...Micro-Health Insurance on the Access to Health Care Service among the Informal Sector Employee in Nigeria. Saheed O. Olayiwola, Crescent University, Abeokuta. E-Mali: saheedolayiwola@yahoo.com ABSTRACT Health care insurance was formally launched in Nigeria in 2005 as a mechanism of catering of funding health care. The scheme which was designed along three streams of programmes vis: Formal Sector Programme (FSP), Informal Sector Programme (ISP) and Vulnerable Groups Programme (VSP) was currently catered for only formal sector employee. This paper analyze whether or not micro-health insurance scheme can be used to increase access to health care and utilization of health care services by the informal sector employee using the example of Lagos State Mutual health plan and Hygeia Community Health Plan. A binary probit model is employ to estimate the determinants of participation in micro-health insurance and logit/log-linear model is used to measure the impact of micro-health insurance on access to health care services and utilization of health care services in Nigeria. The results shows that participation in micro-health insurance is dependent on household characteristics, coverage of illness, perception about future health care expenditure, age, number of children in the family, knowledge about health insurance, confidence in government policy and that household income and price of health care services have a negligible effect on participation...
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...marketer of health and beauty products and kitchen and electronic appliances. Since its founding in 1959, the company has become a leading manufacturer of nationally branded personal and health care small appliances. Today, divisions of Conair are among the most recognized and respected brands in small kitchen appliances and cookware. The company's domestic and international divisions offer a diversified mix of professional and consumer products under their own brand names and private labels. Conair brands are quickly becoming household names around the world. Conair is headquartered in East Windsor, New Jersey, with sales and marketing offices in Stamford, Connecticut. The company has large distribution centers in East Windsor, Phoenix, Arizona and a manufacturing facility in Rantoul, Illinois (Conair Corporation 2011). Because of its different distribution centers, locations and corporate offices being so diverse in regards to locations. Analysis of Company’s Organizational Dynamics Within any company, there are two types of organization. Formal Structure and Informal Structure. Both effect the organization and relationships between staffs. The formal Organization refers to the formal relationships of authority and subordinates within a company. While the informal organization refers to the network of personal and social relations that is developed spontaneously between people associated with each other. The primary focus of the Formal organization is the...
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...RONDELL DATA CORPORATION Background Bob Rondell started the Rondell Data Corporation in 1920. The basis for its inception was Rondell’s invention of several electrical testing devices, while on staff as an engineering faculty member of a large university. In 1947, the company entered into the radio broadcasting equipment market. By the early 1960’s, the company had increased its business to include data transmission equipment. The company had a reputation of being a source of high quality innovative designs and described itself as being able to “convert problems to solutions” in their sales brochures. By 1978, two major lines were recognized: broadcast equipment and data transmission. Broadcast equipment accounted for 35% of the company sales. Data transmission was also blossoming with increased demand for highly specialized and innovative designs. The size of the original payroll in 1920 is unknown, but as of 1947, Rondell Corporation had reached 100 employees. In contrast, by 1978, the time of the current dilemma, the employee count had risen to 800. The organizational structure of the Rondell Corporation is fairly flat with minimal layers for communication flow. Although multiple layers of management did not exist, there was a lack of an integrated information structure within the company. An integrated information structure would have facilitated cross communication necessary to achieve the common goal. Organization as Culture Organizational culture is defined as the...
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...1. With reference to the case study, summarise the relationship between goals, objectives and policy and advise the management of Scotia Airways of the contribution each will make to effective managerial performance. The main goal of the Scotia Airway is to expand its business as international airline. So, it sets some objectives to support this goal. The first objective is that the international flights of the Scotia Airway to use only custom built wide bodied aircraft and would not offer the economy class travel. The second objective of the Scotia Airways has been able to retain the same management teams which were brought to the business in 1996. The third objective is the ambitious programme for expansion over the next 5 years to include long haul destinations. All of these objectives are complied with SMART criteria. SMART means that S – Specific, M- measurable, A – attainable, R – relevant and T- time bound. Scotia Airways retains the same management team form 1996 so that to be retain the working relationships between staff and management team. To retain the management team and to retain the working relationship are relevant to each other. For third objective, it express year particularly, it is measurable because it has term expression. It can be attainable to fly for the long destination. As depicted over, it will probably be international airline. Along these lines, to fly the whole deal destination is significant and to accomplish this target they set 5 years. Thus...
