...Simple Interest * Suppoe that an investor lends you money and at the agreed date you must repay the money together with the fee charged for the use of the money, known as the interest * Interest is income from the money (capital) invested. * The capital originally invested is called the princible while the sum of the princible and the interest is called the future value. * Most interest transactions are described by the rate of interest, which is the ratio of the interest earned in one time unit to the principal. * Using the method of simple interest, the interest due t be paid at the end of the loan is based on the original principal, the term of the loan and the stated rate of interest * For these calculation the following notation is used * P= principal * I= the total simple interest * S= the future value, or maturity value of P * R= the rate of interest per period (normally per annum) * T= the time in periods (normally years) * Simple interest is then calculated by this formula I = Prt * From the definition of the amount s we have: S= P + I * Then by subbing I = PRT we obtain s interms of P,r,t S= p + Prt S= P(1 + rt) * The factor (1 + rt) in formula is called the simple interest factor and the process of calculating S from P by formula 2 is called the accumulation at simple interest * We can also express P in terms of S,r and t and obtain * When we...
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...review evaluation of 2(two) competing group posters |[pic] |Peer review form | |Assignment worth 25% of the final grade. | |Max 500 words per individual evaluation. Evaluations longer than 500 words will receive a 15% mark deduction. | |Submission due: Monday 30th November 2015, 11:55pm (ACST), via learnonline course website | |Individual evaluations can only be submitted as .doc or .docx files | |MARK 5025 – Marketing Management | | ...
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...European Settlers are “Immigrants” Final Academic Essay Noshing Zaman ACST 1000 Dr. Richard Fields 02/12/2015 Précis John Robinson, farmer at Bewholm in the County of York, and Thomas Rispin Farmer of Fangross journeyed through Nova Scotia years after the founding of Nova Scotia to account of the country’s position in economic growth, and to observe the lifestyle of the inhabitants. The journal is quite interesting as these voyagers express their initial thoughts of arriving in Halifax as discouraging, as they witnessed land covered in rocks and unsatisfying for cultivation. Most voyagers who arrived in Halifax were quit poor in England and came to find prosperity in this new country. This unfavourable appearance made passengers onboard the ships looking for a new prospective life in Halifax, wishing to take the long trip back to their homes in England. Even though immigrants today face the similar discouragement upon arriving to Canada, their motives are further discouraged by discrimination faced in their daily lives. Immigrants from rural Bangladesh face different experiences than those of urban Bangladesh upon arriving in Canada. Even so, the initial time in Canada is quite difficult to adapt. Further ignorance by several Canadians leads to cultures and religions being grouped to a specific title or cause especially for Middle Eastern immigrants. Some Canadians fear to allow Syrian refugees in their country because of fear of facing the terrors the Syrians face in their...
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...UNIVERSITATEA ECOLOGICĂ DIN BUCUREŞTI FACULTATEA DE ŞTIIN E ECONOMICE MANAGEMENTUL FINANCIAR AL MEDIULUI - SUPORT DE CURS – prof. univ. dr. Camelia Cămăşoiu Bucureşti 2010 1 CUPRINS CAP. 1 - NEVOIA DE GANDIRE SI PRACTICA ECOLOGICA……………….....1 CAP. 2 – FUNDAMENTE CONCEPTUALE ALE MANAGEMENTULUI MEDIULUI………………………………………………………………………..….6 CAP. 3 – MEDIUL SI DEZVOLTAREA…………………………………..…..…...9 CAP. 4 – EVOLUTIA TEORIEI INTERDEPENDENTEI DINTRE ACTIVITATEA UMANA SI ECOLOGIE.....…………………………14 CAP. 5 – DEZVOLTAREA DURABILA: CONCEPT SI DIMENSIUNI………... .23 CAP. 6 – INDICATORII DEZVOLTARII DURABILE………………………..…..31 CAP. 7 – STRATEGII SI POLITICI DE MEDIU…………………………….…….39 CAP. 8 – MODALITATI DE REALIZARE A OBIECTIVELOR STRATEGICE....42 CAP. 9 – STUDIUL DE IMPACT ASUPRA MEDIULUI………………………….47 CAP. 10 – ORGANIZAREA SI DEZVOLTAREA UNEI PRACTICI PRIVATE IN DOMENIUL MEDIULUI………...………………………………………………….53 CAP. 11 – COSTURI SI ECONOMII ALE MEDIULUI……………………………58 CAP. 12 – CHELTUIELILE PENTRU PROTECTIA MEDIULUI……………..…..62 2 Cap. 1 - NEVOIA DE GANDIRE SI PRACTICA ECOLOGICA In traditiile civilizatiilor europene exista chiar si in prezent o credinta sau o superstitie apocaliptica legata de trecerea de la un mileniu la altul. Este o credinta care postuleaza ca dezastrele naturale si sociale nu se produc in fiecare an, ci la anumite momente ale timpului care marcheaza aniversari insemnate. Asa a fost considerata trecerea de la anul 999 la anul 1000, cand crestinismul primitiv...
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...Manajemen Investasi Sektor-Sektor Pasar Modal Indonesia Oleh: Yosefina Selvy Arief(2012-012-093) SEKTOR-SEKTOR PASAR MODAL INDONESIA Semua perusahaan publik yang tercatat di Bursa Efek Indonesia atau BEI (dulu BEJ= Bursa Efek Jakarta) diklasifikasikan ke dalam 9 sektor BEI yang didasarkan pada klasifikasi industri yang ditetapkan oleh NEJ yang disebut JASICA (Jakarta Stock Exchange Industrial Classification). Kesembilan sektor tersebut adalah: A. Sektor Utama (Industri Penghasil Bahan Baku) 1. Sektor Pertanian 2.1. Sub sektor Tanaman Pangan Daftar perusahaan industri penghasil bahan baku, sektor pertanian, sub sektor tanaman pangan yang terdaftar di Bursa Efek Indonesia (BEI) adalah No | Kode | Nama | Tanggal | | Saham | Emiten | IPO | 1 | BISI | Bisi International Tbk | 28-Mei-2007 | (Diperbaharui 2 Oktober 2013) Catatan penting lainnya untuk sub sektor tanaman pangan : * 12 September 2013| CKRA (PT. Citra Kebun Raya Agri Tbk) pindah dari sektor tanaman pangan (kode sektor 1.1) ke sektor pertambangan logam dan mineral lainnya (kode sektor 2.3) 2.2. Sub sektor Perkebunan Daftar perusahaan industri penghasil bahan baku, sektor pertanian, sub sektor perkebunan yang terdaftar di Bursa Efek Indonesia (BEI) adalah No | Kode | Nama | Tanggal | | Saham | Emiten | IPO | 1 | AALI | PT. Astro Agro Lestari Tbk | 09-Des-1997 | 2 | ANJT | PT. Austindo Nusantara Jaya Tbk | 10-Mei-2013 | 3 | BWPT | PT. BW Plantation...
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