...BANKING CRISIS JUNE 1772 INTRODUCTION Great Britain experienced an economic boom in the years building up to the financial crisis of 1772. Exports to America surged and London became an important network between provincial financial areas. This network was the catalyst for the lack of confidence that spread after the collapse of London banking house Neal, James, Fordyce and Down. The man held responsible for this collapse was banking partner Alexander Fordyce. Fordyce had speculated wildly, shorting East India Company shares while funding his losses using customers’ deposits. Once the news of the collapse hit Edinburgh the system of trust which had kept the credit structure afloat was gone. The Douglas, Heron & Company, operating as the Ayr bank, was established in Scotland in 1769 based on the scheme championed by Scotsman John Law. Law believed that confidence was the basis of credit. Before this paper money had to be backed by gold, he felt banknotes would be just as valuable as coins of silver and gold. This made credit very risky as it now became dependent almost solely on confidence. Virtually overnight the bank handed out excessive loans to their privileged customers, with little or no collateral. Several branches opened throughout Scotland, its main aim was to enhance and support the expansion of agriculture, trade and business. The bank brought with it a sense of optimism and confidence which led to customers overlooking the unlimited liabilities they faced...
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...أولاً. الوضع الحالي A. الأداء الحالي ما هو حال الشركة العام الماضي عموما من حيث العائد على الاستثمار، حصة السوق والربحية؟ B. الموقف الاستراتيجي ما هي مهمة المؤسسة الحالية والأهداف والاستراتيجيات، والسياسات؟ 1. هل هي واضحة ، أم أنها مجرد ضمنية من الأداء؟ 2. مهمة: ما هي الأعمال (ES) في الشركة ؟ و لماذا؟ 3. الأهداف: ما هي الشركات ورجال الأعمال، والأهداف الوظيفية؟ هل هي متناسقة مع بعضها البعض، مع المهام، ومع البيئتين الداخلية والخارجية؟ 4. استراتيجيات: ما هي الإستراتيجية أو مزيج من الاستراتيجيات وهل تتبعها الشركة؟ هم متناسقة مع بعضها البعض، مع رسالتها وأهدافها، ومع الداخلية و البيئات الخارجية؟ 5. السياسات: ما هي السياسات للمؤسسة؟ هم متناسقة مع بعضها البعض، مع المهام، والأهداف، والاستراتيجيات، ومع البيئتين الداخلية والخارجية؟ 6. هل المهمة الحالية والأهداف والاستراتيجيات، والسياسات تعكس العمليات الدولية للشركة، سواء كانت عالمية أو متعددة على المستوى المحلي؟ ثانياً. محاكمة الشركات A. مجلس الإدارة 1. من هم أعضاء المجلس ؟ هل هم من الداخل (الموظفين) أو أعضاء خارجيين؟ 2. هل يملك حصصا كبيرة من الأسهم؟ 3. هل الأسهم ملك القطاع الخاص الذي أو العام؟ هناك فئات مختلفة من الأسهم مع حقوق تصويت مختلفة؟ 4. ما هي إسهامات أعضاء مجلس الإدارة للمؤسسة من حيث المعارف والمهارات، الخلفية، واتصالات؟ إذا كانت شركة لديها عمليات دولية،هل أعضاء المجلس لديهم خبرة دولية؟ هل أعضاء مجلس الإدارة المعنية مع الاستدامة البيئية؟ 5. منذ متى وهم أعضاء في مجلس الإدارة ؟ 6. ما هو مستوى مشاركتهم في الإدارة الإستراتيجية؟ هل هي مجرد مقترحات شكلية للإدارة العليا أوانها تشارك بنشاط واقتراح التوجهات المستقبلية؟...
