b) Problem statement and objectives.
In this paper we are going to assess the performance of ATF Bank during period from 2004 till 2011. This period of time will be divided into two parts. First 2004 till 2007 when ATF Bank was fully Kazakhstani bank, and second from 2008 till 2011, when Italian UniCredit Group become owner of ATF Bank. The main purpose of this paper is identify the difference in efficiency and profitability of ATF Bank between these two periods.
Till 2007 ATF Bank was the third largest Kazakh bank, with total assets of EUR 6.3 billion and a market share of 11.8 per cent. Additionally, Bank was present with own subsidiaries in the Republic of Kyrgyzstan, in the Republic of Tajikistan and in the Russian Federation (Omsk region).
At 25st of June 2007 Bank Austria Creditanstalt (BA-CA), responsible within the UniCredit Group for commercial banking activities in CEE, has signed a share purchase agreement with private shareholders to acquire a majority shareholding in ATF Bank
The purchase price for the entire outstanding capital of ATF was USD 2,175 million, plus an amount equal to the capital increase (currently estimated at around USD 100 million) to be subscribed by ATF’s existed shareholders before completion of the transaction. Since the transaction is expected to be completed during the second half of 2007, the purchase was adjusted by an amount equal to 50 per cent of ATF Bank’s 2007 net profit. The transaction was financed entirely from existing internal resources.

c) Preliminary Literature review/Background Information
d) Preliminary Methodology
As was mentioned above the purpose of this paper is two compare performance of ATF Bank of two periods. In order two assess performance of the Bank there are going to be used different Bank’s performance indicators. * First of them ROA (Net income after taxes / Total Assets) and ROE (Net