...In my opinion, I don't think anyone should join the Pony Express. I think this because it is dangerous and it takes a long time. When the Pony Express was alive the people wanted orphans, not over eighteen years old, and wanted experienced riders. They wanted people who were willing to die daily. There were daring pony riders. I think that it would be crazy to join the Pony Express. It took 200 men to even make the job work. Each stop was 12 miles to change people and horses. Theres alot of dangers. In my opinion there are to many dangers. They mailed over 35,000 letters every twelve months. Sometimes they had to swim through icy waters, face dangers, and go through tough weather dangerous. Indians can attack you. There is also bad weather....
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...The Pony Express Three men in the mid-1800s had an idea to open up a mail delivery system that reached from the Midwest all the way from California. (Russell, William) These plans were to start this delivery system in hopes of this system turns out a success. Unknowingly, this new mail delivery system will be known as The Pony Express. The Pony Express employed approximately 500 to 800 workers at the start. These workers were to haul the mail from post to post. Meanwhile, these new workers were not aware of the danger they could face while delivering this mail. They basically were looking at that fact a new job had come to town. The founders of the Pony Express line ran into some money problems and found out that they were bankrupt. The business had to come to a standstill for a while. Even though the Pony Express Company was no longer operating, its logo lived on when Wells Fargo purchased the Pony Express. Wells Fargo utilized it from 1866 until 1890 as their freight and stagecoach. Nineteen months after launching The Pony Express was replaced by...
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...where in 1965 less than 5 percent of a company’s capital expenditures went to IT. Carr’s suggestion is that since the return on companies investment in information technology is so low, that business owners should contemplate the amount that they pay for Information Technology. In my opinion, I think that Information Technology does matter, and companies should use IT to their advantage, and that companies can profit off of using IT. To me the most important assets that IT provides are the ease and convenience of the Microsoft Windows applications as well as the Internet for research. For example companies using Excel to keep organized records of customers, associates, employees, and etc. People using the IT to do research on companies and products that they may have an interest in purchasing. However, I am still firm believer that we should not forget how to use a simple pencil and piece of paper. Yes, the speed and convenience of Information Technology is wonderful, but think about, what would happen if one day everything technological were to crash and be gone, what state would the world be in, what would the people who have become so reliant on IT do? The world would be lost, in a state of anarchy without iphones, computers, ipads, laptops, etc;...
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...the Willamette and Columbia established it as the shipping center for the Pacific Northwest and an attraction for Wells Fargo’s express business. The California Gold Rush influenced the company to offer banking in buying gold and selling paper bank drafts, which were just as good as gold, with rapid delivery across the United State. This was included with the diverse services the company had already had, such as general forwarding and commissions and freight series, After discovery of gold in the Boise Basin, precious metals came down the Columbia River to Wells Fargo’s banking and examine office in Portland. This caused more offices to open in new cities all over the United States. In 1863 alone, Wells Fargo’s office in Portland handled over 200,000 ounces of gold. A year later, offices were added in Salem and Eugene, along with more express offices in Portland. Wells Fargo’s reputation of trust built in the 1850’s during the boom and bust of the economy. The bank went to great lengths, coming through for customers and providing responsible and swift services. In 1868 the Columbia River froze in the winter and a messenger carried his shipment of valuables by wagon from The Dalles to Portland. These significant acts helped to contribute to the prosperity of Portland and its surrounding cities. By implementing the policy of subcontracting express services to established companies, rather than duplicating existing services; this became a key factor in Wells Fargos’ early success...
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...Healthcare Provider Websites Mich Kings Reading Area Community College HCM 311-70 Kenneth Bowman March 22, 2012 The new era of modern technology travelling at lightning speed, in just twenty-five years we’ve evolved from the days when a computer system took up an entire floor of an office building, to the evolution of the “smart” series – the iPad, iPhone, storing information in a “cloud,” etc. These new devices have made accessing technology all the more real, and instantaneous. While this may be a challenge for some, it’s heaven sent blessings for others. We’ve evolved from the pony express delivery system, to the instant messaging system. We’ve gone from landline home phone service, to utilizing wireless phone service. Without a doubt those who are hesitant to get on board, will be left behind. Technology has finally wormed its way into our healthcare system. The age of paper documentation, is rapidly dwindling, this is quite evident in large healthcare systems. Because of the expedient nature of accessing information, many companies, are now utilizing the internet as a means to tout their companies’ product and what they have to offer. Without a doubt healthcare is steadily becoming a full fledge business. As such, healthcare providers are now surging to the forefront, in an attempt to enable consumers become better advocates for themselves. Provider websites are now more user friendly. It’s to a company’s advantage to have a website that its consumer can navigate...
