...Project Pre-Proposal Statement Project Title: | Online Cooperative Credit Inquiry System | Proponents/Researchers: | 1. Mark Angelo Mandigma | | 2. Mc Vincent Ringor | | | | | | | Rationale | Online Cooperative Credit Inquiry System is a system process in which data entered offline but information can be retrieved online. Any inquiry into an account, whether it be a depositary account or credit account. The inquiry can refer to past records, payments or other specific transactions, or any other entries relating to the account [1]. Most financial institutions have a formal department that deals with account inquiries. Sometimes the term is used when there is a request to or from a credit agency about a particular consumer [2]. A transaction whereby a bank or other credit-issuing institution views an individual's credit report in connection with a loan or credit card application. The purpose of a credit inquiry is to evaluate an individual's likelihood to repay money that is lent to them (known as creditworthiness) [3]. | Scope of the Study: | A Client of the Cooperative Agency can enter an Account Number (The Agency assign an account number when the client registered and avail a service offered by the agency). * Online Credit Inquiry System will access accounts and gives them an update about client balances, * Online Credit Inquiry System will access accounts and determine whether there is an overpayment on your...
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...The Design of Business Why Design Thinking Is the Next Competitive Advantage by Roger Martin Copyright 2009 Roger Martin Summarized by permission of Harvard Business Press 256 pages Focus Leadership & Management Strategy Sales & Marketing Finance Human Resources IT, Production & Logistics Career Development Small Business Economics & Politics Industries Intercultural Management Concepts & Trends Take-Aways • Business leaders often believe they must choose between analysis and intuition. “Design thinking” offers a third path. • Design thinkers observe the world, imagine alternatives and bring them into being. • Innovations start as intriguing “mysteries.” To unfold them, first develop workable “heuristics” and then derive predictable “algorithms.” • Think of the learning and discovery process as moving through a “knowledge funnel.” • People need analysis and creative thinking at different points in that funnel. • New firms emphasize “exploration.” As they mature, they shift to exploiting known ideas, but if they stop at that point, other innovators will surpass them. • Your organization must balance predictable or “reliable” production with “validity,” experimentation that leads to new ideas and commercial success. • To protect a company, leaders must protect the exploration that leads to its validity. However, over time, organizations tend to emphasize reliability instead. • To develop your design mind, broaden your “personal knowledge system.” • Cultivate the “stance...
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...rooms that you have requested. Although our hotel is unable to accommodate college students, it would be a pleasure to keep in contact for any future inquires you may have as a business professional later on. If you are still interested in visiting Panama City Florida, there are many other resorts in the same area as our hotel which I believe would provide you with a wonderful stay. The Palms Resort sits directly on Panama City Beach and includes free parking, WiFi, and a daily complimentary breakfast. There is also a tiki bar which provides refreshments and cocktails next to the ocean-view pool. Regardless of your final destination, I hope that you have an excellent Spring Break. I look forward to hearing from you for any inquiries you may have after graduation. Good luck in the rest of your college career. Thank you, Jalen Marable Manager Panama City 100 8228 S. Beach Ave Panama City, FL 32114 marabljj@mail.uc.edu...
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...System of Inquiry Paper PHL/323 October 4, 2010 Prof. Lorin Loverde System of Inquiry A system of inquiry is a tool that most companies use for decision-making and problem-solving. The system of inquiry helps organizations reach their goals and foresee how to properly deal with upcoming problems and decisions in an ethical manner. Halliburton, for example, is a company whose decisions impact the entire world. Halliburton is forced to make decisions that can impact not only the organization but also society as whole. Protection of health, safety and prevention of pollution to the environment are primary goals of this company. It strives to develop and provide products and services that have no undue environmental impact and are safe in their intended use, efficient in their consumption of energy and natural resources, typically using only materials that can be recycled, reused, or disposed of safely. All employees must conduct their duties and responsibilities in compliance with applicable laws and industry standards relating to health and safety in the workplace to help prevent pollution to the environment (Halliburton, 2010). Halliburton is a world recognized oil company. It is one of the largest providers of oil and gas in the industry with a workforce of around 50,000 employees in more than 70 countries. Halliburton’s code of ethics is “Company policy requires directors, employees and agents to observe high standards of business and personal...
