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The Steps of Medical Insurance

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The Steps of Medical Insurance
Alesha McCall
HCR/220
March 6, 2010
Lucinda Shipley

When becoming a medical insurance specialist there are various steps that have to be followed to ensure the patient visit is a little more pleasant and it also makes your work a little easier. As a medical insurance specialist it is important that all federal, state, and local regulations are follow to keep all the patients information confidential. It is also very important that you maintain up-to-date insurance information, health information, and personal information on the patient. To obtain accurate information you do what is called preregister. In preregister a new patient is basic personal and insurance information is collected. For returning patient a series of question are asked to make sure we have the correct information in our system then we asks for the reason of the visit, so that the correct visits can be scheduled for the patient. After the appointment is scheduled we have to establish financial responsibility for the visit.
Financial responsibility is the determination of who has to pay what portion of the medical bill. If the patient is insured a segment of the bill will be paid by the insurance company, and the patient as to pay the rest. In some situation the patient may not have insurance and the financial responsibility is sole up to the patient. After financial responsibility is determined the patient as to be checked in. Checking a patient in consist of collecting detail information of the patient’s medical history.
Returning patient are asked to review his or her information and anything that is not correct will be updated at this time. At the time of check-in unless already in the patients file their insurance card and their driving licenses will be scanned or photocopied and placed in the patients file. Also at the time of

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