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...RACIAL PROFILING Racial profiling refers to the way by which law enforcers discriminately apprehend civilians based on race, nationality, ethic group or religion in suspicion of a crime. This contentious act has been in practice since time in memorial. The terrorist attack on 1sept2001 popularized racial profiling. Since the attack was carried out by Arabic descents, most of them were subjected to thorough frisking at public location .Racial profiling has been condemned by experts owing to minorities being subjected to harsh treatment for no apparent reason. They claim that those regarded as ‘criminals‘ are less likely to engage in illegal activities as opposed to those who are not closely monitored because of unsuspecting law enforcers. This argument is, however watered down by several evidences stating that many illegal practices are done by gangs considering they are minorities. According to Michael Boylan there are various and distinctive ways it can be appropriate. He states that racial profiling can be carried out in a decent manner especially during an investigation.(Boylan ,2010).However ,its prohibited if there is no crime committed. He used the “token analysis” to indicate that it targets an individual to be specific but not a group of people(Boylan,2010) J. Angelo corlet also argues that racial profiling is not unethical on its own. He further stated that the term is discordant and ‘color profiling” should be acquired instead citing that race is obscure and...
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...The counter cultural movement began in 1960s in the wake of Vietnam war. The young people were frustrated due to racism, gender issues, consumerism, and the conservative nature of society in general. They were looking for a change and found it in the emerging counter cultural movements of 1960s. The youngsters began to question the traditional values and culture of the Orthodox American society. They welcomed sex, drugs and pop music. The counter culture movement reached its heights in 1969, when the young people attended the Woodstock Music and Art Festival at Newyork. The festival became a symbol of anti-war movement. The festival was a mixture of hippie, pop and drug culture. One of the notable feature of the counter culture movement was the sexual freedom and rise of feminism. There was a steep rise in abortions, orphans and divorce. Political activism on the part of women resulted in the formation of National organization for Women (NOW). Other than women, homosexuals were also raised their voice for equality which was later included the Civil Rights issue. Stone Wall Inn riots in 1969 and the establishment of Gay Liberation Front were important steps in their struggle for civil rights. The counter cultural sentiments were also expressed in movies and arts. The movement did not limit in North America alone, but spread to Western Europe, Australia and New Zealand. An international rock and roll group from Britain known as the Beatles was widely popular. The counter culture...
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...Julia Ehana Ms. Jordan Sells ENGL 110 11th April, 2013 The Truth Behind The Fiction; Virginia Woolf’s Thoughts The strive for gender equality did not just begin when women decided to take up their pitchforks and sticks in contest at some town square somewhere in an European village; the expression of desire for a society of androgynous minds began in much subtler forms such as writing. Simply putting down in ink how one felt or perceived the world in the old days was all a woman could do, at least, without prosecution, if she had any “money and a room of her own” (Woolf 21). Perhaps that was what Virginia Woolf had been thinking whilst writing her book, A Room of One’s Own (1929). Woolf wrote her books in a time where only men deserved to be scholars, have respectable jobs, titles and earn reasonable amounts of money, whereas women would take up meager jobs and earn little or no money; thus limiting the public voice they had to express themselves. She therefore tried to leave a legacy or sort of encouragement for women who despite these unfortunate circumstances, wished to express themselves in a scholarly manner such as writing. By stating that a woman needed money, “five hundred a year”, and a room of her own (Woolf 21&40), Woolf simply implied empowerment and privacy; as the former was that which women greatly lacked and the latter was an abode in which one could peacefully, without restrictions or disturbances, express the mind as well as the soul. Woolf kept from...
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...NewYork-Presbyterian Hospital Intensive Care Cardiac Unit Electronic Medical Records Project Keller Graduate School of Management PROJ-586 (Project Management Systems) Professor: EZAM MOHAMMED 2013 Table of Contents Project Charter – Week 1 3 Figure A: Project Charter 4 Project Scope Statement – Week 2 6 Figure B: Project Scope Statement 7 Project Work Breakdown Structure – Week 2 9 Figure C: Project Work Breakdown Structure 9 Project Schedule –Week 3 11 Figure D: Project Schedule 11 1. What is your critical path? 11 2. Does this critical path make sense? 12 3. Do your predecessors make sense? 12 4. How accurate are your durations? 12 5. What could be done to improve the accuracy of your durations? 13 6. Are there any resources over-allocated? 13 Project Schedule with Cost Information – Week 4 13 Figure E: Project Schedule with Cost Information 14 Essay questions – Week 4 14 1. What is your total budget for this project? And does the budget make sense? 14 2. What can be done to lower the budget and reduce the project’s duration? 15 Risk Management – Week 5 17 Figure F: Quantitative Matrix 19 Figure G: Risk Assessment Matrix 19 Communication Plan – Week 6 20 Figure H: Project Team Communication Plan 21 Figure I: Stakeholder Communication Plan 21 Figure J: Meeting agendas 22 References 23 Introduction An electronic medical record (EMR) system is a technology that maintains comprehensive information...
