...FACTORS INFLUENCING PENSION MANAGERS’ INVESTMENT DECISION A CASE STUDY OF ZANZIBAR SOCIAL SECURITY FUND (Z.S.S.F) By: ABDULAZIZ M. RAMIA REG. NO: ZU/MBA/0001/12 FACULTY OF BUSINESS ADMINISTRATION PROPOSED SUPERVISOR: DR. MASOUD A Concept Paper Submitted in Partial Fulfillment of the Requirement for the Degree of Master of Business Administration in Finance (MBA- Finance) of Zanzibar University 1.0 INTRODUCTION AND BACKGROUND OF THE STUDY 1.1 Introduction In most economies value is presently obtained through a market process where supply meets demand. Here is where finance and financial markets come into play. They provide the tools to optimize the allocation of resources through time and space and to manage risk. Finance is by nature quantitative like economics but it is subject to a large level of risk. It is the measurement of risk and the implementation of decision-making processes based on risk that makes finance a quantitative science and not simply accounting. Pension is a benefit promised to an employee by an employer during employment and is payable on leaving or retiring from the employer’s service. In the developed countries, pension plans are established and managed through creation of trust. In many cases, the fund is invested by the employer and pension is payable from the recurrent revenue of the employer. In general the main purpose of pension is to provide people with an income when they are no longer earning a regular income from employment...
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...Tanzania Teachers Union (TTU), in fulfillment of the requirements for the degree of Bachelor of Arts (Sociology) of the University of Dar es Salaam Mr. Armstrong Matogwa (Supervisor) DECLARATION AND COPYRIGHT I, Eric Michael Mattaba, hereby declare that this dissertation is my own original work and that it has not been presented and will not be presented to any other University for a similar or any other degree award. Signature………………………………….. This dissertation is a copyright material protected under the Berne Convention, the copyright Act 1999 and other international and national enactments in that behalf, on intellectual property. It may not be reproduced by any means, in full or in parts, except for short extracts in faiir dealings, for research or private study, critical scholary review or discourse with acknowledgments, without written permission of the School of Graduate Studies, on behalf of both the author and the University of Dar es Salaam. Acknowledgement I wish to thank first and foremost my supervisor Mr....
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...Sub-Saharan Africa Despite the availability of such many strategies, there is a need to propose a new study that will outline how we can make significant difference in the education systems by the way we use Mobile Technology. Summary To ensure the management, and control of the disease, the data collection will help determine if the disease has a direct correlation to the level of social education, to the lack of adequate resources, good governance in the political arena, lack of Health care services or the financial burden from the affected families? In combination with other research, the recommendation provided by this study will help sustain economic and social activities, and most importantly, save live. References Adeyemi, T. (2011). A comparative study of students' academic performance in public examinations in secondary schools in Ondo and Ekiti states, Nigeria. Current Research Journal of Economic Theory, 3(2), 36-42. Biraimah, K. L. (1987). Class, gender, and life chances: A Nigerian university case study. Comparative...
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...CASE STUDY OF TANZANIA MAINLAND AS SEEN BY TANZANIA TEACHERS’ UNION (TTU)1. A PAPER PRESENTED AT THE LAUNCH SEMINAR OF THE NORWEGIAN POST-PRIMARY EDUCATION PROGRAM FOR AFRICA (NPED) ORGANISERS: THE WORLD BANK, WASHINGTON AND MINISRTY OF FOREIGN AFFAIRS, ROYAL NORWERGIAN GOVERNMENT, NORWAY PRESENTER: EZEKIAH T. OLUOCH DEPUTY GENERAL SECRETARY TANZANIA TEACHERS’ UNION (TTU) PLACE: VOLSENASEN CULTURE AND CONFERENCE HOTEL OSLO, NORWAY DATES: 13RD – 14TH SEPTEMBER 2006 1. INTRODUCTION: The United Republic of Tanzania was formed out of the union of two sovereign states namely Tanganyika and Zanzibar. Tanganyika became a sovereign state on 9th December 1961 and became a Republic the following year. Zanzibar became Independent on 10th December, 1963 and the People’s Republic of Zanzibar was established after the revolution of 12th January 1964. The two sovereign Republics formed the United Republic of Tanzania on 26th April, 1964. However, the Government of the United Republic of Tanzania is a unitary republic consisting of the Union Government (Tanzania Mainland) and the Zanzibar Revolutionary Government (URoT, 2005)2 and it is guided by the Constitution of the United Republic of Tanzania, Constitution of the Zanzibar Revolutionary Government and an Article of the Union, which is part of the Constitution...
