...Manager) who had instead and help me in my report. Lastly I would love to thanks my family members all the support and prayers in every steps. Summary: This internship report grasps the achievement of my particular understanding of banking Environment along with achievement of banking rules. I had begun this internship of mine. From soneri bank private limited Okara Branch. The duration of my internship was six weeks. I was introduced to the basic working of banking along with real life Practice. Soneri bank is the one of the Pakistani private and supportive commercial bank having 234 branches in larger cities of Pakistan. It’s main head office in Karachi on chundrigar Road. Its head Quarters in Lahore. The bank starts its developments in year 1992. Soneri bank limited came in to being on September 28, 1991; the first branch of bank opened in Lahore on April 16, 1992 and also has branch in Karachi on May 09, 1992 & listed on all the stock exchange of Pakistan. To open a customer account like Individual, joint partnerships, private limited are the minor types of accounts. Different certification is required for each form is same type of account but application form is same for all accounts like soneri saving accounts, basic banking Account, current deposit, and Ikhtiar Account. In credit department is relationship with the form of deposits or the accounts that are opened in bank. Customer can deposit their amount in Soneri accounts like soneri saving Account, profit...
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...my internship in Standard Bank Limited, Motijheel, (Foreign Exchange branch), Dhaka for the period of three months starting from September 24, 2011 to December 24, 2011. My report is on the “Overall General Banking of Standard Bank Limited Emphasizing on Foreign Exchange Performance Compared with Others” of Standard Bank Limited, Motijheel, (Foreign Exchange branch). With the advent of the 21st century, globalization and consolidation amongst the multinational and foreign companies are making their impact in the third world economies including that of Bangladesh. The report studies how the bank has maintained growth in its general banking business by maintaining and enhancing its relationship with its clients. The success of The Standard Bank Limited is largely credited to its friendly, co-operative approach, understanding the foreign exchange policy special banking needs of every client and concern for the benefits and welfare. A fundamental characteristic of money is that it is very much like a collective commodity. It is a parallel relationship between the Money and Banking. Bank is an important and essential financial institution for the necessity of the use of money and the protection of the money. At the very arena of globalization and technological innovation, banking business has become competitive. To cope with this, bankers should have vast theoretical knowledge and professional knowledge as well as technical basic. As a BBA student, with major in Accounting, I...
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...Thesis Report On Foreign Exchange Division of Standard Bank Submitted by WWW.ASSIGNMENTPOINT.COM Banking sector is expanding its hand in different financial events every day. At the same time the banking process is becoming faster and easier. As the demand for the better service increases day by day, banks are coming up with different innovative ideas and products. In order to survive in the competitive field of the banking sector, all the banking organizations are looking for better service opportunities to provide their fellow clients. As a result, it has become essential for every person to have some idea on the bank and banking procedure. The word bank has been derived from the Latin word Bancs or from Basque, which means a bench in English. The early bankers transacted their business at a bench in a market place. Bank is a financial institution which deals in money, receive deposit from customers, honor customers’ drawings against such deposits on demand, collect Cheques for customers and lend or invest deposits to individuals, companies or other organizations. So, bank is an intermediary institution that makes relationship between the owner of surplus savings and the investor of deficit capital. In this process, banks earn profit by receiving interest from the borrowers who want to take short-term or long-term loans and making relatively lower interest payment to the depositors for providing their funds for use by the bank. ...
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...Chapter-One Background of the Study 1.1 Origin of the Study This report was assigned to fulfill the requirement of term paper program after completing my BBA program. The purpose of this report is to organize and present my understanding of Human Resources operations that may become useful in my professional life. The students of BBA program have to study several semester consist of several credit hours according to educational background of a particular student & in the last semester there is an term paper program consist 3 credit hours which a student under this program must go through . So, after completion of several credit hours from the different department of business studies faculty, students are sent to different organization to expose them to real life scenario. The theoretical knowledge that students acquire from class lectures, books & journals, case studies, seminars, project, workshop etc. is replenished in the practical setting. As a student of BBA program I had to complete 5 semesters & now I am in the last semester & got the opportunity to complete term paper program. I was asked to prepare my term paper on the assigned topic of “Training and Development” of Standard Bank Limited, on CEPZ Branch. 1.2 Objectives of the study The primary objective of this report is to use the theoretical concepts, gained in the classroom situation, in analyzing real...
