... The group sells clothing, footwear, gifts, home furnishings and foods under the St. Michael trademark in its chain of 294 stores in the United Kingdom. Approximately half of the group's overseas stores are franchised to local partners. The group also owns the clothing retailer Brooks Brothers and the Kings Super Markets chain in the United States of America. Direct mail helps M&S meet the core objective of providing customers with wider, easier access to their products such as home furnishings, flowers, hampers and wine. The financial services comprise of operations of the groups financial services companies providing account cards, personal loans, unit trust management, life assurance and pensions. Retailing accounted for 96% of fiscal 2000 revenues and financial services, 4%. The company was always considered to have a great management support that helped in its growth. But the last years, M&S’s managers seem to fail on their strategic decisions, leading the group to lower and lower sales and profits. The share price is also dropping and shareholders feel insecure for the future (figure 2). Group structure and financial performance The group’s performance measures for the year ended at 31 March were disappointing (figure-5). The return on equity ratio and the earnings per share were zero as the company had only £1.3m profit this year. For the same reason, the dividend cover was also zero. Last year the dividend cover was 1,0p as the company paid the shareholders...
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...* * * * * Issues of Social Development in Adulthood Yvonne Gonzalez University of Phoenix PSY/201 Foundations of Psychology Tracy S. Ramos, Faculty April 7th, 2013 * * * * * * * * * I found this article to be very interesting. Surprisingly, it was difficult to locate a credible article that discussed women in their midlife; which it is why I really liked this article. Life Course Transitions and Depressive Symptoms among Women in Midlife, discusses about different issues that has accrue in adult women through midlife. It also discusses how midlife in adult women can affect their social development. This article will provide you with transitioning stage of midlife in adult women, as well as some of the consequences that can occur as women transition into midlife. It gives you step by step as to how each transition will affect her. This study was done on women from the ages 50-59 to show midlife transition and depression will affect the women. It will also tell you things about the male midlife transition and how they will react differently than women in their midlife transition. * Yes, I find that this article would be a great choice as a main source for a research paper. I say this because; it provides you with credible information and statistics on social development in women transitioning through midlife. It also provides you with information on how to overcome the issues that...
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...Browning Electrical Company TIMELINE After reading the case study, I put together the following timeline diagram so as to assist me with understanding the case study. Figure 1: Timeline Figure 1: Timeline Although a steady growth rate of 33% has been maintained, the ineffective management of current assets (receivables and inventory) has resulted in a cash flow problem. Positive issues are: * There has been rapid growth in recent years and this is expected to continue in future. * The location of the company is good with access to a railway siding. * The sales have increased annually and are expected to reach R 25 000 000.00 in year 2001. * Browning’s conservative operation of the business was appealing to a number of trade creditors. * No sales representatives were employed, orders were taken over the telephone or by customers visiting the business. Negative issues are: * The company experienced a cash flow problem. * A need existed to increase borrowing from R 1 730 000.00 to R 3 250 000.00. * In order to fund the promissory note issued to Mr Stark, the business land and buildings were mortgaged for R 500 000.00. * Quantity discounts and credit terms of net 30 days were usually offered to customers who comprised of electrical contractors, small builders, handymen and members of the public. * Mr Browning possessed a house that cost R 500 000.00 to build and was mortgaged at R 270 000.00. QUESTIONS A. Explain (quoting...
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...PROBLEMS AT JETBLUE DEBATE Caroline Huyck XBIS219 FRI 09/14/2012 Katherine Escobar PROBLEMS AT JETBLUE DEBATE Jet Blue an airline company, which was started in the year 2000. The first couple of year’s jet blue was up in the running and where doing great capitalizing their company. But in 2006 Jet Blue took a great turn of events causing a down fall in their company. The reason for this downfall was that the managers at jet blue did not do a very good job while thinking things through to make sure this type of thing would not happen while in a disaster, many of the issues consisted to why JetBlue was shutdown. One of the first things that jet blue failed to do was to think ahead, they took their good fortunes in to belief that failure was not an option, but there was failure, one of the top issues was technology, but this was a managerial issue, and jet blue just did not have the technology to get proper help or train properly with such problems as lost luggage. If they had the proper technology they would have been able to keep track of the luggage that was lost. One of the many things you do not want to think about but yet look at is disaster when looking to achieve a great company, but part of this is the job of the managers , you need to think as well as plan ahead for such issues that might arise if a disaster was to arise, also with the managerial team is at fault for not having the information in the way of technology, If I was ahead of Jet Blue, or the owner...