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...strictly speaking, I am one. I am an identical twin. I am an exact genetic copy of someone else, or they are a copy of me, depending on your point of view. As the younger twin - my sister Catrin and I were born by 10 Caesarean, so it was more of a queueing system and I was at the back - I tend to accept that it is I who am the copy and my sister who is the original. But then, when you've spent your childhood being given a dead arm for daring to corral Sindy's pony for exclusive personal use, you tend to acquiesce easily to sibling bullying. When you are part of a multiple birth - I have another non-identical triplet sister to confuse 15 matters further - you are used to being a curiosity. As a child, people stared, teachers got confused and my identical sister and I were asked to be bridesmaids a lot. During the mid-70s, when big old-fashioned cinemas had a habit of converting to three smaller screens, my two sisters and I had a lucrative sideline touring north London posing on a three-wheeled bicycle for local papers. As an adult, twindom elicits more peculiar reactions. I have lost count of the number of 20 men who have asked, nudge, nudge, wink, wink, whether we ever go out with the same bloke. The answer, by the way, is no. Then there are those who enquire if my sister and I are telepathic. Again, no. Still, up to now, I may have been a freak, but I was regarded as a benevolent one. Now, thanks to a mad doctor...
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...Day Ditzy Doo's Dismally Derpy Day -------------------------------------------------------------------------------- It was a beautiful Spring morning in Ponyville. Birds were singing, clouds were drifting lazily through the sky, and a blonde-maned, blue-gray pegasus pony was arguing with a mailbox. "Open, you little rolled-steel reprobate!" she snarled while trying desperately to pry open its door from the left side, using the edge of her hoof as a wedge. But it was no use, it simply wouldn't budge. It felt like something was jamming it in place along the bottom, but she had felt down there repeatedly and couldn't find anything. She stepped back and took a deep breath, trying to think of another approach since brute force wasn't working. She held up the day's mail for the address on one upturned hoof, and said in the most charming voice she could manage, "Open up mister mailbox, it's time for your breakfast," before trying to gently open it one more time, and -- predictably -- failing. "GAH!" She was beginning to wonder it anyone would notice if she just didn't deliver any mail to Carousel Boutique today when the proprietress, Rarity, sauntered up beside her. At least she could just hand it off directly to her, now. "Lovely, isn't it?" Ditzy Doo turned and noticed the bolts of cloth Rarity had tucked neatly into her saddlebags, a delightful floral print on silk. "Oh, yes, quite." Ditzy never pretended to "get" fashion, it was full of endless complexities...
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...the question -Is ethics directly linked to the practice of earnings management? Earnings management is defined by Beaudoin, Cianci, and Tsakumis (2012, p.507), as “the manipulation of revenues and/or expenses to obtain a desired financial reporting outcome.” He and Yang’s article offers that the definition of earnings management is “a process in which managers use judgment in financial reporting and in structuring transactions to alter financial reports to either mislead some stakeholders about the underlying economic performance of the company or to influence contractual outcomes that depend on reported accounting numbers” (He and Yang 2013). So either way one looks at it, earnings management is a form of deceit. In Shafer’s (2013, p.45) paper, the author defines ethical climate by referencing Victor and Cullen (1988) as, “the prevailing perceptions among employees of organizational practices and procedures that have ethical content.” More often than none, findings have shown that companies tend to engage in earnings management through management’s actions, and not just through accounting choices. Corporations tend to conduct earnings management to meet earnings forecasts, as well as, to decrease financing and tax costs. One side of the spectrum would argue that it is perfectly fine to manage earnings, as long as it is within the generally accepted accounting principles. Others would argue that managing earnings is unethical from any standpoint. Furthermore, some would find...