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...Findings: This is the most important part of my report. In findings part I am interpreting the results of my survey. The results of this study are stated below in points: • Having no online banking and shop • Current E bill market Size is very satisfactory level • Over the time, Internet banking & e-bill users are increasing. • IBBL has future market if they able to introduce this e-bill service. • There is a good correlation between internet users & E bill/ internet banking users. • Very Few banks are providing E bill banking service. • IBBL has good opportunity to invest in Bangladesh • Number of customers is low compare to other or similar bank. • Islami Bank Bangladesh Limited is quick service provider. • Branch environment of Islami Bank is very pleasant. • Management system of Standard Bank is not well established. • Employees of Islami Bank are very friendly and helpful. • Almost all agree that fees & service charge of Islami Bank is not reasonable compare to other banks. • Islami Bank is very much committed to their clients. • Islami Bank does not ignore its general customer. • Islami Bank has lack of technological advancement. • Employees need more training from time to time. Standard Bank, Motijheel Branch is well decorated. This branch has all kinds of logistic support- well furnished, high security system, central A/C, well lighting etc. There are three departments in this branch and all are well setup. Branch whole environment is...
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...UNIVERSITY CHITTAGONG SPRING 2014 LETTER OF TRANSMITTAL 25 Augest, 2014 The Dean Faculty of Business Studies International Islamic University Chittagong (IIUC) Subject: Internship Report Dear Sir, Assalamu A’laikum Wbt. Wrt. This is my immense pleasure submitting my internship report based on the topic of Recruitment and selection of Standard Bank. This report is the upshot of my internship programme that correlated my academic study with practical organizational experience. During my internship period in Standard Bank (SBL), I have come to know, how actually, a commercial bank of high standard with international reputation like SBL can put in experiment a new concept or service for greater accommodation in a third world country. This was a new dimension of knowledge gathering for myself in particular and my department in general. I beg your kind excuse for the unintentional errors, if any, in preparing the report despite my best efforts. I hope that you would be kind enough...
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...deposit from the public and advances various loans. The system of banking is very ancient. It was prevalent in India, Greece and Rome. It arose out of the logical fact that people who possessed surplus money deposited them for safe keeping to whom they have confidence, payable after a period of time when the need would arise. The holders of this surplus money soon found out that it was profitable to lend out the money, the provided loans were repaid before the date when the money would be demanded. The bankers or the holders of the money give sign papers to their depositors as evidence of the deposit money. As people had confidence in the integrity and the solvency of the banker their signed papers would pass from hand to hand in the settlement of transaction. These papers were the origin of notes as people had confidence in the credit of the bankers only, as small proportion of notes/signed papers would be presented for encashment during a period. The later were able to lend out the major portion of their deposits with safety, thus earning a decent profit with other people’s money. As the business landing money became more and profitable, money holders began to offer interest on the money deposited with then at a rate lower than that obtained on loans. In course of time cheque were adopted and this imparted elasticity to the system. Thus came into existence the system of commercial banking. A bank can be best by its functions, it collects the savings of the...
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...1. Introduction In general sense we mean “Bank” as a financial institution that deals with money. Now-a day’s banking sector is modernizing and expanding its hand in different financial events every day. At the same time the banking process is becoming faster, easier and is becoming wider. In order to survive in the competitive field of the banking sector all organizations are looking for better service opportunities to provide their fellow clients. For last few years, internet banking is a very common service that is provided by most of the commercial banks in Bangladesh. Standard Bank Ltd. is one of them. Now internet banking is a very popular form of transaction among peoples. Because by this they can do their various banking activities without going to the bank and in a very short time. In this research study the researcher conducted a research on “Customer Satisfaction with Internet Banking Service Quality Based On Standard Bank ltd”. The main objective of this research is to identify the key factors that influence the internet banking and Helps to retain customers of the Standard Bank Ltd. 2. Background and Corporate Information of Standard Bank 2.1 Standard Bank Limited Standard Bank Limited (SBL) was incorporated as a Public Limited Company on May 11, 1999 under the Companies Act, 1994 and the Bank achieved satisfactory progress from its commercial operations on June 03, 1999. SBL has introduced several new products on credit and...