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...process of generating a pool of capable people to apply for employment to an organization. Selection is the process by which managers and others use specific instruments to choose from a pool of applicants a person or persons more likely to succeed in the job(s), given management goals and legal requirements.’ Here Bratton and Gold state that recruitment and selection go hand in hand, but they are two separate activities require a separate range of skills and expertise. Here Fly 540 Fly540 is East Africa’s premier low cost airline offering low fares on scheduled flights all year round to destinations within Kenya, South Sudan and Zanzibar. Headquartered in Nairobi and operating from Jomo Kenyatta International and Wilson Airports, Fly540 Kenya flies to Eldoret, Kisumu, Lamu, Lodwar, Malindi, and Mombasa and across the border to Juba and Zanzibar. Aldi Aldi PLC is a British multinational grocery and general merchandise retailer headquartered in Welwyn Garden City, Hertfordshire, England, and United Kingdom. Originally a UK grocery retailer, Aldi has diversified geographically since the early 1990s and into areas such as the retailing of books, clothing, electronics, furniture, toys, petrol and software; financial services; telecoms and internet...
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...Peer-Reviewed Journal Tracking and Analyzing Disease Trends pages 557–740 EDITOR-IN-CHIEF D. Peter Drotman Associate Editors Paul Arguin, Atlanta, Georgia, USA Charles Ben Beard, Ft. Collins, Colorado, USA Ermias Belay, Atlanta, Georgia, USA David Bell, Atlanta, Georgia, USA Sharon Bloom, Atlanta, GA, USA Mary Brandt, Atlanta, Georgia, USA Corrie Brown, Athens, Georgia, USA Charles H. Calisher, Ft. Collins, Colorado, USA Michel Drancourt, Marseille, France Paul V. Effler, Perth, Australia David Freedman, Birmingham, Alabama, USA Peter Gerner-Smidt, Atlanta, Georgia, USA Stephen Hadler, Atlanta, Georgia, USA Nina Marano, Nairobi, Kenya Martin I. Meltzer, Atlanta, Georgia, USA David Morens, Bethesda, Maryland, USA J. Glenn Morris, Gainesville, Florida, USA Patrice Nordmann, Fribourg, Switzerland Didier Raoult, Marseille, France Pierre Rollin, Atlanta, Georgia, USA Ronald M. Rosenberg, Fort Collins, Colorado, USA Frank Sorvillo, Los Angeles, California, USA David Walker, Galveston, Texas, USA Senior Associate Editor, Emeritus Brian W.J. Mahy, Bury St. Edmunds, Suffolk, UK Managing Editor Byron Breedlove, Atlanta, Georgia, USA Copy Editors Claudia Chesley, Laurie Dietrich, Karen Foster, Thomas Gryczan, Jean Michaels Jones, Shannon O’Connor, P. Lynne Stockton Production William Hale, Barbara Segal, Reginald Tucker Editorial Assistant Jared Friedberg Communications/Social Media Sarah Logan Gregory Founding Editor Joseph E. McDade, Rome, Georgia, USA Emerging Infectious Diseases...
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...14th November 14 14th November 14 Word Count: 1465 Word Count: 1465 08 Fall 08 Fall Abbreviations: CL Compulsory Licensing NGO’s Non-governmental Organisation’s R&D Research and Development RDT Rapid Detection Tests TRIPS Trade- Related Aspects of Intellectual Property Rights WTO World Trade Organisation Abbreviations: CL Compulsory Licensing NGO’s Non-governmental Organisation’s R&D Research and Development RDT Rapid Detection Tests TRIPS Trade- Related Aspects of Intellectual Property Rights WTO World Trade Organisation Table of Contents Table of Contents 2 Introduction 2 Factors effecting the control of malaria 3 What is the role of the pharmaceutical companies? 5 Recommendations 6 Reference List 8 Introduction This report aims to address the issues regarding the availability of drugs in the developing world in addition to what measures the developed world could use to ease the burden, including the evaluation of the options available and the potential cumulative effects that would accompany these processes. For the purpose of this paper, the author will concentrate on the infection rates in humans of Malaria in Sierra Leone. Although malaria is deemed as a preventable disease many factors inhibit the eradication of infection rates. In the recent World Malaria Report (2013) Sierra Leone is ranked as the country with the fifth highest prevalence rate per capita in addition to fifty percent of the population...