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...1. Describe the differences between financial accounting and managerial accounting. Financial Accounting Provides information to people who are outside of the company, such as shareholders. Financial reporting must be prepared by law. Scope is the entire organization. Prepared by using for 6 months periods or fiscally historical data. Not confidential. Managerial Accounting Provides information to people who are inside of the company, such as top management. No governmental regulations. Product or cost centric. Prepared by future looking forecasts. Confidential. Can be used to make decision on investing or Used for decision making process of not investing the company. managers. Financial Report Parts: 1) Letter by top Management, 2) Financial Statements (Balance Sheet, Income Statement, Statement of Retained Earnings, Statement of Cash Flows and Footnotes) signed by CFO and CIO, 3) Auditors Report (prepared by Dependent and Independent Auditors) 4) Additional Information (Such as Partner Profiles and Company Data Sheets) Reports may include: Sales Forecasting Reports, Budget Analysis, Feasibility Studies, Consolidation Reports. 2. Given below are the daily balances in the accounts of Travel Tips, Inc. Assuming only one transaction occurred each day, explain the nature of each transaction from June 1 to June 10. June 1 June 2 June 3 June 4 Bought $700 of inventory on account. Received $600 payment from the customers. Paid $800 (and account payable decreased)....
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...situation, as well as to provide a critical assessment of the imminent future reconciliation of business strategy in the fishing sector. Research member: Dr. Daniel Lane dlane@uottawa.ca (Supervisor) Arthur So aso@uottawa.ca Date: 1st March 2002 Table of Contents Abstract 3 Introduction 4 Historic background 5 Highlights and milestones of FPI 5 Reference 7 Highlights and milestones of Clearwater 8 Reference 9 Business Drivers 11 FPI 11 Clearwater Fine Foods Inc. 11 Global Markets Analysis 12 Domestic Markets Analysis 17 The Merger Reaction 19 Critical Success Factors and Risks Analysis 20 Projection of the acquisition of FPI by Clearwater 21 Conclusion 22 References 24 Annex A 27 FPI 2000 / 2001 Financial Report 27 Annex B 32 Monthly Average of the Stock Prices 32 Abstract The announcement from the Chairperson of Fishery Products International Ltd. (FPI) on the 6th September 2001, at St. John's, Newfoundland (Nfld), to...
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...1. Do you agree with the argument/logic that led API in 1962 to consolidate its European (continental) production into a single facility? Yes, I agree with the argument given by Allyn and Bower to consolidate its European production into a single facility. The reason being is that firstly, Alden-Europe’s sales were growing at a rate in excess of 40% per year and therefore would be expected to quadruple by 1965. This forecasted sales volume was unable to be produced in the existing facilities as many of them were inefficient and were already operating near capacity and were difficult to expand. Expanding the existing facilities was difficult as it required greater investment in plant and equipment than API’s total existing investment in Europe; locating and training adequate managerial and staff personnel for the expansions was also not easy. Secondly, Europe was moving toward free trade within the continent which would have eliminated the tariffs and discriminatory practices among member countries. Thus, consolidating continental production into a single facility was advantageous. Moreover the risk associated with centralized manufacturing such as supply problems resulting from a plant shutdown or transportation/customs restrictions would reduce to a great extent because of the backup provided by the Buxbridge plant. There were additional benefits of making a consolidated production facility such as it would be easier to balance production in a single, well designed and...
