...Financial Sustainability Team C’s presentation will review 5 financial areas within ABC Co. We will first define financial sustainability; address calculating cost, revenue, and profit, the rule of 72, calculating interest, and compound interest. We will use math concepts and rationale businesses and how companies can use our math concepts and rationale to achieve financial sustainability. What is Financial Sustainability? * Define it! * Is it a buzzword? * What does it mean to an individual? * What does it mean to an organization? * Is it important for a business owner to understand financial sustainability in both personal and professional areas? Financial sustainability has become something of a buzzword in the non-government sector (NGO) sector. We believe that it’s an important financing strategy to help companies decide what opportunities and activities the organization should pursue once they develop a financial strategy (Mango Guide, n.d.). “The first step to helping an individual or business understand their financial health and well being is how we define financial sustainability? What is financial sustainability? To an entity, financial sustainability refers to the ability to sustain itself financially. To an individual, this means to financially live within one’s means” (University of Phoenix, 2010). When our team met with ABC Co. we gave first gave the chief financial officer and his team the financial sustainability...
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...Compound growth rates are exponential over time. Explain. Growth rates, as well as interest rates, are not linear, but rather exponential over time. In other words, the growth rate of the invested funds is accelerated by the compounding of interest. Over time, the principal amount you receive interest on will get larger with compounding, thus generating higher interest payments 5.9 What is the Rule of 72? This is a rule of thumb to determine how fast an investment can double. It is a rule that allows you to closely approximate the time that it would take to double your money. It works well with interest rates between 5 and 20 percent but varies more with higher rates. The Rule of 72 says that the time to double your money (TDM) approximately equals 72/i, where i is expressed as a percentage. 5.10 You are planning to take a spring break trip to Cancun your senior year. The trip is exactly two years away, but you want to be prepared and have enough money when the time comes. Explain how you would determine the amount of money you will have to save in order to pay for the trip. First, determine how much money you will need for the trip. Second, check how much you already have and how it translates into future value cash—how much it will be worth in two years. Next, determine how much you will have to deposit today, given the bank's offered interest rate, to ensure that you will have saved up the difference when the time for your senior spring break comes....
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...No. Time Source 3302 35.623626000 10.162.150.183 0001 Destination port: 6157 Destination 117.85.200.97 Protocol Length Info UDP 72 Source port: 1 Frame 3302: 72 bytes on wire (576 bits), 72 bytes captured (576 bits) on interface 0 Interface id: 0 (\Device\NPF_{44B5C2BE-1BAD-422B-ADCE-88DFCFD89119}) Encapsulation type: Ethernet (1) Arrival Time: Nov 14, 2014 14:45:37.523690000 Pacific Standard Time [Time shift for this packet: 0.000000000 seconds] Epoch Time: 1416005137.523690000 seconds [Time delta from previous captured frame: 0.000464000 seconds] [Time delta from previous displayed frame: 0.000464000 seconds] [Time since reference or first frame: 35.623626000 seconds] Frame Number: 3302 Frame Length: 72 bytes (576 bits) Capture Length: 72 bytes (576 bits) [Frame is marked: False] [Frame is ignored: False] [Protocols in frame: eth:ethertype:ip:udp:data] [Coloring Rule Name: UDP] [Coloring Rule String: udp] Ethernet II, Src: IntelCor_09:b8:11 (f8:16:54:09:b8:11), Dst: Cisco_9f:f0:00 (00:00:0c:9f:f0:00) Destination: Cisco_9f:f0:00 (00:00:0c:9f:f0:00) Address: Cisco_9f:f0:00 (00:00:0c:9f:f0:00) .... ..0. .... .... .... .... = LG bit: Globally unique address (factory default) .... ...0 .... .... .... .... = IG bit: Individual address (unicast) Source: IntelCor_09:b8:11 (f8:16:54:09:b8:11) Address: IntelCor_09:b8:11 (f8:16:54:09:b8:11) .... ..0. .... .... .... .... = LG bit: Globally unique address (factory default) .... ...0 .... .... .... .... = IG bit: Individual address...
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...Although disputes usually arise from a disagreement between two opposing views on how an article should read, the Arbitration Committee explicitly refuses to directly rule on the specific view that should be adopted. Statistical analyses suggest that the committee ignores the content of disputes and rather focuses on the way disputes are conducted,[96] functioning not so much to resolve disputes and make peace between conflicting editors, but to weed out problematic editors while allowing potentially productive editors back in to participate. Therefore, the committee does not dictate the content of articles, although it sometimes condemns content changes when it deems the new content violates Wikipedia policies (for example, if the new content is considered biased). Its remedies include cautions and probations (used in 63% of cases) and banning editors from articles (43%), subject matters (23%) or Wikipedia...