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...------------------------------------------------- Module 1 Submit a written report discussing the present organizational set-up where you are working considering the following: 1. Organizational Chart 2. Mission and Vision of the Company 3. Objectives of the Firm 4. Incentives and Rewards of the Firm, and 5. Sanctions and Punishment for any Violations of Employees within the Firm ------------------------------------------------- The Tarlac Provincial Hospital is a 200 bed capacity tertiary training and teaching hospital. It is one of the four developed hospital under the Provincial Government of Tarlac. It is situated in a 9 hectare concreted fence compound with the following physical facilities: 3-storey main hospital building, cottages for officials and employees, power plant with generator, provincial warehouse (supply office), OPD Building, MCH Center, maintenance shop and laundry room, Chapel, 10 bed nutrition rehab ward, badminton court/pelota and basketball/volleyball court. ------------------------------------------------- ------------------------------------------------- Organizational Chart ------------------------------------------------- ------------------------------------------------- ------------------------------------------------- ------------------------------------------------- Mission ------------------------------------------------- ------------------------------------------------- > To provide accessible...
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...CHAPTER IINTRODUCTION 1.1 Background of Case Study Selection Compensation is the remuneration received by an employee in return for his/her contribution to the organization. It is an organized practice that involves balancing the work-employee relation by providing monetary and non-monetary benefits to employees.Researcher are interested in doing research on the company becauseresearcher wanted to learn more about control system especially managementcompensation, both theoretical and practical. Lincoln Electric Company one of companies has realize the method of control system especially managementcompensation in their company.In the Lincoln Electric Company, researcher get knowledge of control systemespecially management compensation, particularly its association with corporate profits. However, in its application is often the application of compensation hasexperienced various problems and constraints. So also happened in the LincolnElectric Company.Every company absolutely has a strategy to sustainable them company. The top priority of Lincoln is customer. Company always sensitive with consumer needs.Certainly, the firm’s customer wants to get the best price and the best quality. And, product of Lincoln fulfill it. Lincoln also concerns employee and stockholders needs.Management compensation always was determined by a wage survey of similar jobsin Cleveland area where the company do operational process. Lincoln ElectricCompany is a good example for other company which is concern...
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...effective way to reach a customer, but it is also important to keep the potential challenges. Social media is a form of peer to peer communication, has become a popular way to connect new and existing customers. Knowledge of the pros and concerns of social networks can help in most effectively use these tools for your business. We often are great for social media, but in our excited we sometimes neglect the dark side of social media. Overall social media have good and bad side to business. Online networking instruments, for example, Facebook and twitter have turned into an imperative gathering of people. An organization's current and potential buyer base like, not care for, taste and patterns arrive, experienced investigation, focusing on and maintenance. Purchaser to keep up the relative dynamism of informal organizations. Firstly, there are a percentage of the worries may have when utilizing online networking that is manager of organization need to think how to deal with a negative input in online networking. That is genuine online networking permit client was upset to leave remark in openly, don't imagine that there is no online networking, it won't in any case happen in a sure place on the system. We have to make a strategy, how to manage negative remark or criticism before it will know precisely how to do, and how to manage the circumstance before it happens. Also, it might be hard to catch and keep the consideration of clients. There are such a variety of decisions on...