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...countryside lending program, which resulted millions of unsecured and uncollectible loans. For 2 decades, Rural Bank of Suares, burdened by these uncollectible loans, used only the income from any lending activities to write these off. In 1990, stockholders were forced to infuse ₱2,000,000 to reinforce its depleted resources. And in 1993, Rural Bank of Suares reported modest profits for the first time after years of breakeven operations. The stockholders were pleased with the report since it showed growth in both profitability and resources. In 1990’s, during the presidency of Fidel V. Ramos, the Philippine Stock Exchange was one of the best in the world. Philippines 2000 is a socio-economic program introduced by Fidel V. Ramos. The plan envisions the Philippines achieving newly industrialized country status by the year 2000. The stockholders were however surprised by Arguelles’ proposal that the bank should embark on the opening of a branch in the capital city, as its expansion move for 1997, given its small size and its lack of good credit background. Central Problem: The main problem in this case is whether or not the Rural Bank of Suares should open a branch in the capital city. The rivalry in the capital city is already tight, and entering into this competition may be risky for Rural Bank of Suares. Conclusion: Therefore we conclude that Rural Bank of Suares should think it over and regain further. Since the Rural Bank of Suares is ruling a banking monopoly in the town...
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...kindles my personal interest in studies of L2 vocabulary development. Because vocabulary has become one of the key elements in ELT and ELL, through decades, many research have been conducted to identify how vocabulary is learned and developed, and what factors that impede or boost learners’ lexical competence. Hence, this study attempts to respond to the research questions as follow: 1. What are existing vocabulary learning strategies that EFL learners use? 2. What are factors that affect vocabulary development in EFL learners? 3. What are effective vocabulary learning strategies for EFL learners? The findings suggested that EFL learners learn L2 vocabulary through multifarious strategies such as making a personal word list, guessing from contexts, and using word cards. From the results, these different strategies, however, vary in learning effectiveness. The studies also revealed that more than single factors impact on learners’ lexical competence. For...
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...Poststructuralist thinkers such as Derrida and de Man who outsourced from Benjamin’s works burst double opposition between original text and translated one evoking translators to be invisible (Venuti,1992, p6). Before the process of coming of poststructuralism into view, structuralist Saussure determined language as the examinable world of the symbols including the linguistic system and social structure. According to Roman (2002, p309), a language is set up as a system of signs and each sign is the result of the relation between meaning and word and a signifier or sound-image and a signified (referent). He also claimed that signifiers and signifieds are unchangeable but they can make sign itself by signifying more complicated fabulous signs...
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...the Bible always seems to be up to date and meets the needs of its readers. The universal appeal extends to all races. Seldom does anyone take the attitude that Orientals wrote the Bible. As a matter of fact, many linguists have pointed out that the “translatableness” of the Bible is another demonstration that it is a unique book whose Author is God. No matter what language, the Bible’s message comes through clearly when it is translated from one language to another. The argument for the universal appeal applies to the rich as well as to the poor. The Bible is found in the bookcases of the rich, as well as on the coffee tables of the poor. And, finally, all ages love the Word of God, from children to the elderly. Because God wanted to communicate to all people, in all circumstances, at all periods of time, and at all levels of society, He supernaturally endowed the Bible with His Spirit so that it would have a universal appeal. While not a conclusive argument, it reaffirms the others when taken en masse. We’re living in the world of many different culture, different languages, different social status, but for the world of God there is only one common message of the Scripture. “No matter what language, the Bible’s message comes through clearly when it is translated from one language to another.” For each person who reads the Bible he/she will receive God’s message and this message will be unique to him/her...