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...bailee and according to the Section 161 of the Contract Act the Railways is responsible to the bailor that is the consignor for any loss, deterioration or destruction of the goods. But in this case the bailor has not filed the suit instead the suit has been filed by the consignee. Rules The rules governing this case are: Section 72 of the Indian Railways Act - “The responsibility of a railway administration for the loss, destruction or deterioration of animals or goods delivered to the administration to be carried by railway shall, subject to the other provisions of the Act, be that of a bailee under Sections 151, 152 and 161 Of the Indian Contract Act 1872 .“ Section 161 of the Indian Contract Act - “If by the default of the bailee, the goods are not returned, delivered or tendered at the proper time, he is responsible to the bailor for any loss, destruction or deterioration "Of the goods from that time.” Application According to the Section 72 0f the Railways Act and Section 161 of the Contract Act it is difficult to hold that any person other than the bailor is entitled to sue. Also the consignee is not entitled as the owner of the goods in the case. Conclusion In view of Section 72 of the Railway Act and Section 161 of Contract Act , the Railways is responsible only to the bailor, that is the consignor and does...
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...Chaos: A short Introduction Scientists have been coming up with theories for thousands of years now. The theories have been tried and tested have been altered and improved to better understand why certain things happen in and out of this world. Many of these theories are still in the works and our not fully comprehendible and scientists have been working hard to achieve breakthroughs in these areas. One such theory has achieved several breakthroughs within the past couple of years and that theory is called Chaos Theory. This theory first started out mainly as a sort of fictitious happening only read about in novels until lately when scientist have discovered that this theory may have more effect than previously deliberated. In Leonard Smith’s book, “Chaos: A Very Short Introduction” he gives an understandable account of what the Chaos Theory is and how it affects the environment around us. Leonard explains to the reader how the Chaos Theory works through mathematical diagrams, models, and simulations to show the possible results the theory could claim on the environment around us. The book is for the most part easy to understand and gives the reader a sufficient understanding even if the reader does not have a background in mathematics or science. Chaos theory first came about when scientist decided they wanted to be able to predict the future more accurately of certain events happening. The theory takes a look at the initial beginning of a system and tries to determine...
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...Appendix 2 Rights or Wrongs? Public attitudes towards moral values. Stephen Rule Are South Africans apathetic about their beliefs or highly tolerant of diverse opinions and behaviour? South Africa is renowned for having one of the most liberal constitutions in the world, but an HSRC representative national survey of 4 980 adults (aged 16 and older) during September and October 2003, indicates that Government policy on “moral” issues is more “progressive” than the attitudes of the electorate. Since the 1994 change of Government, the Termination of Pregnancy Act has been passed to permit abortion. Similarly, discrimination on the grounds of sexual orientation and capital punishment for persons found guilty of murder, have been made unconstitutional. But according to the survey, most South Africans oppose abortion, same-sex adult sexual relationships and support capital punishment. All three issues are, however, hotly contested in civil society. Pro-life activists are objecting strongly to the termination of 300 000 pregnancies since 1996. Divisions exist within the Christian community with respect to consensual sex between adults of the same gender. The re-introduction of the death penalty is policy for several political parties. Public opinion gauged by the HSRC’s 2003 South African Social Attitudes Survey (SASAS) reflects this contestation. More than half (56%) of South African adults think that abortion is “always wrong” in the event of it being discovered that there is a strong...
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...COMBINED CIVIL SERVICES - I Group I Services (Preliminary Examination) General Studies - Degree standard Objective type - 200 items – 300 Marks UNIT – I - General science : Physics - Universe - General Scientific laws - Scientific instruments - Inventions and discoveries-National scientific laboratories-Science glossary-Mechanics and properties of matter-Physical quantities, standards and units-Force, motion and energy- electricity and Magnetism - electronics & communications - Heat, light and sound-Atomic and nuclear physics-Solid State Physics-Spectroscopy – Geophysics - Astronomy and space science. Chemistry - Elements and Compounds-Acids, bases and salts - Oxidation and reduction – Chemistry of ores and metals -Carbon, nitrogen and their compounds-Fertilizers, pesticides, insecticides-Biochemistry and biotechnology-Electrochemistry-Polymers and plastics Botany - Main Concepts of life science-The cell-basic unit of life-Classification of living organism-Nutrition and dietetics-Respiration-Excretion of metabolic waste-Biocommunication Zoology - Blood and blood circulation-Endocrine system-Reproductive system-Genetics the science of heredity-Environment, ecology, health and hygiene, Bio- diversity and its conservation-Human diseases, prevention and remedies-Communicable diseases and non- communicable diseases-Alcoholism and drug abuse-Animals, plants and human lifeUNIT - II. Current Events History - Latest diary of events – National -...