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...care . Reference https://socialworkers.org/pubs/code/code.asp http://cascw.umn.edu/wp-content/uploads/2013/10/Dilemmas.pdf http://work.chron.com/list-ethical-dilemmas-facing-social-work-21946.html http://www.slideboom.com/presentations/751103/Ethical-Dilemma-365-Final-Exam http://www.123helpme.com/ethical-decision-making-in-an-organization-preview.asp?id=189571 http://www.naswma.org/?107 http://bourbon.usc.edu/engr102-f09/ethics.pdf http://www.nlasw.ca/sites/default/files/inline-files/Ethical_Decision_Making_Framework.pdf Works Cited BANKS, S. (2001). ETHICS AND VALUES IN SOCIAL WORK. In S. BANKS, ETHICS AND VALUES IN SOCIAL WORK (p. 163). NEWYORK: PALGRAVE. CALLAHAN, J. (NOV 1994). The Ethics Of Assisted Suicide. The Ethics Of Assisted Suicide,Academic Journal Article, health and social work. GUTTMANN, D. (2006). ETHICS in SOCIAL WORK. Newyork. London: The Haworth press. Miller, P. (2007). Law,Ethics,and tools for rational decision making. In M. Pamela, Ethical Decision Making....
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...There is no need to tell how happy I am by facing such an inspiring subject by comparing and contrasting two of the essays that I have read. Malcolm X “Learning to Read , with Frederick Douglass “Learning to Read and Write”. Both Frederick Douglass and Malcolm X set a part an extensive amount of details to describing the process by which they learned to read and write, and, as important, the obstacles that they they confronted. Douglass explains that he had to acquire his reading and writing skills in secretive and, in one of the Important quotes from “Learning to Read and Write” regarding literacy, it said, “he had no regular Teacher” (para .1), and his owner and his mistress consider slavery and education to be incompatible, Douglass equates illiteracy with living in a” mental darkness” (para.1) and, from an early age he devotes Himself to learn first how to read and then how to write by the help of the young white boys. Just as with X, Douglass thrills at the challenges of learning to read and write and, sees this as part of the road to his salvation from “mental darkness” that once enslave him. Similary, X responds responds to his passion to learn to read and write by creating the conditions that made such learning possible despite some challenging circumstances. While in prison, X teaches himself to read by going through dictionary page by page. In order to remember what he has learned, he copied every single page. He explained in one of the...
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...Does American Social Work Have a Progressive Tradition? Allison D. Murdach Social work authors in the 1950s claimed progressivism as a unique social work "tradition" and set of values, and this historical interpretation has influenced many versions ofsocial work history since that time.Today, other voices in the profession claim various divergent traditions for social work and note that the progressive tradition has waned in the profession. Given these uncertainties, the question of whether social work has or still possesses a progressive tradition is once again revisited, and the current relationship between social work and progressivism is evaluated. KEY WORDS: professional identity;progressivism; social work practice; social work traditions; social work values T he field ofsocial work has long been identified with a focus on poverty, tbe welfare of children and families, unemployment, discrimination, and social justice. Tbese areas are also among the constant concerns of progressivism, a political movement stemming from the early 20th century that, at various times, has dominated tbe political process in tbe United States during the past 100 years. Given the similarity ofthe concerns of social work and progressivism, it has been argued that because social work from its earliest days adopted a "tradition" of humanitarian social reform—called the "American tradition" by Cohen (1958)—tbe profession has essentially become identical with progressivism in all major respects...