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...Prefatory: The International Labour Organization (ILO) introduced the concept of the informal sector more than 25 years ago. The informal sector has been understood to mean very small-scale units producing and distributing goods and services, and consisting largely of independent, self-employed producers in urban and rural areas of developing countries, some of which also employ family labour and/or few hired workers or apprentices; which operates with very little capital or none at all; which utilize a low level of technology and skills; which therefore operates at a low level of productivity; and which generally provides very low and irregular income and highly unstable employment to those who work in it. It also includes activities that are carried out without formal approval from authorities and escape the administrative machinery responsible for enforcing legislation and similar instruments. [1] The informal sector, with its enterprising individuals and groups, can be seen as counterbalancing cure to many ill effects of globalization. [2] Firstly, the informal sector absorbs all the victims of globalization—displaced workers, forced retirees, educated unemployed and many more. While the informal sector cannot offer jobs, it can offer income opportunities. In this sense, the informal sector is itself a safety net. Secondly, the informal sector cushions the impact of globalization on the surviving formal sector. It provides a counterbalance...
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...their wishes through the fear of punishment. (x) Expert power – derived from the possession of expert knowledge or information that others need but have no alternative access. Politics is also the study of influence and the influential • Influence is measured on the basis of the number of shares one or a group has in the preferred values or attributes • The more values or attributes shared, the greater the influence • No single index (share) is a wholly accurate gauge of influence • Pfeffer (1992, p.30) defined politics as (the processes, the actions, the behaviors through which potential power is utilized and realized. Another author (Dubrin, 2001, p.192) defined organizational politics as (n informal approaches to gaining power through means other than...
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...actions regards to the waste of water since the hashtag has been created. Of course, some of them will not care as much; however, it does influence some people on how they will behave from now on with wasting water for no reason. For example, having a picture of herself or himself on #droughtshaming can definitely affect on the person’s image when families and close friends see he or she on the hashtag post. Furthermore, as it was stated on the article, “one of the limitations of informal social control can be politeness, when we don’t want to be rude so we ignore a violation of a formal or informal rule.” After reading this sentence, I do agree that sometimes it is better to let it go instead of putting ourselves on certain type of situation. We should call the department that is responsible for the specific action and let them deal with it. Therefore, it will not cause any argument and it may save the person from a stress time or even lose an important relationship with neighbors, families, friends or anybody else that is related to the person. Finally, the way that people think on what is correct, coherent or not it will always depends on how people were raised, place they live or came from, educated and many other factors. Thus, being aware on our actions, on what it can affect others or our environment is extremely important and responsible from us. We should definitely care and help to improve our...
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...1. Introduction In today’s business negotiations, dressing etiquette plays an important role. It embodies not only the personal taste but also the self-cultivation. To some extent, it can even make it all difference in the result of business negotiations. The more attention we draw to the details in modern business negotiations, the greater we will care about our dressing etiquette and maintain our personal image. Through analyzing dressing etiquette in business negotiations, the author tends to embody the advantages in business negotiations. 1.1 Background Having good business dressing etiquette is an indispensable quality of business activities is the basic guarantee for success In today’s business negotiations. 1.2Purpose of the Study During the business negotiation, the first impression is very important, therefore dressing etiquette plays an even more important role than we thought, it’s always worth studying. 1.3 Significance of the Study Dressing etiquette is likely a technique of business negotiation; it helps the process get smooth. 2 .Definitions and Principles You have heard this a million times: “You never get a second chance to make a first impression.” And you will keep hearing it because it is true. People size up each other within a few seconds. Based on external cues, including dress, people assess one another positively or negatively. We make a flash judgment of someone as trustworthy...
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...*RETHINKING THE INFORMAL ECONOMY IN *THE * *NEO-LIBERALIST PHASE TABLE OF CONTENTS *RETHINKING THE INFORMAL *ECONOMY IN THE * *NEO-LIBERALIST PHASE Introduction : The labour markets in developing countries is markedly different from that in the developed countries. The most striking feature of labour markets in the developing countries is its non-homogeneous character. The status of the vast majority of workers in the developed countries is of wage and salary earners. Whereas in the developing countries there is a predominance of self-employment. This non-homogeneous character of labour markets in developing countries also implies that the nature of employment and the manner in which it is created is different in the two world’s. In the developing countries the vast majority of the population is left to fend for itself and create employment out of its own ingenuity, skills and capital. This leads to vast differences in the nature of employment and the creation of dualistic structure of ‘formal’and ‘informal’ components of the labour market. A large proportion of the workforce is in the unorganised or informal sector. These workers are engaged in economic activities with lower productivity resulting in lower incomes. They are also engaged in activities with less stable employment contracts (including the self-employed) and fewer social security benefits. While the wages and salaries of the formal sector workers are periodically revised to counter inflation...