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...how defective investigations are carried out by police as they are incompetent within particular investigation units. Authors also bring forward the issue of the 1970 Abortion Graft inquiry proving how useless it is to believe police can sufficiently investigate when corruption is so ‘cohesive and well-planned’. Ultimately, authors proved that strong suspicions of corruption were obvious, even other police officers were aware of what had been occurring but it seemed to be kept quiet. 2. Why do the authors think that civilian independent oversight bodies are necessary? Civilian independent oversight bodies are necessary to assist in uncovering police corruption. 3. What was the Police Complaints Tribunal? What did the authors outline as being some of the problems that existed within it? The Police Complaints Tribunal was well known as an unskilled overseer of police and was the topic of much genuine criticism. The Tribunal was reputable as a consequence of claims on police corruption due to prostitution and gambling. Originally the Tribunal was prepared to deal with such claims, to remove emphasis off the police department and government. I Authors proved that even if the Tribunal had applied a dedicated and severe method to dealing with police inquiries they still didn’t ensure the authority of reporting to parliament. This means that...
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...* Founded in 1922 * Public service broadcast of Radio and Television * Independent of government and overseen by a board of governers * One of the few Broadcasters in the world which did not carry advertising Reach was to 50 Million/week domestically and 300Million/week worldwide dsadddcv sd sd * BBC was run more as an institution rather than a company * Prior to the year 2000 there were three main divisions designed to deliver value for money a) Resources b) Program Production c) Program Broadcasting * Each division had its own head quarters and they traded with each other in an internal market * Chief executive was in touch with all operations * There was clear definition of responsibilities * Decision making was slow because senior managers were overburdened * Co- ordination between functions were difficult * Difficult to cope with diversity and failure to adapt (focus was internal rather than on audience.) The Structure in place during John Birt was clearly Functional Structure * Flatter and flexible structure was put in place. * Senior management layer was removed – 17 directors would report directly to Director General * Removal of duplications of central and support functions * Simplifying internal trading * Control by performance * Specialization of competencies * Geographic divisions for better control * Each division became independent and self sufficient * Because of this...
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...Scientific method and steps in scientific inquiry paper BSHS 435 Mary Evitt January 11 2016 Introduction In this essay, I will define the scientific method, and how it relates to the human service research process. I will explain what the steps are in the scientific method of inquiry or research process, and why must each of the steps being included to support the scientific method. I will discuss how the scientific research method was applied in the article that I chose to complete my research on. I will summarize how scientifically profound research meaning referring to scientific method supports the function of human service manager. Scientific method When defining the scientific method and how it relates the human service research process, when using the scientific method in research you are gathering answers that you do not know about the subject. Using the scientific method is the best way to discover the truth from lies and disillusion. As a human service professional you will work with many clients that will come to you with many different problems wanting your guidance, using the Scientific method you will help guide your clients in the right direction and find the right solution to their problem. The steps in the scientific method There are six steps in the scientific method to help researchers “identifying a problem that defines the goal of research, make a prediction that, if confirmed, resolves the problem, gather data relevant to this prediction...
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...school environment that formal learning takes place. Acceptable attitudes and values which the child inculcates are transmitted by the teacher who is specifically trained to teach at given levels. The training of the teacher in the use of the most effective methods of teaching is therefore the first and foremost important goal preceding the child’s education, especially since it has been established that teachers go on to teach science in the same way that they have been taught (Marshall & Dorward, 2000). Upon investigation, in private as well as public schools, we have been privy to two familiar methods of teaching science in the elementary and kindergarten classrooms. The two common methods are the inquiry and the direct instruction methods of teaching. The inquiry method of teaching is practiced mainly by a lot of public school teachers in the kindergarten classes. The teachers follow the general principle of providing materials and setting the environment for the children to experiment, discover, ask questions and give answers and also receive positive feedback from the teacher. On the other hand the method of indirect teaching is practiced in many...