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...Department Of Business Administration Department Of Business Administration University Of Asia Pacific University Of Asia Pacific Course Code: MHR 201 Course Title: Administration, Office Management and Secretarial Practices Report Office recruitment Submitted to: Sadia Tangem, Assistant Professor Dept. of Business Administration University of Asia Pacific Submitted to: Sadia Tangem, Assistant Professor Dept. of Business Administration University of Asia Pacific Submitted By ID ID Name Name 14102046 14102046 Md. Mahfuzur rahman Md. Mahfuzur rahman 14102048 14102048 Akib hasasn khan Akib hasasn khan 14102058 14102058 Asif amer Asif amer 14102067 14102067 Md. Abu saleh Md. Abu saleh 14102072 14102072 MD. Sayeeed Ibna zaman MD. Sayeeed Ibna zaman Date of Submission: I. Letter of transmittal Sadia Tangem Assistant Professor, Business Administration, UAP Spring – 2015 Subject: Submission of Report on “Office Recruitment?” Dear Madam, It is a great pleasure and privilege to present the assignment titled “office recruitment” which was assigned to us as a partial requirement for the completion of this course MHR 201 (Organizational Behavior). Throughout the study we have tried with the best of our capacity to accommodate as much information and relevant issues as possible and tried to follow the instructions as you have suggested. We tried our best to make this assignment as much informative as possible. We sincerely believe that it...
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...Introduction The main feature of bank is to conduct banking business with deposits and loan. The systems, vision and strategies differ in various types of banks. On the basis of these measures the overall banking system is classified in different sectors throughout the world. In our country, there are basically two types of banking system-commercial banking system and specialized banking system. Commercial sectors can be classified under four categorized -Nationalized Commercial Banks, Local Commercial Banks, and Foreign commercial and Islamic Banks. Though all these types banking system are same in mission of profit making but they differ in their applying strategies, purposes and visions. Here we studied on five banks selected from five types of banking system. We focused on the different types of loan they provide and deposits they receive, analyzed their performance on the basis of different ratios and statistical trends to make comparison among them. Objectives of the report Report writing based on information analysis is as a part of our B.B.A. program. Through report writing we are able to know the present situation of studied topic. The main objective of this study is to make comparisons among five types of banking system existing in our country. Other objectives may be identified as following: * To keep ourselves abreast of with current situations of the different banking systems. * To strengthen relation with banking environment. * To increase overall skill...
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...field practices and provide students superiority over Financial Statement Analysis. This report on performance comparison was prepared through a comprehensive ratio analysis of the financial statements of Standard Bank Limited (SBL). The historical trends of these ratios were used to make inferences about a SBL’s financial condition, its operations and its investments attractiveness. 1.2 Objective of the Study To compare financial performance of Standard Bank Limited in FYs 2012 & 2013 as well as to compare overall performance of these two years with industry average. The basis of the study objectives are classified into two parts, Board objectives and Specific objectives. Broad Objectives * The board objective of this paper is comparative analysis of financial statements of FYs 2012 & 2013. Specific Objectives * To analyze Balance Sheets of FYs 2012 & 2013 * To analyze Income Statements of FYs 2012 & 2013 * To determine profitability ratios * To determine valuation ratios * To compare findings with industry average 1.3 Methodology of the study The research type is analytical research. The method of analysis is quantitative. * We used secondary data collected from Annual Reports 2012 & 2013 of SBL. * We analyzed and calculated the ratios in Microsoft Excel. * We conducted an online survey to determine Industry Average. 1.4 Scope of the report * Analysis of...