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...Konseptong Papel Pamagat: Mga Salik na Nakakaapekto sa Paglipat ng Kurso ng mga Mag-aaral sa Kolehiyo Abstrak Ang pag- aaral na ito ay tumutukoy sa mga Dahilan ng paglipat ng kurso ng mga estudyante sa kolehiyo mula sa mga kursong Accounting Technology, Communication Arts at Tourism Management. Napapansin naman natin na ang pagpili ng kurso ngayon ay isang mahalagang desisyon na ginagawa ng bawat mag- aaral. Kaya naman dapat ay habang nasa high school pa lamang ay pinagiisipan na ito upang magkaroon ng mahabang panahon ng pagpili at maisaalang- alang ang lahat ng salik sa gagawing pag pili. Napakaraming salik na nakakaapekto sa paggawa ng desisyong ito. Hindi rin ito basta basta dahil ditto nakasalalay ang ating kinabukasan. Panimula Rasyunal: Ang aming napiling paksa ay ang “Dahilan ng Paglipat ng Kurso ng mga magaaral sa Colegio de San Juan de Letran”. Ito ang aming napiling paksa dahil sa aming pagkakaiba iba ng kurso at naisip naming na ang paksang ito ay may kaugnayan sa aming lahat dahil lahat kami sa aming grupo ay mga lumipat sa aming kanya kanyang kurso. Napansin rin ng aming pangkot na ang bilang ng mga lumilipat ng kurso ay patuloy na tumataas taun- taon. Suliranin: Ang mga suliraning maaring kaharapin ng mga magaaral ay ang: * Desisyon ng mga magulang * Peer pressure * Bullying * Suportang Pinansyal * Mga interes * Mga taong nakapaligid na nakaiimpluwensya ditto Layunin: * Matukoy ang pangunahing dahilan ng...
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...Frank and Lillian Gilbreth and the Manufacture and Marketing of Motion Study, 1908-1924 Brian Price The Evergreen State College Evenaslarge-scale enterprises increasingly integrated manufacture the and marketing mass-produced of goodsin the late 19th and early 20th centuries, scientific managers elaborated and popularized their efficiency methods and strategies an attemptto carveout a distinctive in scientificprofessional withinthechanging niche industrial world.No oneworked more assiduously thiseffort thanFrank and Lillian Gilbreth,and no one was in moreconscious theintimate of relationship between manufacture the the and marketing an innovative of product. Indeed, central my argument thattheGilbreths' is fameandreputation is duelessto theinherent quality theirmotionstudy of techniques, to their or achievementspractical in motion study scientific and management installation, thanto theirprolificefforts publicize to boththemselves humane as scientists and their principles and techniques conducive greaterefficiency as to and workplace harmony. In fact, in a periodcharacterized rapidlychanging by business dynamics and troubledlabor-management relations, the Gilbreths found that their motion studymethods, thoughsoundin theory,at best produced partialandtemporary only efficiencies practice, moreoften in and than not exacerbated tensions, onlybetweenthe workersand managers not they were supposed reconcile,but also among scientificmanagers to themselves. Ultimately,...
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...Essentials of Management Information Systems KENNETH C. LAUDON AND JANE P. LAUDON CHAPTER 3 CASE 1 INFORMATION SYSTEMS, ORGANIZATIONS, AND STRATEGY NBA: Competing on Global Delivery With Akamai OS Streaming VIDEO CASE Systems TAGS SUMMARY Firm strategy; IT strategy; value chain; network based strategies; strategic ecosystems; strategic partners. The NBA uses Akamai’s global streaming video service to reach customers and strategic partners in Asia, Europe, the Middle East, Africa and North America with high quality video streams of NBA rich media content and programs. http://www.akamai.com/html/customers/testimonials/nba.html The Akamai video is a high quality video that requires a broadband connection of greater than 5 MBPS. The video plays best at connection speeds of greater than 15 MBPS (Cable or FIOS ISP speeds). If you have trouble playing it on a Mozilla browser (Firefox), switch to Internet Explorer. Also, if you let it play through once, the second playback will be smoother because some of the content is cached on local servers and your computer. Alternatively, find a campus or corporate network which has the requisite bandwidth. URL NOTE CASE “The National Basketball Association (NBA) is North America’s premier professional men’s basketball league, composed of thirty teams: twenty-nine in the United States and one in Canada. It is an active member of USA Basketball (USAB), which is recognized by the International Basketball Federation as the National Governing...