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...From runners in Ancient Greece and trained carrier pigeons in the Middle Ages to the Pony Express of early America, fax machines of the 90s to today’s ever-present internet connection, humankind has relied on the technology of the times to communicate. When members of a society cannot communicate with one another, breakdowns occur and the society is at risk of collapse. The impact communication technology is having on the world at large can be felt at every level of society: from education to social activism, communication technology is making it possible for anyone anywhere in the world to make an impact. While technology has brought about great change and made the seemingly impossible possible; the role that technology plays in society has its detractors. Humanity does not always accept the novel. Change is always greeted with suspicion and society can be slow to shift its paradigm. Today, no one can deny the power of having a literate society. Literacy rates are at an all-time global high. Any student who went to school in the 20th century studied using tomes of paper bound together in the relic known as textbooks. Textbooks were not handwritten, as was the norm prior to the invention of the printing press. Rather, they were mass-produced so that anyone in the school system could have access to educational materials. Mass-produced printed material has allowed society to become more literate, which in turn has helped the global economy. However, when the printing press was...
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...LIZ E-book Pricing To: Andrew, Warren, Clark From: Liz Subject: E-book Pricing I appreciate all of your input regarding our pricing options for our initial branching out into the e-book market. Some of Andrew's staff have done initial market research. Although the numbers are preliminary, they should give us an idea of what the market is likely to be. It doesn't look like the demand for e-books is there if we charge close to the price of traditional books. At a price of $20 for recent releases, the research from Andrew's group projects sales to be very small. More realistically, a price of around $12 will generate sales of about 30,000. If we lower the price to $8, sales are projected to rise to 50,000. Warren says that with royalties and other expenses, he's not willing to go for a price much below $8. What are your views on the best pricing strategy? Get back to me ASAP as we need to move forward. New Tax Response From: Liz To: Staffers in marketing Re: Response to new taxAs you know, new federal legislation will result in forcing companies like ours to collect taxes on our online sales. This is likely to have major consequences not only for CanGo, but also for all firms like ours involved in Internet sales. The prices of all of the products and services that we sell are likely to be affected. In order to respond to this new situation, we need some specific recommendations about how we should alter our pricing policies for our products. Please put together some...
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...Q: There is a toy train that can make 10 musical sounds. It makes 2 musical sounds after being defective. What is the probability that same musical sound would be produced 5 times consecutively? ( 1 of _____) ? Answer: 1/2 * 1/2 * 1/2 * 1/2 * 1/2 = 1/32 32 will be the answer. QAlok is attnding a workshop "how to do more with less" and todays theme is working with fewer digits. The speakers discuss how a lot of miraculous mathematics can be achieved if mankind (as well as womankind) had only worked with fewer digits. The problem posed at the workshop is :"how many 7 digit mnumners can be formed using the digits 1,2,3,4,5 (but with repetetion) tha are divisible by 4? Can you help alok to find answers? 15625 6250, 19532 19531 Q Peter and Paul are two friends. The sum of their ages is 35 years. Peter is twice as old as Paul was when Peter was as old as Paul is now. What is the present age of Peter? Answer: 20 years. Q The ages of two friends is in the ratio 6:5. The sum of their ages is 66.After how many years will the ages be in the ratio 8:7? Answer: 12 years. Q (There was a long story, I'll cut short it). There are 5 materials to make a perfume: Lilac, Balsalmic, Lemon, Woody and Mimosaic. To make a perfume that is in demand the following conditions are to be followed: Lilac and Balsalmic go together. Woody and Mimosaic go together, Woody and Balsalmic never go together. Lemon can be added with any material. (Actually they had also mentioned how much amount of one...