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...Treiman Wayne State University Charles Clifton, Jr. University of Massachusetts Antje S. Meyer University of Birmingham Lee H. Wurm Wayne State University Acknowledgments: Preparation of this chapter was supported by NSF Grant SBR-9807736 to R.T. and NIH Grant HD18708 to the University of Massachusetts. To appear in A.F. Healy & R.W. Proctor (Eds.), Comprehensive handbook of psychology, Vol. 4: Experimental Psychology. New York: Wiley. Treiman et al., Psycholinguistics, 2 Introduction Language comprehension Spoken word recognition Printed word recognition The mental lexicon Comprehension of sentences and discourse Phenomena common to reading and listening comprehension Phenomena specific to the comprehension of spoken language Phenomena specific to the comprehension of written language Language production Access to single words in spoken language production Generation of sentences in spoken language production Written language production Conclusions INTRODUCTION Psychologists have long been interested in language, but psycholinguistics as a field of study did not emerge until the 1960s. It was motivated by Chomsky’s work in linguistics, and by his claim that the special properties of language require special mechanisms to handle it (e.g., Chomsky, 1959). The special feature of language on which Chomsky focused was its productivity. Possessed with...
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...opportunity of continuing the legacy of providing a comprehensive account of new theoretical and empirical contributions to reading research. Respectful of the cross-age approach that Pressley took in the last volume (account for progress of beginning readers, adolescent and adult readers— and along the way highlight some pedagogical processes that are salient at all levels, such as word recognition, vocabulary, and comprehension), we took a different approach. We decided to focus on reading as a fundamentally cognitive process that can be influenced by contextual forces at many levels, most notably for education, schools, and policy environments. Thus we deal with the fundamental psychological aspects of reading—word level processes (including subword processes such as phonological awareness and decoding, word reading, and vocabulary, with all of its entailments), and text-level processes as they are grounded in structures, genres, and disciplinary knowledge pursuits. After the account of these cognitive processes, we turn to a setting-level analysis, in which we examine word- and text level processes within schooling (including instruction in English language arts and the subject matters of history and science) and policy contexts. As we unpack each...
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...that 8 marks out of the 40 available for the essay are allocated to assignment presentation. This is almost the difference of one whole grade! Before you submit your assignment, please check the following: 1. Provide a title page for all assessment items (including essay title, name, Griffith student number, tutor name, convenor name, and the word count etc). An example title page is attached to this post. 2. Ensure that your assignment adheres to the Assignment Format Guidelines outlined in the Assessment FAQ (e.g., 12 point font – usually Times New Roman, 3cm margins, double line spacing – including your reference list, page numbers, etc.). 3. Ensure your essay meets word count requirements. With a 2000 word essay we allow 10% leeway – so 1800 to 2200 words. A word count outside of this range is likely to lose marks 4. Do not include dots points or tables. You need to incorporate all source information into full sentences 5. You must limit your use of quotes. For an essay of this length we would expect only around 1 or 2 short quotes. Demonstrate your understanding of the material by putting it into your own words. 6. Check and double check your spelling, grammar and punctuation. Read every sentence in your essay out loud to ensure it makes sense. Use the spell check facility on your computer. Ask a friend or family member to read it for you or submit a copy to Smarthinking which can be accessed at: https://www.open.edu.au/public/student-admin-and-support/study-resources/help-with-assignments ...
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...just don't like that sort of thing. Here begins my indepth analysis of the glourious subject of The Media. Social Factors Society is a simple word with a very complex definition. When Sir Bernard Chivilary said 'hounds will feast on society' [1] he failed to understand that if one seriously intends to 'not judge a book by its cover', then one must read a lot of books. More a melody to societies dysfunctions than a parody of the self, The Media helps to provide some sort of equilibrium in this world of ever changing, always yearning chaos. Some analysts have been tempted to disregard The Media. I haven’t. If society has a favourite child, it is The Media. Economic Factors Increasingly economic growth and innovation are being attributed to The Media. Of course, The Media fits perfectly into the JTB-Guide-Dog model, a classic economic system of analysis. National Debt The Media The results displayed in the graph are too clear to be ignored. Of course the national debt is in financial terms 'holding hands with The Media.' Supply Side Economic Tax Cuts Tax deductions could turn out to be a risky tactic. Political Factors Modern politics owes much to the animal kingdom. Comparing The Media and much of what has been written of it can be like comparing night and day. It is always enlightening to consider the words of the famous political Achilles B. Adger 'The success of any political system can...
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