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...Growth and development of foreign policy Name Institution Date There have been vast changes and developments in the foreign policy agenda that have seen Kenya as a country, transition through many regimes that had their individual differences since independence. Since the attainment of independence, Kenya has had fairly smooth international and regional relations that have been ensured by the various statutes and values put in place to make sure that Kenya grows in all dimensions, economically, socially, politically plus other aspects that are cupped under the bigger ones mentioned above. In the current global space we are in today that is so competitive and complex, strategies have to be put up that promote the many interests of Kenya. It should be noted that since independence Kenya has had four sitting presidents including the current one, this has a close relationship of the way the foreign policy agenda has revolutionized. It will be noted that since independence Kenya had quiet diplomacy that can be considered to have been of a low profile approach in terms of foreign affairs especially international ones. In this immediate post-independence period there was active involvement in regional peace diplomacy. The architectures of these polices then had the central idea that the future of the country strongly stood on the belief that regional stability and security in our environment is the basis for national prosperity and survival. Therefore, there was need to realign...
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...International Journal of Contemporary Hospitality Management Emerald Article: Teaching human resource management in hospitality and tourism: a critique Tom Baum, Denis Nickson Article information: To cite this document: Tom Baum, Denis Nickson, (1998),"Teaching human resource management in hospitality and tourism: a critique", International Journal of Contemporary Hospitality Management, Vol. 10 Iss: 2 pp. 75 - 79 Permanent link to this document: http://dx.doi.org/10.1108/09596119810207228 Downloaded on: 24-09-2012 References: This document contains references to 19 other documents Citations: This document has been cited by 5 other documents To copy this document: permissions@emeraldinsight.com This document has been downloaded 4078 times since 2005. * Users who downloaded this Article also downloaded: * Tom Baum, Vanessa Amoah, Sheryl Spivack, (1997),"Policy dimensions of human resource management in the tourism and hospitality industries", International Journal of Contemporary Hospitality Management, Vol. 9 Iss: 5 pp. 221 - 229 http://dx.doi.org/10.1108/09596119710172615 Philip Worsfold, (1999),"HRM, performance, commitment and service quality in the hotel industry", International Journal of Contemporary Hospitality Management, Vol. 11 Iss: 7 pp. 340 - 348 http://dx.doi.org/10.1108/09596119910293240 Peter Haynes, Glenda Fryer, (2000),"Human resources, service quality and performance: a case study", International Journal of Contemporary Hospitality Management, Vol. 12...
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...Vinegar Electrolytes S. Ramakanth Electrical And Electronics Engineering,Visakha Institute of Engineering and Technology, Visakhapatnam Abstract: This paper gives how salt water and salt vinegar is used as a renewable energy source. Working of salt water and salt vinegarelectrolytes and both the combination of electrolytes, comparison of different electrodes used in the electrolytes. And choosing which is the best pair of electrodes.applications of it in many fields. Keywords: Electro-chemicalreaction,Electrolyte,Vinegar,corrosion. INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH & DEVELOPMENT Page 310 www.ijird.com October, 2012 Vol 1 Issue 8 1. Introduction We know that our earth covered with 70% of water and 30% of land. So water occupies more space than land but 97% is the salt water and 3% is the fresh drinking water. Many technologies are developed to use salt water for producing electrical energy. The energy produced in this way is renewable energy source. Ex: salt water battery, salt water generators etc. The modern battery is found in high-tech applications ranging from hearing aids and pace-makers to pocket calculators, personal stereos, radios and mobile phones. They are everywhere and completely invaluable. The origin of the power behind the battery is chemical. In the following paper I explain the how the electrolysis occur and what are the different reaction of different electrodes for the better efficiency. 1.1How These Work –...
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...African Archaeological Review, Vol 15, No. 3, 1998 A Review of Swahili Archaeology Felix A. Chami1 The Swahili people have been viewed as of Persian/Arabic or Cushitic-speaking origin. Scholars have used historical and archaeological data to support this hypothesis. However, linguistic and recent archaeological data suggest that the Swahili culture had its origin in the early first centuries AD. It was the early farming people who settled on the coast in the last centuries BC who first adopted iron technology and sailing techniques and founded the coastal settlements. The culture of the iron-using people spread to the rest of the coast of East Africa, its center changing from one place to another. Involvement in transoceanic trade from the early centuries AD contributed to the prosperity of the coastal communities as evidenced by coastal monuments. More than 1500 years of cultural continuity was offset by the arrival of European and Arab colonizers in the seventeenth and nineteenth centuries AD. Le peuple Swahili a souvent ete considere comme un peuple dont la langue avait pour origine le Perse/Arabe ou le Cushite. Les chercheurs ont utilise des donees historiques et archeologiques afin de supporter cette hypothese. Cependant I'etude linguistique de cette langue, ainsi que de nouvelles decouvertes archeologiques suggerent que la culture Swahili trouve son origine au debut de l'ere chretienne. Ils furent les premiers fermiers a s'installer le long du littoral, fondant des...