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...Research on Application of EIS in Insurance Industry Introduction Insurance market is a vitally important economic institution where mutually beneficial exchange between consumers - insurance takers and vendors - insurance companies is carried out. Consumers purchase the promise of the insurer to cover the financial consequences of a possible loss, paying the insurance premium for this service. The insurers take the liability to cover the losses in case of a probable harmful event and issue a special document testifying the power of the contract - the insurance policy. Information is crucial for market exchange to occur - consumers have to possess the information about supply and prices, vendors - about demand and paying ability of their clients. Modern economic theory attributes to the market an important innovative function too - the market encourages vendors to create new products and bring them to the market in response to the emerging demand for them. Security for the future strongly influences the welfare of people by making better the personal well-being and by allowing for more risk taking activities unfolding the entrepreneurial spirit in an environment where insurance against harmful loss is available. Role of Information Technology in Insurance Sector The insurance industry has a particular dependence on information technology. Insurance was one of the first industries to apply computers transaction processing -- to handle the vast number of claims...
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...years. It has always strived to help its customer achieve financial success by provides banking, insurance, and mortgage finance, just to name a few. In addition, it has always contributed to communities across the North America and internationally. We intend to demonstrate how Wells Fargo is promoting waste with its current policies and have mapped out a plan to get them back on track and more profitable. History: The company's history goes back to 1852, when Henry Wells and William Fargo created Wells, Fargo & Company in New York City during the West’s gold rush. They provided banking and express services to Golf Rush pioneers. Banking services included buying gold, and selling paper bank drafts. Express services, on the other hand, consisted of the rapid delivery of gold, mail and valuables from1852 to 1918. Wells Fargo used back then stagecoaches, steamships, the Pony Express, and railroads to deliver customers’ business. In 1860s, the firm earned a reputation for trustworthiness by dealing rapidly and responsibly with customers’ money. It earned everlasting fame with the overland stagecoach line by meeting the demand for rapid delivery, from the coast to the mountains; Stagecoaches rolled over 3,000 miles of territory night and day at a pace from 5 to 12 miles an hour. Since then, Wells Fargo has been linked with the six-horse Concord Coach rolling across the vast plains, high mountains, and scorching deserts of the West. In fact, a stagecoach with “Wells Fargo” name...
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...worked there for the last four years in different capacities. I will focus this paper on the functional HR Strategy towards staffing and retention at the consumer lending group and specifically on the division that I work in the automotive finance group and the Tempe, Arizona national call center. I will give a brief description of the history of Wells Fargo and its core products and services, detail the vision, mission and value statements and how they relate to the strategy that HR uses regarding its staffing and retention. I will delineate the system and metrics system used for their recruiting strategies and how the call center comes to a specific number to decide on how many people to hire. Company Background The Brand Finance Banking 500 in the February 2014 edition of Banker Magazine recognized Wells Fargo as the world’s most profitable bank. (Wells Fargo Tops, 2014) But they weren’t always on top. And to understand the high profit trajectory of a Bank like Wells Fargo, you have to understand their history and background. Wells Fargo has been in business since 1852 when it was founded by Henry Wells and William Fargo. (Wells Fargo Timeline, 2011) During the Gold rush in San Francisco Wells Fargo used the classic stage coach and established its’ logo to transport gold. They established the Great Overland Mail service using the stagecoach and adding rail road, telegraph, steam ship and pony rider to get their messages delivered. They were nationalized by the U.S. government...
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...1 Homeschool Spells Success: the Connection between Homeschool and Superior Achievement Dana Hilton Western Governors University Abstract: This paper explores the correlation between homeschooling and student outcomes by drawing upon research that indicates that the homeschool movement has created a generation of students who are uniquely prepared to excel in academic competition, higher education, and in the wider world and who, by extension, are poised to surpass their traditionally schooled peers Keywords: homeschool, John Holt, Raymond Moore, unschooling, educational testing, outcomes Homeschool Spells Success: the Connection between Homeschool and Superior Achievement Homeschooling, by its very nature, is a personal business: students receive personalized instruction in their own homes. But in recent years, homeschooling has moved into the public consciousness through the achievements of exceptionally gifted students of home schools. In her article “Homeschooling: Back to the Future,” educator Isabel Lyman cites one of the earliest examples of the success potential of contemporary homeschool students when she describes the 1997 victory of homeschool student Rebecca Sealfon at the Scripps-Howard National Spelling Bee (1998). According to Lyman, Sealfon’s success helped author homeschool’s move from the educational fringe to the mainstream (1998). Fourteen years later, Jeffery Blitz’s documentary film Spellbound brought homeschooled students’...
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