ISBN web: 92-9197-720-9 Contents Introduction ...............................................................................................................................1 Structure of this document........................................................................................................6 Part 1: Scope of Application .....................................................................................................7 I. Introduction..................................
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CAPITAL ADEQUACY FRAMEWORK AND RISK MANAGEMENT IN BANKS GUEST LECTURE: MR. R M PATTANAIK EX GM- INDIAN OVERSEAS BANK CAPITAL ADEQUACY RATIO (CAR) Also known as Capital to Risk (Weighted) Assets Ratio (CRAR) is the ratio of a bank’s capital to its risk. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory capital requirements. It is a measure of a bank's capital. It is expressed as a percentage of a bank's risk weighted
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TIER 2 Version 11/15 Tier 2 of the Points Based System – Policy Guidance This guidance is to be used for all Tier 2 applications made on or after 19 November 2015 CONTENTS Contents PART 1: INTRODUCTION ................................................................................................... 5 Categories in Tier 2 ............................................................................................................. 5 Care Arrangements for Children .........
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United States, Inc. (FSMB), and the National Board of Medical Examiners® (NBME®). All rights reserved. Printed in the United States of America. The United States Medical Licensing Examination (USMLE®) is a joint program of the FSMB and the NBME. 1 CONTENTS USMLE Step 2 CK Test Question Formats …………………………………...………. 3 Introduction to USMLE Step 2 CK Sample Test Questions ………………………….. 5 Normal Laboratory Values ………………………………...………..…….….……….. 6 USMLE Step 2 CK Sample Test
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avoid banks going bankrupt Consists of central bankers from various countries (11 countries of the G20 countries as of now) Meetings held in Basel, Switzerland BASEL 1 in 1988 Basel 1 came in 1988 = mainly set rules for capital reserve requirements to be kept by banks (due to risk of bad loans (credit risk) made by banks). 1. Credit risk faced by banks taken into consideration for calculating capital set aside requirement 2. Thus, banks had to set aside 8% of the RWA(risk weighted asset)
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Pier 1 Imports started its journey as a single store in San Mateo, California in 1962 in the industry of specialty retail goods and experienced a rapid expansion within few years. The company established its corporate headquarters in Fort Worth, Texas in 1966 and despite being in business for only four years, it already had 16 store locations. In 1972, Pier 1 Imports joined the New York Stock Exchange as a public company with a symbol of PIR and it already had 123 stores by then (“Pier 1 Imports
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LITERATURE REVIEW In the article “Credit Risk Rating at Large U.S. Banks” authors William F. Treacy and Mark S. Care say that risk ratings are the primary summary indicator of risk for banks’ individual credit exposures. They both shape and reflect the nature of credit decisions that banks make daily. The specifics of internal rating system architecture and operation differ substantially across banks. The number of grades and the risk associated with each grade vary across institutions, as do
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Organisations, Analysis and Policy REPORT To: Senior Management From: Group Accountant Date: 2nd May 2005 Subject: BMW Organisational Analysis andHuman Resources Policies This report will provide a detailed analysis of BMW'scurrent corporate appraisal analysis. This will help to identify the company'scurrent strength, weaknesses, opportunities and threats. This will help thecompanies decision makers understand where the organisation is now. The reportwill also critically evaluate BMW's human
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Strong growth opportunities • The IT-BPM sector in India is estimated to expand at a CAGR of 9.5 per cent to USD300 billion by 2020. The sector increased at a CAGR of 25 per cent over 2000–13, 3-4 times higher than global IT-BPM spend • Leading sourcing destination India is the world’s largest sourcing destination, accounting for approximately 52 per cent of the USD124–130 billion market. The country’s cost competitiveness in providing IT services, which is approximately
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Shriram City Union Finance Limited (SCUFL) Secured NCD Issue August 11, 2011 Shriram City Union Finance Limited, one of the largest small enterprise finance companies in India, has come up with its public issue of Secured Non Convertible Debentures (NCDs) aggregating upto Rs. 375 crore with an option to retain over-subscription upto Rs. 375 crore for issuance of additional NCDs aggregating to a total of upto Rs. 750 crore. The Issue is open from August 11, 2011 to August 27, 2011 (The Company
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