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...take you to double your money? In using rule #72 You just take the number 72 and divide it by annual estimated (or desired) rate of return, and the number it gives you is the approximate number of years it will take for your money to double. http://www.huffingtonpost.com/bradford-m-pine-/calculate-how-long-it-wil_b_4893071.html What if you invested in the a Growth Mutual Fund earning 12%.: Interest Rate 12% Years Required for Principal to Double Exact Answer: 6.12 Rule of 72 Estimate: 6 Growth Mutual Fund? 9. Oops! You car just broke down and it will cost $200 to repair it. The tires are almost bare now – replacing them will cost $400. Where will you get the $600 to get you car serviced and back on the road? Unfortunately, oops happen more than expectant and in allowing for problems to occur there have to be systems in place to keep the boat afloat. So, in working in the confines of rules listed in number two, it refers to: Rule Two: Save for a rainy day or Rule Three: Roll with the punches-You make and change plans all the time or borrow on a credit card. Rule Two: Save for a rainy day How it Works: In Rule Two using what was saved and work to repay back extra monthly, manageable amounts. Or reallocate some of this spending to an emergency savings account. http://www.americasaves.org/for-savers/make-a-plan-how-to-save-money/54-ways-to-save-money#sthash.KnCsgUIH.dpuf Rule Three: Roll with the punches-You make and...
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...high a rebound. This is relevant to basketball players because they need to maintain control over the ball. Too little inflation and the ball will not bounce high enough for them during dribbling to continue forward at maximum speed to score or they will not be able to pass the ball on a bounce because the ball may not make it to the next player. Too much inflation and the ball may become erratic and not go where it is intended during a pass and will be much more difficult to handle while dribbling. Literature Review The NBA (National Basketball Association) is the governing body for professional basketball in North America. In order for a basketball to meet regulation standards for professional games, the NBA states on page ten of their rule book in section II.f.(1) “ The ball shall be an officially approved NBA ball between 7 ½ and 8 ½ pounds of pressure” (National Basketball Association, 2013). The NCAA (National Collegiate Athletic Association) states in its rulebook in section 16, article 7 that “when [the ball] is dropped to the playing surface from a height of 6 feet measured to the bottom of the ball, it will rebound to a height, measured to the top of the ball, of not less than 49 inches when it strikes its least resilient spot nor more than 54 inches” (National Collegiate Athletic Association, 2014). It is standard for the NBA, FIBA, and NCAA to use only leather bound balls. The ball must be a maximum circumference of 29 inches according NBA and NCAA standards. The...
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... In spite of limitation of time & opportunity we have tried our level best to complete the report. We are pleased to provide you with this report with necessary analysis, references and we shall be available for any clarification, if required. Thank you for assigning us in this study. On behalf of the group Md. Arif Hasan ID: 12-150 Table of Contents Serial No Topic Page No 1 Letter of Transmittal 1 2 Rationale of the study 2 3 Objectives of the report 3 4 Methodology of the report 3 5 What is Time Series 4 6 Uses of Time Series in Business 5 7 Components of a Time Series 5 8 Classical Time Series Model 9 9 Methods of trend measurement 9 10 Least squares method 10 11 The Growth Rate 14 12 The Acceleration Rate 15 13 Rule of 72 16 14 Bibliography 17 Rationale of the study Having been assigned to prepare a report on Time Series Analysis we are submitting the term paper based on our findings and understandings. Time series analysis has vast application and is of huge importance in the field of Business and Economics as well as in decision making thereof. Calculating secular trend we can know whether unit sales or revenues of a particular Business organization are increasing, decreasing or remaining constant over time. Cyclical variation affords us to track the rise and fall of a time series over a longer period of time. It helps us to realize the different stages the organization is going through over time such as prosperity, depression, recession, recovery...