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...Product Development. His creative ideas have keep Global Mobile ahead of the competition and satisfies their customers. Even with the increasing demand, more and more innovative and efficient ideas continue to come from the Product Development department. The Skill of the firm is a result of selective staffing of talented newcomers that can be productivity in the firms unique work environment. The synergy from the staff and the structure that Global Mobile offers has allowed employees to reach their full potential. For example, the informal structure has allowed the Director of Product Development be as creative as he wants which has yielded unique products that have set Global Mobile from the rest of the competitors in the market. Having highly capability staff means there is little to no training needed on the job which means more time being productive and fully functional within the firm. Based upon the structure of Global Mobile being informal with a hierarchy to direct concerns without actually being restrictive their strategy is never really set in stone. This is evident with the flexibility given to the Product Development department and even the Sales department when they decide to make promises on release dates for products that may not even started production. The informalities have caused there to always be the possibility of inconsistencies. With the differential leadership styles in this firm there is no one willing to conform to more defined...
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...Memo Assignment Sharon Casalotta HCS514 September 10, 2012 Norma Wright Memo Assignment MEMORANDUM TO: John Doe, CEO FROM: Sharon C DATE: September 10, 2012 SUBJECT: Organization Design and Functionality CC: Norma Wright This memorandum is to supply an insight of the design and functionality of (ORGANIZATIONS NAME). Its purpose is to provide a simplified overview of the facility’s services and in what way the staff members work together to provide patients with the best services possible. Organization Design (ORGANIZATIONS NAME) is a durable medical equipment company within one of the largest not-for-profit health care organizations on Long Island; (ORGANIZATIONS NAME). In the past the company was known as (ORGANIZATIONS NAME) and stood alone, until joining forces with other health care providers under the umbrella of (ORGANIZATIONS NAME). This movement has brought about the centralization of financial decisions, the requests to increase the number of staff members, and personnel rules, regulations, pensions, and insurance benefits. The company is also decentralized allowing management and staff within the company to design internal process and procedures. The company office and warehouse is in a prime location, right of the Long Island Expressway in Hauppauge. This location provides an easy exit and entrance for the patient service technicians (PST) and for the patients who visit the facility. Organization Functionality The company provides services...
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...Company X Employee Handbook Thongsee K. Robbins (WGU Student #) Western Governors University Table of Contents Part A: Standard and Procedures…………………..…………………………………………………………Page 2 Purpose of this Handbook………………………………………………………………………...…. Page 2 Change of Policy…………………………………………………………………………………………. Page 2 Employment Forms……………………………………………………………………………………..Page 2 Dress Code Policy……………………………………………………………………………………….. Page 2 Part B: Training…………………………………………………………………………………………………….. Page 3 Frequency of trainings…………………………………………………………………………….…. Page 3 Specific content included in training program……………………………………………... Page 3 Duration of training program……………………………………………………….………….…. Page 3 Who will conduct/facilitate trainings? .................................................................................Page 3 How training(s) will be present to employees………………………………………….…...Page 3 Part C: Monitoring, Auditing & Reporting………………………………………………………………..Page 4 Monitoring employee misconduct……………………………………………………………….Page 4 Auditing employee misconduct……………………………………………………………………Page 4 Reporting employee misconduct…………………………………………………………………Page 4 Part D: Evaluate & Review the program after implementation………………………………….Page 5 Develop a plan……………………………………………………………………………………………..Page 5 Review and evaluate the effectiveness of ethics program………………………………Page 5 Suggestions to improve the ethics program after implementation……………...….Page...
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