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...COMMUNICATION PLANNING: FROM GOALS TO ACTION, FROM NATION COMMUNICATION PLANNING TO CORPORATE COMMUNICATION PLANNING DECEMBER, 2013 1.0 INTRODUCTION This paper will provide description of the concept of Communication Planning and provide the details of the process of developing a communication plan from identifying the communication goals to the implementation of the strategies under the plan. Communication planning evolves at national level, where there are issues that need to be planned and implemented at this level and also at corporate level. This paper will provide details of communication planning at both levels. However more emphasis will be on communication planning at corporate level showing the steps involved from planning goals to implementation and evaluation. The paper is divided into six parts, the introduction, Conceptual framework, communication planning at national level, communication planning for corporate organizations and the steps in communication planning from goals to action and lastly the conclusion. At the end I will have provided an understanding of the concept of communication planning, provide the details of each of the process of developing a communication plan from goals to action and show the basic components of a communication plan. The description provided will show that communication planning is a vital process in implementation of the national or organizations Communication...
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...The effects of the flow of knowledge and collective intelligence on three centuries of rhizomatic development of Bushehr Sam R Kashuk* Centre for Environmental Safety and Risk Engineering Victoria University PO Box 14428, Melbourne, Australia, 8001 E-mail: sam.kashuk@gmail.com * Corresponding author Graham Thorpe Centre for Environmental Safety and Risk Engineering Victoria University PO Box 14428, Melbourne, Australia, 8001 E-mail: graham.thorpe@vu.edu.au Structured Abstract Purpose – The purpose of this paper is to give an example of how the flow of knowledge and the circulation of information can transform urban design and architecture, and rapidly change the nature of a city. It also shows how this transformation can produce an environmentally sustainable city through collective intelligence gained from interactions with geographically dispersed cultures. The city under consideration is the Persian Gulf city of Bushehr th th during the 18 and 19 centuries. During this time the city transformed from being a naval base into a trading and information hub, and this had a strong impact on its popular culture and architecture. Approach – The approach is to examine how the flow of knowledge affected urban design and architecture before the emergence of rampant globalisation. The changes in Bushehr are interpreted in the light of Deleuze and Guattari’s rhizomatic view of knowledge as being unstructured, cross-disciplinary and serendipitous. For example...
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...Professional Development Plan Student: Phanuel R. Mubamba, phanuel.mubamba@waldenu.edu Student ID # A00262074 DDBA 8005-6 Foundations for Doctoral Business Administration Studies Program: Doctor of Business Administration Specialization: Entrepreneurship Walden University September 19, 2010 Professional Development Plan Professional Development Plan (PDP) is a short planning document that examines my current Continuing Professional Development (CPD) needs, looks at how these might be met and lists objectives for the future. It helps to structure and focus my training needs and should address the following points: • Where am I now? • Where am I going? • How am I going to get there? (http://www.ciht.org.uk/en/education--training/continuing-professional-development/professional-development-plan.cfm). Nowadays, with significant changes in government policies and priorities affecting our industry and profession, the need for training to ensure that our skills are up to date and ready to meet these challenges is ever more important (http://www.ciht.org.uk/en/education--training/continuing-professional-development/professional-development-plan.cfm). The planning process for writing a PDP ensures that educators remain deeply committed to professional growth and will keep places that motivate and engage all students. Writing a PDP allows the educator to direct his or her own professional growth and determine how...
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...show the similarities and differences between these instruments. Islamic and conventional banks are all banks but having different system of managements, aspects, history, products and even acceptance according to laws. The research will discuss these aspects and more to make people aware of these instruments so as to remove the confusion on them and make them choose the best with the best reasons. This study will be divided in to three chapters. Chapter one will be all about Islamic and Conventional banks, theirs nature, history, products offered and many more. Chapter two will discuss and show the similarities and differences of these banks. Chapter three as the final chapter will discuss the case study of Islamic banks in Tanzania. I pray to Allah to make this study be the sources of awareness about these banks especially in Tanzania where by people haven’t got exactly meaning and differences of these banks. 2) JUSTIFICATION OF THE RESEARCH: i. The research will define, show and explain the short history of Islamic and Conventional banks. ii. This research will show the comparison of Islamic and Conventional banks. iii. The research will show roles and activities of Islamic and Conventional banks in the community. iv. In this research products offered by these banks will be...
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