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...before the investigation is conducted). The experiment that I will be performing will be to create two paper airplanes, each of different types of papers and to document which one will glide the farthest. This experiment will supply information that will benefit students studying aerodynamics and anyone else that is researching flight design in comparison to distance traveled. 1. In a literature review, summarize information from at least two outside science experiment projects (published works or works by other students) that relate to your topic of inquiry. In the first paper that I reviewed the hypothesis was that two airplanes would be thrown, each of a different type of paper and two different styles of planes. The students thought that the plane with the largest wing span and lighter paper would fly the farthest. They concluded that their hypothesis was partly incorrect in that the style of plane did travel farther but the type of paper created problems. (rnc3333,2008) In the second paper that I reviewed the authors basically stated that regardless of thrust, style or weight of paper all paper airplanes will at some point land because it will lose the force or thrust that is propelling it. (123helpme.com, 2012) 2. In an experimental design, do the following: a. Describe the steps in the experimental procedure. Orient your piece of paper so that page is wider rather than longer Fold the top left corner down toward you. Crease along the...
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...Scientific Method and Steps in Scientific Inquiry Paper Monique Reed BSHS/435 February 22, 2015 Dora Baker Scientific Method and Steps in Scientific Inquiry Paper In this paper in will provide details on how scientific methods can be used in the Human services. Explaining the steps of scientific methods, and how it serves as an important key to Human services professionals. Each steps will be included on how they are define and what purpose it serves will scientific methods are applied. Human services professionals use the scientific methods to gain information on the client as well as how to approach the clients issues. Also researching other resources to meet the needs of the client to ensure the client is receiving accurate help. Scientific Method Scientific method is a method that used to research and study that involves investigation and evaluation of present or future problems. Scientific method helps with produce the right answers to questions that cannot be answered with common sense alone. Researchers can use scientific methods to exploit all the facts, evidence, opinions, and records to find the right plan. As a Human service professional using scientific method can help with identifying the solution of the client’s problem and finding a resolution to ensure it will help to rebuild the client’s life. No matter field an individual is in when it concerns Human services, research will always be needed to ensure self-thoughts, bias, and ones on solution is not...
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...27MAR201319523653 ORCHIDS PAPER PRODUCTS COMPANY 2013 ANNUAL REPORT To Stockholders Dear Stockholders, In 2013, Orchids Paper Products Company experienced record converted product net sales and total net sales levels for the second consecutive year. We continued to broaden our product offerings and experienced additional penetration into the mid/premium tier product markets. Net sales of converted products exceeded $100 million for the first time in the Company’s history. During 2013, we focused on continuing to increase sales of converted product to fully consume our parent roll capacity. Our efforts centered on new product development in both paper making and converting and combining those efforts with an effective sales and marketing plan. As a result, we continued to expand our converted product offerings into the mid/premium tier market, creating new sales opportunities which resulted in shipments of 8.2 million cases, or approximately 53,000 tons, an increase of 16.2% over case shipments in 2012. More specifically, during 2013, our net sales increased 15.4% to $116.4 million compared to $100.8 million in 2012. This included a 21.1% increase in converted product sales. Our sales of mid-tier and premium tier products comprised 37.9% of our unit net sales in 2013, compared to 15.0% in 2012 and 6.8% in 2011. We also focused considerable efforts on controlling production costs while improving quality attributes to supplement the high quality production capabilities of...
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...An illustration denoting the timeless elegance of created by Mavra Almas, 2005 Suraj Miani Sahib in Multan. Annual Report of Packages Limited 2012 Naqsh School Foundation in of 2003, Arts was established by the Babar Ali with the purpose to revive the traditional arts of miniature, naqashi (the art of arabesques) and calligraphy. Naqsh artists and students have excelled in the art of naqashi, which has been inspired from the rich historical monuments of the Packages Limited the years. We Annual Report Mughal is proud to have been a patron of Naqsh over are happy to dedicate the theme of this year’s to the revival of traditional naqashi, using some of the artworks produced by the A era. On the Naqsh School Cover Page: magnificent display of true arabesque patterns coming to life – Jahangir’s tomb Afshan Ijaz, n.d. a masterpiece inspired by created by in Lahore. of Arts. Ottoman Majesty The strikingly intricate beauty of a 16th century ceiling artwork. the mausoleum of Shah Rukn-e-Alam in Multan. A spectacularly intricate painting depicting Created 2 by Sadia Jamil, 2012 Annual Report of Packages Limited 2012 Contents 04 Company Profile 06 Company Information 08 Organogram 10 Business Divisions 21 Entity Rating Governance 22 24 26 30 31 Board of Directors Management Committees Vision, Mission...
