...Unit 2 Title: Managing Financial Resources and Decisions Assignment: P1-P13 Assignments Deadline: 27th February 2012 Submission Date: 27th February 2012 Submitted By: Maisam Bokhari Student ID: 40013660 P1 (a) (McLaney and Atrill: 2010) suggest that finance is concerned with the way in which funds for a business are raised and invested. Any business irrespective of its size and nature requires sources to raise finance. Different types of sources of finance are available to different types of businesses. Broadly the two types of sources of finance are internal and external. Internal sources are from within the business and external sources are outsourced extrinsically. The three main legal statuses of business constitute of being a sole trader or partnerships and Private Limited Company. Sources of finance available to each of these are discussed below. Sole Trader and Partnership: Sole traders and partnerships refer to the simplest forms of business organization. A sole trader is an individual who runs a business from his own name, providing all the capital and assuming all the risks. A partnership can include more than one individual. Sole trader and partnerships have a range of options to get finance. Personal Savings and Loans * Put simply, personal savings is the amount of money a person has at his disposal. It becomes a source of finance when the sole trader or a partnership member is willing to invest it in his business. It is up for the individual...
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...* Prospects and Challenges of Nepalese Debt market 1. Introduction Debt market may be short-term, intermediate and long-term. Short-term and intermediate-term financing sources include trade credit, bank loan, finance company loan, commercial paper; inventory financing includes the issuance of mortgages and bonds (Shim J.K; 1989:138). The importance of the debt market in an emerging economy cannot be overemphasized. In the presence of uncertainty and prudential norms, banks often decline to lend for long term projects, and borrowing from overseas markets may be constrained by country risk perceptions and restrictions on capital mobility. In such cases, the market for debt securities may emerge as the mainstay of the credit and capital markets. (Sumon Kumar Bhaumik&SuchismitaBose, 2001) Bond market link having long-term financing needs with investors willing to place funds in long-term interest bearing securities (UN, TW; 2001). When a corporation (or government) wishes toborrow money from the public on a long term basis, itusually does so by issuing or selling debt securities. Theyare generally called bonds (Ross, 1998).A corporate bond is security representing a long-term promise to pay a certain sum of money at certain time over the course of the loan with fixed rate of interest payable to holder of the bond. And the debenture is the bond backed or secured only by the general credit of corporation. (Hampton, 1998) 2. Empirical Studies Though the debt market, debenture...
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...TRƯỜNG ĐẠI HỌC KINH TẾ TP. HCM KHOA NGÂN HÀNG ---------- KHÓA LUẬN TỐT NGHIỆP ĐỀ TÀI: ỨNG DỤNG MÔ HÌNH LOGISTIC TRONG XẾP HẠNG TÍN DỤNG CÁ NHÂN TẠI NGÂN HÀNG THƯƠNG MẠI CỔ PHẦN Á CHÂU- CHI NHÁNH LŨY BÁN BÍCH-PHÒNG GIAO DỊCH NGUYỄN SƠN GVHD : ThS Hoàng Hải Yến SVTH : Đoàn Hồng Nho Lớp : NH8-K35 Niên khóa 2009 -2013 NHẬN XÉT CỦA CƠ QUAN THỰC TẬP NHẬN XÉT CỦA GIÁO VIÊN HƯỚNG DẪN MỤC LỤC LỜI MỞ ĐẦU 1 CHƯƠNG 1 : GIỚI THIỆU VỀ NGÂN HÀNG THƯƠNG MẠI CỔ PHẦN Á CHÂU ( ACB ) – PHÒNG GIAO DỊCH NGUYỄN SƠN 2 1.1. GIỚI THIỆU KHÁI QUÁT VỀ NGÂN HÀNG THƯƠNG MẠI CỔ PHẦN Á CHÂU (ACB) 2 1.1.1. Lịch sử hình thành và phát triển 2 1.1.2. Mạng lưới hoạt động 5 1.1.3. Cơ cấu tổ chức 6 1.1.4. Các thành tựu đạt được 8 1.1.5. Kết quả hoạt động kinh doanh giai đoạn 2010-2012 9 1.1.6. Chiến lược phát triển giai đoạn 2011-2015 11 1.2. GIỚI THIỆU VỀ PHÒNG GIAO DỊCH NGUYỄN SƠN 12 1.2.1. Bối cảnh thành lập, chức năng, nhiệm vụ 12 1.2.2. Cơ cấu tổ chức và nhiệm vụ của các phòng ban 13 1.2.3. Các hoạt động kinh doanh cuả ACB- PGD Nguyễn Sơn 15 1.2.4. Thuận lợi, khó khăn của ACB – PGD Nguyễn Sơn 15 1.2.5. Tình hình hoạt động kinh doanh của ACB- PGD Nguyễn Sơn 16 KẾT LUẬN CHƯƠNG 1 17 CHƯƠNG 2 : XẾP HẠNG TÍN DỤNG KHÁCH HÀNG CÁ NHÂN CỦA NGÂN HÀNG Á CHÂU-CN LŨY BÁN BÍCH- PGD NGUYỄN SƠN 18 ...
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