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...States. Naismith went to college at McGill University in Montreal, where he became involved in athletics. He graduated in 1887 and was in the top ten percent of his class. Naismith was able to watch the game of basketball become a worldwide sport and watch the sport change from people throwing a ball into a basketball to players competing at a high level. He lived to watch first Olympic basketball game in Berlin in 1936. Naismith also was the athletic director at the University of Kansas and worked there for thirty-nine years (“Basketball,” 2007, pp. 69-72) (George, 2013, pp. 690-691). In 1891 Dr. Luther Halsey Gulick asked James Naismith to create a new indoor game, which was different from gymnastics and calisthenics. When the game was first created, players would bounce a soccer ball and pass it to try and score points by throwing a ball into a raised goal. That winter Naismith decided to create thirteen rules to set guidelines for the players. All the students who played the game wanted it to be called “Naismith Ball,” but he chose to call it basketball. Then championships were created and started to outburst in the country, while thew first was played in New York, 1908 (Applin II, 2001). Once the game was created, people all around New England and in the Northeast wanted to play. The creators then decided to make the game more of a competition and would have games between the various YMCAs. These games quickly got...
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...TRACEY DAVIS 21053641 008033 Page 1 of 2 72 Kimbark Road, 2nd Floor Riverside, IL 60546 davista@sbcglobal.net Memo To: Supervising Attorney From: Tracey Davis, Paralegal Date: November 1, 2010 Re: Brown v. Furlow, 04-CV-5887 Our File No. 5-987 Statement of Facts: - On 3/1 John Brown sued Dr. Thomas Furlow claiming an injury due to Dr. Furlow’s failure to extract an infected tooth. - Dr. Furlow contacted his attorney and made an appointment for 3/19. - Dr. Furlow’s home was burglarized on 3/18 and he rescheduled his attorney appointment for 3/23 (2 days after the deadline of 20 days to file an answer) - 3/23 a Default Judgment was entered against Dr. Furlow. - 3/23 the attorney for Dr. Furlow filed a Motion to Set Aside the Default Judgment. Question Presented: Should the Motion to Set Aside the Default Judgment be granted? Answer: A Default Judgment may be set aside on grounds of excusable neglect or any reason of an extraordinary nature justifying relief. TRACEY DAVIS 21053641 008033 Page 2 of 2 72 Kimbark Road, 2nd Floor Riverside, IL 60546 davista@sbcglobal.net Discussion: The main three factors considered by the court in whether to set aside a default judgment, (Kentucky Civil Rule 60.02), are: (1) valid excuse for default, (2) meritorious defense, and (3) absence of prejudice to the other party. This rule can be applied to our case against the default judgment being set aside due to the fact that Dr. Furlow’s home was robbed...
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...REPORT ON TIME SERIES ANALYSIS REPORT ON TIME SERIES ANALYSIS SUBMITTED TO M. KHAIRUL HOSSAIN PROFESSOR Department Of Finance University Of Dhaka SUBMITTED BY Group – 17 Section-A BBA 12th Batch Department Of Finance WE ARE... |Sl. No |Name |Roll No | |1. |Dulal Paul |12-143 | |2. |Rahat Hussain Md. Zaidy |12-149 | |3. |MD. Arif Hasan |12-150 | |4. |MD. Khurshid Alam |12-170 | |5. |MD. Saiful Islam |12-254 | Letter of Transmittal Date: 16th September, 2008 M. Khairul Hossain Professor Department Of Finance Faculty of Business Studies University of Dhaka Subject: Submission of report We are pleased to submit the following report on the “Time Series Analysis”. By completing the report, we have got acquainted importance and relevance of time series on business application. We also perceived idea on the whole process of Time Series Analysis. We acquired knowledge about the method...
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...That is “a state of perfect freedom to order their actions, and dispose of their possessions and persons as they think fit, within the bounds of the law of Nature, without asking leave or depending upon the will of any other man” (72). Here he describes a state of equality in which animals of the same species and rank, people included, are born with the same advantages and faculties. That they/we are to exist free from subordination or subjection. The only exception pertains to a lord and master of them all who declares, based on his will, “an undoubted right to dominion and sovereignty” (72); God. However, Locke forms a distinction between this state of liberty and a state of license. Though we have the freedom to enact our will everyone within the state of Nature is subjected to its laws where “The state of Nature has a law of Nature to govern it”...
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