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...English Aristocratic Marriage Negotiations, 1400-1700 Bruce Guy ANT101 Introduction to Cultural Anthropology Dr. Emma Bate September 23, 2013 Marriage from the 14th century through the 17th century was more of a business arrangement between two families than a joining of a man and woman to live together in the holy bonds of matrimony. In some cases, the women were married to the suitor who had the most to offer. Marriages during those centuries focused more on status and wealth than on love. According to Desmet, “to marry for affection alone was deemed irresponsible, even immoral” (Desmet 2002). A woman’s position in the aristocracy and her living standards depended heavily on her husband’s wealth, political power, and rank. The goal of her parents was to have her marry into the wealthiest, highest ranking family possible. Marriage among the aristocrats is a collective decision of family and kin, not an individual one. Past lineage associations, political patronage, extension of lineage connections, and property preservation and accumulation were the principle considerations. Property and power were the predominant issues which governed negotiations for marriage, while the greatest fear in a society so acutely conscious of status and hierarchy was of social derogation in marriage, of alliance with a family of lower estate or degree than ones own (Stone 1977). In most cases the parents and children agreed because...
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...Management Information Systems 13e KENNETH C. LAUDON AND JANE P. LAUDON CHAPTER 3 INFORMATION SYSTEMS, ORGANIZATIONS, AND STRATEGY NBA: Competing on Global Delivery With Akamai OS Streaming CASE 1 VIDEO CASE Systems SUMMARY The NBA uses Akamai’s global streaming video service to reach customers and strategic partners in Asia, Europe, the Middle East, Africa and North America with high quality video streams of NBA rich media content and programs. URL http://www.akamai.com/html/customers/testimonials/nba.html NOTE The Akamai video is a high-quality video that requires a broadband connection of greater than 5 Mbps. The video plays best at connection speeds of greater than 15 Mbps (cable or FIOS ISP speeds). If you have trouble playing it on a Mozilla browser (Firefox), switch to Internet Explorer. Also, if you let it play through once, the second playback will be smoother because some of the content is cached on local servers and your computer. Alternatively, find a campus or corporate network which has the requisite bandwidth. CASE The National Basketball Association (NBA) is the leading professional basketball league in the United States and Canada with 30 teams. The NBA is one of four North American professional sports leagues. The other leagues are the Major League Baseball, the National Football League, and the National Hockey League. While focused on the North America, the continued Chapter 3, ...
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...Forces of Change The Epic of Gilgamesh embodies the classical style of the tale of a hero. Gilgamesh personifies exactly what it means to be a true hero in an epic. The Gilgamesh that readers know is an awe-inspiring hero, however at the beginning of the epic Gilgamesh is a tyrannical self-indulgent king with overweening pride. In the epic Gilgamesh’s people pray for a better king, “To his stormy heart,let that one be equal, Let them contend with each other, that Uruk may have peace” (102). It is not until the atavistic Enkidu comes into his life that Gilgamesh comes to a realization what immortality and fame do not always come hand in hand. In this excerpt, Martin Puchner depicts the quest Gilgamesh embarks on to truly answer his questions on mortality. In the epic love becomes a motivating force that encourages change. Puchner claims that friendship overall touches on what it means to be human (Puchner 95). It is through Gilgamesh’s experiences and unfeasible beliefs in death that impels him onto a futile quest for immortality. Nevertheless the death of his beloved friend, Enkidu’s brings Gilgahmesh face to face with the inevitability of death and coincidentally humanizes him. Gilgamesh’s impassioned lamentation evokes the extent of his anguish, “I mourn my friend Enkidu, I howl as bitterly as a professional keener” (133). Gilgamesh is filled to the brim with grief and in contrast to his past self he actually abandons glory and power to learn the secret of eternal life. The...
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