Words: 14114 - Pages: 57
...http://www.labcompliance.com/tutorial/methods/default.aspx?sm=d_d TutorialHome | Contact Us | Newsletter | Usersclub | Books | Audio Seminars Seminars Audio Seminars Video Seminars Workshops Literature Books SOPs Validation Examples Free Literature Glossary Usersclub Intro Log-in Register Preview Renewal Tutorials Risk Management Practices Computer Validation Part11 Method Validation ISO 17025 Lab Equipment Qualification Good Laboratory Practices About About Labcompliance Contact Labcompliance Scope Tax/Bank Information All come with 10+ Best Practice Documents: SOPs, Checklists, Examples Transfer of Analytical Procedures According to the New USP Chapter <1224> With SOPs, templates and examples for easy implementation March 21, 2013 Quality by Design (QbD) for Analytical Method Development and Validation Learn how to design robustness for easy transfer and to avoid OOS situations Recorded, available at any time Validation of Analytical Methods for GLP and Clinical Studies Learn how to design, prepare, conduct and document for FDA compliance Recorded, available at any time Eight Steps for Cost-effective Laboratory Compliance Up-to-date overview, hot topics and trends. Recorded, available at any time Verification of Compendial Methods according to the New USP Chapter <1226> Understand the new risk based approach and and get real world case studies for testing Recorded, available...
Words: 10613 - Pages: 43
...management methods, including statistical methods, and creates a special infrastructure of people within the organization ("Champions", "Black Belts", "Green Belts", "Yellow Belts", etc.) who are experts in these methods. Each Six Sigma project carried out within an organization follows a defined sequence of steps and has quantified value targets, for example: reduce process cycle time, reduce pollution, reduce costs, increase customer satisfaction, and increase profits. These are also core to principles of Total Quality Management (TQM) as described by Peter Drucker and Tom Peters (particularly in his book "In Search of Excellence" in which he refers to the Motorola six sigma principles). * The term is originated from terminology associated with manufacturing, specifically terms associated with statistical modeling of manufacturing processes. The maturity of a manufacturing process can be described by a sigma rating indicating its yield or the percentage of defect-free products it creates. A six sigma process is one in which 99.99966% of the products manufactured are statistically expected to be free of defects (3.4 defective parts/million), although, as discussed below, this defect level corresponds to only a 4.5 sigma level. Motorola set a goal of "six sigma" for all of its manufacturing operations, and this goal became a by-word for the management and engineering practices used to achieve it. * Six Sigma...
Words: 3200 - Pages: 13
...Gateway Case Analysis As part of our analysis, we focused on the following goals: 1) Minimize the chance of aircraft crash losses and insurance costs combined exceeding $37 million in the next year, and 2) Obtain the insurance coverage at lowest cost over the five-year period. We performed our analysis in 5 stages, eliminating one prospective insurance plan or confirming our observations in each stage. Crystal Ball software served as an analytical tool for our analysis. The simulations conducted for our analysis consisted of 10,000 trials each. See Appendix for illustrations related to this analysis. Analysis Detail Stage 1: A comparative analysis of the maximum values of the total losses and insurance costs in the first year showed that there is only one insurance plan that guarantees that the next year losses are not going to exceed $37 million: HIC ($33.8 million maximum). RNCN1 has a maximum of $43.8 million, which is reasonably close to the $41 million limit that we are aiming to avoid in the first year. We also noted that the Self-insurance plan has minimal expected costs of $4.6 million in first year, but bears the highest volatility, which may lead to losses of up to $170.5 million (See Exhibit 1). At this stage, we exclude the RNCN2 plan from further considerations because even though is offers low expected costs, the probability of going over the limit of $37 million and incurring costs of $60 million is significant for the purposes of this analysis. We plan to confirm...
Words: 783 - Pages: 4
...volatile values of collateral, borrowing more easily of small firms, financial globalisation and BIS risk-based capital requirements. Credit risk can be defined as the risk of losses caused by the default of borrowers. Default occurs when a borrower can not meet his financial obligations. Credit risk can alternatively be defined as the risk that a borrower deteriorates in credit quality. This definition also includes the default of the borrower as the most extreme deterioration in credit quality. Credit risk is managed at both the transaction and portfolio levels. But, banks increasingly measure and manage the credit risk on a portfolio basis instead of on a loan-by-loan. In credit risk management banks use various methods such as credit limits, taking collateral, diversification, loan selling, syndicated loans, credit insurance, securitisation and credit derivatives. Credit risk is considered as a critical factor that needs to be managed by the banks and financial institutions. Credit Risk Management process permits the banks to proactively manage...
Words: 14499 - Pages: 58