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...Constructivism & PBL CONSTRUCTIVISM AS A CULTURAL SYSTEM, CURRICULUM INTEGRATION AND PBL 1 Constructivism as a cultural system in a n integrated curriculum program using Problem Based Learning Hortensia Jiménez Díaz Córdoba, Ver. Presented as a poster in the PBL2004 International Conference Cancún, México June 13-19, 2004 Constructivism & PBL Abstract The purpose of this paper is to identify if teachers and students from an undergraduate program designed under a constructivist model, using curriculum integration and PBL, perceive the created environment as a cultural system, according to Windschitl (1999). The research work was completed with open questionnaires and direct observations that were used to collect information about the process that is going on in this program. The data obtained was analyzed using the seven essential values of PBL proposed by Keng-Neo, Yih Chyn and Heng Chye (2001) that were related to Windschitl’s elements of a cultural system. The findings show that even when the program has most of the elements proposed by the authors mentioned above, the teachers do not have a deep 2 knowledge about constructivism and its philosophical principles, and they consider PBL just as an alternative way of teaching. A deeper analysis is required to establish which of the factors involved in creating a cultural system are present in this kind of programs and how do these factors contribute to that. Constructivism & PBL 3 Constructivism as a cultural...
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...writing. In fact, the three universities that I have attended in the past have all required me to use the APA style of writing. As I recall my high school years, the APA style of writing also seemed to be a favorite amongst my high school teachers. They all required that term papers be written in APA style as well. This type of writing actually does not differ much from the ones included in the text reading. The text mentioned the APA style of writing several times. In my opinion, it appears to be the most popular style of writing, especially amongst college students. Based on the results of the quizzes, my grammar skills were actually a little better than average. I actually had expected to do better, but I guess my grammar skills are not as good as I thought they were. In any event I feel very confident when it comes to spelling, as I have always been a great speller. Even in grade school, I was a good speller. I learned at a very young age to challenge myself when it comes to spelling. Challenging my-self in that area really paid off as I became older, as I’ve never had a problem with spelling. However, I feel that I need more help with run on sentences and with thought patterns. Though I proof read my paper several times, it’s hard for me to see that I have several run on sentences until after I get my grade back. In general, I feel that my writing is just mediocre. However, I also believe that when it comes to writing, I am my own worst critic. Reason being, I am never...
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...computer and communications equipment (owned by MIS) magnetic media (owned by Manager) power supplies and plant, such as air-conditioning units (owned by MIS) Software assets (owned by MIS) • • • • application software system software development tools utilities Information assets (owned by Manager or MIS) ‘Information’ means information held by the Company on its own behalf and that entrusted to it by others. The following are examples of the media which may contain or comprise information assets. • • • • • • • • • • databases and data files system documentation user manuals training material operational or support procedures continuity plans and fallback arrangements back-up media on-line magnetic media off-line magnetic media paper Services • • computing and communications services (owned by MIS) heating, lighting and power (owned by Manager or Building Services Manager) 1 17/01/03 First•Base Technologies Town Hall Chambers High Street Shoreham-by-Sea West Sussex BN43 5DD UK Tel: +44 (01273 454 525 Fax: +44 (0)1273 454 526 info@firstbase.co.uk Guidance on Information Classification Categories for classifying document security Category 1 : Routine (non-confidential) documents Description: All documents of a routine nature. Effects of disclosure: No measurable damage to the company or a department. Examples: Normal memos, routine reports, circulars. Estimated occurrence of this classification: More than 80% of all documents would be within this class...
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