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...a great opportunity for the student to know about the real business operations through the internship program. Internship program is the perfect blend of the theoretical and the practical life experience. It is mandatory for any BBA student of University of Dhaka. For that reason this report is prepared on the Analysis of Foreign Exchange Operations of Sonali Bank Limited (SBL). Different terms that are related to the foreign exchange business and the detail scenario of the Sonali Bank Limited described in the report. Background of the Report The development of the modern economy would not have possible without the use of money. A first fundamental characteristic of money is that it is very much like collective and goods. It is a parallel relationship between money and banking. Bank is an important and essential institution for the necessity of the use of money and the protection of the money. As a BBA student, financial institutions are the most appropriate field to gather the experience and among the financial institution, bank is the most prominent place. With a view to supply skilled personals in banking arena, University of Dhaka has undertaking the internship training program for all BBA students. As a part of an internship program of BBA course requirement, I was assigned to do my internship in Sonali Bank Limited for a period of six (6) weeks (30th March,2014 to 08th May,2014). After completing the internship prepared a report on the knowledge of internship. From that...
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...SBL Profile Standard Bank Limited (SBL) was incorporated as a Public Limited Company on May 11, 1999 under the Companies Act, 1994 and the Bank achieved satisfactory progress from its commercial operations on June 03, 1999. SBL has introduced several new products on credit and deposit schemes. It also goes for Corporate and Retail Banking etc. The Bank also participated in fund Syndication with other Banks. Through all these myriad activities SBL has created a positive impact in the Market. Objectives * To be a dynamic leader in the financial market in innovating new products as to the needs of the society. * To earn positive economic value addition (EVA) each year to come. * To top the list in respect of cost efficiency of all the commercial Banks. * To become one of the best financial institutions in Bangladesh economy participating in the most significant segments of business market that we serve. Core Values * Our Shareholders: By ensuring fair return on their investment through generating stable profit. * Our customer: To become most caring bank by providing the most courteous and efficient service in every area of our business. * Our employee: By promoting the well being of the members of the staff. * Community: Assuring our socially responsible corporate entity in a tangible manner through close adherence to national policies and objectives. Products & Services Standard Bank Limited has two types of products & services: ...
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...Internship Report On An Analysis of Selection and Recruitment Process of SONALI BANK LTD. (A study on Uttara Branch) DAFFODIL INTERNATIONAL UNIVERSITY 102, Shukrabad, Mirpur road, Dhanmondi, Dhaka-1207 Internship Report On An Analysis of Selection and Recruitment Process Of SONALI BANK LTD. (A study on UttaraBranch) Prepared By Rumu chakma Id:082-11-441 BBA Program Daffodil International University. Submitted To Dr. Zakir Hossain Professor Department of Business Administration Daffodil International University Date of Submission 00-0-2013 ©Daffodil International University Library Page 2 Banking business is a appearing to be the dominant factor in recent years. Long before, since the emergence of banks and similar activities was to attracting people to save valuable possession and engaging more people in it. But with the changing in time and technology and the pattern of Bank business activities has also changed. It is now changing in everyday with the changing world with competent man and cutting edge technology to fulfill its goals for managers because most organizations need information systems to survive and prosper. Information system can help companies to extend their reach too for away Locations. Offer new products and services, reshape jobs and workflows and perhaps profoundly change the way they conduct business. ©Daffodil International University Library Page 3 ACKNOWLEDGEMENT First of all...
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...TERM PAPER ON Information System of Standard Bank Limited [pic] Submitted To: Dr. Md. Mosharraf Hossain Professor Department of Management University of Dhaka Submitted By: Sabbir Ahmed 3-11-21-065 Department of Management University of Dhaka Date of Submission 09.11.2014 Preface Theoretical knowledge, what we learn through our academic activities, is not sufficient to prepare ourselves for the life battle. Academic knowing is needed to be backed up by practical experience. In business studies, besides their usual theoretical course works, students are required to fulfill some practical assignments which are set by the course teachers to examine the depth of knowledge learned by the students. Most of the time, the students are required to study a practical working environment of any organization or industry to critically examine ‘what is actually going on’ in the real world. This document is prepared as a result of an assignment set by the honorable course teacher of the course “Fundamental of MIS”. .My duty was to describe “Information System of My Organization.” and report what I found. This is how this assignment paper titled “Information System of Standard Bank Limited.” was emerged. I believe this paper is a reflection of accumulation of my effort, learning and dedication. Letter of Transmittal November 8, 2014 Dr. Mosharraf Hossain Professor MBA (Evening) Program Department...
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